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Turnbull Law Group

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8.4

Overall Score

LAST UPDATED: November 22nd, 2024

Turnbull Law Group specializes in helping consumers resolve debt and defend against creditors.

The law firm provides attorney-represented debt negotiation in certain states. The minimum debt requirement is $12,000. For clients dealing with financial hardship, and who can make regular deposits into an account to pay for settlements, debt negotiation provides an alternative to bankruptcy.

The firm also provides bankruptcy representation, consumer litigation defense against creditors, and representation for clients dealing with abusive debt collection practices (FDCPA violations).

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The Good

  • Debt Negotiation Program
  • Clear and Simple Explanations
  • No Fees Charged Until After a Debt Is Settled

Debt Negotiation Program

Through Turnbull’s debt negotiation program, clients may be able to get out of debt faster than with other programs.

The benefits of enrolling into Turnbull’s program include the following:

  • Savings — clients may only pay a fraction of what they currently owe
  • Speed — clients can resolve their debt much faster than if they were making the monthly minimum payments
  • Affordability — the monthly deposit is usually less per month than the minimum payments

Turnbull’s attorney-represented program allows potential clients a free one-on-one consultation with an attorney before enrolling.

Additionally, clients will receive a licensed attorney to oversee their entire program and clients will have attorney representation if any of the creditors decide to use legal action to collect the debt.

Those who enroll in the program will make monthly deposits into an FDIC-insured Dedicated Account (owned and controlled by the client). As the funds begin accumulating, the law firm will then create a negotiation strategy based on the creditors and amount owed.

Regarding the negotiation strategy and available funds, Turnbull’s attorneys and negotiators will work directly with the creditors to reduce the amount owed. When an agreement is reached, the attorney will present it to their client for approval.

Once approved, funds in the Dedicated Account will be used to pay the creditors and Turnbull’s fees for that settlement. The process is continued until all debts are paid off.

Depending on the situation, the program can last anywhere between 24–48 months.

Clear and Simple Explanations

Turnbull’s website thoroughly explains debt negotiation, consumer litigation, and bankruptcy law in a clear and concise way that helps clear up any potential questions.

When it comes to legal issues, many people don’t fully understand their rights. This can lead to debt collectors and creditors taking advantage of the situation. Turnbull Law Group strives to help clients navigate the often-confusing world of legal services. The law firm helps clients make well-informed decisions and walks clients through the “jungle of legislation, procedural court requirements, and unexpected challenges.”

No Fees Charged Until After a Debt Is Settled

With debt negotiation, the law firm doesn’t get paid until the client accepts a settlement offer. Unlike other types of legal services, there are no up-front retainer fees with debt negotiation.

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The Bad

  • Limited Availability

Turnbull services are limited to the states in which their attorneys are licensed to operate. Its debt negotiation services are only available to consumers with $12,000 in debt, who are experiencing a financial hardship, and who can put money aside into a bank account to pay off settlements. To find out details about how debt negotiation works and if they qualify, consumers need to call a certified debt consultant to see if they qualify for the law firm’s services.

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The Bottom Line

Turnbull Law Group is a law firm and debt relief agency specializing in helping consumers deal with debt and creditors. The law firm’s website is a great source of information for people looking for information about bankruptcy, financial management, and debt relief. Turnbull focuses on serving consumers and business owners who are overwhelmed by the complexity of legal domains such as The Fair Debt Collection Practices Act (FDCPA), bankruptcy law, consumer protection law, and business law.

However, the law firm explains that the information on the site is not to be used as legal advice and may not always reflect current legal developments or variations of the law in different jurisdictions. It’s best to contact Turnbull Law Group directly to ensure its services are right for you.

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Turnbull Law Group Frequently Asked Questions

How does debt negotiation work?

When you enroll in the Turnbull debt negotiation program, you make monthly deposits into an FDIC-insured Dedicated Account that you own and control. As the funds accumulate, we create a custom negotiation strategy based on your particular mix of creditors and debt amounts in order to maximize your savings. Based on your strategy and available funds, our attorneys and negotiators work directly with your creditors to negotiate a reduction in the amount you owe. When an agreement is reached, we will present it to you for approval. Once approved, the funds in your Dedicated Account will be used to pay your creditors and Turnbull’s fee for that settlement. After the full settlement amount is paid, you no longer owe on this debt. We will continue this process until all your debts are resolved!

