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Turnbull Law Group

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37 User Reviews

4.2

Overall Score

Turnbull Law Group specializes in helping consumers resolve debt and defend against creditors.

The law firm provides attorney-represented debt negotiation in certain states. The minimum debt requirement is $12,000. For clients dealing with financial hardship, and who can make regular deposits into an account to pay for settlements, debt negotiation provides an alternative to bankruptcy.

The firm also provides bankruptcy representation, consumer litigation defense against creditors, and representation for clients dealing with abusive debt collection practices (FDCPA violations).

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The Good

  • Debt Negotiation Program
  • Clear and Simple Explanations
  • No Fees Charged Until After a Debt Is Settled

Debt Negotiation Program

Through Turnbull’s debt negotiation program, clients may be able to get out of debt faster than with other programs.

The benefits of enrolling into Turnbull’s program include the following:

  • Savings — clients may only pay a fraction of what they currently owe
  • Speed — clients can resolve their debt much faster than if they were making the monthly minimum payments
  • Affordability — the monthly deposit is usually less per month than the minimum payments

Turnbull’s attorney-represented program allows potential clients a free one-on-one consultation with an attorney before enrolling.

Additionally, clients will receive a licensed attorney to oversee their entire program and clients will have attorney representation if any of the creditors decide to use legal action to collect the debt.

Those who enroll in the program will make monthly deposits into an FDIC-insured Dedicated Account (owned and controlled by the client). As the funds begin accumulating, the law firm will then create a negotiation strategy based on the creditors and amount owed.

Regarding the negotiation strategy and available funds, Turnbull’s attorneys and negotiators will work directly with the creditors to reduce the amount owed. When an agreement is reached, the attorney will present it to their client for approval.

Once approved, funds in the Dedicated Account will be used to pay the creditors and Turnbull’s fees for that settlement. The process is continued until all debts are paid off.

Depending on the situation, the program can last anywhere between 24–48 months.

Clear and Simple Explanations

Turnbull’s website thoroughly explains debt negotiation, consumer litigation, and bankruptcy law in a clear and concise way that helps clear up any potential questions.

When it comes to legal issues, many people don’t fully understand their rights. This can lead to debt collectors and creditors taking advantage of the situation. Turnbull Law Group strives to help clients navigate the often-confusing world of legal services. The law firm helps clients make well-informed decisions and walks clients through the “jungle of legislation, procedural court requirements, and unexpected challenges.”

No Fees Charged Until After a Debt Is Settled

With debt negotiation, the law firm doesn’t get paid until the client accepts a settlement offer. Unlike other types of legal services, there are no up-front retainer fees with debt negotiation.

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The Bad

  • Limited Availability

Turnbull services are limited to the states in which their attorneys are licensed to operate. Its debt negotiation services are only available to consumers with $12,000 in debt, who are experiencing a financial hardship, and who can put money aside into a bank account to pay off settlements. To find out details about how debt negotiation works and if they qualify, consumers need to call a certified debt consultant to see if they qualify for the law firm’s services.

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The Bottom Line

Turnbull Law Group is a law firm and debt relief agency specializing in helping consumers deal with debt and creditors. The law firm’s website is a great source of information for people looking for information about bankruptcy, financial management, and debt relief. Turnbull focuses on serving consumers and business owners who are overwhelmed by the complexity of legal domains such as The Fair Debt Collection Practices Act (FDCPA), bankruptcy law, consumer protection law, and business law.

However, the law firm explains that the information on the site is not to be used as legal advice and may not always reflect current legal developments or variations of the law in different jurisdictions. It’s best to contact Turnbull Law Group directly to ensure its services are right for you.

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Star Rating

4.9

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37 Reviews

Review Breakdown

5 grade

89%

4 grade

8%

3 grade

0%

2 grade

3%

1 grade

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Freddie Collins Atlanta, GA

Have been in contact with customer service and I was satisfied with the response I received concerning my question. The representative was friendly and professional and gave me a feeling that my concern was the utmost important.

