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7.9

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Cam Hall Palmyra, VA

Capital One has great benefits cards for most regular folks - a card focused on food and grocery, an all purpose cash back card, a travel card, etc. The application process is SUPER easy, and their online card payment tool is even easier to use. I always felt like Cap One was incredibly transparent and not trying to obfuscate my spending or interest. I have 2 cards with Cap One, and may even get a 3rd.

2 years ago

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Craig Jurca Denton, TX

Capital One took a chance on me and I rebuilt my credit with their assistance. I was able to get a small line of credit to start, refinance a couple of cars, and get an improved credit rating over time. It pays to be responsible with your money. Capital One can help!

2 years ago Edited November 27, 2021

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roberto arcia Columbia, MO

My experience with Capital One has been amazing. They offer great cashback rewards, which is something I look for in credit cards. Additionally, they have great customer service cards, as I've hard to call about a claim before: they fixed my issue instantly!

3 years ago

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Vicki H. Poolesville, MD

We use our Capital One card for all our CAPS transactions, although we haven't been able to see the CAPS since Covid issues have prevented seeing games in person! We handle everything via email or online and have always gotten great support when we had questions or needed help.

3 years ago

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Lisa C Johnson Rockville, MD

When I first got a job it was hard for me to acquire credit. Capital one was the first to give me a credit card and the only one to give me a loan for a new car. I like the fact that they remind you of when your due date is. Capital One is the only credit card that I carry.

3 years ago Edited September 14, 2021

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AshMan17 Riverton, UT

We love, love, love capital one. Their point system was second to none (can use points for anything, and redemption is as simple as it gets) and then they stepped up the program and made it even better by allowing you to pay for purchases at Amazon with Cap One points. We have been long time members and have no regrets!

3 years ago

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Eric Wilkinson Herriman, UT

I carry the Capitol One Cabelas card. Capitol One has been a great company to work with. I always pay my payments on time but a few months ago I missed my payment deadline. I called Capitol One and they helped me get it paid and waived my late fee. I appreciate their customer service and taking care of me as a client.

4 years ago

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Natalie Drewery ,

I have a Capital One Venture Card and have absolutely loved my experience. We have had several potential fraud situations and I love how on top it this company is. Helps put me at ease and gives me such trust in the company and their customer service. Everyone I have talked to has been helpful, reassuring, and quick to act.

4 years ago

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Mary Jacksonville, FL

I love my Capital One card because I knew if I have an issue they will take care of me. Depending on your credit you can get a very good interest rate to start that beats those cards that.love to start you off at 26.7%, plus they have many options with no yearly fee.

4 years ago

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MattB American Fork, UT

I love my Capital One Cards. I have several different ones for different rewards. They are accepted everywhere, I can choose which type of card I want and I recently called about my annual fee and they were so friendly and helpful.

4 years ago

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Natalie Brown Boulder, CO

I have capital one for students and it's amazing! They are very forgiving in regards to fees and it's a great credit card for starting up a credit score. The cashback is an incentive to use the card too. The app for the credit card is also very nice and user friendly!

4 years ago

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Matthew Wadley San Diego, CA

I love our credit card with them! We get a ton of points on everything we purchase. A for customer service! So friendly and helpful. It's easy to use your points, no restrictions, no excuses and its actually fun to use them. The interest rate is low, we pay it off each week so we never pay interest. I have told a couple of friends to switch over to Capital One. Never wait for a long time when I can in, which is a huge deal for me. I love their commercials too

4 years ago

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Jasmin Ortega Tallahassee, FL

Capital One is a very trust bank to be apart of. I got my first credit card from capital one and i think it is great. It alerts me when I have to pay, it alerts me when I have made a purchase and is very easy going about increasing line credit and credit scores have never been easier to track.

4 years ago

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Danisalaz Corpus Christi, TX

By far one of the best banks ever! If you are looking to keep money in your bank for a long period, this bank pays an amazing interest! You are also able to link it to your various accounts and do lots of money transfers in between which makes life easier!

