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Century Law Firm

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6.8

Overall Score

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LAST UPDATED: July 19th, 2024

Century Law Firm, founded in 2007, aims to help clients understand their rights and escape financial hardships. The company represents clients in bankruptcy, personal injury, and debt defense. Century Law Firm can offer legal counsel and protect client's rights. However, its website reveals little information about its debt consolidation services.

Century Law Firm lacks accreditations and has limited state availability. Take a look at the top debt relief companies to find one that suits your financial situation at a fair price.

Top Ranked Companies

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The Good

  • No Upfront Fees
  • Legal Debt Defense
  • Free Consultation
  • Online Dashboard

No Upfront Fees

Century Law Firm does not charge any upfront fees. Furthermore, the law firm does not charge any cancellation fees. Many debt consolidation companies charge initial set-up fees.

Legal Debt Defense

As a law firm, Century is able to answer legal questions regarding debt. Century Law Firm's team can help clients understand their rights and make wise decisions when facing a legal issue. The Fair Debt Collection Practices Act (FDCPA) protects individual consumers during debt collection. Century Law Firm's website outlines illicit practices used by debt collection agencies. Clients looking for relief from creditors can discuss their circumstances and see if they qualify for FDCPA protection.

Free Consultation

Century Law Firm offers a free consultation, a common practice in the industry. Clients can use this to determine if the company's services are right for their situation.

Online Dashboard

The law practice offers an online dashboard for clients.


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The Bad

  • Limited State Availability
  • Lack of Accreditations
  • Limited Website Information
  • Undisclosed Monthly Fees

Limited State Availability

Century Law Firm is only available in 19 states. Clients outside its service area will need to seek other debt consolidation companies.

Lack of Accreditations

The legal service is not accredited by organizations that regulate the debt industry. Many debt consolidation companies are certified by the ISO, FCAA, or NFCC. However, Century is a member of the Florida and Georgia Bar Associations.

Limited Website Information

Century Law's website provides little information about its debt relief services. The site says the company offers restructuring and credit counseling programs but gives little information about either. It is unclear how its debt consolidation program works. There is also no information about typical time frames, results, or qualification factors.

Undisclosed Monthly Fees

Century Law Firm does not disclose any information about monthly fees. Many debt consolidation companies offer a typical range of fees, which usually vary by state. Clients must use the free consultation to learn more.

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The Bottom Line

Century Law Firm offers a free consultation to help clients determine if its services are right for them. It can provide legal advice and defense concerning debt, and provide clients protection from FDCPA violations. Though the company charges no upfront or cancellation fees, it is unclear what it typically charges for services. Its website provides little information about its debt consolidation process. Century might be a good fit for clients looking for legal counsel and representation. However, we recommend consumers looking for basic debt consolidation services look at other top-rated companies.

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Star Rating

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4.8

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161 Reviews

Review Breakdown

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4 grade

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3 grade

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2 grade

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1 grade

6%

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Patricia Ferguson

Reanna was wonderful: considerate, kind, very informative, and respectful. Thanks to her, I was able to restructure my plan to something I could better afford. Thank you for employing someone as understanding and capable as she is.

1 week ago

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Reply from Century Law Firm

Thank you, Patricia! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jul. 19th, 2024

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Steven Thomas

So nice to call a place of business & actually be able to talk to a human! I called to push my payment date back & it was a simple, smooth process! I spoke to John W & he was great. He gave me all current updates on my account & made sure all my issues were resolved before ending our call!

1 week ago

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Reply from Century Law Firm

We’re so glad you found the process straightforward and efficient. John is indeed a great asset to our team, and it's wonderful to know he provided the excellent service we strive for. Thanks for taking the time to share your experience!

Jul. 23rd, 2024

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Jose Arciaga

My positive opinion started when I was initially evaluating whether to agree with the debt relief agreement. We developed trust in our initial dealings w Nick V. When we started the process. We dealt w many pthet Centuty employees throughout the period of our agreement, including the recent communications ((Tien E & Alexiaq C) related to the completion of our agreement.

3 weeks ago

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Reply from Century Law Firm

We appreciate your kind words and are glad to know that Nick, along with our dedicated team members Tien and Alexia, made your journey with us a positive one. Trust and consistent communication are key elements of our service, and it’s wonderful to hear that they were evident throughout your experience. Thank you for choosing us to help with your debt relief!

