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National Debt Relief Reviews

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8.9

Overall Score

Star Rating

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4.8

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4,017 Reviews

Review Breakdown

5 grade

83%

4 grade

10%

3 grade

3%

2 grade

1%

1 grade

3%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Kristie Daniels

National Debt Relief is really doing a great wonderful job with getting things in order. Customer service representatives are very polite, respectful, patient and very informative. 5 stars from me

4 days ago

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PeggyA Winegarden

They helped get my total debt down and made it easier to afford the payment. I have already got a better deal than I had with JG Wentworth. I am so glad I have National Debt Relief helping me. Thank you National for such quick and affordable service.

1 week ago

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Bitsy

I have only been with National Debt Relief for 2 months and they have done so much more than the other company did in 9 months. They handle all accounts efficiently and have already settled with one. They keep in touch with me and are easily contacted. If you are looking for help this is the company to choose.

1 week ago

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Micki Watson

Each customer service representative i have spoken with wants to make sure I have an understanding of my next steps in the program. I really appreciate that.

2 days ago

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Constance Greenfield

I really appreciate the help it means so much to you he was very caring about helping me with my debt, I am very happy about it, thank you for your amazing support

5 days ago

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Paul Nielsen

All of the representatives are very easy to talk to, very knowledgeable and thorough with their help. It makes the whole process super easy when you have such great people willing to help you.

1 week ago

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George Henry

I had the pleasure of speaking with Leanna a few days ago, and I was about to cancel my account with NDR because my monthly payment was just too high for me. She worked with me and lowered my payment to a reasonable amount. I'm retired and living on 1 check a month. She was GREAT!!! Thanks Leanna.

2 weeks ago

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Judy Jones

I am very pleased in the handling of my account with National Debt Relief. They have lifted a huge weight off my shoulders, my first debt has been accepted for payoff so I am excited about getting resolution to my debt problem. They are doing a great job and I feel very secure working with them.

2 weeks ago

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Terri Bowman

I like the fact that's it's costing me way less to settle my financial crisis to go through you. But I am confused about a recent settlement agreement that was a little more than an agreement I had already made with the same place a couple months ago or so????

3 weeks ago

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Celeste

I'm very satisfied so far with my accomplishments. National Debt Relief help me got my bills payment lower and negotiate in my behalf. When I wasn't able to make a payment that following month do to my employment changes they work with me. I can continue, with all that saying; I only have good things to say and I highly recommend NDR

3 weeks ago

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Cynthia guillory

I like that you are a great company that helps people like me manage and get out of debt. My early retirement due to myself and husband cause a lost of income. Unable to meet all our debt living on Social Security. What I did not like was an upper management introducing me to a loan company. I did not feel it was to my best interest to move over laterally because you do business with them. I declined the offer.

1 month ago

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Darlyne Petrovit

I didn’t think there was any end in sight with my high interest credit cards and my high debt and I seen an ad for national debt relief and decided to make a phone call and I’m here to tell you that was the best phone call I’ve ever made in my life in 2 1/2 years. I will be debt free and I am looking forward to that so much thank you for all of your help and getting me into this program, I recommend recommended to anyone.

2 months ago

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Glenn Pack

They are the complete package, working to resolve all of the issues and provide a ongoing solution through debt education.

5 days ago

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Pokemonboy

I was truly surprised with the offer I received to settle my debt. It was a huge relief to know that I was getting one card paid off so quickly with such a large reduction.

1 week ago

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Montoya Bullard

I love how the company answers my every need. I'm still fresh into the he company so until I see actual changes on my report I can't say exactly. But it's awesome

1 week ago

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Ryanleslie Woods

The whole process was explained very comprehensive, which then made it easier to trust National Debt Relief and their partners. I'm already getting credit card balances cleared up. It feels great to know they have your back.

3 weeks ago

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Betsy Shields

I like that I don't have to talk to these creditors to resolve my issue. It took lots of anxiety off my plate. I also checked my credit score and with what is being done for me has improved my score already. I am learning better money practices for sure. They keep me updated with emails and are always available to help me when I have a question.

1 month ago

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Debra Gotchet

This National Debt Relief program is amazing. Chris G. did my intake and was smart and a whip and extremely knowledgeable. He was able to answer all my questions. I started my journey with them on February 4th. The have already settled one of my debts. Settling for 60% less than what I owed. I highly recommend them if your inn need.