1 week ago

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Reply from Turnbull Law Group

It's always great to hear clients share how pleased they are with our service efforts. Thank you, Freddie, for the opportunity to serve your financial needs. We're honored to be your solution to financial relief. Here's to a successful journey! Thank you for choosing Turnbull Law Group!

May. 7th, 2021

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Ed Incillo Watertown, CT

When ever I call to speak to someone about my account, the person on the other end is always pleasant and helpful. They have the answers to my questions. Also would like to thank Turnbull Law Group for their prompt action and settlement reached on behalf of myself. One more to go!!

1 week ago

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Reply from Turnbull Law Group

Way to go, Ed! Congratulations on the progress you've made. We appreciate your amazing feedback! Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs. Here's to your financial freedom!

May. 5th, 2021

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Laura Glastonbury, CT

Turnbull worked with me to ensure I had a plan without throwing me in further debt and greatly helped when COVID took a turn for the worse and I needed funds. Highly recommended if you are looking to get rid of debt and bankruptcy is just not an option for you!

2 weeks ago

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Reply from Turnbull Law Group

We cannot thank you enough for sharing how pleased you are with our service, Ms. Laura! Making sure our clients feel well-supported is our number one focus. Please let us know how we can continue supporting your every step toward financial freedom. Thank you for choosing Turnbull Law Group to be your guide.

Apr. 27th, 2021

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SLburlingame Ashtabula, OH

Hello, my husband and I have been clients for over a year. Customer is service is great, and the representatives will always treat you with courtesy and respect. The other great part is a attorney will contact you themself to go everything and answer any questions you may have. The attorney will also periodically check in to let us know of any issues or just to keep us updated. Thank you Turnbull Law Firm.

1 month ago

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Reply from Turnbull Law Group

We cannot thank you enough for sharing your positive experiences with us! It's always great to hear clients share how pleased they are with our service efforts. Making sure our clients feel well-supported is our number one focus. Keep up the excellent work, and thank you for choosing Turnbull Law Group. Here's to a brighter financial future!

Apr. 8th, 2021

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Tammy S Fradeneck Macon, GA

I was a little nervous about signing up to reduce my credit card debt. After 6 months of paying my monthly payment I was very pleased to find out one of my credit cards was settled. Now I can feel a little less nervous about the the settlement of the one card. The staff are very helpful and you feel at ease. I lnow it is going to take more yime to settle the other cards balance but I feel so good about my decision on using Freedom Debt Relief program . And Trumbull Law Group.

1 month ago

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Reply from Turnbull Law Group

Congratulations on your first settlement, Tammy! You should be very proud about the progress you're making. We are thrilled to accompany your journey to financial freedom. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs. Here's to a successful journey!

Apr. 8th, 2021

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Sharon Jefferson Toledo, OH

In just a year they already settled two of my accounts and one was quit a large one! when calling client support I feel at ease and I get all my answer quickly! The client support team an attorneys have a excellent communication between them, cause client support has all the updates on my accounts right in front of them on their computers! I also keep them informed at my end!

2 months ago

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Reply from Turnbull Law Group

We cannot thank you enough, Sharon, for sharing such amazing feedback! We'd also like to congratulate you on the progress made so far! It's rewarding to hear how pleased you are with our service efforts. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs. Here's to a successful journey!

Mar. 10th, 2021

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Margaret M. Soulia Norwich, CT

It is both a privilege and an honor to give others who are feeling overwhelmed and drowning in debt. I began in March of 2020, around the time COVID-19 really kicked in. I made the decision to turn to Turnbull and consolidate my debt. They have been wonderful!! They have been totally committed to resolving my debt completely and am pleased beyond words what they have done for me and will continue through until the end. A wonderful group to work with and they are committed to resolving any and all concerns you may have.