How long does debt negotiation take?

The program length varies from 24-48 months, depending on each individual’s situation. This is considerably shorter than it would take to pay off a large amount of high-interest debt by making minimum monthly payments.

How much does debt negotiation cost?

We work with you from the beginning to make sure the monthly program deposit is one you can afford. Your monthly deposit includes estimated settlement amounts as well as legal fees and service costs. The settlement fee is a percentage of your enrolled debt.

How do I learn more?

Turnbull Law Group has attorneys who are licensed to operate in certain states. Contact a Certified Debt Consultant at 800-674-1504 for a free debt consultation to see if you qualify.

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4.6

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309 Reviews

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85%

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3 grade

2%

2 grade

2%

1 grade

6%

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Featured Review

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Lisa Plack

I like them because they are always communicating with me about my debt, I never have to call and ask about what is being paid because they let me know everything that is going on.

5 months ago

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Reply from Turnbull Law Group

Thank you for sharing your feedback, Lisa. We provide several options to be informed of the progress of your program, including emails, a phone team and Client Dashboard. Thank you for choosing Turnbull Law Group.

Jun. 13th, 2024

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Featured Review

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Robert Moff

Been working with them for the last 6 months and they have been very professional and have received excellent settlements thus far. I'm happy that I contacted them for my debt relief. Would highly recommend.

5 months ago

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Reply from Turnbull Law Group

Thank you for sharing your positive experience, Robert. We are happy to be your partner on your journey to financial freedom. Thank you for your recommendation.

Jun. 6th, 2024

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Nick

Turnbull has really helped get some of my debt out of the way and great to work with. My credit score has gone back up and continues in that direction. You need to check them out!

1 day ago

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Cynthia Corcodilos

I am almost out of debt thanks to Turnbull! Very professional, helpful and transparent company. My gratitude for coming alongside me in my personal situation!

1 week ago

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Reply from Turnbull Law Group

We are grateful to hear that you feel well supported about your Turnbull Law Group program, Cynthia. How exciting to be almost debt free!

Nov. 19th, 2024

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Jamie

I have yet to get a debt officially paid off, but one has been made into a settlement with 3 payments coming up. The only thing I would like is better communication or details. Not constantly, but it has been confusing to me for my account to have enough to cover the full owed balance and the lawyer fee and there wasn't a settlement request for weeks afterward. But, they did save me a good amount on what I owed, almost as much as they predicted to save me in total so that's a good sign.

2 weeks ago

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Reply from Turnbull Law Group

Hello Jamie,
Thank you for sharing your feedback about the Turnbull Law Group program. Congratulations on your first settlement.
I would like nothing more than to go over the program with you, and make sure you feel fully supported in this part of your financial journey. We offer several options to keep you informed about your progress, including email, phone, and your personalized Client Dashboard.
Please call our Client Services team, and ask to speak with an account specialist.

Nov. 8th, 2024

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Melanie Theresa Zurawski

I am very happy with them cause they make it so easy to talk to and being friendly. They are fast with results and I'm glad. it's a relief to know that they are getting solutions with the accounts I gave them. It surprises me that they are getting results with the creditors. I highly recommend if people need a relief, they are the ones to contact. You won't be sorry you did. I'm very happy with them .

1 month ago

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Reply from Turnbull Law Group

Hello Melanie and thank you for your recommendation. Our years of experience provide a foundation to get you the best savings on the account balances. Thank you for choosing Turnbull Law Group.

Oct. 7th, 2024

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Kenneth Parks

They took on my wife and I our debt for these 45 months We are in a better financial position than we were several years ago.

2 days ago

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Reply from Turnbull Law Group

Hello Kenneth and congratulations on being so close to finished with the program. Thank you for choosing Turnbull Law Group as your partner on your journey to becoming debt free.

Nov. 22nd, 2024

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Betsy

I have been trying to get access to dashboard for two months. I have called so many times it has become very annoying. When I try to call because the message I receive says l can use my account number, I was told that they don’t give out the account number. I’m. STILL trying to access my account!!!

