Name: Americor
Rating: 4.9

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Twyla Blount Kissimmee, FL

I fell ill unexpectedly, was hospitalized, and pulled out of work by my doctors. All of my credit card balances were low,but with only one income we begin to charge groceries and utilities to keep our house afloat. I kept thinking "I'll be back to work soon and we can catch up". My return to work never came and lasted for a period of nine months. We hadn't charged much, but the interest was overwhelming . Americor had sent out a letter and making that call was one of the best decisions I ever made! I like that I was talked through the process. Every step of the way,if there were changes or new settlements, Americor sent notification!! Although I hope to never be in this situation again,Americor would be my first choice!!

2 years ago

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John Thomas Ferretti Stuart, FL

Like everyone, I was a bit skeptical in the beginning.... I was in way too much debt for my lifestyle..... I called Americor and gave them a shot. I also looked at a few credit repair services, and right away heard nothing promising. I've been in Americor's guidance for nearly a year, and so far, exceeded my expectations.... I am in the loan program and well on my way to establishing exceptional debt freedom.... its Awesome to turn a lender down because their rates are too high..... where before i was begging to get credit.... Americors' Staff is AWESOME.... They take their position well trained and extremely professional an Awesome Team to have on your side.....

2 years ago

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Teresa GA

I was struggling with just one income and too much debt. I received a flyer in the mail from Americor and scanned the code. The next morning a rep called and after our conversation and answering a few questions I was approved for a debt consolidation with terms that are going to make my life much easier. Not only am I saving money each month but I will be completely out of debt in four years !! My rep was very thorough and made sure I understood everything completely. He was extremely knowledgeable and answered all of my questions without hesitation. Even though I just started my journey to being debt free, in my opinion Americor is at the top of their field!

2 years ago

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Tonya Edge Mariposa, CA

Americor and its associates have been great for me while going through this financial hardship. They helped me get back on track with a payment I could manage each month. They explained the process clearly and I have been happy with the results. I have been in the program for all most a year. One settlement is paid in full and another one only has 3 months left. I am now moving in to the next step with a loan that pays off all my debit at once and helps build my credit even faster. Thanx to Americor, they are the ones who dealt with the creditors and was able to settle each debt so I was able to move forward. I have referred a friend to the program and if I hear anyone else in need of help I will refer them as well.

2 years ago

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michael johnson Collingswood, NJ

My name is Michael Earl Johnson, I'm a 30 year retired Sergeant Major of the United States Marine Corps. I give God Thanks and Praise First in all things. Since being accepted and effusively welcomed by the members of the Americor team, every word out of every member's mouth has been filled with ; hope, kindness and grace during my journey to becoming debt free and realizing financial independence. The very first deal achieved was the cutting of a four figure debt by 50%, in record time. There are no words to express the relief I feel, my gratitude and appreciation. I'm convinced with Americor, Better Days are Coming. Together we will make a difference. Warm Regards, M.E. Johnson

2 years ago

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George Cole Roswell, NM

So far I'm happy and surprised. I was very impressed t that one of my accounts have been settled. I thought I'd be waiting for a longer time but this is excellent. I do appreciate the customer service every time I call they answer. Thank you americor for being a stand up company . I often experience paying a company to do something and I am the one that does most of the paperwork. Bothered all day fax this ,look up this,email ,tests, faxes . It's such a relief for a company to make people less stressed I only had to sigh by phone . Excellent work thank you for settling such good values , friendliness, confidence, expertise. Keep up this great work practice .

2 years ago

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Toni Hay Concord, CA

From the beginning to current the process was transparent, trustworthy, and easy. I first worked with Paul N who was very knowledgeable and comforting to my situation. Then whenever I needed something customer service was very reliable. Once I was in a situation that was a benefit, going to Credit9, Malcom K was accessible and confident. Today I heard from Rick S in underwritting. My loan went thru and I my accounts paid. I feel like I'm going to be ok. My monthly went down and soon I can refinance my loan and/or pay it off quickly. THANK YOU!!! It all started from the call I made from the website to Paul. Total 5 Stars

2 years ago

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salem Magnolia Gardena, CA

Im just starting out my journey but so far Americor has been absolutely wonderful. No regrets! They make sure you understand everything about the process and give you tons of support. They truly do serve us the client and whats best for us.. Instead of owing 90,000 over 30 years. I will pay about 36, 000 ovet 4 years. Yoi can also make extra payments if you want it to go faster.. You tank your credit score and deal with phone calls from creditors thats the trade off but you get your life back in a few years without Bankruptcy and then you can build your credit back up.. They also help with dealing with the creditors.. So grateful for Logan and Americor !

