Name: Paypal Credit
Rating: 4.4

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Shi

I have been a member of paypal for a couple years now and I really like it. Good discounts and you can also get cash back on certain things

7 months ago

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BWeller

Always happy. They are easy to use and work with. Linked right to your PayPal account for ease of paying monthly payments.

7 months ago

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DerinFasanmi

Superb product thought I'd have quite the trouble as I got with the app but it's not they reliable customer service and it's not too pricy it's a must have.

7 months ago

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dana pace Universal City, TX

PayPal credit is amazing. I love being able to make purchases and paying on payday. I use it a lot and have never had any issues. Highly recommend

8 months ago

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johnny turner College Station, TX

Hey I am human and I make mistakes just like us all. Saying that I was sending money and sent it to the wrong person. I noticed it right away, I called PayPal at that time and they would not stop it. This even went through review and they turned it down too. So I will not use PayPal credit again. $600 is a lot for me but they don’t care. I was scammed on the thing I was trying to buy. PayPal gets an F from me.

8 months ago

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Gina Donofrio Lafayette, TN

I have been very happy with my card. PayPal keeps me informed of every transaction. I don't have to worry about any fraudulent charges with their quick reaction times.

1 year ago

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Diane Tacoma, WA

We’ve used PayPal for years and have asked for help with issues 3 times. They never side with us, they side with the merchant. This last time we ordered something for 27 dollars. The merchant charged the 27 dollars PLUS 163.23. I contacted the resolution center and they did nothing to help us. We are out the 163.23. We’re finished with them but just want others to be aware.

4 years ago

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Dorothea Cassady

The give free protection and fight for reimbursement claims, offer extended time no interest payments, are always accessible, require no card numbers to avoid hacks.

6 years ago

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Amani Patel York, PA

I like this company, but sometimes feel wary of its services and feel I may be at more risk for scams compared to other credit card companies. That being said, this company is very communicative and has been there for me!

9 months ago

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Hope Miami, FL

Paypal credit is good for me because it strong Data security and has fraud protection system. I use it with limitations because KYC documents are not required.

9 months ago

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Andrea Luke (Andrea L) Montreal, QC

Pay pal have grown through the years and added all types of values to the customers. You have the option of paying in full or finance interest free. It is easy to decide if you want to pay interest savings balance or incur interest charges. I can now use it in stores as well. Many options for a customer.

1 year ago

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Sherran Nutson Atlanta, GA

I am/have been a Paypal Credit user for 15 plus years. I purchase everything via Paypal Credit if I buy on Ebay. The provide insurance and protection coverage with each and every purchase.

1 year ago

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becci3359

I use my paypal credit card for small purchases. i do alot of surveys and when i can send my dollars i earn to my paypal credit card thats what i do. All the years i have had my card i have never had any problems.

1 year ago Edited June 8, 2023

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Alondra Gonzalez Streamwood, IL

I like that I can easily allow others to scan my QR code instead of having to give them full username. You can also easily see who sent you money and leave cute notes or stickers when sending money to others.

1 year ago

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Elaine Boston, MA

I used paypal method to buy in internet and is a secure way to do it. The warranty and money back policies are great. Paypal is an excellent method to do secure transactions in internet. I used every time to buy in etsy.

1 year ago Edited June 13, 2023

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Gracie Adorno Randolph, MA

I like doing business with PayPal. If there is a dispute with anything they are the ones to have on your side to fight for you. I have had a couple of issues and they have been solved with no problems.

1 year ago Edited May 25, 2023

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David Adrian Morales Weslaco, TX

Ive PayPal Credit and its ok. I like the security it provides for online purchases. The finance feature is ok to pay off purchases in payments. Interest rates could be lower but not extremely high. It doesnt really do much else.

1 year ago

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Alyssa Davis

PayPal credit is a great way to pay for items online with less worry of potential fraud, and without having to use external apps to pay over time. My preferred way to make online purchases by far.

1 year ago

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FriscoTXHomeowner Frisco, TX

PayPal is great and we use it all the time. It's nice that it syncs with bank accounts and credit cards. I feel it gives a layer of protection that we need in today's environment.

1 year ago

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nettie maureen tompkins Houston, TX

They are reliable sometime, sometimes not. They have failed me twice. I won't trust them again. I made a purchase from Wayfair calling it a closeout item. It proved to be a scam. Paypal won't do anything. About a year before that I ordered an item that proved to be inferior. Paypal refused to handle a return and the company disappeared and came on facebook under another name.

2 years ago

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Megum Povsha Bozeman, MT

Paypal is a great way to send money or pay online. It's very easy and fast. I like Paypal because it can transfer money internationally, so you don't have to worry about currency exchange rates. The transaction fee is also low compared with other payment methods, such as credit cards and bank transfers.

2 years ago

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Vy Ha Tallahassee, FL

I love Paypal because of the services it provides since I don't have to worry about security leaks with my transactions. I also don't have be responsible for an unauthorized transactions

2 years ago

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Myken Salt Lake City, UT

I love my Paypal Credit card. My favorite feature is the interest free for 6 months offer. I use it on my larger purchases and love that it gives me time to pay it off with no fees or interest.

