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Paypal Credit

5.4 Overall Score

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We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

Paypal Credit

Is This Your Business?

4.3

star star star star star_half

206 User Reviews

5.4

Overall Score

Compare

4.3

star star star star star_half

206 User Reviews

5.4

Overall Score

Compare

Author: Kaitlyn Short

LAST UPDATED: September 12th, 2024

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User Reviews

Star Rating

4.3

star star star star star_half

206 Reviews

Review Breakdown

5 grade

64%

4 grade

19%

3 grade

7%

2 grade

2%

1 grade

8%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Nora Mosley

Paypal credit is great when you are in a pinch and someone needs help. I am able to save and send money when I need to and it is always a lifesaver. It gives me the satisfaction in knowing that I can always count on them when I need to use my account. It also provides the multiple verification so I always get a code to login. and it sends me emails when I try to login from another computer.

1 year ago

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Lynnetta W. Monroe, LA

I like the convenience and wide available to purchase with PayPal on multiple platforms. I also like that it does have a 6 month interest free payments. I dislike that they don't have 12 or 18 months interest free. They should be like Home Depot or Lowe's & others. Anything $200 & above should have 12 months no interest. I dislike the interest rates, too. After I clear this balance, I am highly considering not using them for anything else.

2 years ago

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Ilspbeth Bruce

i love paypal credit! i have been a member for 5 years with just a basic account so that i could send money for free to my kids. then i applied for their credit and had a $900 credit limit with poor credit! I was blown away everywhere else that i applied i was being denied or the apr was thru the roof. Paypal has been great. since then they have upped my credit limit 2 times atomatically which i love.

2 years ago Edited April 11, 2023

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Osotomilayo

the security features provided by PayPal Credit give me peace of mind when it comes to protecting my financial information. The advanced encryption technology and fraud protection measures ensure that my transactions are safe and secure, allowing me to shop online with confidence.

1 year ago

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Liam steiner Cedar Knolls, NJ

I love it because it's fast, convenient and secure. I have never had worry about my credit card because PayPal has a secure system where I can set up two factor authentication codes. That security make me comfortable while making online purchases.

1 year ago

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Andrea Luke (Andrea L) Montreal, QC

Pay pal have grown through the years and added all types of values to the customers. You have the option of paying in full or finance interest free. It is easy to decide if you want to pay interest savings balance or incur interest charges. I can now use it in stores as well. Many options for a customer.

2 years ago

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David Adrian Morales Weslaco, TX

Ive PayPal Credit and its ok. I like the security it provides for online purchases. The finance feature is ok to pay off purchases in payments. Interest rates could be lower but not extremely high. It doesnt really do much else.

2 years ago

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Megum Povsha Bozeman, MT

Paypal is a great way to send money or pay online. It's very easy and fast. I like Paypal because it can transfer money internationally, so you don't have to worry about currency exchange rates. The transaction fee is also low compared with other payment methods, such as credit cards and bank transfers.

3 years ago

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Kylie Howes Provo, UT

Paypal is really simple to use, and you can make an account for free. In my experience, paypal transactions just show up like any other charge to my account, and it's really simple to keep track of and to use to pay for things online.

5 years ago

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Amani Patel York, PA

I like this company, but sometimes feel wary of its services and feel I may be at more risk for scams compared to other credit card companies. That being said, this company is very communicative and has been there for me!

1 year ago

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Randi Nelson San José, SJ

I am not the biggest fan of PayPal Credit because it is hard for me to figure out how to use it and with my account online. I would not recommend, but it is nice for out of the country use.

5 years ago

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DerinFasanmi

Superb product thought I'd have quite the trouble as I got with the app but it's not they reliable customer service and it's not too pricy it's a must have.

1 year ago

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andrea stevens LA

Kind of annoying but only because they have so many security measures. Other than that they are useful and starting to be accepted even more places making payment easier

2 years ago

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Luke Swierczynski Waterford, MI

The 2% card isn't bad. Really only got it for the sign on bonus. It's unfortunate that it's a Mastercard since not as many places take it compared to visa. Not bad though.

3 years ago

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Grace Orem, UT

I love using PayPal. It’s super easy and fast and it’s super reliable. But I do wish that there wasn’t a fee to get money that someone transferred to you

5 years ago

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Rischelle Mikkelson American Fork, UT

PayPal Credit is easy to use and a good option for purchases. However, I did not like that once I used it, it became the default form of payment for future purposes.

6 years ago

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Kip Fowler Pleasant Grove, UT

I've used Paypal when I have shopped on line. They pay for my services directly and I have never had a problem with them. It is convenient and trustworthy.

7 years ago Edited September 14, 2021

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Md Nurul Amin

I used and for payment and the service was really awesome. Thanks to Paypal for giving this type of facilities for doing online payment.

1 year ago

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Bryce Coonce

4 stars are mainly due to their CRAZY fees. They are great at approving a higher credit limit and making certain things easy, but they can do better.

2 years ago

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Cathryn Mecham

I was unclear as to the interest rate, but when I learned of it, I was a little surprised because is so high.

1 year ago

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Peggy Eden

Paypal is quick and easy to use. The only downside I have noticed is that many people do not use it.

1 year ago

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Linda Russell Republic, MO

I have had pay pal for years. I use it for security off my bank cards for payment, credit, and savings.

2 years ago

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peggy cherry Fayetteville, NC

I have PayPal which I feel is a safe alternative to using my card. It more protection against fraudulent charges.

2 years ago

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mi8chael Moore Philadelphia, PA

I enjoy utilizing my PayPal account when and wherever is accepted. Payment disputes are handled quickly .

2 years ago

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kevin bowling Pikeville, KY

They seem committed to do great service.have not had any bad dealing with them so far would recommend to other people

2 years ago Edited March 1, 2023

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a j Roswell, GA

The rewards are great. I was disappointed that they don't offer rental car coverage when using their card.

3 years ago

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Jacqueline Burgos

Help me a lot to cover unexpected house expenses by providing me credit line, when others didn't.

2 years ago Edited June 26, 2023

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A White South Bend, IN

Paypal credit is easy and convenient. I still like cash the best, but this is nice.

2 years ago

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Honest

Easy to put a disputes in case when purchased good when not delivered.

1 year ago

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Nankya Joseph

Easy to Link to PayPal account and I use it for toping my account balance.

1 year ago

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Victor Berrios Port Saint Lucie, FL

Pay Pal credit has been helpful and great to send money for family and friends.

2 years ago

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Jeffrey W Bryson Columbus, OH

PayPal Credit is a nice card to use had it for 5years without any problems

2 years ago

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Sonkarlay Tappeh

Great customer service and great payment plan.

1 year ago

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2L8 iwon Cicero, IN

I use PayPal every week and it’s nice and easy to use

2 years ago

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Leonid Glazman (Leo) Beaumont, TX

it changes to transfer money to a bank account

2 years ago

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JR Burress (Jay) Campbellsville, KY

This makes it easier to purchase item on the internet easy!

2 years ago

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Edwin Guzman

Great app great service never had a problem

2 years ago

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Gaelle Birang Magnolia, AR

Good marketing credit card available everywhere

2 years ago

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J T Lee's Summit, MO

So far so good just got my Paypal card easy to load money

2 years ago

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Darryl Baker Roanoke, VA

You know what your getting no hidden fee's

2 years ago

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