1 month ago

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Larry Heard

National debt relief is the best I'm very impress on how fast they resolve one of my debt so soon I am very excited and this company is like A1 status in my book so if you looking for a place to help you get rid of debt national debt relief is the place hands down thank you 😁

1 month ago

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Gerald Mack

I like the fact that they can eliminate a nice percentage of the overall debt. What I don't like is the every other week withdrawal because every few months I get hit with 3 payments in a month which really cuts me short for that month financially.

1 month ago

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Libby Shults

Even though I've just started on my journey, I'm extremely excited for two settlements already. I'm totally satisfied with my results so far and absolutely recommend this to anyone struggling with debt. I feel like I can finally breathe.

1 month ago

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Erica Roberts

I was drowning in debt, and they were amazing at helping me find a solution to pay off my debt without filing for bankruptcy. I feel like I can breathe again with a manageable monthly payment compared to what I was paying to all of my creditors.

1 month ago

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Christopher Thomas

Engaged with National Debt Relief to work on managing several creditors, with whom my ability to consistently make significant payments became untenable. The process was clearly explained, and early into the process one of my creditors has settled resulting in significant savings for me. I look forward to resolving my remaining accounts and progressing towards freedom from debt, and a much needed sense of relief.

1 month ago

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Sharon Ridlon

It's a shame to have to do this but better than bankruptcy. It tarnishes your credit for a bit but leaves you with the ability to rebuild it when it's done. Also to survive better and know you tried to repay some of what's owed making a better trusting future. Like most I wish it could be done faster but knowing the better outcome helps to get through it all. They handle all of it with any help needed and creates a better outcome to your needs during the process. I have 3yrs 8mo's to pay which is so much better than 13 or more yrs without help.

2 months ago

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Tracy Keller

I started with National Debt Relief over a year ago. At that time, I felt beaten and without hope. They have been diligently working with me and encouraging me to not give up. Thanks to National Debt Relief, they have helped me to SETTLE two accounts already! Thank you National Debt Relief for your continued support and encouragement. I would recommend National Debt Relief to ANYONE in my situation, that feels hopeless. They are always there for me. I'm glad I had the courage to contact them for help!!!

2 months ago

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Debbie Egitto

I made the first contact with NDR. They did not solicit their services to me. The initial meeting was very informative and let me exactly what to expect. They have done an excellent job of negotiating a payoff amount and setting up payment arrangements. They take a specific amount of money from my bank account with my authorization each pay. As it accumulates they call the debtor and negotiate a payment plan and a decrease in the amount owed. So far, I am very pleased with the information I receive and the service I get.

2 months ago

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Donella Kenyon

With national debt relief, I have been able to just work. And live my life freely with no anxiety. And no stress, I have to say, thank you. So much for everything you guys have done for me. And is doing for me, it has been a great pleasure. Being your customer and I just want to say that in the future. If I ever need this kind of help again I definitely will be calling you again if anyone is ever in their lives where they just feel so overwhelmed. And so burdened about life itself, I hope that they reach out to you guys too. Thank you for allowing me to live life. Stress-free.

2 months ago

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Chris Dixon

Every interaction I have had has been pleasant. I appreciate the transparency and the updates I receive periodically.

5 days ago

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Martha Grove

They r very patient to explain whats happening. Always polite. They genuinely seem to care about my experience with them. And they reduced my debt and saved me over $3,000

1 week ago

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Marissa Uribe

Very informative and handling this matter in a timely fashion! All done with kind and respectful costumer service phone reps

1 week ago

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Molly Nelson

The process to approve the settlement was easy, straight forward and the agent was very helpful. Answered my wuestions and set my mind at ease.

1 week ago

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Mary Livas

First I give thank to the almighty God the head of my life second to National Debt Relief for there kindly to help me in my need they are so awesome

1 week ago

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stanley lobodzinski

i have received great service from this company, they have called and taken of 2 of my cards, I have five, very courteous and a pleasure to deal with

1 week ago

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Donna Krisik

This is the best company to go through for reliving debt ! So easy and clear to understand . Everyone is so amazing and very nice !!