4 years ago

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Jeremy Webb Dallas, TX

PayPal credit can be a little confusing. They offer a 6 month no interest plan when purchasing an item which needs to be watched. If you lose track of your purchases and end up forgetting about it, it can hurt you hard when that interest comes through from the 6 months. Very convenient though, a lot of online retailers have the option for PayPal credit. Just keep track of your purchases.

4 years ago

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Hallieford Orem, UT

PayPal is easy and convenient. They have treated me with respect, honesty, and great customer service. The shopping verification process that I use to purchase items online from other companies is great!

4 years ago

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Kylie Howes Provo, UT

Paypal is really simple to use, and you can make an account for free. In my experience, paypal transactions just show up like any other charge to my account, and it's really simple to keep track of and to use to pay for things online.

4 years ago

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Martha Gourley Pleasant Grove, UT

I have used Paypal for a number of years. I have confidence that they will keep my private information private. I find them to be helpful when problems arise. They are trustworthy to do what they advertise

4 years ago

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Melanie Rio Rancho, NM

I love having a paypal credit card that I can put stuff on and pay once per month rather than having a bunch of transactions coming out of my bank account all the time! Thank you PayPal!

5 years ago

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Md Nurul Amin

I used and for payment and the service was really awesome. Thanks to Paypal for giving this type of facilities for doing online payment.

6 months ago

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FAMUYIRO OLUWATIMILEYIN

PayPal Credit is very good,fast and reliable.it help to shop and i really enjoy using it to receive payment

7 months ago

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Lauren Brown

Have been using Paypal for the last few years. Never had an issue getting help, or use of service. Happy customer!

8 months ago

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Peter Land O' Lakes, FL

I did not understand the process to get ramped up with this service after downloading the app. I decided to call a live person, and that took me two days to get one. I eventually got it, download it and established an account. It was quite cumbersome, and when I wanted to reverse fees that were charged to me by both PayPal and the vendor, they refused, and said I had to get the money from the vendor. Was not a good experience.

1 year ago

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MzMazzey

I trust PayPal! My info is safe…and any issues that come up…there are friendly knowledgeable people at PayPal to help solve them.

9 months ago

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Mavris odunayo

PayPal payment processing is best when it comes to by paying bills online their the best option I like using it a lot for purchasing goods online

10 months ago

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Clar lau

As other credit cards, I use PayPal credit card to shop goods online and easy to set a dispute in case the purchased goods are not delivered.

10 months ago

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REBECCA Simi Valley, CA

This is very important to my lifestyle. Being on Social Security has it's limits, but this card stretches the budget. Love that things are guaranteed.

1 year ago Edited April 27, 2023

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Honest consumer Concord, NC

I like the Paypal credit option BUT I wish they would make it where you can use a card/card number like a credit card for the credit side, not just the Paypal balance. I would like to be able to use my Paypal credit on sites like Amazon, as well as others. Really wish they'd change this.

1 year ago

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Veronica Lawton

Love PayPal easy to use and the messaging with sellers and the way PayPal takes care of their customers who use them you couldn’t ask for more. Highly recommend using them.

1 year ago

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Deanna Greco Murphy, NC

The terms using Paypal Credit are great. Having the extra time to pay the charges before interest charges have been very helpful. The ease of use is also great.

2 years ago

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Randi Nelson San José, SJ

I am not the biggest fan of PayPal Credit because it is hard for me to figure out how to use it and with my account online. I would not recommend, but it is nice for out of the country use.

4 years ago

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Juan Beaver, PA

Paypal credit is easy to use but the interest rate is ridiculous... It is convenient but now im having a hard time paying it off due to the monthly interest being so high my monthly payments barley make a dent in the balance.

4 years ago

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Katie Howard Pleasant Grove, UT

I had a paypal card for a while, but I found that I never used it because I already had other credit cards that filled my needs. If you don't already have one, this might be worth getting, but it seems extraneous otherwise. I prefer to just use paypal without using the credit card, since I already have other cards linked to the account.

5 years ago

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Cathryn Mecham

I was unclear as to the interest rate, but when I learned of it, I was a little surprised because is so high.

7 months ago

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Amber Carmichael Beverly Hills, FL

Convenient A great option available on so many platforms. Happy with the option.

8 months ago

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Nilsa Gonzalez Dallas, TX

I love being able to use PayPal to pay for items securely without having to use my credit cards.

8 months ago

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Spydarmyke X Chicago, IL

One of the best ways to afford the things you need, when you are a little short. Use wisely.

8 months ago

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Tiffany I Gaithersburg, MD

Great card that is hooked to my paypal acct. Every time I check out through PayPal it uses my card and I earn rewards.

4 years ago

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Patty Joyce Turlock, CA

Great company altho interest rate was high. but cash back and customer service was always topnotch.

9 months ago

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Christopher Semones

So easy to use. whenever I need to spread out payments this is the go to app. I love the visibility and ease of use

9 months ago

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Miles Rogers Kansas City, MO

I use paypay card to withdraw money from bank and pay products. It's easy to me to use. I use PayPal card to save money

9 months ago