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Paypal Credit

5.4 Overall Score

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Paypal Credit

Name: Paypal Credit
Rating: 4.3

Is This Your Business?

4.3

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206 User Reviews

5.4

Overall Score

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4.3

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206 User Reviews

5.4

Overall Score

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Author: Kaitlyn Short

LAST UPDATED: September 12th, 2024

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User Reviews

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4.3

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206 Reviews

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DocSue1 Hollywood, FL

What surprised me the most was the number of places that now accept this form of payment. With payment options to spread payments across 4 months, this is a convenient way to budget for items over time with a company that is transparent with its communications based on your preferences (email or text). There are also Rewards that give you actual cash towards purchases with select companies, and they can be quite significant. At any time, you are also able to see your purchasing power, manage your payments, and there are no penalties for paying earlier than scheduled. Overall, a positive experience with using Paypal Credit.

1 year ago

star star star star star

Eddie Rios Ogden, UT

Coupled with Ebay, Paypal is unmatched. Separated from Ebay- Paypal is unmatched. I use it exclusively for all of my business purchasing and charging. It has never failed me. And all of the added services that Paypal provides makes this the most valuable card I own.

5 years ago

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Boy Coded

It's a pretty solid app overall, but sometimes it can be a bit frustrating. There have been instances where money gets held up or transactions don't go smoothly. It would be great if PayPal could work on fixing these issues to provide a smoother experience for its users. Despite these hiccups, PayPal is still widely used and trusted by many people for online transactions. If you encounter any specific problems, I suggest reaching out to PayPal's customer support for assistance. They should be able to help you out. Let me know if there's anything else I can do for you!

1 year ago

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Rafael Matthew Jamaica Plain, MA

I recently opened a Paypal Credit account and the entire process was unbelievably easy. Plus, the customer service reps were very helpful in answering all of my questions. The online application process was simple and straightforward, and within minutes I had my account set up and ready to go. I would highly recommend Paypal Credit for transferring money outside or inside the country!

2 years ago

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Amanda Jo Presque Isle, ME

I have had PayPal since 2014 I believe or so. Never had an issue with fraud. PayPal automatically puts a hold on my card if the purchase doesn't seem like my spending. To transfer money is the simplest with PayPal. You can design your own card with a picture and they take the $2.99 on the next month bill. And I enjoy never having to pay a overdraft fee. I am honestly so grateful for PayPal. You will be to. XoXO

3 years ago

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Sinister Babe Kyle, TX

This was the best thing I ever applied for, it really helped me build my credit score. It’s easy and simple to use. Very convenient within the PayPal app. Able to use it with anyone who accepts PayPal.

1 year ago Edited January 15, 2024

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TC B Florissant, CO

Love using paypal credit! It is through Synchrony Bank and your limit increases over time. I like that if you pay any purchase over 100.00 within 6 months, there is no interest paid! Great incentive to use paypal credit!

1 year ago

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Anita Fendrick

SO EASY TO ACCOMPLISH PURCHASING !!! AND WE FEEL SAFE EVEN WHEN PURCHASES ARE FROM A COMPANY WHERE WE ARE FIRST TIME BUYERS... DO WISH I COULD FIGURE A WAY TO SEND CASH TO RELATIVES WITHOUT INCURRING A FEE. WE HAVE TO LOOK INTO MORE INFORMATION ON THAT.

1 year ago

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McDonald

I have had nothing but positive experiences with PayPal. They provide excellent customer service and always stand behind their purchases. I highly recommend using PayPal whenever possible for a hassle-free payment experience.

1 year ago

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Funbi Atokose

One thing I love about PayPal credit card is the flexibility it offers. I use it to make purchases anywhere that accepts PayPal, both online and in-store. It's a convenient way to pay for my shopping without having to enter my card information every time. It's also quite convenient and easy to use.

1 year ago Edited April 2, 2024

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Kristian Perez Clavell

In my experience, what I like the most from paypal is the security that it provide in every transaction with any company. Once I have a bad experience with a vendor, but Im glad that I used Paypal for the transaction because they take in charge the task of investigate what happened an everything was good.

1 year ago

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Stephanie Bloniarz

I've used PayPal for many years! I appreciate knowing that PP has my back when I make a purchase. I often use PP to shop on Temu, and Shein and feel confident I won't get hit with anything fradulent. It's very easy to use, and trustworthy!