2 months ago

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Reply from Turnbull Law Group

We appreciate your amazing feedback, Margaret! It's always great to hear clients share how pleased they are with our service efforts. Remember to log into your Client Dashboard for important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

Feb. 23rd, 2021

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Zb55 Belleville, KS

Our experience with Turnbull has been a very positive one. We are one year into our four year program, and have been able to significantly increase our payments with the goal of ending the program early. Don’t be shocked after Turnbull negotiates your first settlement, and you see a chunk of the funds you’ve deposited go to then as a fee - Turnbull has been able to negotiate many of our accounts down to 50% or so of the balance that was due. They will take a fee with each settlement, but it is all calculated into the scheduled deposits so that you will never have a bill. There are better ways to get out of credit card, payday loan, or other debts, but this option is for those that are far enough down the debt road that the only other option is bankruptcy. Communication with Turnbull ha also been outstanding. I’ve never had any issues with getting a hold of anyone and getting any questions answered.

3 months ago

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Reply from Turnbull Law Group

We appreciate your amazing feedback! It's so great to hear how pleased you are with our service efforts. Our goal is to make sure we support our clients every step toward a debt-free future. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

Jan. 22nd, 2021

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Jenn Hudson, OH

I would have to say customer service was excellent but not the way they handle the debt is not. Why they make 7,000.00 off of the debt is because they take your largest debt first to pay off which takes longer. The small debts just keep sitting there in limbo and ruining your credit. We went from a 672 to a 448 in the midst of 5 months. Yes, I increased what I was giving them and took debt away to pay and keep current. Covid hurt us and some it the credit cards didn’t care and some would work with you. I just canceled and am waiting for my refund. Do not do this, just file bankruptcy or find another company that structures differently to get it paid off.

1 month ago

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Reply from Turnbull Law Group

We regret to hear you are disappointed with the costs of using our service, Ms. Jenn. Please know that our Settlement Consultants always consider our clients' best interests when resolving the enrolled balances. We are sorry to hear you've decided another route may be a better option for you. However, we wish you all the best in your financial endeavors. Thank you for allowing Turnbull Law Grop an opportunity to serve your financial needs.

Apr. 13th, 2021

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Kara Chappell Suffield, CT

Turnbull has made resolving my debt a journey that brings peace of mind instead of stress. With the pandemic I could not have asked for a better team during such a tumultuous time. I would highly recommend them and their quick ways of contacting making authorizing settlements so easy!

2 months ago

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Reply from Turnbull Law Group

Amazing feedback, Kara! Hearing that our service provided you with peace of mind is beyond rewarding. We also appreciate you for recommending our program. Remember to log into your Client Dashboard for important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

Mar. 3rd, 2021

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Jae Steele Jacksonville, FL

Turnball law has been a saver! They worked quickly to help me start to resolve my debt issue. I am currently in the program and have been for 6 months now and I just got my first settlement and I am so excited to see where things will be in a year or two.

2 months ago

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Reply from Turnbull Law Group

Congratulations on your first settlement, Jae! We appreciate you for taking the time to share this with us. It is our pleasure to provide a service that leads you to a brighter financial future. Thank you for choosing Turnbull Law Group as your guide to getting there!

Mar. 1st, 2021

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Danny Denney Dayton, OH

First and formost I would like to thank you for your help. I have not recieved any notice from Discover card one way or other. Also American Express has been in touch with me to let me know they have canceled my credit. Thank you for your insistance. Danny Denney.

3 months ago

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Reply from Turnbull Law Group

We appreciate your amazing feedback, Mr. Denney. It sounds like you have a great understanding of how our process works. If any questions come up, Client Services is available Monday - Friday to support your financial needs. Thank you for choosing Turnbull Law Group!