2 years ago

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Patsy Albuquerque, NM

Ive never worked with a debt consolidation company before. At one point in my life this is what I needed to do to save myself from my poor spending habits, thus Americor. Throughout the process of working with Americor I received special care to ensure I continued on responsibly. Every step of the way I was compassionately guided in a very practical way. Finally I got to the end and feel so proud that I was able to stick with the learning process. Americor has my highest praise and gratitude for working so beautifully with me. Americor was absolutely the best to work with reflecting their values within the employees who always showed caring dedication to its customers. Anyone who has got caught up in the financial spending trap will need and appreciate the practical compassionate methods of Americor.

2 years ago

Reply from Americor

It warms our hearts to know we've met your expectations! Our team at Americor is dedicated to helping you achieve financial success. We're here for you whenever you need us. Best regards, Americor

Sep. 25th, 2023

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Kathrine Hector Chico, CA

I have been working with Americor since Feb 2023 and the person I spoke to get started was the best!! He explained everything that would go on. He was very thorough and so kind. I was very confident and am still confident in the choice I made to get out of debt with Americor. They have already settled one debt for me and working and the rest. There are no hidden fees everything is explained so you have no surprises, they even send a text message, email, and call you for approval before they settle any account. I am involved without the worries. I would recommend this company to anyone who is looking to get out of debt without the hassle and headaches.

2 years ago

Reply from Americor

Thank you for taking the time to share your positive experience with Americor! We're overjoyed to have been of assistance. Your success story motivates us to continue providing exceptional service.

Best regards, Americor

Aug. 16th, 2023

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Robert Bowman

I joined 8 months ago and stated with 17 accounts to pay off. I now have 3 accounts paid off, 2 more account will be paid off by May 2024 and 6 accounts in settled status. Only 6 accounts left in negotiation status. All I can say is let the program work for you. Credit scores fluctuate up and down but mine is starting to go up and stay up. As for creditors contacting you I have never answered a phone call that wasn't with a name of somebody I know in my contact list and now they have settled down I was getting 8, 10 maybe even 12 calls a week from creditors now I'm lucky if I get one per month and I've only been in the program for 8 months. I am one happy customer and I love what Americor has done and is doing for me I was happy to choose this company to help me take care of my credit problem. Thank you Americor

2 years ago Edited April 22, 2024

Reply from Americor

We're delighted to hear that you're satisfied with our services! Your feedback fuels our commitment to delivering top-notch solutions. Feel free to recommend us to friends and family.

Best regards, Americor

Aug. 16th, 2023

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Verified Customer

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Brendin Palmer, AK

Absolutely fantastic!! I’ve never felt so well taken care of from a company before as much as I have with Americor They have been easy to work with and they answered any questions I had as well as communicating with me through every step of the way . They have helped me out of a very bad situation and I’m extremely pleased i choose the option to go through them . I would highly recommend them if that’s the route or option that you have a head of yourself. Everyone that I talked to was extremely friendly and helpful. They really made sure to communicate with me on the level that I truly understood!!

3 years ago

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Verified Customer

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Timothy O'Flaherty Methuen, MA

Absolutely the best customer service one could ask for when one has to deal with such a painful process as debt consolidation - very empathetic staff and support personnel who answered all of my questions all the time in a very responsive manner. I highly recommend Americor. Oh, and I would be remiss if I didn't mention they saved me thousands upon thousands of dollars with me having to declare bankruptcy, and as I'm at the end of the proverbial tunnel out of debt, while a slog, it's going to be over this August, eighteen or so months to accomplish something that had I did it by myself would've taken me over ten years. So, I saved time, too.

3 years ago

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Garritt Grandberg

Americor was extremely helpful and knowledgeable. They helped us understand what to expect and exactly how the process was going to work. They also let us know it was going to be painful for a bit. All was true including the end process with the amazing light at the end of the tunnel. We are now in the final stages of completing the process and are extremely happy with how it all turned out. Our credit score is the best it has ever been after hitting the worst it has ever been during the process. I would highly recommend Americor to help you out. It is very hard but to succeed you must trust the process and in the end you will be rewarded.