2 days ago

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Reply from Turnbull Law Group

Hello Betsy ~
We are sorry to hear that your dashboard has been a source of frustration and for so long. I would love to assist you myself! Please call client support and ask to speak with an account specialist. Or you can call the bank that holds your dedicated account and request a ledger, to track your transactions.

Nov. 22nd, 2024

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Heather

It has been so great working them! They are very knowledgeable and easy to work with and are always available when I had questions.

5 days ago

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Reply from Turnbull Law Group

Thank you for sharing your experience, Heather. We are so glad to hear you have felt supported in your program.

Nov. 20th, 2024

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Janice Schneidermeyer

I have to call every month because I can no longer afford to deposit the original deposit amount. I wish that I did not need to call every month but I guess I have no choice. With that tho, I must say that the people there are always very kind and understanding.

1 month ago

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Reply from Turnbull Law Group

Hello Janice... thank you for sharing your feedback. We are sorry to hear that you are experiencing additional hardships each month.

Oct. 25th, 2024

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Craig Kennedy

When it comes helping individuals getting there finances back on track there no group in the entire world like the TURNBULL LAW GROUP 🙂at this present time I'm represented by the TURNBULL LAW GROUP I know I'm made a great not good decision so if you need help getting your life back on track contact the TURNBULL LAW GROUP A1 service

1 month ago

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Reply from Turnbull Law Group

Hello Craig, and thank you for your feedback. We are happy to hear that our program has been a good fit for your goal of financial freedom.

Oct. 7th, 2024

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Jonathan Felts

I am very pleased with my experience working with Turnbull Law Group. From the start, they have been professional, supportive, and clear in their communication, guiding me every step of the way. I’ve made noticeable progress on resolving my debt, and I truly feel like they have my best interests at heart. The team has been responsive and efficient in handling my case, which has greatly reduced the stress of the situation. I appreciate their expertise and trust them to help me reach my financial goals. I would highly recommend their services to anyone needing debt resolution assistance.

2 months ago

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Reply from Turnbull Law Group

Hello Jonathan ~
Thank you for sharing your experience and for your recommendation. We are happy to hear that you have felt supported and well informed. Thank you for choosing Turnbull Law Group.

Aug. 26th, 2024

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Maria Howe

Very Thankful to this company I started my program October 2023 and I graduated just last week October 16 , 2024, I am debt free now! Thank you Turnbull! Wow!Its amazing!

3 weeks ago

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Reply from Turnbull Law Group

We are happy to share in your joy of becoming DEBT FREE!! What a wonderful feeling! Thank you for choosing Turnbull Law Group.

Oct. 30th, 2024

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Robert hossler

Excellent service. Very responsive you can always speak to someone who is knowledgeable and can help you with any questions you have highly recommended!

3 weeks ago

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Reply from Turnbull Law Group

Thank you for sharing your feedback about our Client Services team, Robert. We are thankful for your recommendation.

Oct. 29th, 2024

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randy westberry

I like Turnbull Law Group they are persistent reliable, and they get the job done. As of now my credit score is going back up. In more sooner than later, all my creditors will be paid and that is a relief

1 month ago

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Reply from Turnbull Law Group

Hello Randy,
Thank you for sharing your experience with Turnbull Law Group. We are glad to hear that your program is able to provide you some stress relief.

Oct. 25th, 2024

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Hugo Estrada

Turnbull really talked me through the process of the program and made it super easy to relieve my debt crisis! I didn’t know this existed, but thankfully for Turnbull as of this review posting, I’m super grateful!

1 month ago

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Reply from Turnbull Law Group

One of our goals is to help bring relief to the financial stress our clients feel. Thank you, Hugo, for sharing that we have met that goal in your program.

Oct. 18th, 2024

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Alive Ferguson

Turnbull had told me it would be a few months before I got a settlement on one of my debts but it seems it went quicker than that and I truly appreciate the work put into helping me out.

1 month ago

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Reply from Turnbull Law Group

Timing of settlements is dependent on the size of the account and the funds available in the dedicated account. We are excited to hear that we exceeded your expectations.

