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National Debt Relief Reviews

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9.3

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Eric Bedillion

I Applied and was approved in minutes, very courteous staff. The website is very user-friendly and allows you to keep track of all your transactions and accounts.

3 months ago

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Donna FD

Greetings, what I do like is getting on this together. I am pleased to be working with a team that cares personally about me. The thought of being out of debt brings me great relief, and joy.

3 months ago

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kinlochgirl primm

I didn’t like the fact it took 4 months to get a settlement. I was told not to make any more payments, once I joined the program. I was not told my credit score would drop tremendously, my credit limit would be decreased, I would get harassing calls nearly every day. I would rather to have paid the minimal or something on the account as to deal with the harassment I’m enduring. The one account that is supposedly settled did not stop the calls. I thought this was a good program; had I been warned of the setbacks, I would have been more prepared. I would never recommend the National Debt Relief Program to anyone. I am pleased with the settlement, not the steps that NDR takes to complete the task.

3 months ago

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Reply from National Debt Relief

Hello,
Thank you for taking the time to share your feedback. Unfortunately, we are unable to identify an account or experience with the information available. Please provide the full name on file or a contact phone number, and we will be happy to assist you.
Sincerely,
National Debt Relief

Feb. 23rd, 2026

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Maria Roses

NDR = Answered Prayer; I will gradually be out of debt in a way that honors those I owed money to by giving them something I can afford during a tragic loss of income during hard times.

3 months ago

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Susan Deel

Although I was nervous about signing up, NDR has answered all of my questions and been very patient with me! And everyone is so kind! I am really thankful I made the decision the turn my burden over to them.

3 months ago

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cleo s mclain

Want to thank the C/S rep that help me on a email i received from a creditor she walk me through the steps on how to foward the email to the NDR portal. Very well done. THANKS. CLEO MCLAIN

3 months ago

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Norman carrigan

U people are great everyone I have talked with no what they are doing they don’t send me to someone else they handle it it’s great to work with a good company that noes what they are doing

3 months ago

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Johjan's

They provided me with a lot of support and good advice while I was in the debt repayment program. I was able to rebuild my credit in 6 months and I highly recommend them if you're looking for reliable and effective options.

3 months ago

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John Lewis

The whole process was made so easy by the representative I worked with. She was kind, understanding and supportive. I’ve talked to others since and have found them to be helpful and friendly.

3 months ago

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gary bartelson

Started this journey with a hesitant and wary phone call. Now six months later we are working towards debt relief. Folks from NDR are most courteous and supportive in the handling of our concerns. Thank you so much.

3 months ago

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Betsy Harvel

I was sceptical at first, it sounded to good to be true, but after talking with the Rep. I had a much better understanding of how the program worked and how much quicker it could be debt free from credit cards.

3 months ago Edited January 28, 2026

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Cindy Patterson

During the intial interview they were very up front. I have received settlement offers and am very pleased with the offers. National Debt is working hard for me and successful.

3 months ago

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Bruce Levine Dallas, Texas

im very havvy with my sevice from national debt relief

4 days ago

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Suzanne Zeitler Bellevue, Washington

Its taking a while, but finally, my debts are being paid

5 days ago

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WENDY J HARRIS Villanova, Pennsylvania

The compassion and honesty willingness to help you

5 days ago

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Carol Pricer Tempe, Arizona

Everyone I've delt with has been very informative and kind

5 days ago

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Fernando Jimenez boi San Diego, California

Awesome on all aspects will recommend to my friends

6 days ago

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Marie Louisiana

I liked the initial contact with NDR. The person I spoke with explained the entire process to me, answered every question, and walked me through the enrollment. The proxess works so fast, and the results are phenominal! This is the absolute best financial decision I ever made.

4 months ago

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Caprice Miller

National Debt Relief did everything they promised. They answered ALL my questions and were able to significantly reduce the amount owed. I HIGHLY recommend to anyone drowning in debt as I was. They accomplished what would have taken me at least 10 or more years to do.

4 months ago

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Lucinda Hoffman

National Debt Relief resolved several of my accounts already with a large reduction for me. They will continue yo do so umtill I am debt free. Every person i have talked with was very nice and helpful. I highly recommend using this company to help with a solution for your debts

4 months ago

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jinsoo Bae

Even though I started working with you not long ago, you’ve already reduced my credit debt quickly and significantly. Thank you so much for resolving this so effectively. I’m looking forward to seeing more great results. Thank you again.