Jul. 3rd, 2024

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Jason Ferguson

I've been in the program for 20 months. This month, I needed to reduce my payment to take care of some unexpected expenses (AC unit replacement - it's going to be HOT this weekend). John W. and Trina were so kind and helpful. They provided guidance and compassion. I'm thankful to be able to get a new AC unit installed before the extreme heat arrives.

1 month ago

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Reply from Century Law Firm

Thank you, Jason! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jun. 28th, 2024

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Chrystal Patterson

Having to go through financial difficulties is hard, but deciding to use Century Law Firm to help with restructuring was the best decision I could have made. A huge thank you to Kel B. who is so knowledgeable, responsive, and caring. She has made the process less stressful and I know I can always email her directly for any questions that come up. I highly recommend this law firm for any financial restructuring needs you may have.

1 month ago

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Reply from Century Law Firm

We're so glad to hear that Kel and our team could assist you during a difficult time. Thank you for your trust and recommendation.

Jun. 28th, 2024

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Carla Barker

Century Law Firm takes the stress away from contacting debt collectors. They can negotiate a better deal for you as the client and it makes it easier to feel like you can get your life back in order. I appreciate their constant communication and helpfulness. They keep me informed through email regularly, and I am able to check my Reliant account online at anytime. The whole process has been stress free, and I can see the finish line. I would definitely recommend to a friend or anyone who is struggling. I wish I had heard about them much sooner. This has helped my family tremendously.

1 month ago

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Reply from Century Law Firm

We're delighted to hear about your experience with Century! Making our clients feel supported and informed throughout their journey to financial recovery is our top priority. We're glad you found our regular email updates and online account management helpful in keeping track of progress.

Jun. 18th, 2024

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Karen PROFT

The best financial decision we ever made was to work with CENTURY LAW FIRM for our debt resolution. Every question we had was answered to our thorough satisfaction by representatives who were very knowledgeable and patient in explaining how much this program works to settle debt to our advantage. I have followed up with John W. in client services who keeps me informed and answers any questions I have. What a team they have at Century Law! This first year of working with them has reassured us that we made a really smart choice. (and I'm happy to remind my husband it was my idea!)

1 month ago

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Reply from Century Law Firm

Thank you for your glowing review! We're thrilled that CENTURY has been able to provide you with the reassurance and results you were looking for in your debt resolution journey. Our team works hard to ensure our clients receive the highest level of service and support, and we're glad to hear that you've had such a positive experience.

Jun. 18th, 2024

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Pam Siegel

First we want to thank all the representatives at Century Law Firm. Spoke to Cynthia I today and she shared that the light at the end of the tunnel was here. Our program finished before the end date. Thank you for all the hard work!! Debts were settled and though credit report took a hit (we were told that would happen) but stay the course and trust the process. Credit score started going up with the settlement of each account. Looking forward to graduation! Thank you again! The Siegel's

1 month ago

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Reply from Century Law Firm

Thank you for your wonderful review! We are so pleased to hear that Cynthia and our team were able to help you see the light at the end of the tunnel. Settling your debts ahead of schedule is a tremendous accomplishment, and we're happy that your credit score is improving as well. Your journey is an inspiration, and we're grateful you stayed the course and trusted the process. Congratulations on your graduation, and best wishes for a bright financial future!

Jun. 5th, 2024

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Karen

Tien E. provided excellent service to me and efficiently helped me navigate the program after 4 years. Century Law Firm helped me regain financial freedom after some pretty difficult times and made it easy for me to reach my debt settlements. I highly recommended this service and Tien as your representative

1 month ago

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Reply from Century Law Firm

Thank you, Karen! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jun. 28th, 2024

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kenneth rogers

I've been working with this firm for over 5 years. They delivered on the promise to resolve my debt and were fair to work with. They always responded to my inquiries in a reasonable amount of time. Yvonne was wonderful to work with and answered all my questions satisfactory. Would recommend to anyone to handle debt resolution.

