A home warranty can provide peace of mind by covering unexpected repairs or replacements of major home systems and appliances. Choice Home Warranty is one of the most popular providers in the industry, offering two straightforward plans: the Basic Plan, costing between $45-50 monthly or $530-$500 annually, and the Total Plan, costing between $50-$55 monthly or $600-$690 annually. This guide breaks down Choice Home Warranty pricing, coverage options, service fees, and how it compares to other home warranty providers.
Choice Home Warranty offers two plan options, each with its own pricing structure:
The cost of a Choice Home Warranty plan varies based on your location and selected coverage. However, general pricing ranges include:
Plan Type | Monthly Cost | Annual Cost |
Basic Plan | $45–$50 | $530–$600 |
Total Plan | $50–$55 | $600–$690 |
Pricing varies depending on state, promotions, and optional add-ons.
In addition to the monthly or annual premium, homeowners must pay a service call fee whenever they file a claim and a technician is dispatched. Choice Home Warranty’s standard service fee is $85 per visit. This fee is comparable to other home warranty providers, though some competitors offer flexible service fee options that range from $75 to $125, depending on the plan.
Choice Home Warranty's pricing falls within the typical range for home warranty plans, but costs can vary based on coverage, location, and optional add-ons. To get a better idea of how home warranty pricing compares across different providers, check out this guide on home warranty costs.
Connect with Choice Home Warranty to get a quote on your home warranty plan.
Get QuotesChoice Home Warranty offers coverage for a variety of major home systems and appliances. Here’s a breakdown of what each plan covers:
Includes everything in the Basic Plan, plus the following:
Choice Home Warranty also offers optional coverage for an additional fee, including:
While a home warranty can provide financial protection, it’s important to understand the coverage limits and exclusions of Choice Home Warranty plans.
When choosing a home warranty, it’s helpful to compare pricing and coverage options with other leading providers.
Company | Monthly Cost | Service Fee | Coverage Cap |
Choice Home Warranty | $45–$55 | $85 | $3,000 per claim |
American Home Shield | $50–$80 | $75–$125 | $5,000 per claim |
Select Home Warranty | $44–$48 | $60–$75 | $2,000 per claim |
2-10 Home Buyers Warranty | $47–$60 | $85–$125 | Varies by system |
While Choice Home Warranty offers affordable pricing, competitors like American Home Shield provide higher coverage caps, which may be beneficial for homeowners with high-value appliances. However, Choice Home Warranty’s straightforward plans and flat-rate service fee make it a solid choice for budget-conscious homeowners.
Choice Home Warranty can be a cost-effective solution for homeowners looking to protect themselves from expensive repairs. With monthly premiums ranging from $45 to $55 and a $85 service fee, it provides solid value for those who want predictable home repair costs.
However, homeowners should carefully review coverage limits and exclusions before purchasing a plan. If you need higher coverage caps or more flexible service fees, another provider may be a better fit. If you’re still unsure whether Choice Home Warranty is the right option for you, check out this guide on how to choose the best home warranty for a detailed comparison of key factors to consider.
Connect with Choice Home Warranty to get a quote on your home warranty plan.
Get QuotesA Choice Home Warranty plan can help cover the cost of unexpected repairs, but understanding pricing, coverage, and service fees is essential. Before choosing a plan, compare different providers and read the fine print to ensure the plan meets your needs.
For more information, visit Choice Home Warranty’s review page to read real customer experiences and ratings.
Home Warranty
By Carlie Ellet
January 24th, 2025
Home Warranty
November 24th, 2024
Home Warranty
By Carlie Ellet
May 21st, 2024
Sign up below to receive a monthly newsletter containing relevant news, resources and expert tips on Home Warranty and other products and services.
We promise not to spam you. Unsubscribe at any time. Privacy Policy
We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.
© 2025 BestCompany.com LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information