Feb. 17th, 2021

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Vilissa Talcott Grovetown, GA

Turnbull Law Group has taken everything out of my hands. No more stress or worry! They got a list of my creditors and let me know how much to set aside each month to see about lowering what I owe. They contacted my creditors and started negotiations with them. I ignore phone calls, and any mail I get from my creditors, I fax to Turnbull. They have already negotiated a transaction with one of my creditors, and I have accepted that offer! And I have only been with them a couple of months!

3 months ago

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Reply from Turnbull Law Group

Congratulations, Ms. Talcott, on your first settlement! We appreciate your amazing feedback. It's always great to hear clients share how pleased they are with our service efforts. Keep up the excellent work, and thank you for choosing Turnbull Law Group.

Feb. 17th, 2021

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Mildred Klein Hempstead, NY

While I think this company is excellent in what they do, I have a lot of anxiety in the timelines. We have been bombarded with calls from credit card companies and collectors. A summons even has been served. We have only received one settlement. We expected better communication and resolution at a much quicker pace.

2 months ago

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Reply from Turnbull Law Group

We appreciate you voicing your concerns regarding your account, Ms. Klein. Please know we greatly appreciate the patience given by our clients. We never intended to disappoint you when it comes to serving your financial needs. An account specialist will be reaching out to you shortly concerning the matter. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

Feb. 22nd, 2021

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Antonio Aponte Spartanburg, SC

What I like the best about this company is that they are on top of everything I couldn't be more excited to have you guys help me out thank you so very much I will recommend this company to anyone that's going through the same thing I'm going through

3 months ago

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Reply from Turnbull Law Group

Amazing feedback, Antonio! We appreciate you for taking the time to share this with us. Thank you for recommending our program! Please let us know how we can continue supporting your every step toward financial relief. Thank you for choosing Turnbull Law Group as your guide to getting there!

Feb. 2nd, 2021

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Linda Thompson Proctorville, OH

What I Like and appreciate most is that I can call client support anytime and talk to wonderful agents, even if trivial. They give reassurances and pass on information to the attorneys-saving them valuable time. Thanks! Linda T.

3 months ago

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Reply from Turnbull Law Group

We cannot thank you enough, Ms. Linda, for sharing your positive experiences with us! It's great to hear you share how pleased you are with our service efforts. Here's to your financial success! Thank you for being the best part of Turnbull Law Group!

Jan. 27th, 2021

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Yvonne Johnson Decatur, GA

I am pleased with the results so far and glad I made the chose of Turnbull Law Group. The Customer Service Staff is great and pleasant they answer your concerns and explain the process to you so you understand exactly what is going on with your account. You also have access to your deposit as they post to your account.

3 months ago

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Reply from Turnbull Law Group

Thank you, Yvonne, for the confident feedback! Our goal is to make sure we support our clients every step toward a debt-free future. Hearing that our service provided you with peace of mind is beyond rewarding. Thank you for being the best part of Turnbull Law Group! Here's to your financial success.

Jan. 21st, 2021

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Lisa Williams Perrysville, OH

So far so good. Head my first settlement after four months. It’s very stressful to deal with debt but each time I call they reassure me that things are going well. I’m having trouble with one credit card company harassing me, but hopefully this will be resolved.

3 months ago

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Reply from Turnbull Law Group

Excellent feedback, Ms. Williams! We are thrilled to be your financial solution to debt-relief. Congratulations on your first settlement! Keep up the excellent work, and thank you for choosing Turnbull Law Group.

Jan. 21st, 2021

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Melissa Roam Denver, CO

They make the process so easy and keep in contact with you any time something happens. Would highly recommend them if you need help with debt relief!

1 month ago

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Reply from Turnbull Law Group

We appreciate you for taking the time to share this with us today, Ms. Roam. It's great to hear how pleased you are with our service efforts. Remember to log into your Client Dashboard for important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

Apr. 16th, 2021

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E Love Vidalia, GA

They are very helpful and knowledgable. They answer all my questions and communicate clearly. I am on my way to better financial standing because of what they are doing for me. I couldn't be more satisfied.