1 month ago

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Reply from Century Law Firm

We're grateful for your trust and for choosing our firm for your debt resolution needs. It's fantastic to hear that Yvonne and our team met your expectations with prompt responses and satisfactory answers. Thank you for recommending us—we're here for you and others seeking fair and effective debt solutions.

Jun. 18th, 2024

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Random stuff

CLF has provided incredible support to us over the last few years & we've had many reps helping us along the way. Natasha with Century Client Support in particular has been excellent. I like talking to her she's a good listener, seldom puts one on hold, and when she commits to follow up on an issue she can't handle; once she has the answer she communicates to close said issue.

2 months ago

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Reply from Century Law Firm

Thank you for your generous review! We're glad to hear that Natasha and our client support team have met your expectations with their exceptional service. Natasha's ability to listen, minimize hold times, and follow through on commitments is something we truly value. We're here for you whenever you need us!

May. 21st, 2024

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Anonymous

Anonymous The team at CLF are incredible to work with. They demonstrate great customer sevice, knowledgeable, and respectable. Highly recommend them. The graduation team that includes Ivonne are top notch at providing proactive guidance and knowledge. I apologize I don’t remember everyone’s name I spoke with but from start to graduation it has been a very pleasant and professional experience. Thank you all for your professional excellance.

2 months ago

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Reply from Century Law Firm

Thank you for taking the time to leave such a wonderful review! We’re pleased to hear that our team, especially Ivonne and the graduation team, provided you with excellent service and support throughout your experience. Your kind words about our customer service and professionalism are greatly appreciated. We’re grateful for your recommendation and look forward to continuing to provide outstanding service.

May. 21st, 2024

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Allie Gibson

Prior to starting my process with CLF I've read several reviews. You have to trust the process. The process is the negotiation between your creditor and CLF and your commitment to make payments on time. Therefore, your payments can be made to the creditors. CLF has been very professional and have been providing me with positive out come thus far. I recommend CLF to anyone that needs assistance with getting towards financial freedom. It will take time and your patience.

2 months ago

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Reply from Century Law Firm

Thank you for sharing your experience with our firm! We're thrilled to hear that you found our process to be professional and effective in achieving positive outcomes. We understand the importance of trust and commitment in the debt negotiation journey, and we're glad we could deliver results for you.

May. 2nd, 2024

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Toisha W.

The program has been working great for me. Before starting the process with this company I read hundreds of reviews. Some other participants seemed to not fully understand the process so they did not feel it was worth it. I’ve been in the program o almost two years and have had many accounts settled for much less than what I owed. It wasn’t ideal to even be in this position but life happens, the economy changes, etc and as a single parent I was struggling terribly with debt. However, Century took a lot of time answering all of my questions (I’d written down a lot of questions), they’re always available and communicative. Even at times where there was no progress, they promptly replied to give me updates on what current accounts they were working on settling. You will have access to your ledger and you can keep track of payments being issued to creditors, your reserved balance all is accessible to you as a client. My credit score had plummeted by at least 70 points when the process started. And now I’m almost back to where I was just with less derogatory collections. I’m very satisfied with how this company shows professionalism and how they uphold their commitment.

3 months ago

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Reply from Century Law Firm

We're thrilled to hear about your positive journey with Century! It's commendable how their dedication to clarity and responsiveness eased your journey towards debt resolution. Your story is a testament to the effectiveness of their approach. Keep up the great work on your path to financial freedom!

Apr. 16th, 2024

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Steven Nicley

Reanna, handled my account with great accuracy and with nice timing. I appreciate the follow up phone call and the quick response with her email

1 week ago

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Reply from Century Law Firm

Thank you, Steven! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jul. 18th, 2024

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Wendy Sellers

My experience with Century law firm was superb. They were up front, very detailed and they delivered. They held my hand through the whole process. ... so greatful!!! Thank you

1 month ago

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Reply from Century Law Firm

Thank you, Wendy! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jun. 28th, 2024

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Mary

Centry law firm have been very good to me so far. Cynthia l help me with my request thank you . I will tell anyone who needs help with there financial problems called Centry law firm .

1 month ago

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Reply from Century Law Firm

Thank you for your wonderful feedback! We're happy to hear that Cynthia was able to help you. Your recommendation is invaluable to us, and we're here for any future financial needs you may have.

