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National Debt Relief Reviews

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8.9

Overall Score

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Kylee Ochoa

I was on the fence about filing for bankruptcy until I found NDR. Their program is so affordable and their customer service is amazing. They were able to get me a monthly payment that I could afford and they have started making settlements with several of my creditors. My credit was like 250 and it had been gradually moving up only being 6 months into the program.

3 months ago

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Mary Stowe

What I like about this company they honest,the break every thing down in the simplest way so you can fully understand they very knowledgeable on everything that they have to offer and most of all they give you a peace of mind every agent that i speak to is great very easy to talk to them they listen to my concerns and explain in detail everything for me i feel very confident in this process ♥️

3 months ago

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Chris Bopp

They quickly got a creditor to settle an account for 1/3 of the original debt I owed

2 days ago

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Rita Ferguson

The fact the customer service representative listened to me when I informed her how upset I was made by one of the creditors, the way I was spoken to by that person had me in complete tears and just repeating what I was told to the NDR customer service representative only made me upset all over again and the tears fell again. I was so grateful for the time,patience and empathy the NDR customer service representative showed me. I was scared to death after speaking with that creditor I called their corporate office and informed them of the conversation that I had with the agent at the local branch office and needless to say the person at the corporate office could not believe I was spoken to in such a manner letalone the things that were said to me. I really and truly appreciated the service I was provided from NDR.

4 months ago

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Diane Pena

National Debt Relief has been amazing in helping me to become debt free again. I went overboard on my spending habits and I had it under control for a while, but then I had an unforeseen hardship and minimum monthly payments were not enough to pay down my debts. It seemed that I was digging myself into a pit that I could not climb out of. I contacted NDR and they came up with a plan to get me out of debt. I'm so glad that I did! I was always so worried about money and how I was going to pay off my credit card debt. National Debt Relief proved to be the best financial decision I've ever made. I would recommend them to anyone interested on becoming debt free.

5 months ago

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andreina couture

This is the best decision ever to help me with my debts. Every one that you speak to is very helpful and kind.

1 week ago

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Cathy Hayes

I turned everything i could over to natural debit relief. In about a month they took care of one of my debits

1 week ago

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Joaquina Hernandez

Every rep I have talked to has always been very pleasant and informative. Thank you so much for all your help with consolidating my debt.

2 weeks ago

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Anne Southier

You must be patient and give up some of your control. National Debt Relief has been the best decision that I have ever made in my life.

2 weeks ago

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ANGELA LIVINGSTON

I like the National Debt Relief will work with you to clear up your debt. They keep you informed every step of the way.

2 weeks ago

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Lisa Medina

National Debt Relief has been a blessing so far. Only been enrolled a few weeks and they have already resolved one of the debts.

3 weeks ago

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Eric Bedillion

I Applied and was approved in minutes, very courteous staff. The website is very user-friendly and allows you to keep track of all your transactions and accounts.

1 month ago

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Debbie Smith

Amazing, professional, efficient, and well informed! Respectful administrative staff and proficient action and communication skills in paying Settlement!!!

1 month ago

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gary bartelson

Started this journey with a hesitant and wary phone call. Now six months later we are working towards debt relief. Folks from NDR are most courteous and supportive in the handling of our concerns. Thank you so much.

2 months ago

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Betsy Harvel

I was sceptical at first, it sounded to good to be true, but after talking with the Rep. I had a much better understanding of how the program worked and how much quicker it could be debt free from credit cards.

2 months ago Edited January 28, 2026

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Cindy Patterson

During the intial interview they were very up front. I have received settlement offers and am very pleased with the offers. National Debt is working hard for me and successful.

2 months ago

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Samantha Herring

I like that the agents are always very informative and helpful. Anyone that I speak to are always honest and breaks down all information needed to help me on my journey to being debt free.

2 months ago

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Seanther Coley

As a first time user of a Debt Relief company with this company, I felt very comfortable and I was very impressed at how quickly they began getting resolutions. I appreciate their efforts and it’s making my life less stressful.

2 months ago

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Cynthia

I’ve been with National Debt Relief for about six months, and they’ve already resolved one of my debts. I’m super happy with the results and feel relieved knowing I’m on the right path.