3 months ago

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Reply from Turnbull Law Group

Thank you for the confident feedback, E Love! Our goal is to make sure we support our clients every step toward a debt-free future. Hearing how you've benefited from our service is beyond rewarding. Thank you for choosing Turnbull Law Group as your guide to financial freedom. Here's to a successful journey!

Feb. 1st, 2021

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Nancy Henry Saint Paul, VA

They have been very helpful and I’m very pleased with the progress we are making. I’m not stressed out about the bills anymore. I thought I would have to file bankruptcy but this was the better choice. Thank you so much.

3 months ago

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Reply from Turnbull Law Group

Our pleasure! Thank you, Nancy, for sharing your experiences in our program. The goal is to make sure we support our clients every step toward a debt-free future. You can do this! Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

Jan. 27th, 2021

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Al Mossa Stamford, CT

Since signing on I have had very little interaction with them other to call to complain that creditors were non stop calling me. I was told that it is a process that takes time to negotiate settlements and since then, I have a better understanding of the process. They have, after 3 months, got me a settlement with one of my creditors saving me over 50% of what I owed the creditor. I could not ask for more or be more pleased thus far.

4 months ago

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Reply from Turnbull Law Group

Amazing feedback, Al. Congratulations on your first settlement! This is a huge milestone to have reached. You should be extremely proud of your efforts. Our goal is to make sure we support your every step toward a debt-free future. Keep up the excellent work, and thank you for choosing Turnbull Law Group.

Jan. 8th, 2021

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Julie Crowe Lawrence, KS

Great customer service! They really work hard for you and keep you updated along the way. They quickly respond to questions and are truly invested in getting you a great outcome and easing your stress over debt. I cannot thank them enough for what they are doing for us.

4 months ago

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Reply from Turnbull Law Group

Welcome to Turnbull Law Group, Ms. Crowe. We appreciate your amazing feedback! If questions come up along the way, Client Services is available Monday - Friday to support your financial needs. Thank you for choosing Turnbull Law Group. Here's to a successful journey!

Dec. 23rd, 2020

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Dejanette King Atlanta, GA

Payments are affordable especially now when people are struggling financially. Only annoyance is creditors still call in attempt to collect pymt even after being told about program...

3 months ago

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Reply from Turnbull Law Group

We appreciate you for taking the time to share this with us today, Dejanette. Affordability is key to being successful in our program. We're relieved to hear your monthly deposit amount is doable. We also understand the creditor calls can become a nuisance. We encourage you to log into your Client Dashboard for helpful tips on how to handle these calls. If you ever have any concerns regarding your account, Client Services is available Monday - Friday to support your financial needs. Thank you for choosing Turnbull Law Group. Here's to your financial success!

Feb. 10th, 2021

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Robert Gibbins Baton Rouge, LA

They have been fantastic to work with. I was overwhelmed by my debt and thought their was no way out. They have really helped me setup and manage my debt without filing bankruptcy. Absolutely great to work with.

5 months ago

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Reply from Turnbull Law Group

Welcome to Turnbull Law Group, Mr. Gibbins! We appreciate you taking the time to share this with us today. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

Dec. 16th, 2020

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Kim Dayton, OH

Most of the time customer care is very helpful.

1 week ago

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Reply from Turnbull Law Group

Making sure our clients feel well-supported is our number one focus. Thank you for the confident feedback, Kim! Please let us know how we can continue supporting your every step. Thank you for choosing Turnbull Law Group as your guide.

May. 7th, 2021

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Trish Bessette New York, NY

This company is the best. They have been helping me out of debt. There were a few time i couldn't pay the whole monthly bill. They were frindly and kind to me...

4 months ago

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Reply from Turnbull Law Group

Amazing feedback, Trish. Hearing that our service has provided you with peace of mind is beyond rewarding! Thank you for being the best part of Turnbull Law Group. Here's to financial freedom!

