Lexington Law has provided professional credit repair services to individuals and couples for over 14 years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free credit consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum credit results.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting improve their poor credit. Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home. Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process. This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three services for clients to choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a fairly reputable credit repair process, has been in business for over 14 years, and has helped hundreds of thousands of clients with a variety of credit repair situations. Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc. Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation. One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
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Lexington law is overrated, was a customer for about a year and a half. They didn't do much to help my situation and I suppose to have had the most aggressive plan. All they do is send out letters on your behalf, which is something you can do yourself. I would advise you to not waste your time or money using Lexington Law!!!
Reply from Lexington Law
Feb 12, 2019
Dear James, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Lexington Law helped remove 23 negative items from my credit report and I watched my credit score go up over 120 points in a year and a half. I recommend Lexington Law firm to anyone who is considering credit repair.
I have used Lexington law in the past. Paid them for their services and they were really hard to reach anytime I had a question. Didn’t really help with my debt or credit repair.
Lexington Law was able to take care of things that were on my credit report by mistake very easily. I had been fighting with the credit agencies to get a couple things taken off forever and Lexington Law was able to get it all removed in a matter of weeks. I would recommend them to absolutely anyone!
I was a customer for 1 month., then cancelled my membership. After joining, I called and spoke with a "para-legal", I asked I had an account that was present on all 3 reports, why is it that the account is not disputed all at the same time. She couldn't give me a straight answer. The do not dispute all of the credit reports at the same time either, they do this so that they can string you along in to continuing your service. Also, notice that Experian disputes are diferent from EQ and TU disputes, the process it different. Why do you ask? Well the "para-legal" informed me that the partnership that Lexington Law has with Experian prevents them from disputing credit lines in certain ways. For example, they cannot send a "its not mine" dispute to Experian. I found this interesting, that the credit repair company has a relation ship with the Credir Reporting Bureau. Also, they do not like to tell you what exactly was said in the letters that they send to the creditors and the CBs. But you are paying for their service, you have a right to those letters. And once you get the letters, they make it obvious that you are working with a credit repair agency. Also, the electronically dispute with Equifax. How is that? Are they logging onto EQ as if they were me? Also, while you are a paying member, they tell you to send any correspondence that you receive from the CB or creditors to them immediately, but when you are no longer a customer and you call them to ask how did they dispute a tradeline because you are receiving mail from the creditor, they tell you to ignore the letters, don't worry about it. the letters they sent are stock letters that you an get off of a free creditboard website. I wouldn't waste my money with them. Everyone knows that people want anything bad of their credit report. of course they paid it late, of course its their bankruptcy, of course it can be verified. Lexington does not do magic, they only do what you can do on your own and if it is your and you have disputed it in the past, it may not come off. And they take credit for items they did not get removed. the mortage company put an incorrect 30 day late on my credit report,. Before I even hired Lexington, I called the mortgage company and straightedn out the issue, Lexington pulled my credit report on 12/28/2019, the lates were removed from my credit file on 1/5/2019, Lexington sent out letters regarding the late payments on 1/11/2019, and when the noticed the lates were removed, they took credit for it.
Great service, really understanding and will really help you in every way.
Lexington law has done a great job in getting my credit clean and giving me a new start. Thanks Lexington
I started out with 3 derogatory marks across all three credit bureaus and successfully eliminated 4 items. I am very happy with my investment.
I just started last month but, it seems to be working. My credit score already started rising!
May experience was one that is highly appreciated and extremely satisfied.. they have integrity as a company.. they showed me that they know exactly what they're doing
Joining Lexington Law Firm was the best thing I could have done, they kept me informed of everything I all so had the Chance to see my Credit report each time it was better than last time, I don't think I did badly at all with Lexington Law Firm I would Recommend Lexington Law firm to anybody who need to fix there Credit they are the best!!.
I am a very satisfied client/customer. Not only has Lexington Law help me with my credit repair but they have treated me like a person not just a number to them and with that said I would most definitely recommend Lexington Law to all my family and friends and for those out there that find their sales in need of GREAT advice and AWESOME results. I promise it will be well worth it. Thank You so very much LEXINGTON LAW.
So far so good.seen some changes in my score in the four months with them.
Reply from Lexington Law
Feb 05, 2019
Dear Ike, Thank you for your feedback. I would like an opportunity to resolve any concerns you may have; however, I was not provided with contact information to be able to do so. At your earliest convenience, please provide me with a contact number and/or email address, so I can better assist you. Thank you for your assistance and I look forward to speaking with you. Sincerely, Alex Lexington Law Firm
The Paralegal I have interacted with, have been very helpful and very professional, and you will see results. I have been associated with Lexington in the past, and I saw results, credit score increased. I was very pleased,
Fantastic company! When I moved from another state I had a couple utility bills that went to collections due to my landlord not taking them out of my name as promised. I didn't want to deal with the headache of fighting with the utility companies, collection agencies and credit bureaus. I contacted Lexington and signed up for their services. For a very reasonable fee they completely took care of this headache in less than 2 months. I would HIGHLY recommend them to anyone looking for this type of service.
The people that work there seem like good people and they were very helpful to my needs.
Very helpful. They answered all my questions and helped me to dispute different things on my credit report.
They are very helpful and able to anyone's credit score improved
Lexington Law Firm help me to remove negative items off my credit report and was able to answer every question that I had and was very patient and they have great customer service and I would recommend them to everybody who need credit assistance give them a try you won't be wasting your time.