2 months ago

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presasdelcaribe@live.com

I have been a customer for about 7 months and already seeing results. Ever customer service representative has been really helpful. Excellent experience with Curtis,Jose and Caroline!!!

2 months ago

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Ernesto Arias jr

Love that NDR relieved me to have a better options to help me financially stable and better myself. Tha k you very much and highly recommend those who are in debt NDR will help you wvery moment that you need for a better financial experience

3 months ago

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Bill Fishburne

I contacted National Debt Relief based on advertising I saw on Fox News Channel. I was drowning in credit card debt at the time. NDR understood my problem and negotiated some excellent payoff terms for me. My wife and I are greatful for what they have accomplished and recommend them to anyone with similar problems.

3 months ago

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pam sims

National Debt Relief has given me the calmness I needed. I was paying more than I could afford to the point where I could not afford even my bare minimum. I had seen the commercials on TV as well as the internet. Give them a call they can help,

3 months ago

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Collins Omari

I was a little skeptical at first when joining but I can assure you there is nothing so relieving as knocking off your Debt and still being able to live comfortable.Thanks for this service I finally am feeling much relieved and I hope my business finally gains grounds and make progress in the near future

3 months ago

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Shalonna Williams

I am so happy that I'm using National Debt Relief to help get me out of debt.

5 days ago

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Ana Kress

Working with the National Debt Relief representatives has been a worthwhile effort on my part. The thorough and professional services they offer are second to none. NDR has shown complete commitment to assisting me with reducing and dissolving some of the unwanted debt. They are true professionals that can be trusted to assist anyone with this endeavor.

5 months ago

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Lakeitta Brown

I have nothing but positive things to say about national debt relief,I started with them at the end of August and they have negotiated with two of my creditors already, I thank God for them so if you are thinking about debt consolidation look no further than National Debt Relief you will be very satisfied the Good ratings speaks for itself..Try them you won't be disappointed 10/10 I do recommend.

5 months ago

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BethAnne Brink-Cox

I started this program in May. These were my stats then: Enrolled Debt - $18,849.11 Active Debt - $13,931.11 Resolved Debt - $4,918.00 That much difference already! You cannot imagine what a relief this is for me, to know I will be out of debt sooner than I ever could have been doing it all alone. And to no longer getting ugly calls and nastygrams, because you take care of things like that. I will ever be grateful for this program and glad it was explained so carefully I had no qualms at all about signing up for it.

5 months ago

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Jennifer H

I started working with NDR less than 2 months ago and have made 2 deposits into my account with them. I have had one settlement offer and approved it. NDR has already saved me thousands and I am very happy I decided to work with them. They have reached out to check in on me and to see if I had any questions or concerns about the program. They have made me feel seen & heard. So far I am very happy with the services I've received and have a feeling of financial relief. The monthly deposits are much more affordable than what I was paying and I am starting to see results. Thank you NDR.

5 months ago

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Wayne K Watson

It has been my impression on every call into NDR for service, that I meet staff who are cordial, cheerful, experienced, well informed and overall professionally capable. They can address my concerns with complete explanations. I never feel that I need to speak to someone else. Consequently I have come to understand the debt-management process better and appreciate the representatives enormously.

5 months ago

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jason hughes

I feel liberated financially with my monthly budget. Ty much appreciated am grateful.

1 week ago

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Tyler bailey

So far in the process, I'm 3 months in They managed to negotiate my debt down from $11,000, to now $4449. Still waiting to find out what discover card has to say. But I trust in national debt relief and the way they are handling going to bat for me against the creditors. It means a lot for all their teams assistants. The company has managed to do something that can get me debt free in 2 years for $184 per month from a trust savings account they set you up with. I will definitely always recommend this company so you to can get those scary monthly payments out if your hair. Thank you national debt relief and you team Shout out to Jennifer! Looking forward to the next steps and next few years to get this off my back to hopefully buy up land and a house in 2 years

7 months ago

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Jonathan Esquives

In the beginning I doubted the service that was provided.After thorough research and speaking to a representative, I felt confident in signing up. Each step of the way I was well informed of how it worked and it was straight forward with no confusion. No judgments we're made but rather a compassionate one to one conversation that gave me hope in getting my financial situation recovered and my credit score. Till this day I believe I made a great choice and working hard towards finishing my program to a better stability for me and my family. Thank you NDR