4 years ago

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Ron Vincent Cheyenne, WY

We’ve been with capital one for approximately 8 years!! We have LOVED the service we have received during these years! We’ve never had a problem with our cards as far as it being accepted. Never had a problem with it out of the country. Customer has been great also when getting new cards when necessary!!

4 years ago

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kristin Gneiting Pleasant Grove, UT

If you have just average credit not bad but not perfect this is the card for you. I get cash back on every purchase I make. I love this card because I can use some or even all of y rewards towards my monthly payment. It also gives you a backup for purchases made. The customer service is always excellent if I've run into a problem.

5 years ago

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Ted Johnson Pleasant Grove, UT

I have a Capital One credit card and the rate is good. They have a great rewards program. They have given me an increased credit limit as I show that I pay it back on time and I use my credit wisely. They also have great tracking and many options that I can use with it.

5 years ago

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Rory Henrie Pleasant Grove, UT

I currently have 2 business credit cards and a personal credit card through capital one. I have really liked their security and notifications of possible fraud. I have had a card stolen and they took care of everything. I would definitely recommend.

5 years ago

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Tracy Womack Cedar City, UT

The Capital One Credit Card is so easy to use especially internationally! They have some of the best customer service, not to mention no international fees! I have had the best experiences with this company and I have suggested this credit card to all my friends.

5 years ago

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Anne Sainsbury Payson, UT

About a year ago I applied for the Capital One Rewards Card. After applying I received a response stating that I was not eligible for this card because I had not built up my credit enough. I guess it would have been nice for me to know a bit more about the card before applying for it. I wish that the instructions for applying were easier to understand so that I would have known before that I did not qualify.

5 years ago

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Lori Salt Lake City, UT

Our Capital One credit card is great. We have the no annual fee card that still comes with benefits so that makes it nice. We have never had any issues using it anywhere and the interest rate is low if we don't pay it off by the end of the month.

5 years ago

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Karrie Ogden, UT

Capital One is the only credit card we own and we have always really liked it. We can use it anywhere and we slowly build the rewards that are fun to use at times. I would recommend Capital One to anyone looking for a credit card.

5 years ago

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Dean Ogden, UT

We have 2 Capital One cards and love both of them. The fees are minimal and the rewards are amazing. Even if you lose a card or have a fraudulent charge it is super easy to resolve. I couldn't say enough good things about Capital One. Get a card from them if you don't already.

5 years ago

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Jennifer Ogden, UT

Capital One is my favorite credit card I own. No annual fee along with great benefits and a low interest rate just in case I don't pay it off in full makes it awesome. If you are looking for 1 card or looking to add another you must get a Capital One card!

5 years ago

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Ashley Pleasant Grove, UT

I own the Savor Rewards card by capital one. You earn 4% cashback on dining and entertainment. We wanted this card solely for this purpose. I get 8% cash back on tickets at Vivid Seats. The rewards add up fast. I also get a food delivery credit each month!!

5 years ago

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Erika Thorn Riverton, UT

We have been members of Capital One for a number of years and they are hands down the best credit card out there. We just took our boys on a trip and used our Capital One points. Double the points on every purchase. Can’t beat that.

5 years ago

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Jeff B Orem, UT

Very reliable credit card with great benefits. I have never had a problem with my Capital One card and with no annual fee it is very affordable to use. I have had great experiences with their customer service department. Overall an awesome card!

5 years ago

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Brennan Orem, UT

I love my Capital One credit card. The rewards are the best I have seen and they are easy to redeem. The website is so easy to use managing your card couldn't be easier. If you are looking for a credit card you owe it to yourself to look into Capital One.

5 years ago

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Dee Farquharson Washington, DC

They are my second credit card company but DEFINITELY MY FAVORITE! Making payments is soeasy, the app is easy to use and make payments. Also, they increased my limit just from making payments on time. My other credit card doesnt have as high an interest rate with a higher limit, but its not a big deal .just an observation

5 years ago

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Garn L. Arnold Alpine, UT

Love my Capital One card. I have a very low interest rate but I pay my card of each month anyway. I get flight miles that can be used on any airline. Customer Service is great waving fees when they didn't have to. And their online site is great and easy. Highly recommended.

