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Founded in 1852, Wells Fargo is a financial services company that offers consumer and commercial banking, loans, insurance, wealth management, investments, and credit cards.
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Depending on the card, Wells Fargo offers introductory APRs of 6 to 15 months. After that, rates range from 11.40 to 26.24 percent*, which is competitive within the industry.
Wells Fargo provides a number of rewards programs for its cardholders to participate in. By frequently using their Wells Fargo card, customers can earn points that may be redeemed for merchandise, gift cards, and travel.
There are no annual fees for all Wells Fargo credit cards except one (the Wells Fargo Secured Credit Card has an annual fee of $25). This can save cardholders hundreds of dollars each year.
Wells Fargo provides its customers with the ability to monitor their credit score at no extra cost, which can help cardholders to stay on top of their credit and be aware of any changes to their score.
In the event that there is an unauthorized charge or dispute, Wells Fargo will work to resolve it as quickly as possible.
Wells Fargo charges a foreign transaction fee of 3 percent of the total charge, which is one of the highest fees in the industry. This can be a major deterrent to frequent travelers.
For every late credit card payment, Wells Fargo charges a fee of up to $37, which is slightly higher than industry average.
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I have a Wells Fargo Credit Card and they are easy to track online and the best thing that I like is their spending tracking that helps me with my budget. Interest rate is very attractive and I also like them giving me the option of money back depending on what I spend and I can put it right back into my account.
Use Wells Fargo for all of my banking except credit cards. Hate their card options and the customer service is awful. Feel like I'm always trying to be sold something.
Not sure if the interest are bad or good but having a credit card with this company helped my credit go up.
We bank through Wells Fargo here in Utah so our credit card is through them. I love the customer service from Wells! I feel confident in recommending this company.
Nice sign up bonus ($200). Like the 1.5% cash back on all purchases. Don't like their phone service - can't set up a payment for a future date.
Was my first credit card. Bumps in limits are slow, interest is high after "college card" part of it goes away.
Wells fargo gave me my first credit card and help me begin all of the credit building processes and they made it so easy for my to make my payments. It was the perfect start to building my credit.
I tried to obtain a card here, the process was difficult. The employees I was working with didn't explain things well.
My credit card experience with Wells Fargo has been very positive. I have held my credit card with them for about 4 years now and Wells Fargo has automatically increased my limits as I have quickly paid off my bills. I like that Wells Fargo will calculate your credit score for free at any time. I wish my credit card gave me a higher rate back but very reliable experience with Wells.
Great card for regular purchases. Easy to get all the account information online.
Simple card for our family. We have been happy with the service. Be careful to make payments on time, because the fees and interest rates can hurt you long term.
Awesome rate for a card I use for everything. Lots of perks including cashback bonus.
Wells fargo declines my debit card all the time because it thinks its a identity theft when its just me trying to buy something. If the purchase is over$200 it usually gets cancelled even tho I have called them and told them that its me and I want these types of purchases to go through in the future. Its terrible and i wish i could change but this what my parents use for all their stuff so i can't
Wells Fargo is so far the best bank I have ever used. It’s very reliable and makes sure your credit card is being used appropriately.
Wells Fargo has the best options for credit cards. They have so many options with the right credit card for you and your situation.
We have a WF credit card associated with our bank account. Whenever I have encountered an issue, I call customer service and my issue is resolved in a professional, fast manner.
Wells Fargo gives me great security to know that I am in is protected.
I run my business accounts through Wells Fargo as well as my business credit cards. Great customer service!
I love my credit card from Wells Fargo! Great rewards and definitely worth everything!
The cards work great, and I have a rewards card that is great. I have never had a problem using their services and it is convenient to use. i would recommend it to other wells fargo users
5 rate, the customer service and banking experience for over 20 years makes this customer confident my bank is the finest.
It's easy to pay online and I get points and/or money back on the 2 cards I have
I had my Wells Fargo Credit Card for 5 years. I never kept a balance and tried to keep it paid off. They did not send digital statements, only paper statements, which was a major disappointment. And several times I missed payments with no reminder or email to inform me. The rewards are minimal with their cards and I would suggest getting a card anywhere else. In my 5 years- I earned a $20 reward to shop in their online store. Not worth it.
I don't have any other cards to compare it with, but I've never had any issues. They seem to have an appropriate algorithm to reward responsible management with increased credit limits. It's annoying that after I got married, my wife couldn't have access to the card online, but I think that has more to do with federal law than Wells Fargo.
Never had any problems using it. Whenever I have a question about the credit card or about the statement , I call custermer service and with a friendly voice they ask me how can they help me. The representative helps me with the questions and they find a solution.
they kept charging me after it was paid off
APR is 16.99 and there is no fee. They helped me rebuild my credit starting with a secured card-and now I'm it a $7,500 limit.
they have always been there when I have needed them; when american express closed my account, wellsfargo gave me a card; when Hurricane Harvey hit; they have been here for me
I have a great intrest rate and I recieved outstanding customer service
We have multiple accounts with them; easy online use.
Thay gave me credit when I needed it most
they were prompt in the review and approval
Statements are very easy to read and well documented. Online access makes paying easy and accurate
Convenient, securely monitored,rewards program
They are very when it comes to giving an opportunity for credit,and I they should be more open when that's where my employer uses and that's where retirement fund is through
Too many fees, Wells has become untrustworthy
I rate them 9 for their dependability
Very plentiful and very effective ATM machines.
There are very little bonuses from using this card. So since I don't get any incentives or cash back bonus or rewards, I hardly use it. There is no annual fee which is nice but there is nothing very special about this credit card.
Wells Fargo is not a veteran friendly company. They miss used our trust and are fine taking veterans cars and homes.