Turnbull Law Group specializes in helping consumers resolve debt and defend against creditors.

The law firm provides attorney-represented debt negotiation in certain states. The minimum debt requirement is $12,000. For clients dealing with financial hardship, and who can make regular deposits into an account to pay for settlements, debt negotiation provides an alternative to bankruptcy.

The firm also provides bankruptcy representation, consumer litigation defense against creditors, and representation for clients dealing with abusive debt collection practices (FDCPA violations).

The Good

  • Debt Negotiation Program
  • Clear and Simple Explanations
  • No Fees Charged Until After a Debt Is Settled

Debt Negotiation Program

Through Turnbull’s debt negotiation program, clients may be able to get out of debt faster than with other programs.

The benefits of enrolling into Turnbull’s program include the following:

  • Savings — clients may only pay a fraction of what they currently owe
  • Speed — clients can resolve their debt much faster than if they were making the monthly minimum payments
  • Affordability — the monthly deposit is usually less per month than the minimum payments

Turnbull’s attorney-represented program allows potential clients a free one-on-one consultation with an attorney before enrolling.

Additionally, clients will receive a licensed attorney to oversee their entire program and clients will have attorney representation if any of the creditors decide to use legal action to collect the debt.

Those who enroll in the program will make monthly deposits into an FDIC-insured Dedicated Account (owned and controlled by the client). As the funds begin accumulating, the law firm will then create a negotiation strategy based on the creditors and amount owed.

Regarding the negotiation strategy and available funds, Turnbull’s attorneys and negotiators will work directly with the creditors to reduce the amount owed. When an agreement is reached, the attorney will present it to their client for approval.

Once approved, funds in the Dedicated Account will be used to pay the creditors and Turnbull’s fees for that settlement. The process is continued until all debts are paid off.

Depending on the situation, the program can last anywhere between 24–48 months.

Clear and Simple Explanations

Turnbull’s website thoroughly explains debt negotiation, consumer litigation, and bankruptcy law in a clear and concise way that helps clear up any potential questions.

When it comes to legal issues, many people don’t fully understand their rights. This can lead to debt collectors and creditors taking advantage of the situation. Turnbull Law Group strives to help clients navigate the often-confusing world of legal services. The law firm helps clients make well-informed decisions and walks clients through the “jungle of legislation, procedural court requirements, and unexpected challenges.”

No Fees Charged Until After a Debt Is Settled

With debt negotiation, the law firm doesn’t get paid until the client accepts a settlement offer. Unlike other types of legal services, there are no up-front retainer fees with debt negotiation.

The Bad

  • Limited Availability

Turnbull services are limited to the states in which their attorneys are licensed to operate. Its debt negotiation services are only available to consumers with $12,000 in debt, who are experiencing a financial hardship, and who can put money aside into a bank account to pay off settlements. To find out details about how debt negotiation works and if they qualify, consumers need to call a certified debt consultant to see if they qualify for the law firm’s services.

The Bottom Line

Turnbull Law Group is a law firm and debt relief agency specializing in helping consumers deal with debt and creditors. The law firm’s website is a great source of information for people looking for information about bankruptcy, financial management, and debt relief. Turnbull focuses on serving consumers and business owners who are overwhelmed by the complexity of legal domains such as The Fair Debt Collection Practices Act (FDCPA), bankruptcy law, consumer protection law, and business law.

However, the law firm explains that the information on the site is not to be used as legal advice and may not always reflect current legal developments or variations of the law in different jurisdictions. It’s best to contact Turnbull Law Group directly to ensure its services are right for you.

User Reviews

Star Rating

4.9
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24 Reviews

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Wayne Nelmes

February 22nd, 2021 , DETAILS arrow_drop_down
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Great customer service, very intuitive to their customers needs. Keeps you well informed.

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Reply from Turnbull Law Group

Feb 23, 2021

We appreciate you for taking the time to share this with us today, Wayne. Making sure our clients feel well-supported remains our number one focus. We're honored to be your solution to debt-relief. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

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Margaret M. Soulia

February 22nd, 2021 Norwich, CT DETAILS arrow_drop_down
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It is both a privilege and an honor to give others who are feeling overwhelmed and drowning in debt. I began in March of 2020, around the time COVID-19 really kicked in. I made the decision to turn to Turnbull and consolidate my debt. They have been wonderful!! They have been totally committed to resolving my debt completely and am pleased beyond words what they have done for me and will continue through until the end. A wonderful group to work with and they are committed to resolving any and all concerns you may have.