4 months ago

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Teresa Welch

I just had them a short time but they seem to be right there every time I need them so far. They are very very nice, and they just seem to know the answer right off you don't have to go from one person to another person to another person that's what I like so far so good a blessing

4 months ago

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Curtis FLEX Wimms

NATIONAL DEPT RELIEF PROGRAM IS GREAT FOR HELPING ME BUDGET MY MONTHLY FINANCES, AS WELL AS BRINGING MY CREDIT CARD DEPT DOWN IN A MORE TIMELY MANNER AS WELL AS SAVING ME A WHOLE LOT OF EXTRA MONEY AT THE END OF THE YEAR INDEED!

4 months ago

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Ernesto Arias jr

Love that NDR relieved me to have a better options to help me financially stable and better myself. Tha k you very much and highly recommend those who are in debt NDR will help you wvery moment that you need for a better financial experience

4 months ago

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Bill Fishburne

I contacted National Debt Relief based on advertising I saw on Fox News Channel. I was drowning in credit card debt at the time. NDR understood my problem and negotiated some excellent payoff terms for me. My wife and I are greatful for what they have accomplished and recommend them to anyone with similar problems.

4 months ago

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pam sims

National Debt Relief has given me the calmness I needed. I was paying more than I could afford to the point where I could not afford even my bare minimum. I had seen the commercials on TV as well as the internet. Give them a call they can help,

4 months ago

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Collins Omari

I was a little skeptical at first when joining but I can assure you there is nothing so relieving as knocking off your Debt and still being able to live comfortable.Thanks for this service I finally am feeling much relieved and I hope my business finally gains grounds and make progress in the near future

5 months ago

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Nanette Bates

I love the understanding they had shown to work with the creditors to get settlements . The in-depth knowledge and strength in negotiating with creditors were amazing to me. Two years later,I will be debt free in the new year of 2026 and I am so excited and happy.

5 months ago

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kao123

The staff was really helpful in discussing my options. They were available when any questions came up and got to me to the point where I could graduate from the program. It makes life easier now that I have faced the debt and sought assistance.

5 months ago

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Dennis Boys Carloover, Virginia

Great job. First settlement after not even one month in the program.

1 week ago

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Jayson Goff La Jolla, California

Great customer service. Very transparent and answered all questions accurately

1 week ago

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Jane Lackey Arlington, Tennessee

Resolved the stress I felt when I retired from nursing after 40 plus years.

1 week ago

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Angie Augustin New Orleans, Louisiana

Everything is good great. I’m glad I’m able to get help with NDR

1 week ago

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Xaver Pangilinan, RDH Torrance, CA

Awesome staff!!! Results fast!! I’m satisfied so far with the process!

1 week ago

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Ana Kress

Working with the National Debt Relief representatives has been a worthwhile effort on my part. The thorough and professional services they offer are second to none. NDR has shown complete commitment to assisting me with reducing and dissolving some of the unwanted debt. They are true professionals that can be trusted to assist anyone with this endeavor.

6 months ago

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Lakeitta Brown

I have nothing but positive things to say about national debt relief,I started with them at the end of August and they have negotiated with two of my creditors already, I thank God for them so if you are thinking about debt consolidation look no further than National Debt Relief you will be very satisfied the Good ratings speaks for itself..Try them you won't be disappointed 10/10 I do recommend.

7 months ago

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BethAnne Brink-Cox

I started this program in May. These were my stats then: Enrolled Debt - $18,849.11 Active Debt - $13,931.11 Resolved Debt - $4,918.00 That much difference already! You cannot imagine what a relief this is for me, to know I will be out of debt sooner than I ever could have been doing it all alone. And to no longer getting ugly calls and nastygrams, because you take care of things like that. I will ever be grateful for this program and glad it was explained so carefully I had no qualms at all about signing up for it.

7 months ago

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Jennifer H

I started working with NDR less than 2 months ago and have made 2 deposits into my account with them. I have had one settlement offer and approved it. NDR has already saved me thousands and I am very happy I decided to work with them. They have reached out to check in on me and to see if I had any questions or concerns about the program. They have made me feel seen & heard. So far I am very happy with the services I've received and have a feeling of financial relief. The monthly deposits are much more affordable than what I was paying and I am starting to see results. Thank you NDR.

7 months ago

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Wayne K Watson

It has been my impression on every call into NDR for service, that I meet staff who are cordial, cheerful, experienced, well informed and overall professionally capable. They can address my concerns with complete explanations. I never feel that I need to speak to someone else. Consequently I have come to understand the debt-management process better and appreciate the representatives enormously.

