Name: Paypal Credit
Rating: 4.3

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Elaine Boston, MA

I used paypal method to buy in internet and is a secure way to do it. The warranty and money back policies are great. Paypal is an excellent method to do secure transactions in internet. I used every time to buy in etsy.

2 years ago Edited June 13, 2023

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Gracie Adorno Randolph, MA

I like doing business with PayPal. If there is a dispute with anything they are the ones to have on your side to fight for you. I have had a couple of issues and they have been solved with no problems.

2 years ago Edited May 25, 2023

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David Adrian Morales Weslaco, TX

Ive PayPal Credit and its ok. I like the security it provides for online purchases. The finance feature is ok to pay off purchases in payments. Interest rates could be lower but not extremely high. It doesnt really do much else.

2 years ago

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Alyssa Davis

PayPal credit is a great way to pay for items online with less worry of potential fraud, and without having to use external apps to pay over time. My preferred way to make online purchases by far.

2 years ago

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FriscoTXHomeowner Frisco, TX

PayPal is great and we use it all the time. It's nice that it syncs with bank accounts and credit cards. I feel it gives a layer of protection that we need in today's environment.

3 years ago

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nettie maureen tompkins Houston, TX

They are reliable sometime, sometimes not. They have failed me twice. I won't trust them again. I made a purchase from Wayfair calling it a closeout item. It proved to be a scam. Paypal won't do anything. About a year before that I ordered an item that proved to be inferior. Paypal refused to handle a return and the company disappeared and came on facebook under another name.

3 years ago

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Megum Povsha Bozeman, MT

Paypal is a great way to send money or pay online. It's very easy and fast. I like Paypal because it can transfer money internationally, so you don't have to worry about currency exchange rates. The transaction fee is also low compared with other payment methods, such as credit cards and bank transfers.

4 years ago

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Vy Ha Tallahassee, FL

I love Paypal because of the services it provides since I don't have to worry about security leaks with my transactions. I also don't have be responsible for an unauthorized transactions

4 years ago

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Myken Salt Lake City, UT

I love my Paypal Credit card. My favorite feature is the interest free for 6 months offer. I use it on my larger purchases and love that it gives me time to pay it off with no fees or interest.

6 years ago

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Jeremy Webb Dallas, TX

PayPal credit can be a little confusing. They offer a 6 month no interest plan when purchasing an item which needs to be watched. If you lose track of your purchases and end up forgetting about it, it can hurt you hard when that interest comes through from the 6 months. Very convenient though, a lot of online retailers have the option for PayPal credit. Just keep track of your purchases.

6 years ago

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Hallieford Orem, UT

PayPal is easy and convenient. They have treated me with respect, honesty, and great customer service. The shopping verification process that I use to purchase items online from other companies is great!

6 years ago

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Kylie Howes Provo, UT

Paypal is really simple to use, and you can make an account for free. In my experience, paypal transactions just show up like any other charge to my account, and it's really simple to keep track of and to use to pay for things online.

6 years ago

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Martha Gourley Pleasant Grove, UT

I have used Paypal for a number of years. I have confidence that they will keep my private information private. I find them to be helpful when problems arise. They are trustworthy to do what they advertise

6 years ago

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Melanie Rio Rancho, NM

I love having a paypal credit card that I can put stuff on and pay once per month rather than having a bunch of transactions coming out of my bank account all the time! Thank you PayPal!

6 years ago

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Pia

One of my best credit cards to send in my money to different countries and to my love ones. I love the payment ease with them.

2 years ago

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Vikky Blaq

This is the best banking app so far what I love most about it is the features allowing you to buy bitcoin on it and send this is top notch

2 years ago

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Peter Land O' Lakes, FL

I did not understand the process to get ramped up with this service after downloading the app. I decided to call a live person, and that took me two days to get one. I eventually got it, download it and established an account. It was quite cumbersome, and when I wanted to reverse fees that were charged to me by both PayPal and the vendor, they refused, and said I had to get the money from the vendor. Was not a good experience.

2 years ago

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DLE

PayPal Credit makes it very easy to check-out with this option, and to transfer funds using PayPal Credit. Terms are fair, and leave plenty of time to pay back.

1 year ago

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Amani Patel York, PA

I like this company, but sometimes feel wary of its services and feel I may be at more risk for scams compared to other credit card companies. That being said, this company is very communicative and has been there for me!

2 years ago

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Hope Miami, FL

Paypal credit is good for me because it strong Data security and has fraud protection system. I use it with limitations because KYC documents are not required.

2 years ago

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REBECCA Simi Valley, CA

This is very important to my lifestyle. Being on Social Security has it's limits, but this card stretches the budget. Love that things are guaranteed.

3 years ago Edited April 27, 2023

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Honest consumer Concord, NC

I like the Paypal credit option BUT I wish they would make it where you can use a card/card number like a credit card for the credit side, not just the Paypal balance. I would like to be able to use my Paypal credit on sites like Amazon, as well as others. Really wish they'd change this.

3 years ago

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Veronica Lawton

Love PayPal easy to use and the messaging with sellers and the way PayPal takes care of their customers who use them you couldn’t ask for more. Highly recommend using them.

