Name: Americor
Rating: 4.9

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Verified Customer

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Marcus Edep Los Angeles, CA

I’m highly disappointed with the support I’ve received since signing my contract. As a matter of fact that was even botched yet, Ram/Americor hasn’t missed taking one payment. So, apparently they are good at taking my money but, not good at anything else. I don’t even know if they have started negotiating with my creditors. I regret moving my business from Freedom to Americor. Can’t believe the system is still leaving a “Good” score despite my answers . This is survey is specious at best.

3 years ago

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Verified Customer

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Vicki Wampler San Diego, CA

They have already paid off 2 cards .....I upped the monthly amount by almost 40.00 just to move things even faster. This was my choice....

3 years ago

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Pixidee

Americor took a lot of stress off my shoulders when I found myself in financial trouble. They were very kind and helpful.

3 years ago

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Verified Customer

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Rita Werdon Gladwin, MI

In a very little period they have negotiated 3 if the many companies I have bills through. They are doing a great job and keep me informed all the time.

3 years ago

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Verified Customer

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Hussana Diabi Brooklyn, NY

So far, there is nothing that I dislike. Things seem to be moving along smoothly. Once I can contribute more money to my situation, things will move faster.

3 years ago

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James Walker Lithonia, GA

If I could give one less star I would , please everybody save yourself time , do not use Americor, just budget and pay your bill off yourself. They want clients and your money so they tell lies to get you to sign up. I end up paying the same amount of debt maybe more along with having to pay them an outrageous price to settle my debt and of course paying them to mess up my credit for nothing !

3 years ago

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Theresa Crossville, TN

Thought it would pay off my debts faster. Negotiations take way too long. Wondering if they do one at a time and move to the next when each one is paid in full…

3 years ago

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Donald Binney

I have had good experience so far. Customer service has been polite and informative. wish the process was a bit quicker

3 years ago

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Vanessa Aguilar Northridge, CA

They walked me through entire process, helped me understand good vs. bad debts and over delivered. Hands down I would refer them to anyone!

3 years ago

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Joe Anderson Arlington, MA

They have always been helpful when I had questions, and are always responsive. Never have to wait to get in touch with a rep.

3 years ago

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Alex Bowman Attleboro, MA

I feel like nothing is happening. I still get harassing phone calls and lots of mail from them. I just feel like I could pay the cards off faster with less impact to my credit

3 years ago

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Martin Reading, PA

I like that I don't have to worry about my credit cards anymore. Wish I had extra money to put into my RAM account to speed up the process but I don't.

3 years ago

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Eric Chase Apple Valley, CA

I expected the process to move along a lot quicker it wasn't explained to me that they were only gonna pay off people over a great length of time I understood they were gonna negotiate right away and they didn't oh well

3 years ago

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Erica White Cleveland, OH

I have been you all close to 6 months. I was told I would see a little of improvement. So far only 1 account has been settled and another is being worked on. No one explained my accounts had to be charged off first. I am very disappointed because my credit score is horrible

3 years ago

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Nancy Foreman Atlanta, GA

It is a struggle to wait for ever to have a response to pay off debt to creditors while still receiving phone calls an not having anything done while americor money is being added so you know the money is there to pay creditors

3 years ago Edited March 6, 2023

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Diana Maynard New York, NY

I like the progress made so far with the settlement of some of my accounts I feel at peace knowing i,m on the road of being debt free thank you Americor

3 years ago

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Holly Amador Detroit, MI

The people that worked with me were amazing Efficient and very helpful. You guys made my life so much easier. Thank you.

3 years ago

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Henry Detroit, MI

They are great everything we talked about on how the process works was spot on. Step by step .they got me on my way to debt relief

3 years ago

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Teri Saint Paul, MN

Working with Americor has been amazing they are kind considerate and know the best ways to work with creditors to reduce your debt.

3 years ago

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Anel Garcia

I liked that she was very calm and patient to inform me with detail regarding my current program status. Thank you keep doing the awesome work.

3 years ago

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Kip Stephey New Port Richey, FL

I was treated with the utmost respect when having my initial interview and signup. I appreciate the help and advice with my Account. Thankyou

3 years ago

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Sue Carter San Antonio, TX

I was told different pieces of information! I gave three creditors and I was told they’d be contacted. The creditors are calling me, wanting their money. I thought it would be an easier process.

3 years ago

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Lauren Bloomington, IL

Haven't been with it long enough to fairly rate. Just know it's very nerve racking not even attempting to pay the bills and receiving the never ending phone calls from the creditors.

3 years ago

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Billy Reyes Miami, FL

Great customer service. Made my first deposit and it was easy. Looking forward to a long lasting relationship with Americor.

3 years ago

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Prem

Americor was easy to use. The team was professional, the dashboard gave me a nice view into what was happening... it was great.

3 years ago

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Rebecca Redwood Falls, MN

Americor was very helpful in helping me to resolve my credit card debt. It gave me peace of mind that I am out from under this debt.

3 years ago

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Robin

Americor has been compassionate, responsive, and professional throughout my entire process. I would highly recommend it to friends and family.

3 years ago

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Brittany Steubenville, OH

Communication throughout the process makes you feel you are not alone. The information they provide is easy to understand and very helpful!

3 years ago

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Kristi Kearney, NE

Americor did the leg work and all I did was provide the info! I will have paid off over $50K in debt in 4 years when on my own it would have taken 16 or more!