6 years ago

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Angela San Francisco, CA

My experience has been overall positive working with NDR. My main point of feedback would be more visibility into when communication has been made between NDR and a creditor. Customer Service has very limited visibility to what the negotiation team is doing and having some piece of mind about when that team has had some initial contact with a credit would help immensely throughout the stressful process of fielding aggressive creditor communication on the client's end. The most detail I can receive when connecting with Customer Service is that "The negotiators have been in contact with your creditor and they will begin settlement when you have 50% of the debt saved."

6 years ago

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Reply from National Debt Relief

Angela, thank you for sharing your concerns with us. If you create an account on our website to access your file, you should be able to see the negotiation activity. This is also a convenient "one-stop-shop" to see required items, schedule drafts, check your balances, and even upload documents. This is the fastest way to review your account. We've found that our most successful clients are proactive in keeping up-to-date, in addition to the updates we send them. If you have any questions or need help setting up access, please contact Client Success.

Nov. 5th, 2019

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Lisa M. Allen

Nothing short of AMAZING! I cannot express how much I appreciate NDR. They have completely taken the stress of my debt off my shoulders and run point on all negotiations on my behalf. No more aggressive phone calls from debtors and i don't have to do anything, besides make regular set bi-monthly payments (which are automatically withdrawn). If i run into a situation where i need to skip a payment, there is no hassle from NDR. They are very understanding and accommodating. NDR is a try partner and they make you feel like they genuinely care about your financial health.

6 years ago

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Terell

Outstanding. This program was my Saving Grace after a series of very unfortunate incidents piled up at once. Health problems, deaths in the family, unexpected household expenses left me in the lurch. When I join national debt relief I was desperate to find any way to resolve my finances while still being able to make it. They delivered on their promise. There were no hidden gimmicks. Everything was set up front at the beginning and after 2 years all of my debt has been resolved.

6 years ago

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Isela Salcedo

I’m really grateful—they lowered my debt, answered all my questions, and were so helpful every step of the way.

2 weeks ago

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Elizabeth Acosta

What I like the most part of your Company, is the professionalism and attention that I received from your employees.

3 weeks ago

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G Lesko

Thank you so much for all of your help with my debts. It’s really a weight off my shoulders. I trust NDR!

3 weeks ago

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Stephanie Hanville

great to work with always pleasant and helpful. happy and excited for me when they are helping resolve a balance with a creditor

1 month ago

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Reynold M Hubbard

All the times I've talked to customer service at NDR, the representatives are personable, friendly, well versed in their material, and helpful.

1 month ago

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Natasha

They have helped me with 2 of my creditors so far and I am very happy with the results. Would recommend to friends and family.

1 month ago

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Amelia Thompson

So far things are going well I am new to the program. It’s affordable which I really appreciate and I’m looking forward to resolving my debt and the time limit is very reasonable so thank you.

1 month ago

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Jose Gallegos

They have taken care of everything for me no me having to call and deal with collections or anything and excellent customer service.

1 month ago

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Nancy Ruiz

Quality an extraordinary service and everyone is so professional and helpful! Wish I would have known about you earlier in my life!

1 month ago

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Tina Washington

I don’t like how the agents speak to you as if you didn’t know better , I was worried about my credit getting worse and he proceeded to ask well what’s your credit score I told him and he’s was like it’s not gonna get lower but yet it did here we are

1 month ago

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Laura Hlavaty

They got my first debt settlement within two months of beginning with them. I hope the rest of my accounts go as smoothly as this first one did!

1 month ago

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Charlotte Mitchell

I like the fact that they are looking out for my interest. They also gave me a number in which to let my creditors call instead of calling me

1 month ago

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Maribel Donnelly

Like the program so far. The personnel have been friendly and helpful, they explain everything in simple and detailed form.

1 month ago

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Antonia Hall

First time ever using a dead consolidation, but I am so pleased with the service and professionalism that I have received and the continued follow ups and calls emails, etc

2 months ago