7 months ago

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Tracie Dee Stokes

The representatives always explain things to me in detail. My questions are answered whenever I ask. They know that I have Alzeihmer's/Dementia so they know exactly how to explain matters so that I do understand because I do forget quite often. Being respectful is a key factor for me. They are never rude. I feel important when talking with them. I recommend the company to anyone.

7 months ago

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Kimberly Rutlin

Before I explain why I gave National Debt Relief (NDR) 4 Stars, I wanted to mention that I've heard some horror stories from friends who have used other debt settlement companies and totally got screwed! I think the worst was this one debt settlement company that my very good friend thought she was working with who essentially just stole her money! They told her they had gotten settlement offers for her and she approved them. But the company never made any of the payments on her behalf. Which now makes sense because she would occasionally still get collections letters for accounts that had supposedly been settled. Anyway, this is how she finally caught on to what was happening and she immediately cancelled her program. But all that money she put into the debt settlement program over 3 years she still hasn't seen. The reason I mention this is because that was a horrible experience for my friend and totally BS! So, my point is that, I can at least say National Debt Relief is legit and did what they said they would. Their fees are a lot in my opinion (which is why they didn't get 5 Stars), but I was aware of that up front and still chose to proceed. I'm now very close to all of my debt being gone (well, my credit card debt; I still have a car loan). But it's still going to be such a relief, and NDR got me there, so they get 4 Stars from me.

8 months ago

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Kylee Matteao

NDR has been a tremendous help in getting my credit card lowered & paid off. I used their services once before and had a great experience with them… had my credit completely cleaned up within 2 yrs Sadly 8 yrs later my husband was diagnosed with cancer and covid hit shortly thereafter…we went from 2 solid incomes, to none which ultimately led to my tacking up credit card debt once again. I’m about 1 yr into the program and already I’ve been able to settle and pay off most of my debt and my credit score has drastically increased. I would’ve been lost without National Debt Relief!

8 months ago

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Jacque Hoppenreys

Wonderful! With my last payment approaching, I thought I would never see this day. More than $23,000 of debt and I feel so relieved! Everyone I ever spoke to was always so nice and helpful. I never felt any judgement or negativity from anyone. I can finally start rebuilding my credit and get a fresh start. I am so thankful!

6 years ago

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Reply from National Debt Relief

Congratulations on your progress, Jacque! We're so glad to hear that you're so close to completing the program. You've come a long way since you enrolled and we're very excited for the rest of your journey. Thank you for sharing this with us today!

Jan. 8th, 2020

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Hiram Bonet

My experience with National Debt Relief has been very good. They treat you with respect. They also are very professional and friendly at the same time in regards to their customer service. They truly care to help in any way that they can advise. I am very thankful for all that they do as a team.

6 years ago

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Liliana Castillo

I have only good things to say about national debt relief and their customer service reps everybody has been very helpful from the beginning everything has been explained to me and they've been pretty clear on my been able to close most of my accounts so far and I couldn't be happier and I can't wait to be debt-free and happy again.

6 years ago

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Jonathan Felipe

It has been good for the most part. I still have worries about my actual debt. I really wish someone would have told me that the process could last close to a year instead of being told 4 to 6 months at the beginning. I still worry about the notice about me being potentially sue for not paying a credit card but I was assure that National debt will defend me.

6 years ago

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Amanda

So great! My husband and I had $40,000 combined debt in credit cards and personal loans. We started the program in July 2017 and will be completely paid off in Feb 2019! We never thought we would be able to get our from drowning so thank you National Debt Relief!

6 years ago

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Nikko Flores

Great experience no complaints. I have never had a single issue during the whole process. It lifted a weight off my shoulders knowing something like this was out there and the people on the other side of the phone put in the work to save you stress and money in the long run.

6 years ago

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Searcey

I have had such an amazing experience with NDR. They are so helpful and truly want what is financially best for you. I recommended them to everyone I know. I would use them again but I'm not planning on getting into more debt, but you never know.

6 years ago

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R Miles

Well i was very cautious in the beginning, but iam well pleased with the results of the program, although its been very hard for me financially to have the funds come out of my account twice a month is overwhelming to say the least.

6 years ago

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Reply from National Debt Relief

We've spoken to many clients who expressed worry and anxiety about their situation, so your story is very familiar. We understand and appreciate that this process can be challenging but we're dedicated to helping better your financial situation and help get you debt-free. Please let us know if there's anything we can do to help make the process go smoother.

Oct. 30th, 2019