Never will I ever deal with Lexington Law Is just a waste of money I paid over $600 for 6 months .But what they wont tell you is that what they remove is Temporary and after a while everything comes back to your credit, I've tried calling to see if they can help me ,treated me like a nobody,Spoke with so called Manager Meliss F. Saying the only way for them to help me is by resigning and pay a Monthly service .When I asked to speak to her Boss she hangs up on me . Terrible service be aware people dont let them get away with tour Money.
Reply from Lexington Law
Feb 25, 2019
Dear Miguel, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
In less then a year my credit score went up 30 points. Staff is very friendly and helpful.
I went through bankruptcy and it left negative reviews on my credit report so Lexington law cleared those for me.
My experience with Lexington law is very well please. The only thing I regret is that I should have called more sooner then I did. Money well spent.
I’ll rate 5 stars because their were some important things I needed removed from my credit and they handled them quickly.
Lexington Law tried to help me improve my credit.I signed up in September 2018 and they were very unsuccessful in removing any collections or derogatory items on my credit reports.Please save your money and write to your creditors yourself.You will have more items removed if you contact your creditors yourself.My credit score actually went down and about 5 months of paying, my credit score only changed 6 points from 569 to 575. Spend your money paying your creditors instead of paying for their services that bring zero results.EJC
Reply from Lexington Law
Jan 23, 2019
Dear Eric, I reviewed your concerns regarding your tenure with Lexington Law Firm. I would like an opportunity to assist with the matter and resolve your concerns; however, I was not provided with enough information to be able to contact you. If you would like to discuss this matter with us, please contact our Customer Service Department and request to speak with someone in the Resolutions Department. Thank you for your assistance and I look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Very prompt on sending letters to credit union, very fast on sending us feedback on what they are doing for us, and very helpful on any questions we might have and If don't have the answer they will get us someone that does, very professional set of people. I highly recommend them to everyone. Thank you Lexington Law.
Great customer service, fast result , the app is very helpful and friendly definitely recommend LexingtonLaw
Lexington Law encouraged me to keep my credit report monitored and updated.
It's very good team and strong experience with law's
Lexington is doing just they said they would. 2months 15 negative remarks have come off. Your score doesn't raise right away. It takes time.
After 6 months nothing really changed except my credit card payments to them.
Reply from Lexington Law
Feb 14, 2019
Dear Troy, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Lavaro out of Arizona is the guy you want. Lexington is an exceptional company with truly exceptional talented representatives such as Lavaro. Ease your nerves in your guts, let down your guard fully...I’ve tried other repair companies and I’m telling you now these guys aren’t just about taking your hard earned money....there about results...!!!!
Lexington Law has helped me with my credit in just a few months. They are kind and patient and so eager to help. I am disabled with not a whole lot of income but they worked with me with quick results. And their staff everytime I call are so patient and pleasant.
I honestly saw results on my credit report within a few weeks of setting up the account. Since the inital phone call with the company to set up my account, I haven't had to do anything. After checking my credit score I was surprised to see just how much my score changed. Big thanks to the Lexington Law team, GREAT JOB!!!
They have been awesome 👏 very helpful in answering all my questions to the extent of me staying on the phone with me until the matter was fixed!!
Lexington Law has been exceptional and professional to work with. My credit score has steadily improved. I have been able to qualify for several credit cards as well during this process. I would highly recommend Lexington Law to anyone that is intrested in regaining a better credit score.
My experience was great I really enjoyed the great customer service they can get my service anytime
This firm will fight for you. My credit score has gone up over 100 points in less than a year. They stay in contact with you and are very informative. The service they provide is well worth the cost. I would do it all again.
As I call and was attended by Ms:Cierra all I can say about taking well care of us as clients is for her to keep her Great Job!!
Lexington Law has done a great job removing negative items from my credit history
Hello my name is john kenney we had lexington for 3 months. Went great for 1 month and then started to have issues. For two months we had no results bad customer service and payments that were reported to have lost or stolen card. Late charges. Not happy with lexington law. Dont go with this company. They steal your money.
Reply from Lexington Law
Jan 15, 2019
Dear John, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Jo Rainey, I've been with Lexington law for almost 2 years now I had a lot's of preparing to be done over all I am very satisfied with the work Lexington has done for me im one step closer to purchasing my new home.
Credit repair removing negative items, question unknown items, the assistantance of a paralegal is on hand at all time when I need questions answer. Thanks
One of the best financial decisions I ever made was to use Lexington Law to address my credit issues. They work they did has made a HUGE difference in the life of my family. A VERY BIG THANK YOU!
Satisfying all questions was ask to the best of her knowledge. Will recommend any person to Lexington law.
My credit score has risen thanks to Leave intone Law
I have learned so much about credit by this process. I trust Lexington law to have my best credit in their scope. In a few short months Lexington law has repaired my credit to the point , from being offered 100-300 secured cc's to last week being offered 18000 dollar pre-approved personal loan at decent apr. Thank you Lexington law.
Well I just started 2 months ago and they already got 5 negative Mark's off and they let you know as soon as they do something I highly recommend
Ashley was kind and generous and had a lot of patience
I need help repairing my credit and the staff has been professional and knowledgeable and very helpful to me during this process I appreciate everything that has to help me