Jun. 5th, 2024

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Suzette Rossilli

Talked to Alexea C she was so good. I could understand everything she said. This program really works, they payed all our debts in three years, they kept us informed, all was got back when I had a question, we even got money back. If you need help go threw this program

2 months ago

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Reply from Century Law Firm

Thank you so much for your glowing review! We're thrilled to hear that Alexea provided you with such clear and helpful assistance throughout your journey with our program. It's fantastic to know that our efforts have made such a positive impact, helping you become debt-free within just three years.

May. 31st, 2024

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shannonmh

A client of Century since June of 2022, they continue to provide me with exceptional service as I am well on my way to settling the accounts with my creditors and working towards rebuilding my credit. Most recently, Ajla D. worked attentively with me on a time sensitive issue in order to help me settle one of the larger accounts that had resulted in a court filing against me. I have been extremely satisfied thus far with both their results and attentiveness and prompt communication with me. I would absolutely recommend them for credit settlement and rebuilding!

3 months ago

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Reply from Century Law Firm

Thank you for taking the time to share your feedback! We're thrilled to hear that you've been extremely satisfied with the service you've received from Century, particularly with Ajla D.'s assistance in resolving a time-sensitive issue related to a court filing. Your recommendation means a lot to us, and we're committed to continuing to provide you with the support you need as you work towards your financial goals.

Apr. 8th, 2024

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Judith Perry

The law firm has a team of professionals to assist with my debt consolidation and trusted because of the law firm. I would recommend the law firm to my family or friends.

1 month ago

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Reply from Century Law Firm

Thank you so much for recommending our law firm for debt consolidation! We're thrilled to hear that our team of professionals provided you with trustworthy assistance. If you have any further needs or if your family or friends require similar services, don't hesitate to reach out.

Jun. 18th, 2024

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Sandy Brannock

Century Law Firm staff are so nice and helpful. I have never encountered anyone who wasn't a pleasure to deal with. Lindsey S. was awesome I do hope I get to speak with her again.

2 months ago

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Reply from Century Law Firm

Your review made our day! We're thrilled to hear that you had such a positive experience with our staff, especially Lindsey S. We'll be sure to let Lindsey know that her efforts were appreciated. If you ever need assistance again, don't hesitate to reach out. We'll be here to help in any way we can. Thanks for taking the time to share your feedback!

May. 31st, 2024

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Jamie Lane Chesterfield, VA

Would absolutely recommend! Century led us through a journey to financial freedom and we are very grateful. They offer outstanding customer service along with both professionalism and thoroughness. Never a single issue or hiccup. Everything was always explained plainly to be sure we understood and we felt very well taken care of. We have graduated from their debt consolidation program and would definitely recommend it to anyone who is at the end of their rope with too much credit. Take control today with Century!

4 months ago

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Reply from Century Law Firm

Thank you for entrusting us with your financial journey! We're overjoyed to have played a part in your path to financial freedom. Providing clarity and exceptional service is our standard, and it's wonderful to hear that reflected in your experience. Congratulations on graduating from our program – your recommendation is truly appreciated!

Mar. 11th, 2024

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Violeta Genova Ashburn, VA

I am glad I found Century Law Firm. They are very professional and trusted. I needed to contact them the other day regarding one of my accounts and it was pleasure speaking with representative Trina. She was very kind and patient with me and addressed my request in a thorough manner. I have always had a good experience so far and I have been in the program for 2 years now. I can strongly recommend this company and its representative are doing wonderful job taking care of clients and explaining things at each step of the process.

5 months ago

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Reply from Century Law Firm

Thank you for sharing your positive feedback! It's wonderful to hear that you've found our services professional and our representative Trina kind and patient. We appreciate your recommendation and are committed to delivering excellent service to all our clients. If you ever need assistance, don't hesitate to reach out - we're here to help.

Feb. 27th, 2024

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Peggy J Collins

Tien E, was the one I had reach out to me, he was very nice, explained things well, answered all questions, to my satisfaction!! Thanks for your support..

1 month ago

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Reply from Century Law Firm

Thank you for your kind words! We're glad Tien could assist you to your satisfaction. Your support is much appreciated!

