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National Debt Relief Reviews

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9.3

Overall Score

Star Rating

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4.8

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4,164 Reviews

Review Breakdown

5 grade

83%

4 grade

10%

3 grade

3%

2 grade

1%

1 grade

3%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Diana Vialpando Bellevue, Washington

I have only been a customer for 2 months ,but I am satisfied with this company. They are helping me get out of debt relieving my stress from having 2 not deal with the gmails, phone calls, texts & letters. I am greatful & thankful 2 them 4 all of there help. They are always there 2 help when u send notifications 2 them, explaining that they have received themreceiv

4 days ago

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Lion Heart61 Medford, NY

SO FAR SO GOOD. I JUST HOPE THAT IT IS ALL CONCLUDED A LITTLE FASTER BECAUSE SOME OF THESE COMPANIES HAVE BEEN BREATHING DOWN MY NECK, AS THE Cliche goes, from what I WAS TOLD, IT IS GOING TO TAKE UNTIL NOVEMBER. IS THERE ANYWAY WAY WE CAN SPEED UP THE PROCESS? EVEN IF I HAVE TO DEPOSIT MORE FUNDS TO COVER THE INITIAL FUNDS TO COVER THE PAYMENTS. JUST LET ME KNOW EITHER WAY, PLEASE. JOSEPH P.

4 days ago

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Jenell Jones Dallas, Texas

I disagreed with some of the representatives sometimes they seem to be not on the same page of making me understand what was happening with my two accounts but now that I paid my debts off they are wonderful amazing I would definitely recommend them to my family and friends.

5 days ago

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Erik David Keith Phoenix, Arizona

This is my first experience going through a debt settlement process like this, and this was my first settlement offer. So far, I am happy with the communication, transparency, and efforts of National Debt Relief in working to resolve my creditor accounts in the most advantageous way possible. It seems as though they are working to get me the best possible settlement offers and answering my questions along the way so that I fully understand the process.

1 week ago

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EUS Membership Office New York, New York

This organization takes the worry away from credit card debt. They are always available to answer questions and frequently check in with their clients to see if there are any questions or any help which is needed by the client. This program enabled me to continue with small credit card amounts which I am paying off and put me at ease. The word "RELIEF" is in the name of the company for a GOOD REASON. Julie

1 week ago

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Stephen Regan Dallas, Texas

Very responsive. Always available to talk when needed. Made the process clear and understandable. They did exactly what they said they would do and the outcome exceeded my expectations. I’m very grateful.

4 days ago

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Mary Miami, Florida

Mr Angel was listening very carefully to what I was saying. He informed me that NDR in discovery found two new accounts. He asked me did I want to add these accounts to pay off. He told me the new amount. I opted to add the two cases. I appreciate his information, help and expertise. Thank you.

1 week ago

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Robin Peters Clifton Park, NY

I think overall the program is a good program. The thing that is hard for me is the constant messages I receive from creditors telling me my account is past due. Like I don't know. I have gotten to the point I just send them off to NDR and don't even look at them anymore. I am also frustrated that it takes so long to see any action on the part of the program. I was very happy last week that finally they came up with a settlement for me. I was beginning to think it would never happen. I understand NDR needs to have a certain amount of money in my account so they have something to work with but it's still frustrating. I just want this nightmare I find myself in to be over. I do like the fact that they always send me a message when they receive what I send even though it seems like it's a generic response most times. My decision to go with the program was such a hard decision for me. At 78n years old, I've never been in this kind of situation before so I'm really down on myself.

3 weeks ago

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Jose Silva Dallas, Texas

So far I really like it. They keep contacting me to let me know about other accounts that might be suspicious or just asking me what I want to do with it

4 days ago

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Benjamin Harris Kansas City, MO

National debt relief has absolutely been a relief. It is so great to see my debts being paid off. Thank you so much for all the help. I no longer feel like I am drowning.

1 week ago

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dale hughes Martin, KY

Got one settlement already and it’s only been 5 weeks since signing up with national debt relief. And the 2nd one is almost settled. Great job and I would recommend them to everyone

1 week ago

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Kathleen Shelby Baytown, Texas

Thru all of this, I have had nothing but helpful, understanding people. No one seemed annoyed by my sometimes calls. Thank you, each and every one for your help. I would recommend "you" to anyone I know in need of assistance or help.

3 weeks ago

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Linda Redmond, Washington

They have given me such relief from stress and worry. I didn't know what I was going to do until I got in touch with the caring and compassionate people from NDR. So far they have resolved 2 of the 5 of my debts since November 2025.

