Name: American Express (Amex)
Rating: 3.3

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Adalberto Rodriguez Livermore, CA

When I was 16 this was my best friend. Thanks mom. Sorry for spending so much. I love my American Express card! Best rate in the market. Always reliable

1 year ago Edited January 22, 2024

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Georgio O. McCullough MA

A1 credit card and company. The customer service isn't bad and is available 24 /7 with the bot answering questions. Good company to build your credit up with.

1 year ago

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Raj R

Credit services coming with great perks that can be easily overlooked such as cell phone protection, exclusive restaurant reservations, and travel protection.

1 year ago

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Jeri Bryant

I have 2 cards with them and love the services they provide and the update on events they sent me too. the international benefits are the best period.

1 year ago

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K.I.W. Lawrence, KS

Decent card but their travel perks aren't all they are cracked up to be and the customer service isn't anything to write home about. The concierge service didn't get me any better deals I couldn't get myself but it does save a little time.

1 year ago

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Carlos Agosto

I like this card many benefits many offer but he don’t offer time with out interest like other card. Many other offer 12-18 with out interest and this is very attractive for many new costumer like Me !!!

1 year ago

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Beth Perkins Great Falls, MT

Customer Service is excellent. I do however have a problem with it not being accepted in all the same places as visa or mastercard. I've been told its due to fees. Maybe I received incorrect or bad info. Can;t tell you how many times I've gone to purchase something and was told - we don't accept American Express here.

1 year ago

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Ingaborg Howard MO

I have been with Amex for a lot of years. They have always had my best interest when I have spoken with them through out the years. Thank you American Express.

1 year ago

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ERVIN CLARK Maumelle, AR

Over 40yr member. Love the quality of support. Variety card options to fit ur needs. Would love to see annaul fees decrease. Would love for merchant charge to lessen

2 years ago

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andrea stevens LA

The fact that you are restricted to what places accept this cards is a down fall. But I know the higher level cards have great offers which is why people stay with Amex. Just not for people with little to no credit

2 years ago

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Elena Saint Augustine, FL

Love my American Express card. I've had it ever since college and never had a bad experience. Their website and app is easy to navigate and they have good incentives.

2 years ago Edited March 8, 2023

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Alan Fenech Brighton, MI

American Express is a great company with Awesome customer service! They more than help whenever they can. go with American Express! You won't be sorry!!

2 years ago

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angi bowerman Tipp City, OH

This is a good card to use if you spend a LOT of money, can easily pay off bills at the end of the month, and use the card that has the huge yearly fee. With the fee, you can earn good cash-back on grocery store purchases. If you do not spend a great deal, though, it is not worth investing in.

2 years ago

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Alicia Rivero Dallas, TX

I got this credit card to earn points for delta. It has been a great card so far but I do wish American Express was accepted at more locations. I would use it to pay for so much more if more people accepted it.

2 years ago

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Chuck Holley Scottsdale, AZ

I have been an AX card user for about 30 years. There has been over the years a descripency on some of the charges by seller, AX takes CARE OF THEIR CUSTOMERS

2 years ago

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Henry Lebensbaum Andover, MA

excellent service and customer support. They overcharge their providers more than their competitors. This is one reason why some places refuse to carry them. I also detest their annual fee.

2 years ago

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Shelton Germaine Rogers, AR

I have had my Amex account now for several years. I would place them in about the middle of the road. Their rates are not the greatest but also aren't the worst. I rarely use any of my CCs but this would be in my top 5 or so to use should the need arise.

2 years ago

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Jepheth White Fairfield, CA

I love the different options of credit limits you’re able to get. Plus the fact that regardless of which card you get, you still get AMEX deals and quality service.

2 years ago

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Joshua Richmond Lexington, KY

Great intro APR of 0% for new customers; but they are also one of the few credit card companies that once they start charging you interest, they make you pay that interest on top of your minimum payment. Which can confuse some people who are new to credit cards. Customer service was very rude as well when i asked about the minimum being so much they gave me attitude and asked if I read the agreement fully and that if I had read it properly then I would know about the interest being added to the minimum. Just overall the worst Credit card company Ive been with and I've had 2 capital one cards, a credit one card, and a discover card; all much better than AMEX

2 years ago

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Charles Hughes Southport, NC

We don't use this product very much because of its higher interest rate even though we pay off monthly. However, we recently started using for the reward points for lodging and it's been a very positive experience.

2 years ago

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Gary Wilkins

American Express is ok as long as things are going well — a major problem I had was customer representatives . Oftentimes I could barely understand them due to their accents ( outsourced) and some of there practices are shady . I once sent a 4000$ payment and they dropped my line of credit that amount - having never been late — I was livid

3 years ago

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Wendy Shaw Queens, NY

Very reliable. 24-hour access. Online savings account. Also a variety of different ways to save !!! Via -credit cards, debit cards, prepaid cards, gift cards, and bank accounts. Very competitive rates too!!!!

3 years ago

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Claudine Doyle CA

I really love my Delta American Express card. I earn great benefits from using it!! I think $95 yearly fee is super steep though. It’s the only card that requires and annual fee and that is a big con for me.

3 years ago

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RCSmith Frankfort, KY

I have been a customer of American Express for years. My experiences with American Express have been good. I would like for their rewards program to add a cash back instead of just a credit. But a credit to account is good.