1 year ago

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Stephanie M. Oceanside, CA

Very useful to have when you need to buy things but low on cash/funds. I use PayPal credit when I have large expenses, such as at Christmas time. I get my shopping done online and have a variety of options on how to pay the total off.

1 year ago Edited February 20, 2024

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Annette Branson, MO

There are many pay options with Paypal credit. most all are interest free anything 100 total or more if paid in a year, and more time for higher charges. They also have 4 payments no interest. Great way to keep customers coming back

1 year ago

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atokoose taiwo boluwatiwi Lagos, LA

Effectively fast, efficiency, and error free, these 3 things are my main definition for PayPal credit based on my years of experience using them. I use it mostly in my online payments subscriptions because of its direct integration just with my email alone.

1 year ago

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Nieceyshark Beaumont, CA

Love being able to use Pay Pal Credit when online. Provides an extra line of credit security. Allows you to use credit with having to give your credit card information to people /companies you may not know. It is accepted by most companies online.

2 years ago

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Cherie Cole Clifton Park, NY

I love PayPal! I use PayPal for everything I buy that offers it as a way to pay. I know if there is a problem or something needs to be returned for good reason that they will protect my purchase. For me, it is the safest way to purchase any service or products when offered. I highly recommend Paypal .

2 years ago

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Terrunder Columbus, GA

Paypal is where i do all my buying from companies & i use paypal to pay the vendor. Customers support is Awesome & if a purchase been made or you dont get your orders one thing about Paypal they are going to get you straight. I love the business they provides for me.

2 years ago

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Cynthia Henley Seaside, OR

wow i never thought that paypal could do any more than they already do for their customers especially those that don't have much money and work hard every day just to make their financial deadlines at home and with much help from companies like this one best ever thanks~

2 years ago

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Bunny Garlington Weatherford, TX

Paypal is a wonderful peer to peer platform. Having the Credit account allows me to make purchases and pay them over time if I so desire to. This can reduce the anxiety of having to spend the full price all at once. There are many buy now pay later schemes, but I prefer to stay with tried and true!

2 years ago

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Marla C St Louis, MO

I love using Paypal for my online purchases, but there are times when Paypal Credit is good for those large purchases that I want to make timely payments on. Paypal is a very well-known company and I use it exclusively when shopping online because I don't like putting my credit card info online.

2 years ago

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Kevin Ortiz

Are used to have my paypal credit card. I restructured my finances and eliminated this card because it did not contain a rewards program. Sad to say that there are better options out there in terms of bang for your buck in credit cards

2 years ago

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cindy g Victorville, CA

I’ve had a PayPal credit account for a few years now and I have never had any problems with them. I’ve ran into fake emails and I’ve reached out to them and they’ve made it very clear that they’re scams and any other issues that I have I can always go to them, and they reply quickly

2 years ago Edited May 24, 2023

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Cat Metzenbaum Ogden, UT

I am fairly new to PayPal credit, but I like what I see so far. PayPal credit allows me more shopping opportunities as it is widely accepted in the retail world. PayPal credit allows me to pay for merchandise with one easy and secure transaction. Their website makes it easy to see my balance and transactions so I can monitor my spending habits.

2 years ago Edited May 25, 2023

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Joe White Dallas, TX

I have had PayPal/PayPal Credit since my college days back in 2009 and still with them to this day. PayPal has also modernized the deferred payment program (almost like a BillMeLater program) which I highly recommend for larger purchases and paying off goods overtime without taking out credit. Really love having my PayPal account!

2 years ago

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Crystal

Love that there's no APR interest for 6 months on some orders. The website and app make it easy to see how much time you have left to pay on each purchase to avoid paying interest. Sometimes I wish there was a physical card I could use.

2 years ago

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C. McDaniel Atlanta, GA

I've had them for years and I love not having to give other companies my personal information, just go through PayPal, and if you ever have any problems with a company or individual you've bought something from through PayPal, they WILL get you a refund , they have for me numerous times !!

2 years ago

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gar greiner Colorado Springs, CO

I love PayPal.simple and easy to send or receive funds instantly. Also safe when online shopping.if there was ever a problem with a retailer PayPal will take care of it asap. I use PayPal credit when I want something but need a little more time as I'm on a fixed income .it's all good with PayPal .thanks,G B.Greiner. easy,secure,safe

2 years ago

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Robbin Nelson Castle Hayne, NC

I love paypal because it protects my purchases. Most of the time I get in on the no interest rate purchases, so the interest doesn't affect me. If you have the opportunity to purchase using PP, I would recommend it only because of the purchase protection.