3 years ago

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Bryan

Haven't received any offers that would saved me money and when i declined an offer i was basically told i was being stupid even though the offer was an offer i received before starting the program

3 years ago

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Jonathan Frederick, MD

I’ve only been with them a month. I really thought I was signing up for a loan so I could pay off my debts and get the creditors off my back. I understand how the program works, it’s just not what unthought i signed up got.

3 years ago

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Gail Brent Stafford, VA

Americor truly care about their clients and continuously work with their clients hand in hand to ease the stress out of our lives.

3 years ago

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Wanda graham TX

Ryan was awesome with explaining everything. Although it's still early, nothing has been done yet.looking forward to working with this company

3 years ago

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Debra Washington, IL

I trust Tanner. His kindness and knowledge has convinced me that I have made the right decision to go forward with the Americor debt settlement plan.

3 years ago

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William Jackson, AL

So far I am well satisfied with the punctuality of the cutomer associates and the pertinent way things are being handled.

3 years ago

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Sherrie Chicago, IL

I’ve just begun doing business with Americor, but so far they’ve been very positive and informative about this journey to getting my debt eliminated.

3 years ago

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Chris Smith Sacramento, CA

I’m new to Americor things are a little scare with all your creditors keep calling but a of reassurance from teem members

3 years ago

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Linda Sacramento, CA

I just make my payments, they do the rest. I'm having health issues and don't have to worry about my credit being cleaned up.

3 years ago Edited January 10, 2024

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Dulcie Dewar Miami, FL

It's very reliable and helpful to customers... However, I would like Americor to communicate with my creditors more convincingly.

3 years ago

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Tanya FL

I just started with Americor but things seem to be going smoothly.I had to call customer service once and that went very well. The representative was very helpful.

3 years ago

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Barron Greensboro, NC

I like the entire process and willingness to help me become debt free. Everyone has been so amazing and ready to answer all of my questions.

3 years ago

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Daimon Rhea Lodi, CA

Their “payoff” is basically making a deal with your creditor’s and then sending off a small payment (my situation $100) and then charge you a service fee for sending a small payment. I have one more account to pay off and I’m scared I just ruined my credit for no reason when I could have just worked with my creditors myself. They promised me a number and I still have my fingers crossed.

4 years ago

Reply from Americor

A thorough review of the customer's concerns was conducted. Our Customer Experience Manager has been in contact with the customer regarding our findings and her options.

Mar. 14th, 2022

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Josue Delfin Yuma, Arizona

Fast, easy , explainable, logical , helpful , very thankful with the service provided. Totally recommend to other people. Keep up with the great Work

4 weeks ago

Reply from Americor

Josue,
Thank you for your kind feedback! We’re glad to hear the process was fast, easy, and helpful, and that you felt well supported throughout. We truly appreciate your recommendation and your support!

May. 15th, 2026

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hannah wichern

Giving 4 stars to start off. I’ve just started my journey with Americor. My minimum payments on my credit cards are eating up too much of my income not leaving much for necessities like gas, groceries and doctor expenses.

1 year ago

Reply from Americor

Thank you for sharing your experience and starting this journey with Americor. We understand how challenging it can be when minimum payments take up so much of your income, and we’re here to help you work toward relief and better financial balance.

If you ever have questions or need support along the way, please don’t hesitate to reach out to our Office of the President at 📧 officeofthepresident@americor.com We’re committed to helping you through every step.

Wishing you all the best on your path forward! Americor

Jul. 24th, 2025

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Angela Peace

I liked the fact that you are made to feel comfortable

4 months ago

Reply from Americor

Thank you for your feedback! We’re so glad to hear that you felt comfortable throughout the process. Making our clients feel at ease and supported is very important to us, and we truly appreciate you taking the time to share your experience.

Jan. 28th, 2026

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Roberta Gross

Program is not working as well as promised. I would never recommend it to anyone. Very disappointing.

5 months ago

Reply from Americor

Roberta,

Thank you for sharing your feedback. We take concerns about program details very seriously and want to ensure we fully understand your experience. Please contact our Office of the President directly at officeofthepresident@americor.com
so we can review your account personally and work toward a resolution with you.

-Americor

Jan. 28th, 2026

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Gheng Ocampo

Hassle free while they are helping me with process

5 months ago

Reply from Americor

Thank you for sharing your experience! We’re happy to hear the process has been hassle-free and that our team has been able to support you along the way. We appreciate the opportunity to assist you.

— Americor

Jan. 6th, 2026

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David C

Michelle Hirch was amazing. Professional and personable Thank you

6 months ago

Reply from Americor

Thank you for your feedback! We’re delighted to hear that Michelle Hirch was both professional and personable. We appreciate you choosing Americor and are happy to support you on your financial journey.

Jan. 2nd, 2026

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stephanie vile

Nothing. They were all great with me and explained everything

7 months ago

Reply from Americor

Thank you for your feedback! We’re glad to hear our team was able to provide clear explanations and support. We appreciate you being part of the program!

Nov. 10th, 2025

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Lupita Rada

Samie was an excellent consultant; she took the time to explain every step.

7 months ago

Reply from Americor

Thank you for your feedback! We’re glad to hear Samie took the time to explain every step and provide excellent support. We appreciate you being part of the program!

Nov. 10th, 2025