Jan. 15th, 2021

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Robert A Berryhill New York, NY

they are very easy to deal with also polite and understanding people eager to help

2 months ago

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Reply from Turnbull Law Group

Thank you for the confident feedback, Mr. Berryhill. Our goal is to make sure we support our clients every step toward a debt-free future. Always feel free to connect with Client Services when assistance is needed. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

Mar. 11th, 2021

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Wayne Nelmes ,

Great customer service, very intuitive to their customers needs. Keeps you well informed.

2 months ago

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Reply from Turnbull Law Group

We appreciate you for taking the time to share this with us today, Wayne. Making sure our clients feel well-supported remains our number one focus. We're honored to be your solution to debt-relief. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

Feb. 23rd, 2021

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Steve Barberton, OH

Working with them has been nothing short of professional and stress free! Everyone, and I mean everyone, has been a pleasure to work with! Couldn't be happier with the level of attention I have recieved along with the service.

3 months ago

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Reply from Turnbull Law Group

Welcome to Turnbull Law Group, Steve! Thank you for choosing Turnbull Law Group as your guide to financial freedom. We're grateful to know how pleased you are with our efforts. Please let us know how we can continue supporting your every step toward a brighter financial future. Thank you for choosing Turnbull Law Group.

Feb. 17th, 2021

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carrie kruse ,

They are great at responding to concerns or questions. Quick replies.

2 months ago

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Reply from Turnbull Law Group

Terrific feedback, Ms. Kruse! Making sure our clients feel well-supported is our number one focus. We are thrilled to accompany your journey to financial freedom. Remember to log into your Client Dashboard for important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

Mar. 5th, 2021

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Mary Welzenbach Flowery Branch, GA

I am very pleased with everything they do. Customer service is always pleasant and willing to help in any situation.

4 months ago

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Reply from Turnbull Law Group

We cannot thank you enough for sharing your positive experiences with us, Mary. It's always great to hear clients share how pleased they are with our service efforts. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

Jan. 15th, 2021

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The Purple Onion Skin Fitzgerald, GA

Very friendly yet professional staff eager to help clients resolve their debt issues.

5 months ago

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Reply from Turnbull Law Group

Welcome to Turnbull Law Group! It is our pleasure to provide a service that leads to a brighter financial future. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

Dec. 8th, 2020

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Donna Allen ,

People are friendly and helpful. They keep me up to date.

3 months ago

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Reply from Turnbull Law Group

Great to hear, Donna! We want to make sure you feel thoroughly supported while on your financial journey in our program. Thank you for sharing your feedback with us today. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

Feb. 4th, 2021

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cyrus pearson Sharon Springs, KS

it has been a good experience and been kept informed

3 months ago

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Reply from Turnbull Law Group

We appreciate your amazing feedback, Cyrus! It's a treat to hear clients share how pleased they are with our service efforts. Thank you for the opportunity to serve your financial needs. If any questions come up, Client Services is available Monday - Friday to support your financial journey. Thank you for choosing Turnbull Law Group!

Feb. 2nd, 2021

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Bonita Hotze Middletown, OH

Prompt response, explains things fully any very courteous.

3 months ago

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Reply from Turnbull Law Group

Thank you for the confident feedback, Ms. Bonita. We appreciate you for taking the time to share this with us today. Please let us know how we can continue supporting your every step toward a brighter financial future. Thank you for choosing Turnbull Law Group. Here's to a successful journey!

Jan. 27th, 2021

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Eva & Leonard Woodstock, GA

Very helpful. Works hard for us. Thank you.

4 months ago

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Reply from Turnbull Law Group

Here's to a brighter financial future! Thank you, Eva & Leonard, for the opportunity to serve your financial needs. We cannot thank you enough for sharing your positive experiences with us. Remember to log into your Client Dashboard for any important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

Dec. 23rd, 2020

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