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Reply from Turnbull Law Group

Feb 23, 2021

We appreciate your amazing feedback, Margaret! It's always great to hear clients share how pleased they are with our service efforts. Remember to log into your Client Dashboard for important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

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Mildred Klein

February 19th, 2021 Hempstead, NY

While I think this company is excellent in what they do, I have a lot of anxiety in the timelines. We have been bombarded with calls from credit card companies and collectors. A summons even has been served. We have only received one settlement. We expected better communication and resolution at a much quicker pace.

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Reply from Turnbull Law Group

Feb 22, 2021

We appreciate you voicing your concerns regarding your account, Ms. Klein. Please know we greatly appreciate the patience given by our clients. We never intended to disappoint you when it comes to serving your financial needs. An account specialist will be reaching out to you shortly concerning the matter. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

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Danny Denney

February 16th, 2021 Dayton, OH

First and formost I would like to thank you for your help. I have not recieved any notice from Discover card one way or other. Also American Express has been in touch with me to let me know they have canceled my credit. Thank you for your insistance. Danny Denney.

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Reply from Turnbull Law Group

Feb 17, 2021

We appreciate your amazing feedback, Mr. Denney. It sounds like you have a great understanding of how our process works. If any questions come up, Client Services is available Monday - Friday to support your financial needs. Thank you for choosing Turnbull Law Group!

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Steve

February 15th, 2021 Barberton, OH DETAILS arrow_drop_down
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Working with them has been nothing short of professional and stress free! Everyone, and I mean everyone, has been a pleasure to work with! Couldn't be happier with the level of attention I have recieved along with the service.

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Reply from Turnbull Law Group

Feb 17, 2021

Welcome to Turnbull Law Group, Steve! Thank you for choosing Turnbull Law Group as your guide to financial freedom. We're grateful to know how pleased you are with our efforts. Please let us know how we can continue supporting your every step toward a brighter financial future. Thank you for choosing Turnbull Law Group.

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Vilissa Talcott

February 11th, 2021 Grovetown, GA DETAILS arrow_drop_down
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Turnbull Law Group has taken everything out of my hands. No more stress or worry! They got a list of my creditors and let me know how much to set aside each month to see about lowering what I owe. They contacted my creditors and started negotiations with them. I ignore phone calls, and any mail I get from my creditors, I fax to Turnbull. They have already negotiated a transaction with one of my creditors, and I have accepted that offer! And I have only been with them a couple of months!

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Reply from Turnbull Law Group

Feb 17, 2021

Congratulations, Ms. Talcott, on your first settlement! We appreciate your amazing feedback. It's always great to hear clients share how pleased they are with our service efforts. Keep up the excellent work, and thank you for choosing Turnbull Law Group.

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Dejanette King

February 9th, 2021 Atlanta, GA DETAILS arrow_drop_down
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Payments are affordable especially now when people are struggling financially. Only annoyance is creditors still call in attempt to collect pymt even after being told about program...

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Reply from Turnbull Law Group

Feb 10, 2021

We appreciate you for taking the time to share this with us today, Dejanette. Affordability is key to being successful in our program. We're relieved to hear your monthly deposit amount is doable. We also understand the creditor calls can become a nuisance. We encourage you to log into your Client Dashboard for helpful tips on how to handle these calls. If you ever have any concerns regarding your account, Client Services is available Monday - Friday to support your financial needs. Thank you for choosing Turnbull Law Group. Here's to your financial success!

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Donna Allen

February 3rd, 2021 , DETAILS arrow_drop_down
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People are friendly and helpful. They keep me up to date.

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Reply from Turnbull Law Group

Feb 04, 2021

Great to hear, Donna! We want to make sure you feel thoroughly supported while on your financial journey in our program. Thank you for sharing your feedback with us today. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

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cyrus pearson

January 30th, 2021 Sharon Springs, KS DETAILS arrow_drop_down
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it has been a good experience and been kept informed

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Reply from Turnbull Law Group

Feb 02, 2021

We appreciate your amazing feedback, Cyrus! It's a treat to hear clients share how pleased they are with our service efforts. Thank you for the opportunity to serve your financial needs. If any questions come up, Client Services is available Monday - Friday to support your financial journey. Thank you for choosing Turnbull Law Group!