3 years ago

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Lori Astore Trenton, NJ

Honestly I have no idea how I was even making it month to month with all the money I had to put out. I am a single Mom and I signed up as a Christmas present to myself in 2022, to be able to get out of debt and give my son the best life I can. I am so glad I followed my instincts when I got the advertisement in the mail to make the phone call. I already have several settlements in place, and some completed and I am also now able to put money aside for rainy days. Again, I don't know how I was making all my minimum payments each month, plus regular bills, sometimes I only had a few dollars left in my pocket. Americor has definitely changed the course of my family's life and I must say I love that when you open the App it always tells you " You're doing a great job, and will soon be debt free" ; it makes me smile.

3 years ago Edited January 10, 2024

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Amelia Miller Sparks, MD

The customer service at Americor is impeccable. I have felt respected, understood and empathized with from the initial start of this program to now having settled my debts. They are kind, swift, attentive, and professional. My representative, Jose, was dedicated to reaching a settlement and went out of his way, continued to persevere until he spoke with someone on my behalf in order to reach an agreement. Everyone i've talked to at Americor is 100% trustworthy. There is no reason to be fearful of debt settlement companies when they employ good people like Jose. Truly. So thankful to be putting this debt behind me with the help of Americor.

4 years ago

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Shardae Hope Lindsey Jonesborough, Tennessee

great way to cancel your personal credit debt without looking like a coward and be paid up within a year.

2 weeks ago

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Christina Ortiz

I was so impressed with Ms Soto who helped me. She was very thorough, helpful, answered my questions and very nice. I really appreciate this.

3 months ago

Reply from Americor

Thank you so much for sharing your experience! We’re thrilled to hear that Ms. Soto provided such thorough, helpful, and kind support while answering all of your questions. We truly appreciate your feedback and are so glad she made a positive impression. We’re always here for you 💙

Mar. 26th, 2026

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Mario

Great customer service. John is a great help !!! I am ready to get back on track thanks to this amazing team at Americor. Will recommend to family and friends.

4 months ago

Reply from Americor

Thank you for sharing your experience! We’re so glad to hear that John and our team were able to provide the support you needed to get back on track. Your recommendation to family and friends means a lot to us, and we’re honored to be part of your journey toward financial freedom 💙

Mar. 26th, 2026

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Rebeca Saldivia

Stay away from Americor. This company is vague about settlements until the moment you’re pressured to accept them. There is no real transparency upfront about how much goes to creditors versus how much they’re taking in fees. Once you look closely, you realize their fees are front-loaded, meaning most of your early payments go straight to Americor — not toward resolving your debt. They even request additional deposits that conveniently go toward covering their fees instead of accelerating payments to creditors. The priority clearly feels like getting paid, not getting you out of debt. Several of my accounts remained unsettled, including one that had been sold months earlier — and they didn’t even know. That’s basic oversight. When I asked how much my monthly deposits would decrease if I removed the unsettled accounts (which represent more than half of my total debt), they told me the deposits wouldn’t decrease at all. They also couldn’t tell me how much sooner I could finish the program — not even an estimate. So even if you reduce your debt load, you’re still stuck paying the same amount with no clarity on when you’re done. This program feels structured to protect their fees, not to prioritize your financial recovery. Avoid them completely.

4 months ago Edited March 2, 2026

Reply from Americor

We’re truly sorry to hear this was your experience. Transparency and informed decision-making are very important to us, and we regret that we did not meet your expectations. We understand your concerns regarding fee structure, settlement timing, and communication, and we would welcome the opportunity to review your account in detail and address these points directly. Our team has attempted to reach out to discuss this further, and we remain available if you’re open to connecting so we can provide clarity and ensure your concerns are fully heard.

Mar. 2nd, 2026

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Kent Krisle

The people there take their time and explain all the aspects of the program. I am leaving another company and taking my business to Americor, and it even costs less.

4 months ago

Reply from Americor

Thank you for sharing your experience! We’re thrilled to hear that our team took the time to explain every aspect of the program and provide clear guidance. It’s wonderful to know you feel confident bringing your business to Americor, and we’re honored to support you on your journey toward financial freedom 💙

Mar. 26th, 2026

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Robert McLaughlin

5 months ago Edited February 15, 2026

Reply from Americor

Robert,

Thank you for sharing your experience! We’re so glad to hear that Americor exceeded your expectations and that you found both the app and our customer service team helpful and easy to use. It’s great to know that having quick access to support, along with our community engagement, made the process feel more reassuring and connected for you.