Jun. 28th, 2024

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C Gonzalez

Very disappointed with the service received from Century. Was in the program for over 4 years and only 44% of the accounts were settled. These were settled at 78% of the original value. The reduction was not at all what was promised/expected and their fees exceeded any reductions. They wanted me to stay an additional period which I rejected due to the poor performance from their team. Additionally, my bank account was garnished due to their lack of response to the opposing law firm. It is also very difficult to get a call back or information from the their team aside from leaving messages with their customer service team. Overall, I do not recommend Century Law Firm for anything.

2 months ago

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Reply from Century Law Firm

Thank you for sharing your feedback with us Mr. Gonzalez. Our team has been attempting to reach you to provide some necessary clarity surrounding your enrollment in our program, but we have been unable to reach you. We apologize for any dissatisfaction during your time with Century and understand your concerns regarding account settlements and the implications of removing them from our program. Despite our efforts and informing you of possible legal consequences, your decision to remove accounts from the program, led to defaulted settlements. We strive to be proactive and provide the best possible solutions and feel we were able to offer a favorable outcome based on your circumstances. Please do not hesitate to contact us should you need any assistance in the future, our door is always open.

May. 31st, 2024

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Jeffrey Krayenhagen

The team has provided me with timely help and guidance. The customer care and expertise are appreciated, from my customized program, negotiation process, the concern and creative support throughout my journey, to the exceptional service received by Teaira W with my program graduation this month. I absolutely recommend Century Law Firm!

4 months ago

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Reply from Century Law Firm

Your satisfaction is our priority! We're thrilled to hear that you appreciated our customized program, negotiation process, and the support provided by Teaira and our team throughout your journey. We're committed to delivering exceptional service, and your recommendation means a lot to us. Thank you for choosing Century!

Mar. 11th, 2024

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Amy Hansen Round Rock, TX

Working with Century Lawfirm these past 8 months has been a good stress-free experience as far. Each time I have questions or send information I have courteous customer service on the phone and I also always receive an email confirmation with any correspondence. Today, Jenn W helped me professionally and pleasantly with the support and information I needed. I appreciate the feeling my accounts are being cared for during this process.

6 months ago

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Reply from Century Law Firm

Thank you for sharing your positive experience! We're thrilled to hear that working with Century has been stress-free for you. We're committed to providing excellent customer service, and it's fantastic to know that Jenn W was able to assist you professionally and pleasantly. We'll continue to ensure your accounts are well cared for throughout your journey with us.

Feb. 27th, 2024

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Dawn Grover

Excellent company to clear up massive amount of debt. From day one, they did everything they said they were going to do. Always easy to contact and helpful through this process. I followed their instructions, exactly, and everything went exactly as they said it would. I am now rebuilding my credit having completed the program, and grateful that I was able to avoid a bankruptcy

6 months ago

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Reply from Century Law Firm

We're ecstatic to hear about your positive experience with our company. Your satisfaction is our top priority, and we're glad that we could deliver on our promises to assist you in resolving your debt. Thank you for entrusting us with your financial journey, and we wish you continued success as you rebuild your credit.

Feb. 27th, 2024

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Patricia Campbell Sykesville, MD

This debt reduction process is a huge thing, but everyone at Century Law Firm is kind and friendly. This morning I spoke with Jenn W. and she took the time to encourage me in the process while letting me know that I am doing a good job of taking the steps they have spelled out for me. What could have been an upsetting phone call was, instead, a great start to my day. I am fairly new to the process and am definitely feeling more at ease due to the amazing Client Support Specialists like Jenn W!

7 months ago

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Reply from Century Law Firm

We're delighted to hear about your positive experience with Jenn W. and our team at Century. Providing excellent customer service and support is our top priority, especially during what can be a challenging process. We're here to support you as you navigate your journey towards financial freedom. Thank you for choosing us to help you on this path!

Feb. 27th, 2024

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Hector Barrezueta

Exceptional service. Raquel C. did amazing helping me through the process. I definitely recommend this company 💯.

1 month ago

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Reply from Century Law Firm

Thank you so much for your kind words! We're thrilled to hear that Raquel provided you with exceptional service. We'll be sure to pass along your praise to her. We appreciate your recommendation and look forward to serving you again in the future!

