Lexington Law, a Utah-based firm, has provided professional credit repair services to individuals and couples across the nation for over 14 years.
To date, Lexington Law has helped over half a million consumers with bad credit resolve inaccuracies on their credit reports.
Each year, the certified staff at Lexington Law helps remove millions of negative items. Some of the negative items Lexington Law removes include:
With Lexington Law, clients can get access to a free credit consultation, a team of certified lawyers and paralegals, and customized credit repair plans.
Overall, Lexington Law is a trusted firm and is known for its top-rated, reputable credit repair services and professional staff.
Customer Review: Darian Gammage from Las Vegas, Nevada
"Lexington Law was absolutely amazing, from the great customer service to the excellent and professional work on my credit. I wholeheartedly recommend Lexington Law to everyone I meet and to all my family and friends!"
Read on to learn more about Lexington Law's credit repair services and company discounts, and to view verified Lexington Law reviews from real clients.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting improve their poor credit.
Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home.
Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific consumer life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process.
This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three service levels that clients can choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a fairly reputable credit repair process in comparison to other companies in the repair industry. The firm has been in business for over 14 years and has helped hundreds of thousands of clients with a variety of credit repair situations.
Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The law firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc.
Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation and learn more about the repair process.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other companies in the repair industry, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month.
While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation.
One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
Lexington Law Frequently Asked Questions
What requirements do I need to meet to use Lexington Law's credit repair services?
Lexington Law offers a variety of credit repair services, including a FREE credit report consultation. To get started, all you need to do is give us a call and provide some basic information about yourself. From there, we’ll work with you to determine whether any of our services are right for your credit situation.
Does Lexington Law offer a money-back or service guarantee?
While we can’t guarantee your credit will be repaired, we can promise to help you work to address any unfair or inaccurate negative items hurting your credit reports.
Why are Lexington Law credit repair services better than what other credit repair companies offer?
We’re trusted leaders in credit repair for a reason. As a law firm, our lawyers are experienced in dealing with credit law and in being your advocate for credit justice, and this understanding drives our credit repair process. We’ve proven that when it comes to credit repair, no one does it better than Lexington Law.
How long does Lexington Law’s credit repair process take?
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, last year alone, our clients saw millions of negative items removed from their reports, and typically stayed with us for six months.
What are the credit repair service options that Lexington Law offers?
Lexington Law offers a variety of service levels to match every circumstance and budget. You can even get a free credit report consultation, just for calling in. In fact, in 2018, we gave away over 2.5 million FREE credit report consultations. Currently, our most popular service level is also our most robust, at $129.95 per month.
How do I know if Lexington Law offers legitimate credit repair services?
Lexington Law has been a part of the credit industry for a long time, and we have working relationships with the three main credit bureaus, TransUnion, Experian, and Equifax. Our long-standing results and client testimonials speak volumes to the way we do business and to our legitimacy.
How much do Lexington Law credit repair services cost?
Lexington Law offers a variety of services to match every circumstance and budget. Currently, our most popular service level is also our most robust, at $129.99 per month. More affordable options are also available, like our Lex OnTrack product, which costs $24.99 per month.
What payment options does Lexington Law offer?
We accept all forms of payment, except for Discover Card.
What discounts are offered at Lexington Law?
Lexington Law offers discounts to active military and veterans. We also offer to give you and a family member or friend 50 percent off your first work fee when you sign up together.
How do I keep track of my progress after signing up for Lexington Law’s credit repair services?
Most of our clients monitor their credit repair progress through our app or online dashboard. Clients may also call our member services team for updates and more information.
Best Company guarantees your satisfaction if you choose a company that has earned this distinction. If you're not satisfied after 30 days, simply let us know and we'll give you $100. Yes, it’s really that simple.Learn More
Lexington Law helped me remove bad credit and increase my credit score in a short time. They were very informative and affordable. I recommend you get them for your credit solutions.
They are helpful and understanding situation that people go threw. They really know that we are human.
Incredibly efficient and fast work on improving your credit! I recommend them!
Hi, I'm Dominiqe and i am truly satisfied with there services!! I had really low credit and I saw major results within 2-3 months...highly recommended Thank you guys!!!
I have had an excellent experience with their ability to do their job well and look out for my best interest . That is all anyone can ask for !
I was able to buy my first house and my first car thanks to lexington law. My credit went from 550 to 640 in less than 10months. Thank you Lexington Law. Now my kids and my self has a new home and new car. My family are more secure. Our lifes have change for ever.
I'm happy with the results within 15 days they remove one negative item from my credit report am very happy and hopefully it be 2 or 3 more remove soon my friends and family and coworkers have had bad experiences with you guys please don't let me down keep up the good work thanks so much
Curtis J. James
Lexington law have build my credit by removing creditors to build a better credit rating. I’m still working on be able to own you first home . I know with Lexington law I’ll be able help my dream will come true soon , thank you Lexington Law.
Very helpful C/S Dept....even returned my first retainer fee when I realized that a Lexington does not write letters back to Collection Agencies...I was disappointed but, the Customer Service was great! Lexington said it would contact me if they ever start intervening with Collection Agencies...