5 years ago

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Irene Anders Folsom, CA

We love our Capital One Quicksilver cards. We get cash back on all purchases without having to do anything. When we had fradulent charges on the card they were quick to handle the problem and remove the charges from our account.

6 years ago

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Robin Orem, UT

the easiest online application. within a week i received my card in the mail. i had a family emergency and need to go out of town. to my surprise i was approved for a credit increase. the monthly payments are decent, fits in my budget. customer service is wonderful.

6 years ago

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Mali Orem, UT

Easy Approval and Credit Limit Increase. i have a lot of credit cards and this by far is the best because i am not getting numerous telemarketing calls from them. They send me everything through email, even my statements. They send me a reminder of when my next billing cycle is due. When i had a question they were helpful and kind.

6 years ago

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Aiga Orem, UT

easy, fast approval and you get your card within less than 10 days. Interest rate is high. Payments are affordable. Customer service is nice depending on the agent you get. Easy to make payment arrangements. Statements were readable.

6 years ago

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tini mapu Orem, UT

This was the first company to approve me for a credit card. My credit wasn't that great and they still approved me. They help build credit and they even helped me get back into shape when I missed some payments. They are so good to their customers.

6 years ago

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Troy Millett Lindon, UT

I have had a Venture credit card for the last few years. I love it! I love the double miles reward on every purchase. I don't like the $60 annual fee, but since I probably earn close to $1500 a year in points, I cannot complain too much. I use this card for everything.

6 years ago

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Kim Millett Lindon, UT

This is the greatest card! (We have the Venture card). We earn roughly $1500 of travel per year using this card. It helps to pay for our yearly cruise. I love just having one card so that I can easily keep track of expenses and payments. We have never had a problem with this company. We have now had the card 3 years.

6 years ago

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James Nelson Falls Church, VA

I have always been impressed with the individual attention given to the customers. They have gone above and beyond to ensure that my needs are met to my satisfaction. In addition, there are no hidden fees that I have ever stumbled upon--staff seem very transparent and deliver excellent service.

6 years ago

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Caroline Ahoubim

Signed up to get discounts for online purchases. It has definitely lived up to it's promise. Thank you!

4 months ago

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Sonia Bacon

A great card to have for my car rentals and traveling. Customer service are always there when you need them

4 months ago

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HellasBlue Odessa, FL

I have a few credit cards with Capital One. They make it easy to manage your billing and expenses and have excellent customer service.

7 months ago

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Annie Hickey Ormond Beach, FL

I have a Walmart Capital One card. I absolutely love this card. I pay it off every month and use it all month long. I get cash back. It's a win-win.

8 months ago

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Beth Mahaney Dartmouth, NS

When I rebuilt my credit I canceled my card as I had bigger ones and their little 500 dollar one was not necessary any more. Because they chose not report 'my choice' of keeping their card. Equifax dropped my credit by 40 points because of capital one. I did call them and they corrected it but it was to late... took a year to gain all my points back.

8 months ago

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Rebecca Tunnell Bolivar, MO

I love my Capital One card. It’s so convenient to use. I get cashback on everything I do and it’s a fun card to use.