3 years ago

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Deanna Greco Murphy, NC

The terms using Paypal Credit are great. Having the extra time to pay the charges before interest charges have been very helpful. The ease of use is also great.

3 years ago

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Randi Nelson San José, SJ

I am not the biggest fan of PayPal Credit because it is hard for me to figure out how to use it and with my account online. I would not recommend, but it is nice for out of the country use.

6 years ago

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Juan Beaver, PA

Paypal credit is easy to use but the interest rate is ridiculous... It is convenient but now im having a hard time paying it off due to the monthly interest being so high my monthly payments barley make a dent in the balance.

6 years ago

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Katie Howard Pleasant Grove, UT

I had a paypal card for a while, but I found that I never used it because I already had other credit cards that filled my needs. If you don't already have one, this might be worth getting, but it seems extraneous otherwise. I prefer to just use paypal without using the credit card, since I already have other cards linked to the account.

7 years ago

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martins timothy

Bad bad bad considering the customer service department had a problem with a merchant charge and was given the runaround. They did not care that I was scammed. I will not use this service again. Do yourself a favor and use a reputable credit card company.

2 years ago

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Francis Adesuyi

I noticed if I pay double or triple the minimum payment,they suddenly lower my credit line multiple times.they are unethical company,their customers service sucks they put you on hold for an hour their automated service is such a joke 😞

2 years ago

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Tiffany I Gaithersburg, MD

Great card that is hooked to my paypal acct. Every time I check out through PayPal it uses my card and I earn rewards.

6 years ago

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Betty

I use PayPal regularly, I have dealt with them for many years. Any problems they have fixed immediately. I use their financing quit often.

2 years ago

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Shi

I have been a member of paypal for a couple years now and I really like it. Good discounts and you can also get cash back on certain things

2 years ago

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BWeller

Always happy. They are easy to use and work with. Linked right to your PayPal account for ease of paying monthly payments.

2 years ago

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DerinFasanmi

Superb product thought I'd have quite the trouble as I got with the app but it's not they reliable customer service and it's not too pricy it's a must have.

2 years ago

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dana pace Universal City, TX

PayPal credit is amazing. I love being able to make purchases and paying on payday. I use it a lot and have never had any issues. Highly recommend

2 years ago

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johnny turner College Station, TX

Hey I am human and I make mistakes just like us all. Saying that I was sending money and sent it to the wrong person. I noticed it right away, I called PayPal at that time and they would not stop it. This even went through review and they turned it down too. So I will not use PayPal credit again. $600 is a lot for me but they don’t care. I was scammed on the thing I was trying to buy. PayPal gets an F from me.

2 years ago

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MzMazzey

I trust PayPal! My info is safe…and any issues that come up…there are friendly knowledgeable people at PayPal to help solve them.

2 years ago

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Mavris odunayo

PayPal payment processing is best when it comes to by paying bills online their the best option I like using it a lot for purchasing goods online

2 years ago

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Clar lau

As other credit cards, I use PayPal credit card to shop goods online and easy to set a dispute in case the purchased goods are not delivered.

2 years ago

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Edgar Hernandez Tampa, FL

Great never had a problem with them have been using PayPal for many years, have bought many things online with no problems. EXCELENT

2 years ago

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De C The Villages, FL

I’ve been with PayPal for 20. + years. If I’ve had any issues (attempted scam or fraud) it’s been resolve relatively easily.

2 years ago

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Robert Horn II Pahrump, NV

Paypal Credit makes our purchasing of merchandise online very easy and safe. We also enjoy the rebate benefits the card provides.

2 years ago

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Moureen Meggers Ennis, TX

Love using this card, can't be used everywhere for purchases. They work with you for issues and do help with great customer service.

2 years ago

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German DelValle St. Cloud, FL

Paypal has been a customer for years love the idea of paying securely all over the world transactions. thanks again Paypal to be a partner

2 years ago

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Brandi King Odessa, FL

I do not have or use credit cards. I only have PayPal personal card I use regularly. And I have had it for ove 5 yrs. And the card can not be used unless I put money on my card and when I need it to receive money from another person or for a payment. I have called and reported this many times but has yet to be rectified. It says the available credit was or is is was300 from a yr ago. To over 750 due now. I do not have ordered or used this credit card. Thank you. Now you should either remove this from my account or pay it off. My credit is suffering

2 years ago Edited May 3, 2023

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Christi Elizabethtown, KY

It's a great service to have but it is difficult to speak to someone who can help solve any problems and is somewhat high in interest rates in comparison to other credit companies.

3 years ago

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Joyce Blocker Lafayette, LA

Paypal is a secure method of payment and I haven't had any issues with them. Their customer service is also friendly and helpful.

3 years ago

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andrea stevens LA

Kind of annoying but only because they have so many security measures. Other than that they are useful and starting to be accepted even more places making payment easier

3 years ago

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Luke Swierczynski Waterford, MI

The 2% card isn't bad. Really only got it for the sign on bonus. It's unfortunate that it's a Mastercard since not as many places take it compared to visa. Not bad though.

4 years ago

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Rathan Kumar Trabuco Canyon, CA

A very easy way to pay for things online that is both secure and fast. I have used Paypal for years and never regretted it.

6 years ago