Founded in 1994 in Richmond, Virginia, Capital One offers a number of financial services, including credit cards, banking services, loans, and investments.
Capital One offers attractive rewards to its cardholders. For example, the company offers the Quicksilver card, which gives members every tenth Uber ride for free, and the Venture card, which gives members two miles per dollar on all purchases.
For some of its cards, Capital One offers introductory APRs of 0 percent for the first nine to twelve months.
Capital One does not charge foreign transaction fees, which is a nice benefit for cardholders who travel frequently.
Capital One provides its customers with the ability to view and monitor their FICO score at no additional cost.
Capital One offers a number of fraud safeguards, including putting its associates through security training, putting social security number protections in place, and providing secure electronic funds transfers.
Capital One offers a few cards that charge an annual fee of $0. However, this rate might only apply to the first year of the card, after which customers can expect a climb in annual rates.
Capital One charges a fee for late payments, which can vary depending on the card.
Super fast approval process. Balance transfers very easy and customer service is top notch!
We have loved having our capital one card. We love the cash back rewards and notifications of questionable charges. It lets me know they are really watching our account and care about keeping us safe.
Capital one offered great intro rates and is easy to navigate the online website.
Recently took advantage of one of the Capital One promotions for a credit card where I got 100 dollars back for spending so much in the first 3 months. I also love using capital ones money market account where i can get 2% on my savings account!
I called them to let them know that my identity had been stolen and someone that banks with them has an account with them. Til this day I have no idea if they investigated the issue or not.
We’ve been with capital one for approximately 8 years!! We have LOVED the service we have received during these years! We’ve never had a problem with our cards as far as it being accepted. Never had a problem with it out of the country. Customer has been great also when getting new cards when necessary!!
I love my Capital One credit card. They offer amazing benefits and I highly recommend it.
I love my capital one card! I can use my rewards for gift cards or get equal cash back. I don’t know many cards that will give equal cash out.
My Capitol Venture card has great rewards, and the company is great to alert me to any suspicious charges they might see. I like that they are proactive with fraud alert.
Love how easy capital one is to work with. Easy payment options and great service
Love our capital one. Has great rewards offered and we've benefited from them many times.
I’ve had capital one for about 5 months and after making 5 payments on time my credit line was raised. I love the care that I receive as a customer!
Capital One credit card was my first credit card. I think the have some of the best rewards programs of any of the credit cards companies.
I have a Capital One student card and love it. The customer service is so great to work with and always prompt.
Easy to use rewards system. Instantly gave me credit when I used my points and was hassle free. We own 3 cards.
Excellent customer service. offer great cash back options. I have been a customer for many years.
I had a Capital One credit card. It was ok. I like the no fees, but the perks weren't as good as some of the other cards.
I appreciate the high level of customer service Capital One provides on my 360 savings and 360 checkings.
I love the cash back rewards that this company gives. They have great customer service.
I've been a Capital One Customer for over the last 8 years. The have access on line 24/7 has been a great asset. To be able to make a deposit by using my phone has saved me time and money. The assistance that is given for items that I did not want to be charged for can not be beat. The team for fraud are the very best at followup and assisting in resolving the problems. The interest and payback credits are the best that are offered in the industry. I have never been denied service or credit. The company does a very good job of keeping their customers informed about payments and charging activities. I have been notified of any transaction that is out of the regular spending that I do.
Best balance transfer rates and minimal fees. Usually you can get a 15 month zero interest on your first balance transfer. Easy to use mobile app.
I do love my Capitol One card and the customer service has been great. My only negative is the interest rate is high.
Have this credit card they the company. Never had an issue when I had to call and cancel the card when finding charges on the card I never charged.
I love my Capital One credit card! Capital One offers great incentives for you to sign up for their card. They also give you rewards for how much money you spend.
We have had a Capital One Visa card for many years. The customer service agents are helpful and knowledgeable. They have been able to answer any questions and correct any errors with ease. We will continue to use this card, as the fees are low and the customer service is great.
Use there online bank for several years; credit card more recently. Don't really like the phone app but the points are the best.
I am happy with my service so far since the Walmart credit card switch to capital one. I like that there are no foreign transaction fees and the app is user-friendly.
Capital One is one of my best credit card experiences. Capital One offered the best rate and line of credit and offered the best online options. The approval process was quick and billing is very simplified. Can't think of a better bank to work with!
We have been very satisfied with our Capital One credit card. They don't charge an annual fee, their customer service is good. It let's you get cash advances and is accepted almost everywhere.
I really like this credit card! Everything it at my fingers tips. Every transaction I get a notification on my phone so I know what’s being charged. Scheduling payments are a breeze.
The capital one credit card has been a great value for me. The cash back is great. I had some trouble when my wallet was stolen abroad, but capital one made things very easy for me and helped save the vacation.
Capital one has been good in the sense that i used their auto navigator to buy my car. I was able to negotiate on the terms I wanted . I have a credit card through them and they have increased my limit as they saw fit that I could pay.
The rewards on the credit card are nice; however, the late fee is crazy high. Representatives should have more ability to forgive a one time mistake
We love our capital one adventure card. We use the air miles and I like the online portal. We will continue to use this credit card
We’ve loved capital one as a company. They offer fun perks and the customer service has been great so far
Been with CapitalOne for a while. Great customer service and you can set up alerts to let you know anytime your card is charged. This has helped me monitor fraud.
I had a Capital One account for the online savings. It has a high yield which beats regular savings accounts.
I have a credit card with this bank and the people are cool I would reccomend it
I have had this card customer service for issues exceptional I get a live person to talk to lots of perks
I use this company for a lot of my personal purchases and I get points from them and it’s great
I love Capital One! Best interest rate and never ever charges unnecessary fees! I love them!
I have an emergency card and they do a great job at increasing the limit when I pay off on schedule.
Capital One is the best credit card. Easy online system and approval process. Wish I could get more cards with them.
The card itself is great and I have a great credit line, but the interest rate is a bit wild. The card does get me out of a financial bind when I need to make an emergency purchase from time to time (gas at the end of the month, food, repairs, etc...).
Absolutely amazing. Have a great credit score and wonderful services provided by capital one!!!
First credit card ever approved for and the only one I still use now. Capital one has great customer service and awesome low interest rates.
Had this credit card for years and no complaints. Very easy to track payments on app and interest rate isn’t very high.
Capital one makes it easy to raise up your credit line, help to protect your money, and is also easily accessible.
Pretty good, 2% cash back on purchases, wish it was more but I use the card often so I get some benefit from that 2%.
Capital One has some of the best interest rates around. With an easy to use credit card and high security, you know your money is safe.