3 weeks ago

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Brenda Alvarado

I have had a great deal of relief,I started 2 months ago omg so worth it I never had a hard time paying my bills until I had to get another car!! It took me down!!! Didn't have enough to buy food I'm too old for the stress in and out of the hospital I owe 10,000 and thank God I made the call to these guys ,it took a great amount of relief off of me thank you I appreciate you guys so much!! Debt relief saved me I honestly mean that!!

1 month ago

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Rebecca Ackerman

They make me feel like I'm really being looked after because they let me decide what works for me. The first negotiation was recently made and for a tremendous amount taken off with plenty of my built up savings to help pay off the smaller amount. With their guidance I also learn ways of saving money better and budgeting with alternative offers for monthly payments and banks.

1 month ago

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Anthony Jones

I was recently surprised by what NDR had accomplished on my behalf. I had been making payments for months and was not aware of what NDR was able to accomplish on my behalf, in terms of the amount of my debts they had managed to settle. This is the first time I’ve been able to see the breakdown of payments made on my behalf and to which accounts have been settled or in the process of being settled. I was humbled and pleased with what I was able to see and would like to thanks to this amazing program

1 month ago

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Lisa M.

I cannot say enough good things about this company! I was referred by a friend, and I made the phone call that very day. Super helpful customer service, and Fernando was the kindest soul answering all my questions so patiently. Fast forward two weeks, and I have already had my first debt settled! I’ve spoken with Fernando a few times and emailed with him and spoken to Kevin once. Could not ask for better customer service from a company. Don’t be afraid - make the call today and start your journey to being debt free!

1 month ago

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Christopher “Florida Kid” Garner North Port, FL

So far they have been with me every step of the way they took the time to answer all my questions they have bent over backwards

4 days ago

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J.Straker Dallas, Texas

NDR did great on following up with me. I did not respond right away and they were persistent in reaching me to let me know one credit card's settlement offer. Thank you.

1 week ago

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Tim Shue Belleair Bluffs, Florida

National Debt Relief is helping me, greatly. By negotiating the debts I couldn't repay, down to a manageable costs. I highly recommend National Debt Relief.

1 week ago

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Mharos Louisville, Kentucky

Excellent company! They resolve issues with creditors quickly! I recommend them 100%. Excelente empresa! Resuelven rápido con los acreedores! Los recomiendo 100%

1 week ago

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Sandra Jones St Louis, Missouri

They do what they say they're going to do. They're definitely keeping me informed of everything that is going on, making it stress-free and helping me lower my debt

1 week ago

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texasgall7 Silsbee, Texas

The representatives have always been very professional and helped me in any way that they possibly could. They have always been very polite and understanding to my circumstances.

2 weeks ago

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Paula Bechakian North Bergen, New Jersey

I enrolled a few months ago and they are settling on of my accounts soon. The Representatives answer questions I have regarding how the process works making sure you comprehend it all. Because it can be very overwhelming.

3 weeks ago

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Jeanne Fleming

They are an actual honest firm that helps people. They don’t scam you. They do what they say they’re going to do and they are lifesaver. I can’t recommend them enough if you’re in financial difficulty call them they help, truly help. I’m very grateful.

1 month ago

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Tammy Griffin

I was in a place that I didn’t think I could ever get out of and National debt relief has been here from the start they go above and beyond to make sure you are taken care of . The customer service has been amazing and very professional. !

1 month ago

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Alma Phifer

I am very much pleased with the way National Debt Relief is helping me get out of debt. I have been enrolled in the program for a little over 6 months and they have made remarkable progress with my debt relief. I have already received settlement from one of my creditors. I appreciate the help I am receiving

1 month ago

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Lynette Bingham

The relief I have experienced is priceless. Knowing that someone "has my back" has helped so much! There is light at the end of the tunnel! The service we've received is friendly, professional and non- judgemental. Thank you National Debt Relief!!

1 month ago

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Mike Hurder

Despite all my angst and complaints and finger-pointing, NDR's Success team stood with me, tookit on the chin, and eventually, when I let them, showed me I was wrong. I've been with NDR for less than a month. They've already made a deal with one creditor. Color me satisfied.

1 month ago

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PeggyA Winegarden

They helped get my total debt down and made it easier to afford the payment. I have already got a better deal than I had with JG Wentworth. I am so glad I have National Debt Relief helping me. Thank you National for such quick and affordable service.

1 month ago

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Bitsy

I have only been with National Debt Relief for 2 months and they have done so much more than the other company did in 9 months. They handle all accounts efficiently and have already settled with one. They keep in touch with me and are easily contacted. If you are looking for help this is the company to choose.