8 months ago

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Steven Arzola LA

I've been with Capital One over 10 years and they told me they can use my debit card no more for a payment so I called last month September to make my payment and a customer care girl tells me you can make that payment with your credit card cuz I was going to make it with my MoneyGram app and she takes my payment I always make more than the minimum the minimum was $61 I made a $75 payment she takes my debit card information but she doesn't ask me for that zip code we all know that you have to ask the ZIP code the first time it doesn't go through the second time she says it goes through but she didn't ask the zip code and then 4 days later they're automated man tells me hey you have a $25 credit so two weeks later you know cuz you know these people are in the business of blood I called a check and I'm of course I'm 121 overdrawn and I have to make a payment immediately so I call their customer care I tell everyone hey I made my payment boy was I insulted by a bunch of people that told me they're a collection of people said if I had a dollar for everybody that told me they made their payment well dude if you had a dollar or ever doing anything honest you might be rich but you're never going to be rich because you work for Capital One and when I finally did get to somebody that was professional this is what you told me we're going to listen in our back room you know where we get high and look at the film or listen to the messages even though they can record you and you get record them and of course I was right but you think they would admit it no they just told me we're going to wave your late fee for September and so I go okay but let me make September's paper and October no that's all right you're you're good for September you just got to make your October payment boy what a lie that was their computer generated their girl told me I'm not a credit expert like nobody is there the only experienced anybody has there is isn't lying and she tells me I don't know if if we report it lame it's computer generated went straight to bike at my credit score was a 750 I wonder if anybody there working has a 750 score so she tells me don't worry and you know when people tell you that don't worry especially with credit they're lying to you and you're going to get screwed every time and you know what I thought these people really cared my daughter just recently had kids twins her first babies and she has post pregnancy depression severely she hasn't bonded with the kids I've been taking care of him is that really Zachary Lee Michael Anthony Zack and Mack and one of them had a little heart murmur you know I just Grandpa hasn't taken care of kids on decades and I told that to some of the people that worked in the senior account specialist they know some of those people are really got hearts and everything but some of them they didn't even take care of my grievance let alone file it that's what makes me even laugh more and then they give me a cease and disorder saying I threatened bodily harm to their employees I'm 62 years old my God Carlos can you be even a bigger sissy than you are have you come on but you know what I don't have no ill will till you people it's not my fault that you guys are unprofessional and you think you're professional and when you have a degree in what lying I mean come on you know it's even funnier is when you you called her corporate headquarters number and you get somebody in Asia and you ask him he can have the corporate headquarters number and they say this is it and I go oh I didn't know there was Virginia Asia what county is that in and you already he tells me it's in the District of Columbia that's Colombian to him cuz that's what he was smoking in Colombian what a laugh but I have no ill will tell people to Capital One you know even though the girl lied my credit score come down you know what can you say some people are going to hell and some people are going to heaven and Capital One is the number one going to hell take care and hope all your dreams and wishes go true for all the families and workers at Capital One take care and hey what about my grievance Carlos

1 year ago

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Stephanie Faenza Phoenix, AZ

I love my capital one credit card. Good rewards system where I get a nice amount of cash back. I use this daily then use my cash back to take chunks off my credit card bill!

1 year ago

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Mehrdad Tebyanian San Jose, CA

I want my money back to my card $198.18+49.54= $247.72 immediately, otherwise, I will write a bad review for capital one and also I'm telling to my all friends to write it down as a bad review for your company until you give it back my money to my account. It's up to you whatever day you want to send my money, today or tomorrow whatever day. I will stop writing bad reviews for you until I receive my money. I sent you all clear documents that the condor must NOT charge for luggages and put the red pin for you on the documents, but its looks like you want to play games with me ok no problem. When I talked to the manager of dispute cent Cathy, she was so rude and impolite that I saw capital one charge me again for $49.54. I want my money back because you have a lot of clear documents and the condor must NOT charge me. If you don't help me, I will sue Cathy, the manager of the dispute center, and capital one. Because you are stealing my money and you shake hands with fraudsters. This is 100% my right that my money back to my card.

1 year ago

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Todd Jenkins Winter Park, FL

I have had Capital One credit card for over 10 years, and with the exception of the first year of owning the card they have never raised my credit limit. All my other credit cards (Citi, Discover, and American Express) never had an issue raising my credit limit. But, it not just that. Capital One has the highest interest of all my credit cards, and is never willing to negotiate with you. With most of my other credit cards I'm able to negotiate down the interest payment after being with them a couple of years, but that is not the case with Capital One. Last I don't particular care for their online interface. I have found my other credit card companies interface more intuitive. My recommendation is to seek elsewhere if you are looking for a credit card company. I can guarantee that you can find a better product.

3 years ago

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Makayla Holland Gaithersburg, MD

Capital one is the best credit card easy online system and approval process I wish I could get more cards with them. The process is very easy to get a card.

3 years ago

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Mary Calloway

I have had the business card for a long time, over 10 years but the interest rate has never declined even though I pay more than the min. This makes it difficult to pay the card off as I have had business decline for the past 5 years.

4 years ago