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Antonio Aponte

January 30th, 2021 Spartanburg, SC DETAILS arrow_drop_down
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What I like the best about this company is that they are on top of everything I couldn't be more excited to have you guys help me out thank you so very much I will recommend this company to anyone that's going through the same thing I'm going through

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Reply from Turnbull Law Group

Feb 02, 2021

Amazing feedback, Antonio! We appreciate you for taking the time to share this with us. Thank you for recommending our program! Please let us know how we can continue supporting your every step toward financial relief. Thank you for choosing Turnbull Law Group as your guide to getting there!

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E Love

January 29th, 2021 Vidalia, GA DETAILS arrow_drop_down
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They are very helpful and knowledgable. They answer all my questions and communicate clearly. I am on my way to better financial standing because of what they are doing for me. I couldn't be more satisfied.

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Reply from Turnbull Law Group

Feb 01, 2021

Thank you for the confident feedback, E Love! Our goal is to make sure we support our clients every step toward a debt-free future. Hearing how you've benefited from our service is beyond rewarding. Thank you for choosing Turnbull Law Group as your guide to financial freedom. Here's to a successful journey!

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Bonita Hotze

January 23rd, 2021 Middletown, OH DETAILS arrow_drop_down
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Prompt response, explains things fully any very courteous.

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Reply from Turnbull Law Group

Jan 27, 2021

Thank you for the confident feedback, Ms. Bonita. We appreciate you for taking the time to share this with us today. Please let us know how we can continue supporting your every step toward a brighter financial future. Thank you for choosing Turnbull Law Group. Here's to a successful journey!

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Nancy Henry

January 22nd, 2021 Saint Paul, VA DETAILS arrow_drop_down
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They have been very helpful and I’m very pleased with the progress we are making. I’m not stressed out about the bills anymore. I thought I would have to file bankruptcy but this was the better choice. Thank you so much.

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Reply from Turnbull Law Group

Jan 27, 2021

Our pleasure! Thank you, Nancy, for sharing your experiences in our program. The goal is to make sure we support our clients every step toward a debt-free future. You can do this! Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

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Linda Thompson

January 21st, 2021 Proctorville, OH

What I Like and appreciate most is that I can call client support anytime and talk to wonderful agents, even if trivial. They give reassurances and pass on information to the attorneys-saving them valuable time. Thanks! Linda T.

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Reply from Turnbull Law Group

Jan 27, 2021

We cannot thank you enough, Ms. Linda, for sharing your positive experiences with us! It's great to hear you share how pleased you are with our service efforts. Here's to your financial success! Thank you for being the best part of Turnbull Law Group!

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Zb55

January 20th, 2021 Belleville, KS DETAILS arrow_drop_down
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Our experience with Turnbull has been a very positive one. We are one year into our four year program, and have been able to significantly increase our payments with the goal of ending the program early. Don’t be shocked after Turnbull negotiates your first settlement, and you see a chunk of the funds you’ve deposited go to then as a fee - Turnbull has been able to negotiate many of our accounts down to 50% or so of the balance that was due. They will take a fee with each settlement, but it is all calculated into the scheduled deposits so that you will never have a bill. There are better ways to get out of credit card, payday loan, or other debts, but this option is for those that are far enough down the debt road that the only other option is bankruptcy. Communication with Turnbull ha also been outstanding. I’ve never had any issues with getting a hold of anyone and getting any questions answered.

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Reply from Turnbull Law Group

Jan 22, 2021

We appreciate your amazing feedback! It's so great to hear how pleased you are with our service efforts. Our goal is to make sure we support our clients every step toward a debt-free future. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

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Yvonne Johnson

January 19th, 2021 Decatur, GA DETAILS arrow_drop_down
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I am pleased with the results so far and glad I made the chose of Turnbull Law Group. The Customer Service Staff is great and pleasant they answer your concerns and explain the process to you so you understand exactly what is going on with your account. You also have access to your deposit as they post to your account.