1 month ago

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Cynthia guillory

I like that you are a great company that helps people like me manage and get out of debt. My early retirement due to myself and husband cause a lost of income. Unable to meet all our debt living on Social Security. What I did not like was an upper management introducing me to a loan company. I did not feel it was to my best interest to move over laterally because you do business with them. I declined the offer.

3 months ago

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Gertrude Austin Orlando, Florida

I liked the fact that they were straight forward with exactly how this program works. Also getting a dept resolved in a good time frame

1 week ago

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uriel garcia Washington, District of Columbia

Heard about this company and as of now all I have to say is everything about them is great customer service GREAT HELP ON THE PHONE WITH AGENT GREAT

1 week ago

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Marc Starcke Mountain View, California

Professional in their work. They make their plan to you on how they will get you debt relief in an easy, clear and concise manner.

1 week ago

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Michael Gaines Signal Hill, CA

Timely, friendly, and well informed customer service specialist. Also, they kept their word on whatever they said and produced emailed evidence of transactions.

3 weeks ago

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Robin Jr Somers, NY

The program was described differently to me at start. The timing of program could be more streamline. Most representatives gave correct information but I had to dig or repeat call. As far as reducing debt I have to say that is correct and working in a positive movement

4 weeks ago

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Reply from National Debt Relief

Hi Robin,
Thank you for taking the time to share your feedback. We regret to hear that you are dissatisfied and would like to speak with you about it. Please give us a call at 888-660-7427.
Sincerely,
National Debt Relief

Apr. 27th, 2026

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James Firimonte

I’m new to this. Everything is going great so far, and I had a debt settlement that I approved. The NDR team is great in answering all your questions and or concerns. I just wish that I started long ago.

1 month ago

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Marissa Soto

From day one, National Debt Relief was understanding and supportive regarding my debt. They have shown compassion and made this process easy and secure. I couldn't ask for more!

1 month ago

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Christopher J Kelly

What's not to like ...... Always there to call Never any confusion or mis info If I could have pd more would have been quicker ....... That's it mostly the time ..... On me ..... Love these folks all good people

1 month ago Edited April 20, 2026

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Royal Butterfly

National Debt Relief went to work right away to resolve my debt. In two weeks, I received an offer. I am glad I chose this company to assist me handling my creditors. I don't think they would have settled so quickly.

1 month ago

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Pamela Duran

They work hard to get all creditors to agree to a settlement offer. They managed to all but 3 of them to settle immediately. The rest took a bit longer but in the end they also agreed to the settlement offer.

1 month ago

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Augustus Lonardi

I finally decided to go with National Debt Relief and I am very glad. Within two weeks they have already settled one of my credit card debts. The settled amount was excellent!

1 month ago

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Linda Winton

Your timing seems to be very slow on resolving. I have two creditors who haven't been notified by you! Credit One calls my phone morning and night. Fifteen to 20 times a day and Security Finance seems to not talked to you either. You should be in contact with these places letting them know that you are working for me ! Please don't be calling me. If you have anything to tell me you can email me.

1 month ago

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Reply from National Debt Relief

Hi Ms. Winton,
Thank you for reaching out about your concerns regarding creditor communication. We apologize for any inconvenience experienced. A member of our client success team will be reaching out as soon as possible to discuss your concerns.
Sincerely,
National Debt Relief

Apr. 15th, 2026

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Kristie Daniels

National Debt Relief is really doing a great wonderful job with getting things in order. Customer service representatives are very polite, respectful, patient and very informative. 5 stars from me

1 month ago

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Paul Nielsen

All of the representatives are very easy to talk to, very knowledgeable and thorough with their help. It makes the whole process super easy when you have such great people willing to help you.

1 month ago

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George Henry

I had the pleasure of speaking with Leanna a few days ago, and I was about to cancel my account with NDR because my monthly payment was just too high for me. She worked with me and lowered my payment to a reasonable amount. I'm retired and living on 1 check a month. She was GREAT!!! Thanks Leanna.

2 months ago

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Judy Jones

I am very pleased in the handling of my account with National Debt Relief. They have lifted a huge weight off my shoulders, my first debt has been accepted for payoff so I am excited about getting resolution to my debt problem. They are doing a great job and I feel very secure working with them.

2 months ago

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Terri Bowman

I like the fact that's it's costing me way less to settle my financial crisis to go through you. But I am confused about a recent settlement agreement that was a little more than an agreement I had already made with the same place a couple months ago or so????

2 months ago

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Celeste

I'm very satisfied so far with my accomplishments. National Debt Relief help me got my bills payment lower and negotiate in my behalf. When I wasn't able to make a payment that following month do to my employment changes they work with me. I can continue, with all that saying; I only have good things to say and I highly recommend NDR

2 months ago