Oct. 10th, 2024

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Patricia Bolyard

I liked how very kind and understanding they are I’ve never have had this happen to me and all that law words were confusing but they took the time to explain and told me what to do and what to expect. I thought it would take months to settle but they settled it in a timely manner. Thankyou for your help and understanding

2 months ago

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Reply from Turnbull Law Group

We are happy to hear that you feel well informed about your Turnbull Law Group program, Patricia. Thank you for sharing your feedback, and welcome to Turnbull Law Group.

Sep. 10th, 2024

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Susan Gabriel

I like Turnbull because they let me lower my monthly payment when I don't have all the funds due for a particular month.

3 weeks ago

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Reply from Turnbull Law Group

Thank you for sharing your experience, Susan. We are thankful for the opportunity to help you.

Nov. 7th, 2024

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Emily

They are all about what I want to do with my money and helping me save money by negotiating with the creditors so I won’t have to pay the high interest rates.

1 month ago

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Reply from Turnbull Law Group

We are glad to hear that our program has helped to relief some of the financial stress you were feeling, Emily. Please continue to track your progress on your client dashboard.

Oct. 18th, 2024

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Shannon Plumley

If you have alot of debt it will take awhile. But it probably didn't occurred overnight. Eventually it be worth it. It will be alot longer trying to do it on you own.

1 month ago

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Reply from Turnbull Law Group

Thank you for sharing your experience, Shannon. We are happy to be your partner on your journey to becoming debt free.

Oct. 7th, 2024

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Jasper Johnson

This Law Group is excellent will downsize your debt and get things done all you have to do is keep your payments up on time and be consistent wonderful group you will appreciate them when it's all done

2 months ago

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Reply from Turnbull Law Group

Thank you for your glowing review, Jasper. We are grateful to be your partner on your journey to reach your financial goals. Thank you for choosing Turnbull Law Group.

Sep. 9th, 2024

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wanda J miles

Turnbull helped me out a lot on my debt reduction. I highly recommend them to anyone looking to reduce debt. they are a great company to work with. They let you know exactly what is going on. very glad to do business with Turnbull.

3 months ago

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Reply from Turnbull Law Group

Thank you for your recommendation, Wanda. One of our goals is transparency about your progress on your financial journey. We are happy to hear that you feel well informed.

Aug. 20th, 2024

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Julien SIREYJOL

So far the process goes very well. Turnbull Law Group could negotiate very well 2 out of 3 credit cards balance after less than 9 month. They found a very good settlement (above my expectation). We still need more time before negotiating the third one but I am confident.

3 months ago

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Reply from Turnbull Law Group

Hello Julien,

We are happy to hear that our program has exceeded your expectations. We are happy to be your partner on your journey to becoming debt free.

Aug. 13th, 2024

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Mia Ramsey

They have really helped me and continue to help! I can see changes and it's so appreciated!

1 week ago

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Reply from Turnbull Law Group

Thank you for sharing, Mia. We are thankful that you have chosen Turnbull Law Group as your partner on your journey to becoming debt free.

Nov. 14th, 2024

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Mark Grant

They are so amazing and helpful with my improve my credit and pay off too. Thank so much

1 week ago

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Reply from Turnbull Law Group

We appreciate your kind review, Mark.
While credit repair is not part of the service that we provide, we are glad to hear that an improved credit profile is a result of getting your debts paid. Thank you for choosing Turnbull Law Group.

Nov. 14th, 2024

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Heather Patterson

Great at communicating with me. Always call and check to see if I need anything or concerned about anything.

3 weeks ago

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Reply from Turnbull Law Group

Hello Heather ~ One of our goal is to keep our clients well informed of their progress. We are grateful to hear that you have felt well supported.

Oct. 29th, 2024

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Daniel West

I am highly satisfied with the service and understanding with Turnbull law. They have gotten results far quicker than I expected

1 month ago

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Reply from Turnbull Law Group

Hello Daniel, and thank you for sharing your feedback about your experience with Turnbull Law Group.

Oct. 25th, 2024

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Wendy Watts

The last month I had and urgent matter and it took over amonth for someone to reavh out to me and had me stressed out. Getting in touch with an attorney should have a better process.