We truly appreciate your recommendation and are grateful for the opportunity to support you on your journey toward financial stability. Thank you again for your kind words!

-Americor

Apr. 10th, 2026

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Casie Davis

I felt thebrep was transparent about the process and answered my questions honestly. This gave me the confidence to enter the program to help my situation.

3 months ago

Reply from Americor

Casie,

Thank you for your feedback! We’re so glad to hear the representative was transparent and able to answer your questions honestly. It’s great to know this helped you feel confident in moving forward with the program. We appreciate you sharing your experience and are here to support you every step of the way!

Apr. 24th, 2026

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Melissa Hughes

Americor is very easy to understand and the video was very informative. My first agent I spoke with was very helpful and that why I made the decision to choose Americor.

3 months ago

Reply from Americor

Melissa,

Thank you for sharing your experience! We’re so glad to hear that the information provided—especially the video—helped make the process clear and easy to understand. It’s great to know your first interaction with our agent was helpful and made a positive impact on your decision.

We truly appreciate your trust in Americor and look forward to supporting you every step of the way!

-Americor

Apr. 10th, 2026

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Lisa Ethelbah-Kane

The rep was very patient with me and the information and materials were easy to understand, even in the stressed out state I was in when I called. I feel like there's hope now. Thank you!

6 months ago

Reply from Americor

Thank you for sharing your experience with us. We’re glad to hear that our representative was patient and provided information and materials that were easy to understand, especially during a stressful time. Knowing that you now feel hopeful means a great deal to us. We truly appreciate your trust and are here to support you every step of the way.

Jan. 12th, 2026

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Christopher Sanchez

Excellent and professional company to do business with. They are helping you save allot and will be able to assist me in repairing my credit after I fell behind on some payments. A+

6 months ago

Reply from Americor

Thank you for the kind words and for taking the time to share your experience. We’re grateful for the opportunity to assist you and are glad to hear you’re feeling supported as you work toward improving your financial situation. Helping our clients save money and move forward with confidence is always our goal, and we appreciate your trust in us.

— Americor

Jan. 6th, 2026

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Tony Impagliazzo

Michelle was so patient, knowledgeable and made me feel like joining this program is going to help me dig out of the mountain of high interest debt that I have. She was great to work with.

8 months ago

Reply from Americor

Thank you for sharing your feedback! We’re thrilled to hear that Michelle made you feel supported and confident in tackling your high-interest debt.

— Americor

Jan. 6th, 2026

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Linda Day

I can't say enough about my experience of working with Khristina . I was so embarrassed and ashamed of the circumstance. I found myself in and yet she made me feel so comfortable. And accepted a truly amazing woman.

8 months ago

Reply from Americor

Thank you for sharing your experience! We’re so glad Khristina was able to make you feel comfortable and supported during a difficult time. Your kind words mean a lot, and we’re happy she could assist you with care and understanding.

Nov. 10th, 2025

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Verified Customer

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Christina Sulphur Springs, TX

I believe they are doing thier best. The representative, Fransisco explained everything to me thouroughly, I appreciated this as I was nervous to enroll.

2 years ago

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Verified Customer

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Danette Houston, TX

I can only rate on representative help in explaining and signing up. I can't rate on program as a whole because I just started not even a month in yet so no real results other than deposits.

2 years ago

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Verified Customer

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Sonia

I've only spoken with Francesca and she's wonderful. She's very straightforward, communicates well, explains in detail, and is very friendly to talk with.

2 years ago

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Verified Customer

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Jennifer McLeod

Had a big misunderstanding early on. They corrected it immediately and took care of things quickly and courteously. Signed up a couple of months ago and so far I’m having a good experience.

2 years ago

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Verified Customer

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Chad Burginger Cloquet, MN

Jessica was easy to work with. Easy processing. We where able to see the program and our information right at our computer as it was being explained.

2 years ago

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Verified Customer

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Charles

while I enjoy the accomplishments of Americor, the monthly fee is very high for someone living on social security. It would be nice if you reduce the fee since I only have one more card to be settled.

2 years ago

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Verified Customer

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M.G. Bumpus Janesville, WI

Things would've been much better off had I had dealt directly with the institutions. One of the institutions interest grew by more than $1000 because of the delay with no reduction with Americor's intervention. The fee charged - 29% - was either completely misunderstood or erroneously stated. Also there was a settlement offer of @$1400 from one of the institutions was not addressed a month prior to the final dealings and final cost for that debt was over $1800! I am most unhappy to put it kindly......