1 week ago Edited March 31, 2026

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Kristi Phillips

Dislike when I have a resolution to claim after being redirected to the National Debt website, the info about the claim is blank. I have to go back to the email to read through the resolution.

3 weeks ago

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Donna FD

Greetings, what I do like is getting on this together. I am pleased to be working with a team that cares personally about me. The thought of being out of debt brings me great relief, and joy.

1 month ago

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kinlochgirl primm

I didn’t like the fact it took 4 months to get a settlement. I was told not to make any more payments, once I joined the program. I was not told my credit score would drop tremendously, my credit limit would be decreased, I would get harassing calls nearly every day. I would rather to have paid the minimal or something on the account as to deal with the harassment I’m enduring. The one account that is supposedly settled did not stop the calls. I thought this was a good program; had I been warned of the setbacks, I would have been more prepared. I would never recommend the National Debt Relief Program to anyone. I am pleased with the settlement, not the steps that NDR takes to complete the task.

1 month ago

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Reply from National Debt Relief

Hello,
Thank you for taking the time to share your feedback. Unfortunately, we are unable to identify an account or experience with the information available. Please provide the full name on file or a contact phone number, and we will be happy to assist you.
Sincerely,
National Debt Relief

Feb. 23rd, 2026

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Maria Roses

NDR = Answered Prayer; I will gradually be out of debt in a way that honors those I owed money to by giving them something I can afford during a tragic loss of income during hard times.

1 month ago

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Susan Deel

Although I was nervous about signing up, NDR has answered all of my questions and been very patient with me! And everyone is so kind! I am really thankful I made the decision the turn my burden over to them.

1 month ago

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cleo s mclain

Want to thank the C/S rep that help me on a email i received from a creditor she walk me through the steps on how to foward the email to the NDR portal. Very well done. THANKS. CLEO MCLAIN

1 month ago

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Norman carrigan

U people are great everyone I have talked with no what they are doing they don’t send me to someone else they handle it it’s great to work with a good company that noes what they are doing

1 month ago

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Johjan's

They provided me with a lot of support and good advice while I was in the debt repayment program. I was able to rebuild my credit in 6 months and I highly recommend them if you're looking for reliable and effective options.

1 month ago

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John Lewis

The whole process was made so easy by the representative I worked with. She was kind, understanding and supportive. I’ve talked to others since and have found them to be helpful and friendly.

1 month ago

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Eduardo Andrade

Everything is was told is been true so far. I'm really happy with the process to become Debt free. I will definitely recommend National Debt program to everyone who is in the same situation as me. Thank you very much! God bless you 🙏

2 months ago

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Marie Louisiana

I liked the initial contact with NDR. The person I spoke with explained the entire process to me, answered every question, and walked me through the enrollment. The proxess works so fast, and the results are phenominal! This is the absolute best financial decision I ever made.

2 months ago

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Caprice Miller

National Debt Relief did everything they promised. They answered ALL my questions and were able to significantly reduce the amount owed. I HIGHLY recommend to anyone drowning in debt as I was. They accomplished what would have taken me at least 10 or more years to do.

2 months ago

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Lucinda Hoffman

National Debt Relief resolved several of my accounts already with a large reduction for me. They will continue yo do so umtill I am debt free. Every person i have talked with was very nice and helpful. I highly recommend using this company to help with a solution for your debts

2 months ago

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jinsoo Bae

Even though I started working with you not long ago, you’ve already reduced my credit debt quickly and significantly. Thank you so much for resolving this so effectively. I’m looking forward to seeing more great results. Thank you again.

2 months ago

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Teresa Welch

I just had them a short time but they seem to be right there every time I need them so far. They are very very nice, and they just seem to know the answer right off you don't have to go from one person to another person to another person that's what I like so far so good a blessing

2 months ago

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Curtis FLEX Wimms

NATIONAL DEPT RELIEF PROGRAM IS GREAT FOR HELPING ME BUDGET MY MONTHLY FINANCES, AS WELL AS BRINGING MY CREDIT CARD DEPT DOWN IN A MORE TIMELY MANNER AS WELL AS SAVING ME A WHOLE LOT OF EXTRA MONEY AT THE END OF THE YEAR INDEED!

2 months ago