2 years ago

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kelli s Las Vegas, NV

I’ve been a customer of both the regular card and business card for many years. I stay because of the great benefits and sense of security I have with them. The CS team is A1 in fraud detection and they have saved me on a few occasions.

3 years ago

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ave Pleasant Grove, UT

I use Paypal for most of my online shopping needs because it comes with a warranty and insurance that if something isn't right with your purchase they will make it right. They also have a great customer service which is quick to respond to inquires.

6 years ago

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nathan brewer Lehi, UT

Paypal has made life so easy! It is so nice to not have to have to carry my wallet as much because so many places accept paypal credit. I always carry my phone but don't always like carrying my wallet and this has made that possible.

6 years ago

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Gina Donofrio Lafayette, TN

I have been very happy with my card. PayPal keeps me informed of every transaction. I don't have to worry about any fraudulent charges with their quick reaction times.

2 years ago

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Dorothea Cassady

The give free protection and fight for reimbursement claims, offer extended time no interest payments, are always accessible, require no card numbers to avoid hacks.

7 years ago

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Rex

Paypal Credit Card easy to transaction. Moreover I feel peace for its safe transaction. I've 2 card and I always everywhere even to doctors fees. No tension for blocked or hacked. Nice design also.

1 year ago

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Hank Ricardo Winnipeg, MB

I use my Pay Pal alot. Now they have PayPay Credit. Its exactly like a credit card but linked to your Pay Pal account. This one time i didn't have enough money to buy an item, but PayPal credit helped me out .

1 year ago

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Janery Astacio-Marrero

The PayPal credit cards provide a flexible and secure financial solution, offering users a convenient way to make online and in-store purchases, coupled with valuable rewards and strong buyer protection.

1 year ago

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Sherran Nutson Atlanta, GA

I am/have been a Paypal Credit user for 15 plus years. I purchase everything via Paypal Credit if I buy on Ebay. The provide insurance and protection coverage with each and every purchase.

2 years ago

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becci3359

I use my paypal credit card for small purchases. i do alot of surveys and when i can send my dollars i earn to my paypal credit card thats what i do. All the years i have had my card i have never had any problems.

2 years ago Edited June 8, 2023

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Alondra Gonzalez Streamwood, IL

I like that I can easily allow others to scan my QR code instead of having to give them full username. You can also easily see who sent you money and leave cute notes or stickers when sending money to others.

2 years ago

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Elaine Boston, MA

I used paypal method to buy in internet and is a secure way to do it. The warranty and money back policies are great. Paypal is an excellent method to do secure transactions in internet. I used every time to buy in etsy.

2 years ago Edited June 13, 2023

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Gracie Adorno Randolph, MA

I like doing business with PayPal. If there is a dispute with anything they are the ones to have on your side to fight for you. I have had a couple of issues and they have been solved with no problems.

2 years ago Edited May 25, 2023

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Alyssa Davis

PayPal credit is a great way to pay for items online with less worry of potential fraud, and without having to use external apps to pay over time. My preferred way to make online purchases by far.

2 years ago

star star star star star

FriscoTXHomeowner Frisco, TX

PayPal is great and we use it all the time. It's nice that it syncs with bank accounts and credit cards. I feel it gives a layer of protection that we need in today's environment.

2 years ago

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Vy Ha Tallahassee, FL

I love Paypal because of the services it provides since I don't have to worry about security leaks with my transactions. I also don't have be responsible for an unauthorized transactions

3 years ago

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Myken Salt Lake City, UT

I love my Paypal Credit card. My favorite feature is the interest free for 6 months offer. I use it on my larger purchases and love that it gives me time to pay it off with no fees or interest.

5 years ago

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Hallieford Orem, UT

PayPal is easy and convenient. They have treated me with respect, honesty, and great customer service. The shopping verification process that I use to purchase items online from other companies is great!

5 years ago

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Martha Gourley Pleasant Grove, UT

I have used Paypal for a number of years. I have confidence that they will keep my private information private. I find them to be helpful when problems arise. They are trustworthy to do what they advertise

6 years ago

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Melanie Rio Rancho, NM

I love having a paypal credit card that I can put stuff on and pay once per month rather than having a bunch of transactions coming out of my bank account all the time! Thank you PayPal!

6 years ago

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Pia

One of my best credit cards to send in my money to different countries and to my love ones. I love the payment ease with them.

1 year ago

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