May. 31st, 2024

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Lisa Purvis West Palm Beach, FL

I would like to thank you for Law Firm for all they have done to close all my damn accounts as well as the call I received from Tierra W to let me know that I have graduated the program.

4 months ago

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Reply from Century Law Firm

Congratulations on graduating the program! We wish you all the best in your future endeavors.

Mar. 18th, 2024

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Lauren Coleman Winder, GA

With good communication this company is willing to help get you through some hard times. CSR skills are good and very knowledgeable. Today I spoke with Trina who was very patient and kind navigating my questions

5 months ago

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Reply from Century Law Firm

Thank you, Lauren! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Feb. 27th, 2024

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Caleb Sheffield Houston, TX

My wife and I have been using Century for a couple years now and are really pleased with their service. We always reach a REAL human being (like Jennifer W or Brandon C.) when we call and have always felt genuinely appreciated and heard. They let make us feel valued and remind us their goal is simply to help us solve our problems.

8 months ago

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Reply from Century Law Firm

We're so glad to hear that Century's service has left such a positive impression on you and your wife. It's fantastic that their commitment to personalized assistance has made you feel genuinely appreciated and heard. Thank you for being part of our community, and we look forward to continuing to serve you in the future.

Feb. 27th, 2024

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J. Eric Butler Cave City, AR

I must say that Century has great professionals working for them. Everyone I’ve talked to has been polite,understanding and very professional. We were drowning in Credit Card debt and even tried to work with them to lower their rates but they wouldn’t even consider it. My only alternative was to search for a company that could negotiate for me. The high ratings from Century law firm and testimonials led me to them. I’m totally satisfied with the way things are going. It’s been rough your credit score will take a hit for a while while in the program so be prepared. It will be hard to borrow money for about two years for things like cars and such. So be prepared to go that long. It will slowly turn around. Be prepared for nasty letters from creditors and when the come the Century team handled it and made me feel confident all was fine. I would recommend Century law to anyone needing help to escape from the clutches of Credit Card dept. The relief I felt knowing it was being handled was worth tons.

1 year ago

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Reply from Century Law Firm

We appreciate you taking the time to provide us with feedback on your experience. Customer feedback is very important to the success of our business and is a big help to us. We are pleased to hear that you are satisfied with the services we have provided. We hope that you'll consider us for your future needs!

Oct. 21st, 2022

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Sarah Anderson Fresno, CA

I have had a wonderful experience with this firm. I’m only a few months into the program, all along the way I have had complete transparency and helpful guidance with what the program can and will do for me. Any questions are answered within 24 hrs with person to person calls and everyone I’ve spoken with has gone above and beyond to ensure that I fully understand and agree with what is being done. I receive regular updates both in email and calls. I recently spoke with Chosen about my current progress and am thrilled that I already have an account negotiated and paid off. I highly recommend Century Law Firm for anyone overwhelmed with the prospects to how to tackle mounting debt.

2 years ago

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Reply from Century Law Firm

Thank you so much for sharing your experience with us! We're thrilled to hear that you've had such a positive journey with our firm. Transparency and guidance are at the core of what we do, and it's fantastic to know that you've felt supported every step of the way. We're committed to providing prompt and personalized assistance, so it's great to hear that you've found our communication channels effective. Congratulations on successfully negotiating and paying off your account – that's a significant milestone! We appreciate your recommendation and are here to continue supporting you on your journey to financial freedom

May. 2nd, 2024

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David Torres Boydton, VA

I have been working with Century Law Firm for 14 months now. When I came to them, I had a significant outstanding debt balance over 10 of my active credit card accounts. During the 1st year of my relationship with Century they reached a settlement agreement with 6 of those 10 accounts with an average reduction of 51% of the original balance owed. I remember reading on the internet how Century Law Firm has a reputation and a credibility with many creditors and banks which helps them successfully provide better settlements for their clients. What Century has accomplished in the 1st year of my relationship with them proves to me they are the Real Deal! And, I want to make Special Mention of Sabrina B, a Customer Support Specialist with Century who has contacted me about the settlements they have gotten for me. She is extremely pleasant, very personable and took the time to explain these settlements in detail, including answering all my questions and concerns. Taking everything into consideration, I am extremely happy with the choice I made to enter this program. And I would very much recommend this program to anyone who is struggling with debt and doesn’t know where to turn or how they are going to get out from under.