Lexington law firm only wants your money. I started this process in January with my wife. We received a deal for the first month get two for the price of one. So we paid 70$ for the first month for both of us. It’s now February, they’ve only knocked two objects off our credit. And they’ve just doubled each of our payments to 129.99$ every month. When this payment should only be 69.99$ a piece. If it was possible to give zero stars, then that’s what I would give.
Reply from Lexington Law
Feb 14, 2019
Dear Jonathan, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
A very good company that will honor what they say they will do in helping you with your credit repair. If you want fast results Lexington Law is just that.
Everyone is very kind, polite, patient and knowledgeable. They have been able to answer all my questions and put me at ease about the process I will be going through to correct my credit report!!
loyal and great having the team work with me to rebuild my credit is like a start with the Lord when you give your life to him and minister to other as what your company do for many
Excellent service all around, professional and fast results. Thanks, Mike
“Satisfied Customer over Seven Years”
Lexington Law has given back my financial integrity. After Identity Theft became obvious but no one could be charged in the matter it seemed I had no hope of ever repairing my Credit. But they were true to their word. They accomplished everything they said we could and they did it in the way they said they would do it all. Their Staff worked patiently and tirelessly with me every time I called with questions or new letters and collections phone calls. They were always reassuring and took so much of the stress out of the initial lengthy process. The small monthly fee I pay is absolutely worth it. I have continued peace of mind regarding any future identity theft attempt or any negatives to my credit. My hard work to repair/maintain my excellent credit is protected. Thank You Lexington Law! “Satisfied Customer for over seven years”
LexingtonLaw was absolutely amazing, from the great customer service to the excellent and professional work on my credit. I wholeheartedly recommend LexingtonLaw to everyone I meet and to all my family and friends! I am definitely a 100% satisfied customer and recommend them to everyone, continue all the excellent work you do there at LexingtonLaw ! Thanks for all your help!
They are amazing to go through. Friendly & forthcoming about their prices & easy to talk with. They helped me out with everything.
I give 5 star to this company Bcause there are the best in the market honest people to work and secure , and customer service are excellent the treat you very respectful and kindness, and they work is excellent, absolutely I recommend Lexington law, I'm very happy👍👍
I was hesitant at first because of some negative reviews I saw online. But I decided to give Lexington a shot anyways and I’m so happy i made that decisison! any negative review i had read prior to me working with them on my credit, they couldn’t have been more wrong! I am very happy with their service. I went from s score of 412 to a 653 in just a couple of months! I highly reccomend Lexington if you’re trying to fix your credit!
Lexington Law removed 48 negative items and raised my credit score.
things that had been on my credit hurt my score poorly and as time process the company made it better
Lexington law is overrated, was a customer for about a year and a half. They didn't do much to help my situation and I suppose to have had the most aggressive plan. All they do is send out letters on your behalf, which is something you can do yourself. I would advise you to not waste your time or money using Lexington Law!!!
Reply from Lexington Law
Feb 12, 2019
Dear James, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Lexington Law helped remove 23 negative items from my credit report and I watched my credit score go up over 120 points in a year and a half. I recommend Lexington Law firm to anyone who is considering credit repair.
I have used Lexington law in the past. Paid them for their services and they were really hard to reach anytime I had a question. Didn’t really help with my debt or credit repair.
Lexington Law was able to take care of things that were on my credit report by mistake very easily. I had been fighting with the credit agencies to get a couple things taken off forever and Lexington Law was able to get it all removed in a matter of weeks. I would recommend them to absolutely anyone!
I was a customer for 1 month., then cancelled my membership. After joining, I called and spoke with a "para-legal", I asked I had an account that was present on all 3 reports, why is it that the account is not disputed all at the same time. She couldn't give me a straight answer. The do not dispute all of the credit reports at the same time either, they do this so that they can string you along in to continuing your service. Also, notice that Experian disputes are diferent from EQ and TU disputes, the process it different. Why do you ask? Well the "para-legal" informed me that the partnership that Lexington Law has with Experian prevents them from disputing credit lines in certain ways. For example, they cannot send a "its not mine" dispute to Experian. I found this interesting, that the credit repair company has a relation ship with the Credir Reporting Bureau. Also, they do not like to tell you what exactly was said in the letters that they send to the creditors and the CBs. But you are paying for their service, you have a right to those letters. And once you get the letters, they make it obvious that you are working with a credit repair agency. Also, the electronically dispute with Equifax. How is that? Are they logging onto EQ as if they were me? Also, while you are a paying member, they tell you to send any correspondence that you receive from the CB or creditors to them immediately, but when you are no longer a customer and you call them to ask how did they dispute a tradeline because you are receiving mail from the creditor, they tell you to ignore the letters, don't worry about it. the letters they sent are stock letters that you an get off of a free creditboard website. I wouldn't waste my money with them. Everyone knows that people want anything bad of their credit report. of course they paid it late, of course its their bankruptcy, of course it can be verified. Lexington does not do magic, they only do what you can do on your own and if it is your and you have disputed it in the past, it may not come off. And they take credit for items they did not get removed. the mortage company put an incorrect 30 day late on my credit report,. Before I even hired Lexington, I called the mortgage company and straightedn out the issue, Lexington pulled my credit report on 12/28/2019, the lates were removed from my credit file on 1/5/2019, Lexington sent out letters regarding the late payments on 1/11/2019, and when the noticed the lates were removed, they took credit for it.