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Reply from Turnbull Law Group

Jan 21, 2021

Thank you, Yvonne, for the confident feedback! Our goal is to make sure we support our clients every step toward a debt-free future. Hearing that our service provided you with peace of mind is beyond rewarding. Thank you for being the best part of Turnbull Law Group! Here's to your financial success.

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Lisa Williams

January 18th, 2021 Perrysville, OH

So far so good. Head my first settlement after four months. It’s very stressful to deal with debt but each time I call they reassure me that things are going well. I’m having trouble with one credit card company harassing me, but hopefully this will be resolved.

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Reply from Turnbull Law Group

Jan 21, 2021

Excellent feedback, Ms. Williams! We are thrilled to be your financial solution to debt-relief. Congratulations on your first settlement! Keep up the excellent work, and thank you for choosing Turnbull Law Group.

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Trish Bessette

January 15th, 2021 New York, NY DETAILS arrow_drop_down
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This company is the best. They have been helping me out of debt. There were a few time i couldn't pay the whole monthly bill. They were frindly and kind to me...

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Reply from Turnbull Law Group

Jan 15, 2021

Amazing feedback, Trish. Hearing that our service has provided you with peace of mind is beyond rewarding! Thank you for being the best part of Turnbull Law Group. Here's to financial freedom!

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Mary Welzenbach

January 14th, 2021 Flowery Branch, GA DETAILS arrow_drop_down
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I am very pleased with everything they do. Customer service is always pleasant and willing to help in any situation.

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Reply from Turnbull Law Group

Jan 15, 2021

We cannot thank you enough for sharing your positive experiences with us, Mary. It's always great to hear clients share how pleased they are with our service efforts. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

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Al Mossa

January 6th, 2021 Stamford, CT

Since signing on I have had very little interaction with them other to call to complain that creditors were non stop calling me. I was told that it is a process that takes time to negotiate settlements and since then, I have a better understanding of the process. They have, after 3 months, got me a settlement with one of my creditors saving me over 50% of what I owed the creditor. I could not ask for more or be more pleased thus far.

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Reply from Turnbull Law Group

Jan 08, 2021

Amazing feedback, Al. Congratulations on your first settlement! This is a huge milestone to have reached. You should be extremely proud of your efforts. Our goal is to make sure we support your every step toward a debt-free future. Keep up the excellent work, and thank you for choosing Turnbull Law Group.

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Julie Crowe

December 19th, 2020 Lawrence, KS DETAILS arrow_drop_down
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Great customer service! They really work hard for you and keep you updated along the way. They quickly respond to questions and are truly invested in getting you a great outcome and easing your stress over debt. I cannot thank them enough for what they are doing for us.

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Reply from Turnbull Law Group

Dec 23, 2020

Welcome to Turnbull Law Group, Ms. Crowe. We appreciate your amazing feedback! If questions come up along the way, Client Services is available Monday - Friday to support your financial needs. Thank you for choosing Turnbull Law Group. Here's to a successful journey!

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Eva & Leonard

December 18th, 2020 Woodstock, GA DETAILS arrow_drop_down
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Very helpful. Works hard for us. Thank you.

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Reply from Turnbull Law Group

Dec 23, 2020

Here's to a brighter financial future! Thank you, Eva & Leonard, for the opportunity to serve your financial needs. We cannot thank you enough for sharing your positive experiences with us. Remember to log into your Client Dashboard for any important communications regarding your account. Thank you for being the best part of Turnbull Law Group!

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Robert Gibbins

December 11th, 2020 Baton Rouge, LA DETAILS arrow_drop_down
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They have been fantastic to work with. I was overwhelmed by my debt and thought their was no way out. They have really helped me setup and manage my debt without filing bankruptcy. Absolutely great to work with.

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Reply from Turnbull Law Group

Dec 16, 2020

Welcome to Turnbull Law Group, Mr. Gibbins! We appreciate you taking the time to share this with us today. Thank you for allowing Turnbull Law Group the opportunity to serve your financial needs.

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The Purple Onion Skin

December 7th, 2020 Fitzgerald, GA DETAILS arrow_drop_down
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Very friendly yet professional staff eager to help clients resolve their debt issues.

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Reply from Turnbull Law Group

Dec 08, 2020

Welcome to Turnbull Law Group! It is our pleasure to provide a service that leads to a brighter financial future. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group.

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