2 years ago

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Reply from Century Law Firm

Thank you, David! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jun. 28th, 2024

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Satisfied customer Lafayette, IN

Our debt situation had gotten out of control. Bankruptcy was not a good option. Century Law Firm worked out a loan restructuring plan where we paid a certain amount each month for 48 months, and this payment was much less than our total credit card monthly payment. They negotiate with each of the creditors for a reduced payoff amount, and at the end of the term, all the cards are marked as paid. My credit score took a steep dive a couple months after starting, which was expected and is one price of doing a debt restructuring. But, after this is over, I should have a strong credit score. I would recommend retaining at least one credit card for emergencies or travel during the restructuring.

3 years ago

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Reply from Century Law Firm

Thank you, Satisfied! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jul. 11th, 2024

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Chris Hegenderfer Orlando, FL

Century Law firm has saved me from when I fell behind on a sizable credit card debt, multiple notices from collection agencies, and other law firms attempting to take me to court regarding behind payments. They have dropped my total debt from over $30,000 to just below $10,000 in under four years. With Century Law Firm helping me put things back together I've seen my destroyed credit from a lot of youthful mistakes take positive jumps over the years. With their assistance I've avoided bankruptcy and have been able to rebuild my life financially. Their entire staff is quick to reply through all types of communication and are willing to work with me on whatever comes up regarding changes to my plan and even modifying payments if needed. I always receive immediate updates when something changes within my account and I'm always aware with what's happening with my account from their end. Coming to Century Law Firm for help was the best decision I've ever made.

3 years ago

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Carlos Andrade West Jordan, UT

Century Law Firm is the best when it comes to resolving debt. There customer service comes second to none, and the way they have helped with my debt is just magical. I have several credit cards and they have managed to cut down what I owed to some of these by 50%!! The highest has been 65% and this is just amazing. Century Law Firm has definitely removed a ton weight of my shoulders and have saved me thousands of dollars! Any time I have questions they always respond quickly, and my most favorite part is that they keep me updated through out the process. I give them a 10 star rating and always recommend them to people who need help with their debt. Thank you Century Law Firm!

4 years ago

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Corby Romig Colorado Springs, CO

Superb experience and I highly recommend then for anyone looking to get out from under their high interest debt. While I know that doing settlement required me to hit the reset button on my credit, I didn't have a choice since I had maxxed out my borrowing ability and int he process destroyed my credit. So starting over again without filing bankruptcy has been a really good decision for me. Since enrolling, my credit score has actually improved about 60 points, I've decreased my debt by over 40%, and I'm making monthly payments I can afford. Century is managing this all for me 100%, all I have to do is ensure that my monthly payment is in my account, which they debit by ACH. They then make the payments to my creditors they've negotiated with. I was somewhat nervous about this at first, but after weighing all my options (bankruptcy or settlement) I'm happy that I was able to get decent settlement arrangements in with my creditors who were also happy (for the most part lol) to get some of the money back instead of nothing at all (which bankruptcy would have done) and some have even allowed me to keep my credit cards (at a reduced credit limit). If you find yourself at the end of your credit line (literally) then I can recommend speaking with Century about your options. They can help you with a loan (if you qualify), bankruptcy (which I'd avoid) or settlement (which I recommend). They'll give you unbiased advice you can rely on at a price you can afford.

4 years ago

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Glenn Clifford Beverly Hills, CA

I chose to work with Century after a 'big name' settlement company essentially did nothing but take payment from me. Having had that bad experience I was a bit skeptical (and somewhat rude) at first but after a few calls and looking around online at other feedback decided to give them a try. I'm really happy that I did. The staff at Century has been polite, responsive and professional. It's been a huge relief being able to refer creditors to them, to have them deal with collections, and negotiate my debt. They've been fantastic. I really recommend anyone that's at the end of their credit rope to talk to the team at Century even if you've spoke with other big name companies or had another offer come to you in the mail, you'll be glad you did. Thanks a lot Century!

