Americor Reviews

I don't have anything negative to say about Americor and I recommend Americor to anyone who wants to get dept free. So far so good very happy with my progress.

Christian was very knowledgeable he took his time to explain to me the process and the program I think I have made the right choice Christian I really appreciate you

I've been in the program since August of 23. So almost 8 months and just had my first account closed. I knew it would be a lengthy process but when I started this was told it usually only takes 2 to 3 months for the first account to close. Just a little inpatient.

Americor has been awesome in helping me get my financial life back together. Communication has been smooth and pleasant. Actually seeing results faster than anticipated.

Clear and concise questions and answers. Quick and direct responses with alerts and notifications of settlement offers. Maintained contact during the process until the final settlements and loan approval.

Brian C. was very polite and very good at his job. I would have gone with Amicor except the company I am with said I would have to start all over.

everything was great have taken Sasha burden off of me the young man who helped me with out of sight helpful, and I just prayed the Lord for this company

I have had the best experience with Americor They have been very professional and pleasant and have guided me through every step of my loan consolidation. Highly recommend.

The lady who called was very informative. She was very polite and very business oriented. She explained everything. I was very pleased with the entire phone conversation.

Very professional, easy to talk with and explained everything in detail. We were very happy with her :) We look forward to her helping us through this process !!

the customers agents i spoke with where great they answer all my questions and explained everything in full detail so i was able to understand everything.

I'm just a month and week in the Americor program and they already got a settlement and I had about 55% less than the balance. Great job in a quick time. Thank you.

Like I explained to customer service yesterday. We are starting o the wrong foot . I am not happy with the sales Agent Dash . I feel like he scammed me. He withdrew money prematurely, I explain the money won’t be in my acct. it has left me financially in a bind for 2wks . Plus am disabled, lack of sleep and Eli aged my blood pressure too levels that was detrimental to my health . Customer service told me I don’t have to deal with him . A little while later he left a message saying I am sorry. I didn’t want to hear it . I came to Americor for help . I am hit upset . Employees like Dash give companies l a bad reputation. I instructed customer service t Listen to the rsupposed recorded conversation . I was ver clear that there was no money in the account until the 3rd We’d of every month , he still wet forward with the premature withdrawal . Unfortunately I am still upset and Andy because of the financial position it caused me , which wasn’t good to begin with .i recommend anyone that is dealing with Dah the are better off hanging up . I am a very unhappy and disturbed with this whole incident.Especially costumer service told me I won’t have to deal with him . He calls me back and leaves a message of an apology. I am sorry doesn’t help me with the position he has left me with .. I really think the CEO of Americor . Should made aware of this From the begging I was very honest with the situation I am in .Instead of on long road I am still upset, I put off this review but after I couldn’t sleep I decided , to give my opinion .

If I could give them less than one star, I would. Please read this review in it's entirety: 1) RED FLAG #1: I found their sales tactics to be misleading. In my experience, just about everything they told me when they hard-sold me into their program turned out to be completely and utterly false. 2) RED FLAG #2: They made false claims to me about a consolidation loan. I spent 9 months in the program and - big surprise - I never once received a single offer for their consolidation loan. When I asked them about this, their response was 'sorry you were misinformed'. So they acknowledged they misled me but won't do anything about it. Just wow. 3) RED FLAG #3: I believe they slow-walk negotiations with your creditors so you stay in the program longer. I had over 14 accounts that were part of the consolidation program. They settled only 2. The other 12 never received ONE single contact from Americor to negotiate or even discuss my account with each. How do I know this? Because I called those creditors myself, and over the span of just 17 days I managed to negotiate settlements on my own with 9 of my remaining 12 creditors (for less than 30% of the remaining balances). I did in 17 days what Americor couldn't do in 9 months. 4) RED FLAG #4: You can't speak with anyone handling your negotiations. Have a question about settling a specific debt? Got a creditor sending you letters saying they willing to negotiate your balance? Good luck trying to talk to anyone at Americor who can help you. You are ON YOUR OWN (heaven help you if a creditor sues you - Americor will do literally nothing to assist you). 5) RED FLAG #5: Cancellation is very difficult. They hide the process to cancel, and once you figure it out they carpet-bomb you with emails and calls trying to convince you not to cancel. I had to tell their phone agent 5 times to cancel me from the program until he finally tapped out and said he would. RED FLAG #6: They re-enroll you after you cancel without your permission. After I cancelled their program, I received a call from Patricia at their office to inquire why. I told her I decided to negotiate my debts on my own (which turned out to work much better than using Americor). Without telling me, she re-enrolled me back into their program without my permission (and I only found out because Americor sent me an email welcoming me BACK into their program later that same day!) That's called Fraud, folks. Summary: If you have a few debts with some major credit card companies or lenders, and your balances are under $20k, and you're either too afraid or too intimidated to talk with your creditors on your own to negotiate down your balances, Americor could be a good option for you: They might get some debts settled for you while they bleed you out of a LOT of fees you could have saved if you did it yourself. However, if you know how to use a phone, have an IQ higher than a squirrel, aren't scared to talk with your creditors directly, and can handle negotiations 101, then let my experience be your guide: You don't need Americor - you can settled your debts on your own and save a TON of fees you would pay to a company like Americor. Moreover, Americor (specifically) is not an ethical organization (just google 'Americor Lawsuits' and you'll see for yourself). I strongly recommend you do NOT work with Americor. And don't just take my word for it - do your own research. Do your own due diligence. And then ask yourself the obvious question: Do you REALLY want to do business with a company that admits to using misleading sales tactics, that admits they deliberately delay negotiations with creditors, that admits they misrepresent to customers about consolidation loans - and who will fraudulently re-enroll you back into their program after you cancel? Can't say you weren't warned to stay away.

I Reached companies this one looked.sincere, not phoney. I sent.a.monthy amount they on turn reached agrements with.the various clients. Very satisfied

Kobe was very professional, answered all my questions, and was very knowledgeable on my entire process. He was very helpful guiding through this process.

They've been great! I was a mess trying to figure out how I was going to get out of debt. It's been a relief to have a company that is willing and able to work for me.

Provided a thorough education of the program , as well as detailed information of the process. The information was supported by video and further follow-up.

I love the idea of n having some financial freedom and not being burdened by so much debt however, not paying creditors are scary because I am diligent about my financial obligations and the thought of not paying them seems like a bad choice. I have to think about this before I fully consider joining this process.

The representative was very knowledgeable and polite. If everything goes well then, I then would recommend them if asked how to handle credit card debt

I can’t believe Americor got a settlement on one of my cards in less than 30 days. I only wish it had been at the 40-50% range as discussed. I’m ready to see more settlements.