Great service, really understanding and will really help you in every way.
Lexington law has done a great job in getting my credit clean and giving me a new start. Thanks Lexington
I started out with 3 derogatory marks across all three credit bureaus and successfully eliminated 4 items. I am very happy with my investment.
I just started last month but, it seems to be working. My credit score already started rising!
May experience was one that is highly appreciated and extremely satisfied.. they have integrity as a company.. they showed me that they know exactly what they're doing
Joining Lexington Law Firm was the best thing I could have done, they kept me informed of everything I all so had the Chance to see my Credit report each time it was better than last time, I don't think I did badly at all with Lexington Law Firm I would Recommend Lexington Law firm to anybody who need to fix there Credit they are the best!!.
O LIVIA. R.
I am a very satisfied client/customer. Not only has Lexington Law help me with my credit repair but they have treated me like a person not just a number to them and with that said I would most definitely recommend Lexington Law to all my family and friends and for those out there that find their sales in need of GREAT advice and AWESOME results. I promise it will be well worth it. Thank You so very much LEXINGTON LAW.
So far so good.seen some changes in my score in the four months with them.
Reply from Lexington Law
Feb 05, 2019
Dear Ike, Thank you for your feedback. I would like an opportunity to resolve any concerns you may have; however, I was not provided with contact information to be able to do so. At your earliest convenience, please provide me with a contact number and/or email address, so I can better assist you. Thank you for your assistance and I look forward to speaking with you. Sincerely, Alex Lexington Law Firm
The Paralegal I have interacted with, have been very helpful and very professional, and you will see results. I have been associated with Lexington in the past, and I saw results, credit score increased. I was very pleased,
Fantastic company! When I moved from another state I had a couple utility bills that went to collections due to my landlord not taking them out of my name as promised. I didn't want to deal with the headache of fighting with the utility companies, collection agencies and credit bureaus. I contacted Lexington and signed up for their services. For a very reasonable fee they completely took care of this headache in less than 2 months. I would HIGHLY recommend them to anyone looking for this type of service.
Very helpful. They answered all my questions and helped me to dispute different things on my credit report.
They are very helpful and able to anyone's credit score improved
Lexington Law Firm help me to remove negative items off my credit report and was able to answer every question that I had and was very patient and they have great customer service and I would recommend them to everybody who need credit assistance give them a try you won't be wasting your time.
Never will I ever deal with Lexington Law Is just a waste of money I paid over $600 for 6 months .But what they wont tell you is that what they remove is Temporary and after a while everything comes back to your credit, I've tried calling to see if they can help me ,treated me like a nobody,Spoke with so called Manager Meliss F. Saying the only way for them to help me is by resigning and pay a Monthly service .When I asked to speak to her Boss she hangs up on me . Terrible service be aware people dont let them get away with tour Money.
Reply from Lexington Law
Feb 25, 2019
Dear Miguel, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
In less then a year my credit score went up 30 points. Staff is very friendly and helpful.
I went through bankruptcy and it left negative reviews on my credit report so Lexington law cleared those for me.
Annie Bell Wilson
My experience with Lexington law is very well please. The only thing I regret is that I should have called more sooner then I did. Money well spent.
I’ll rate 5 stars because their were some important things I needed removed from my credit and they handled them quickly.
Lexington Law tried to help me improve my credit.I signed up in September 2018 and they were very unsuccessful in removing any collections or derogatory items on my credit reports.Please save your money and write to your creditors yourself.You will have more items removed if you contact your creditors yourself.My credit score actually went down and about 5 months of paying, my credit score only changed 6 points from 569 to 575. Spend your money paying your creditors instead of paying for their services that bring zero results.EJC
Reply from Lexington Law
Jan 23, 2019
Dear Eric, I reviewed your concerns regarding your tenure with Lexington Law Firm. I would like an opportunity to assist with the matter and resolve your concerns; however, I was not provided with enough information to be able to contact you. If you would like to discuss this matter with us, please contact our Customer Service Department and request to speak with someone in the Resolutions Department. Thank you for your assistance and I look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Very prompt on sending letters to credit union, very fast on sending us feedback on what they are doing for us, and very helpful on any questions we might have and If don't have the answer they will get us someone that does, very professional set of people. I highly recommend them to everyone. Thank you Lexington Law.
Arthie Sanchez Perez
Great customer service, fast result , the app is very helpful and friendly definitely recommend LexingtonLaw
Lexington Law encouraged me to keep my credit report monitored and updated.
It's very good team and strong experience with law's
Lexington is doing just they said they would. 2months 15 negative remarks have come off. Your score doesn't raise right away. It takes time.