3 years ago

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KG Lebanon, NJ

I have my blue card with AMEX and it has always been easy to use however whenever I need to use planet it never works and it’s difficult to get a promotion for a loan when you need it. Whenever I don’t need a loan it seems to be available which is a little inconvenient otherwise it’s a good card.

3 years ago

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Carolina camacho

I love American Express! Through American Express, I get flying miles and I have been able to travel to so many new places! I save so much money with American Express

3 years ago

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Cris Balmanno Riverton, UT

Rates are a bit high, and they're not accepted everywhere which becomes problematic and makes me need to carry a second card, but their customer service is great and I enjoy the perks.

3 years ago

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Leonard Leo Potomac, MD

AMEX used to be synonymous for customer service and perks. However, these qualities have gone down over the years. Their Blue card is no annual fee with cashback at 3% for groceries. Email status is great. You have to monitor your rewards, because special incentives are not always posted.

3 years ago

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Jun Chen Rockville, MD

I have a good experience to use American Express card. It is safe to use even in outside of USA and the transaction fees are low. I also have a good experience for its custom services.

4 years ago Edited September 14, 2021

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Joannetta Jarman Secaucus, NJ

We have been using amex since the 70s and its our most used card still. They have great customer service and great policies on working with merchants and insuring items.

4 years ago

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Eban Beltran Arlington, TX

We love our Delta SkyMiles card. For a couple of years it’s no longer been accepted at Costco, but that’s been the only real downside! This is my go-to credit card.

4 years ago

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Jared Provo, UT

My limited experience with American Express has been good for the most part. I have the Delta credit card, and my only complaint so far is that the value of a SkyMile isn't as readily accessible as I would like.

4 years ago Edited September 14, 2021

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Jennifer Ashby Lehi, UT

I have been pleased with my AMEX cards. I have been able to earn great rewards. The only downside is that you sometimes can’t use them everywhere. They have resolved any issues that I have had.

4 years ago

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Jeff Blosil Kennewick, WA

In the short time I have had my card I was able to earn enough miles for a free trip! The customer service is also amazing and I don't spend hours trying to reach someone.

4 years ago

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Michelle Pyne Hoschton, GA

We have had an American Express card for several years. Processing is always accurate, and they are always responsive to our questions and helpful when we express a need.

4 years ago

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Melissa Providence, UT

Love the protection I have with using my American Express credit card. They have great to work with when purchases have gone wrong. Excellent customer service.

4 years ago

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Julie Earl Magna, UT

Great credit card with great benefits. I have the Hilton Honors and have used this card to earn points towards travel. I have no complaints about my American Express card!

4 years ago

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Ashlee Bair Los Angeles, CA

We love the customer service and rewards given by Amex! They are such a great credit card company to use. Don’t love annual fees but we usually steer clear of those cards.

4 years ago

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Morgan whiting Los Angeles, CA

We had an American Express 15 years ago. We made payments every month. One month we completely paid it off and they cancelled the card with no reason. We were very confused and not happy. We have now had an American Express for a few years and are happy with our current experience. My only complaint now is that some places don't take Amex.

4 years ago

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Nathan Broomfield, CO

I have been an AMEX customer for over three years and have always been overly impressed with their customer service and speed at which they are able to process my requests

4 years ago

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Dayna Riverton, UT

I love my AMEX card and the rewards that it offers me as a small business owner. I am able to take my family on a free vacation every year because those rewards.

4 years ago

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Shante Reeder Herriman, UT

I have had nothing but a great experience with American Express! They have very user friendly apps, great customer service, and are very easy to work with.

4 years ago

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TommyT Flower Mound, TX

American Express is all about the vendor and not very customer (consumer) focus. We basically got scammed and called AMEX to cancel the card and switch. After they sent us the new card, AMEX still allowed the scammer to make charges to the NEW card!! what was the whole point of canceling the old card if you are going to allow them to continue charging the new card? I had to contact the attorney general to get the matter resolved. AMEX is all about letting merchants charge all sorts of fees and then go after the consumer no matter if its correct or not. After a quick search, I discover there was a big class-action lawsuit against American Express. PLUS this is the worst credit card to get as MOST merchants don't take it. Never again!

4 years ago

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russbayles West Valley City, UT

Love my AmEx delta sky miles card. Have used it to fly free to several destinations. Wished the points to fly weren’t so high but beggars can’t be choosers. I’ll keep using mine as my go to card.

5 years ago

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Linda Lender Orem, UT

I love my American Express card. They are partners with Delta airlines on the cars that I have. And I get free baggage service for me and all of my party when I travel .

5 years ago

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David T Draper, UT

I had an Amex for my business. The rewards are great and I got some help from an employee of Amex on how to run my payroll through the credit card for even more perks.

5 years ago

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RodrigoRamirez Austin, TX

Opened up a card with them during a $0 transfer balance promotion. I've done so with other credit card companies as well, but appreciated the simpleness of Amex overall.

5 years ago

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Michelle Schow Saratoga Springs, UT

I like American Express because they have some good incentive programs when signing up for the card. It is a little bit more difficult to use the card internationally.

5 years ago

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chris Francom Houston, TX

I have the delta card through American Express. I’ve been happy overall with no issues or problems except the occasional merchant that either doesn’t take Amex or charges an additional fee to use it.

5 years ago

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Kaydence Bonino Riverton, UT

We are big fans of American express. The customer service has always been so good. The only thing I hate is that we have to wait until the end of the year to get our cash back rewards.

5 years ago