1 month ago

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Reply from Turnbull Law Group

Hello Wendy, we are sorry to hear that your experience did not process as smoothly as we would prefer. If there is anything that we can do to help you at this point, please do not hesitate to reach out and ask to speak to an account specialist.

Oct. 25th, 2024

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Nicole Garcia

Everyone I have spoken to regarding any issue or questions they were great they are there for you! It’s not just a job for them!

1 month ago

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Reply from Turnbull Law Group

Nicole, we are glad to know that our team has been so helpful! Don't forget ~ you can also use the Client Dashboard to track your progress.

Oct. 16th, 2024

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Clarissa McNeill

I like the manners and courtesy of the representative.

1 day ago

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gaylee merritt

They keep me informed of what is going on in my account

4 days ago

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Reply from Turnbull Law Group

Thank you for sharing your experience, Gaylee. We are happy to know that you feel well informed about the progress of your program.

Nov. 20th, 2024

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Mary White

Too much of each monthly payment is going to administrative fee rather than accelerating my debt pay-off.

6 days ago

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Reply from Turnbull Law Group

Hello Mary,
We are sorry to hear that your program is not progressing according to your expectations. An account specialist will review your file and reach out to you soon.

Nov. 19th, 2024

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Beverly Bashore

Turnbull was a blessing for me. I was in somewhat over my ears and they pilled me out. They took care of my bills and also gave me a payment I could afford. I would gladly tell anyone how grateful I am for them. Thank you Turnbull for your help.

4 months ago

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Reply from Turnbull Law Group

We are so happy to hear that our program has relieved stress for you, Beverly. We appreciate your recommendation.

Jul. 23rd, 2024

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MS. GEE

I'm not gonna lie I was very skeptical at first but I stepped out on faith and glad I did! So far they have done everything they said they would! They have lowered 4 out of 7 of my debts since I started the program in August of 2023! So excited to get my debt reduced without the headache! Thank you Turnbull 😊

4 months ago

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Reply from Turnbull Law Group

Hello Ms. Gee ~ We are so happy to hear that our program has helped to remove your financial stress. It looks like your program is progressing smoothly. If there are any concerns along the way, please do not hesitate to email or phone.

Jul. 11th, 2024

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Pamela Eddins Los Angeles, CA

Turnbull Law Group was highly recommended and they were perfect for me. I've been with them about 2 years now and I'm on my last debt consolidation. They resolved the 5 debt consolidations for me. They answer your question promptly and they're very concerned about the customer. I would highly recommend them to anyone that have a debt problem.

3 years ago

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Reply from Turnbull Law Group

Thank you for recommending our program, Pamela! We are thrilled to accompany your journey to financial freedom. Please let us know how we can continue supporting your every step! Thank you for choosing Turnbull Law Group to be your guide.

Oct. 20th, 2021

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Carol Sharp Vacaville, CA

I really appreciated the kindness and competency of your customer support employees. I especially want to give a special shout out for Danielle, the manager of my local branch. She was patient and transparent in the processes and answered all of my questions..

3 years ago

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Reply from Turnbull Law Group

Carol, we appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients are supported throughout the process and we'll always be right by your side. Please call us at 800-674-1504 if you need any assistance. Thank you for choosing Turnbull Law Group!

Oct. 13th, 2021

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Kerry ONeal

They're diligent and understanding about my financial issues and have kept in constant contact over the past year.

1 month ago

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Reply from Turnbull Law Group

Thank you for sharing that you have felt supported while enrolled in the Turnbull Law Group program, Kerry. We are so glad to be your financial partner.

Oct. 16th, 2024

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Jason Gusta

Could never reach a person about questions I have/had. They said I have a personal lawyer with any questions. Texted lawyer and they said to call turnbull. Debt relief was supposed to take 2 to 3 years, but due to lawsuits( that they said wouldn't happen with loan consilidation) Had to do a separate payment for 1 year at double the money I couldn't afford and now still going to be 2 to 3 more years. I recc doing a lot of research before coming to turnbull.

2 months ago

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Reply from Turnbull Law Group

Hello Jason,
We are sorry to hear that your program is not working according to your expectations. An account specialist will be reviewing your account and reaching out to you shortly.

