Paypal Credit Logo

Paypal Credit

Is This Your Business?
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206 User Reviews

5.4

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Author: Kaitlyn Short

LAST UPDATED: September 12th, 2024

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User Reviews

Star Rating

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4.3

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206 Reviews

Review Breakdown

5 grade

64%

4 grade

19%

3 grade

7%

2 grade

2%

1 grade

8%

Sentiment Criteria

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Quality

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Service

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Trustworthiness

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Review Source

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Michelle Thomas Anaheim, CA

Well this Pay pal credit in the beginning was working well. I had been scamed on some Kane Brown tickets and they covered the loss. I was very pleased to not lose $2,800.00. After that I had something go wrong and it was during Covid. I couldn't access my account and I was unable to reach a customer service rep. I to this day cannot access my Paypal and it won't allow me to get any access. I will have to call and tell them to fix the issue. I have found Zelle is the best money transferring and receiving process because it is through my bank app. So PayPal I am really on the fence with how I feel about it.

2 years ago

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Armando Bolivar Austin, TX

So PayPal is a good company. accepted anywhere you will like to pay, online or by easy pay. the reason for the low grade is the financial institute they have for they credit. at this moment is Synchrony Bank. Just bad customer care. I just do not accept financial institute that do not help customer to answer their question or help with customers concerns, but punish them with late fees and other fees. but this is not review for them. at the end if you don't about your financial institute not having a hart, and you know you can handle your finances with out the help of them by all mean go for it you will not regret it.

2 years ago

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nettie maureen tompkins Houston, TX

They are reliable sometime, sometimes not. They have failed me twice. I won't trust them again. I made a purchase from Wayfair calling it a closeout item. It proved to be a scam. Paypal won't do anything. About a year before that I ordered an item that proved to be inferior. Paypal refused to handle a return and the company disappeared and came on facebook under another name.

3 years ago

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Jeremy Webb Dallas, TX

PayPal credit can be a little confusing. They offer a 6 month no interest plan when purchasing an item which needs to be watched. If you lose track of your purchases and end up forgetting about it, it can hurt you hard when that interest comes through from the 6 months. Very convenient though, a lot of online retailers have the option for PayPal credit. Just keep track of your purchases.

5 years ago

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Honest consumer Concord, NC

I like the Paypal credit option BUT I wish they would make it where you can use a card/card number like a credit card for the credit side, not just the Paypal balance. I would like to be able to use my Paypal credit on sites like Amazon, as well as others. Really wish they'd change this.

2 years ago

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Juan Beaver, PA

Paypal credit is easy to use but the interest rate is ridiculous... It is convenient but now im having a hard time paying it off due to the monthly interest being so high my monthly payments barley make a dent in the balance.

5 years ago

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Katie Howard Pleasant Grove, UT

I had a paypal card for a while, but I found that I never used it because I already had other credit cards that filled my needs. If you don't already have one, this might be worth getting, but it seems extraneous otherwise. I prefer to just use paypal without using the credit card, since I already have other cards linked to the account.

6 years ago

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Christi Elizabethtown, KY

It's a great service to have but it is difficult to speak to someone who can help solve any problems and is somewhat high in interest rates in comparison to other credit companies.

2 years ago

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scotty MN

Love the options Paypal Credit offers, you can use it anywhere online and also when youre at the shops. Buyer protection can get a little messy but they have your back

1 year ago

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Mellissa Clark Palm Bay, FL

Love the aspect of getting a credit line. Should provide more detail up front about it only being used online or at select retailers only, and no physical card Is given.

2 years ago

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Jeff Barton Layton, UT

PayPal credit - not the master card - was lousy - very high rate and hard to pay off. I closed it as soon as I could. Not great service because you can't just call.

3 years ago

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Palmira Pagan Mt. Dora, FL

Its a ok card but don't like the fact that to many merchant has Paypal when your going to purchase items

2 years ago

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Brenda Reid Myrtle Beach, SC

I have been using Papal for a long time. They make it easy mske a purchase without a hassle.

2 years ago

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Tony Riverton, UT

Used Paypal credit for a while but ended up swapping for a card that offered more cash back.

6 years ago

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Elizabeth Jimison

I like how they have expanded the services they have to offer.

2 years ago

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