4 years ago

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Linda Phillips Macon, GA

I was hesitant and apprehensive about making the decision to use any company to help me with my debt. I met with the representative for Century and after careful consideration of the information I was given, decided to move forward with Century. I have been very pleased and know now it was the best decision I could have made. Century is professional but yet personal in that I felt the sincerity and their willingness to work with me. I am so glad I am with Century. A wonderful experience and I can see the light at the end of the tunnel. Thank you Century for living up to your promises. I would advise anyone to contact you.

6 years ago

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Steve Workman

So far, we are 3 months into the Debt Relief program. The communication from Century has been good and everything they said would happen has so far. We are looking forward to the payoff of our first creditor.

4 months ago

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Reply from Century Law Firm

Thank you for your positive review! We're delighted that our communication efforts have met your expectations and that your Debt Relief program is progressing as anticipated. Rest assured, we're committed to maintaining this level of service and transparency throughout your journey with us. The payoff of your first creditor marks a significant milestone, and we're excited to continue working with you towards achieving your financial goals.

Mar. 27th, 2024

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Marc Lindsay Richmond, TX

Jenn W was great to work with for Century Law! This is the best company to work with to get a better credit score. I would recommend them above all others!

5 months ago

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Reply from Century Law Firm

We're delighted to hear about your positive experience with Jenn and our services at Century! Helping our clients achieve better credit scores is our top priority, and we're glad to have exceeded your expectations. Thank you for recommending us!

Feb. 27th, 2024

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JaDill Wade Tucson, AZ

Jenn W. did an amazing service for me in my tough time. She was uniquely professional with compassionate customer service and expedited my request during the holiday season. I thank you Jenn wholeheartedly!

8 months ago

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Reply from Century Law Firm

We're delighted to hear that Jenn's professionalism and empathy made a difference for you, especially during the busy holiday season. Thank you for taking the time to share your feedback with us!

Feb. 27th, 2024

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Tammy Stanislaw Temple, TX

Jennifer W was a lot of help with going over my options and answered all of my questions. She was a pleasant person and helped me understand what steps I would need to take. I would recommend Century to anyone.

8 months ago

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Reply from Century Law Firm

It's fantastic to hear that Jennifer W was able to assist you effectively and make the process clear. Thank you for choosing Century, and we appreciate your recommendation. We're here to help whenever you need us.

Feb. 27th, 2024

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cgastonc222 Oxon Hill, MD

Highly professional throughout the process, keep you upto-date on all the metrics and statistics on the foundation of how the system works, including payments and settlements.

8 months ago

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Reply from Century Law Firm

We appreciate your feedback! It's great to know that you found our approach to keeping you informed on payments and settlements effective and thorough.

Feb. 27th, 2024

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Steve Barnhill

I called Century and spoke with Kristen, it was a very nice experience. She was extremely helpful and informative. I had a medical situation at home that required some very expensive drugs out of pocket. I needed help with just a month of relief, Kristen was very understanding and helped me. This firm has been straight with me from day one and saved me from crashing my budget. A very positive group Kristen was a bright spot in my day , I feel like she will do anything she can to help.

2 weeks ago

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Reply from Century Law Firm

Thank you, Steve! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jul. 19th, 2024

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Pooran Latchman

Century settled my debts in record time as promised. I am now completely debt free and it is all due to the diligent management of century. I am thankful to Ivonne for walking me through the graduation process. I could not have expected anything better from century. Thank you to all those who helped. Your responses and the settlements were indeed amazing.

1 year ago Edited May 22, 2024

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Reply from Century Law Firm

Hi Pooran, we’re absolutely delighted to know that we could be of assistance. Your 5-star rating truly means a lot to our team. From everyone here at Century Law Firm, we appreciate and value your feedback. We hope we’ll have the pleasure of serving you again soon.

Jun. 30th, 2023

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Jason Townsend Little Rock, AR

I was skeptical and honestly afraid to try debt settlement again after a bad previous experience and now in less than a year in Century Law Firm has settled two accounts for my family. Erica from CLF has been very pleasant and prompt as our rep through professional communication. I’m grateful they’ve done what they spelled out from the beginning and I recommend them to anyone.

2 years ago

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Reply from Century Law Firm

Thank you for your positive feedback, Jason. We are happy to hear when clients are satisfied, as we aim to provide excellent service. Please do not hesitate to contact us should you have any need for our services in the future!

Oct. 21st, 2022