Sep. 23rd, 2024

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Vic Ruiz

I have been with Turnbull for about 5 moths and they have settled 2 of my CC. They have work hard to have my debt paid fast

2 months ago

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Reply from Turnbull Law Group

Thank you for sharing your progress, Vic. We are grateful for the opportunity to assist you in becoming debt free!

Sep. 13th, 2024

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S.f.

This has been a really good experience for me. After my husband died I felt overwhelmed by debts and they helped me past the debt.I am not done with my program but I would recommend the program to anyone.

3 months ago

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Reply from Turnbull Law Group

Thank you for sharing your experience. One of our goals is to relieve financial stress and we are happy to hear that is the case with your situation.

Jul. 31st, 2024

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Michelle Jenkins

Turnbull Law Group has made it easy and simple to use to pay down your debt. You get to approve every transaction and your in control. They do all the negotiations and you approve them. No more debt collectors calling you.

3 months ago

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Reply from Turnbull Law Group

Thank you for your review, Michelle. We are happy to hear that you have felt in control of your program! We aim to keep our clients well informed of the process, through phone, email and dashboard access.

Jul. 25th, 2024

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Debra Oliver

I have been very happy with Turnbull. I receive great communication, the website and dashboard are full of important information and at all times I know what the expectations are from me so they may succeed.

4 months ago

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Reply from Turnbull Law Group

Thank you for sharing your positive feedback, Debra. We strive to keep our clients informed every step of the program so we are happy to hear that we have met our expectations. Thank you for choosing Turnbull Law Group.

Jul. 2nd, 2024

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jrharman

Had an account go into garnishment, after putting in paper work after paper work after paper work for over six months. My accounts have also been passed along to three different attorneys, so i have to keep repeating conversations, and most of the time Im not told my account has been moved to another attorney until I have to contact customer support, then it still takes days before Im told who the new person is. I had to pay out the garnishment as well as pay the fee every two weeks. Its been a mess and I still have over two years left in this program.

5 months ago

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Reply from Turnbull Law Group

The situation you have described sounds very stressful, and we certainly do not intend for that to be any result of the Turnbull Law Group program. An account specialist will be reviewing your program and reaching out soon.

Jun. 19th, 2024

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Scott Norris

If any problems had come out with one of my creditors turnbull law group has gone above and beyond to be sure that I am being taken care of in my financial situation.I would highly recommend them!

5 months ago

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Reply from Turnbull Law Group

Thank you for your glowing recommendation, Scott. We aim to resolve each account your entrust to our program, and we are happy to hear that your program has gone smoothly. Thank you for sharing!

Jun. 19th, 2024

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louise mccourt

Very professional and thrually explained everything

1 week ago

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Reply from Turnbull Law Group

Thank you for sharing your experience, Louise. We are grateful to hear that you feel well informed.

Nov. 15th, 2024

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Sylvia Huggins

Work with me very well. Real happy with their service

1 week ago

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Reply from Turnbull Law Group

Thank you for sharing your experience, Sylvia. We are happy to hear that you feel supported.

Nov. 12th, 2024

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Eric Fisher

Pretty early in the process, only a couple months. They have settled two cards for me, and the phone calls from the creditors has stopped. Sabina so far over 7k. I felt like I was drowning, still have troubles but starting to get back on track.

7 months ago

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Reply from Turnbull Law Group

Hello Eric, and thank you for sharing your experience with us. We are happy to see your success in the Turnbull Law Group program. In addition to our Client Services team, you can also track your progress on your Client Dashboard.

Jun. 3rd, 2024

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Cory W.

I have been enrolled in the program for approximately four months, and the piece I have now is night and day. Even when collections begin to call and are far less than polite, Turnbull is to reassure me, and to guide me on the right path of getting out of debt without filing bankruptcy. Incredibly grateful I found them and look forward to getting out of debt through this program

9 months ago

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Elandra Arnett

This company has been awesome! They are always so helpful! They are also very informative!

1 month ago

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Reply from Turnbull Law Group

Thank you for sharing your positive feedback, Elandra. We are happy to know our team is helping with your financial goals.

Oct. 16th, 2024