2 years ago

Reply from Americor

We sincerely apologize for the dissatisfaction you've experienced and the misunderstandings that have arisen during your engagement with our service. It's essential that our clients have a clear understanding of the debt settlement process and that their expectations are met.

We are committed to resolving these issues and addressing your concerns. To do so, we encourage you to reach out to our Office of the President team immediately to discuss the specific problems you've encountered. We want to provide you with a clear explanation of any misunderstandings, rectify any discrepancies, and work on achieving the best resolution for your situation.

Your satisfaction is important to us, and we appreciate your feedback as it helps us improve our services. Please contact us at officeofthepresident@americor.com at your earliest convenience, and we will do our best to address your concerns and find a solution that aligns with your expectations. Thank you for bringing this to our attention, and we look forward to assisting you in resolving these issues.

Sincerely,
Americor

Nov. 1st, 2023

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Verified Customer

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Molly Midtgard Kansas City, KS

We are very satisfied with our experience with Americor. Great service that helps you get out from under crippling debt. Would 100% recommend to friends and family!!!

2 years ago

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Verified Customer

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Martin

I haven't been with them very long, but from what I see, they're totally legit and they're working on my case really well. I'm passing along my thanks for what they're doing.

2 years ago

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Verified Customer

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Carol

I think it's a great company and I thank them for what they're doing. They have helped me cut down on the calls and everything and made my life a little bit better.

2 years ago

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Verified Customer

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Edwin

They seem to just take care of everything and get it done. They've been real polite and helpful. They're doing their job perfectly so far. It's been wonderful.

2 years ago

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Verified Customer

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Ladawn

The person that I did work with was very knowledgeable. She knew the answers right off the top of her head versus having to look things up. Just a pleasant experience.

2 years ago

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Verified Customer

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Cheryl

It was easy from the moment I talked to him, and that's how I like life. They're always available, they're efficient. I enjoyed their no-pressure recommendations.

2 years ago

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Verified Customer

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Alvaro

Do not hide anything. You have to talk clearly from the beginning because after I closed the deal with you guys, there were other fees that the advisor didn't mention to me at that time and that's not fair. You have to talk about all the fees involved in the transaction.

2 years ago

Reply from Americor

We sincerely apologize for any confusion or lack of transparency regarding the fees associated with your agreement. It's important that you have a clear understanding of all the costs involved from the very beginning, and we take your feedback seriously.

To address this issue and ensure that you have a comprehensive understanding of the fees, we encourage you to reach out to our Office of the President team at officeofthepresident@americor.com. They will provide you with a breakdown of all the fees associated with your program and answer any questions you may have.

We value your satisfaction and are committed to addressing your concerns and providing the support you need. Thank you for bringing this to our attention, and we look forward to assisting you in understanding the fees involved in your program and ensuring that you have the clarity you deserve.

Sincerely,
Americor

Nov. 1st, 2023

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Verified Customer

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David

They're a really good company to go with. It's just so hard to get in touch with them. They were very respectful. The people that works for them are very trustworthy. They haven't got the stuff taken care of yet.

2 years ago

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Verified Customer

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Tyrone

They were very informative to me, contacting me with everything I need to know. Make sure you are aware that when you put your creditors in this portal that your credit score will plummet and you have to rebuild that.

2 years ago

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Verified Customer

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Crystal

The consultants answered all my questions and helped me and really made me feel comfortable with the decision I made. And it was just really comforting.

2 years ago

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Verified Customer

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Belinda TX

They took care of everything. I didn't have to worry about anything but the aggravating phone calls. When everything was done that ended too thank you

2 years ago Edited January 10, 2024

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Verified Customer

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Samantha Gerhardt Wentzville, MO

2 years ago

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Verified Customer

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Jonathan Kun

First impression I was pretty nervous but after 7 month into the program I got all my debt settled and now switched to credit9 to get my credit up right away!

2 years ago

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Verified Customer

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Jodie Kepner Winder, GA

I like that your customer service representatives are very knowledgeable and know how to problem solve very polite very friendly. I have no complaints

2 years ago

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Verified Customer

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Karen Metcalf Saint Charles, MO

I can look on the app and see which creditors are receiving payments and what Americor has saved me. They have saved me a ton of money and I am very happy that I found them!

2 years ago