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6.7

Overall Score

LAST UPDATED: March 28th, 2024

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Star Rating

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4.4

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189 Reviews

Review Breakdown

5 grade

63%

4 grade

20%

3 grade

8%

2 grade

2%

1 grade

7%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Boy Coded

It's a pretty solid app overall, but sometimes it can be a bit frustrating. There have been instances where money gets held up or transactions don't go smoothly. It would be great if PayPal could work on fixing these issues to provide a smoother experience for its users. Despite these hiccups, PayPal is still widely used and trusted by many people for online transactions. If you encounter any specific problems, I suggest reaching out to PayPal's customer support for assistance. They should be able to help you out. Let me know if there's anything else I can do for you!

3 days ago

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Kristian Perez Clavell

In my experience, what I like the most from paypal is the security that it provide in every transaction with any company. Once I have a bad experience with a vendor, but Im glad that I used Paypal for the transaction because they take in charge the task of investigate what happened an everything was good.

6 days ago

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Stephanie Bloniarz

I've used PayPal for many years! I appreciate knowing that PP has my back when I make a purchase. I often use PP to shop on Temu, and Shein and feel confident I won't get hit with anything fradulent. It's very easy to use, and trustworthy!

1 week ago

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DocSue1 Hollywood, FL

What surprised me the most was the number of places that now accept this form of payment. With payment options to spread payments across 4 months, this is a convenient way to budget for items over time with a company that is transparent with its communications based on your preferences (email or text). There are also Rewards that give you actual cash towards purchases with select companies, and they can be quite significant. At any time, you are also able to see your purchasing power, manage your payments, and there are no penalties for paying earlier than scheduled. Overall, a positive experience with using Paypal Credit.

2 months ago

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BWeller

Always happy. They are easy to use and work with. Linked right to your PayPal account for ease of paying monthly payments.

2 days ago

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Stephanie M. Oceanside, CA

Very useful to have when you need to buy things but low on cash/funds. I use PayPal credit when I have large expenses, such as at Christmas time. I get my shopping done online and have a variety of options on how to pay the total off.

1 month ago Edited February 20, 2024

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Lauren Brown

Have been using Paypal for the last few years. Never had an issue getting help, or use of service. Happy customer!

6 days ago

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dana pace Universal City, TX

PayPal credit is amazing. I love being able to make purchases and paying on payday. I use it a lot and have never had any issues. Highly recommend

1 week ago

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Sinister Babe Kyle, TX

This was the best thing I ever applied for, it really helped me build my credit score. It’s easy and simple to use. Very convenient within the PayPal app. Able to use it with anyone who accepts PayPal.

2 months ago Edited January 15, 2024

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Hank Ricardo Winnipeg, MB

I use my Pay Pal alot. Now they have PayPay Credit. Its exactly like a credit card but linked to your Pay Pal account. This one time i didn't have enough money to buy an item, but PayPal credit helped me out .

1 month ago

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atokoose taiwo boluwatiwi Lagos, LA

Effectively fast, efficiency, and error free, these 3 things are my main definition for PayPal credit based on my years of experience using them. I use it mostly in my online payments subscriptions because of its direct integration just with my email alone.

2 months ago

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TC B Florissant, CO

Love using paypal credit! It is through Synchrony Bank and your limit increases over time. I like that if you pay any purchase over 100.00 within 6 months, there is no interest paid! Great incentive to use paypal credit!

3 months ago

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Amber Carmichael Beverly Hills, FL

Convenient A great option available on so many platforms. Happy with the option.

1 week ago

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Vikky Blaq

This is the best banking app so far what I love most about it is the features allowing you to buy bitcoin on it and send this is top notch

2 months ago

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MzMazzey

I trust PayPal! My info is safe…and any issues that come up…there are friendly knowledgeable people at PayPal to help solve them.

1 month ago

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Hope Miami, FL

Paypal credit is good for me because it strong Data security and has fraud protection system. I use it with limitations because KYC documents are not required.

2 months ago

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Janery Astacio-Marrero

The PayPal credit cards provide a flexible and secure financial solution, offering users a convenient way to make online and in-store purchases, coupled with valuable rewards and strong buyer protection.

3 months ago

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Jennifer Costa

Great card! Easy to access my account online.

6 days ago

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Alex Rodriguez Rivera

I love the no interest for 6 month feature...

1 week ago

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Cherie Cole Clifton Park, NY

I love PayPal! I use PayPal for everything I buy that offers it as a way to pay. I know if there is a problem or something needs to be returned for good reason that they will protect my purchase. For me, it is the safest way to purchase any service or products when offered. I highly recommend Paypal .

4 months ago

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Nilsa Gonzalez Dallas, TX

I love being able to use PayPal to pay for items securely without having to use my credit cards.

2 weeks ago

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Spydarmyke X Chicago, IL

One of the best ways to afford the things you need, when you are a little short. Use wisely.

3 weeks ago

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Patty Joyce Turlock, CA

Great company altho interest rate was high. but cash back and customer service was always topnotch.

1 month ago

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Christopher Semones

So easy to use. whenever I need to spread out payments this is the go to app. I love the visibility and ease of use

1 month ago

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Miles Rogers Kansas City, MO

I use paypay card to withdraw money from bank and pay products. It's easy to me to use. I use PayPal card to save money

1 month ago

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Mavris odunayo

PayPal payment processing is best when it comes to by paying bills online their the best option I like using it a lot for purchasing goods online

2 months ago

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Clar lau

As other credit cards, I use PayPal credit card to shop goods online and easy to set a dispute in case the purchased goods are not delivered.

2 months ago

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Terrunder Columbus, GA

Paypal is where i do all my buying from companies & i use paypal to pay the vendor. Customers support is Awesome & if a purchase been made or you dont get your orders one thing about Paypal they are going to get you straight. I love the business they provides for me.

8 months ago

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Cynthia Henley Seaside, OR

wow i never thought that paypal could do any more than they already do for their customers especially those that don't have much money and work hard every day just to make their financial deadlines at home and with much help from companies like this one best ever thanks~

8 months ago

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Sherran Nutson Atlanta, GA

I am/have been a Paypal Credit user for 15 plus years. I purchase everything via Paypal Credit if I buy on Ebay. The provide insurance and protection coverage with each and every purchase.

8 months ago

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Eddie Rios Ogden, UT

Coupled with Ebay, Paypal is unmatched. Separated from Ebay- Paypal is unmatched. I use it exclusively for all of my business purchasing and charging. It has never failed me. And all of the added services that Paypal provides makes this the most valuable card I own.

4 years ago

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Bunny Garlington Weatherford, TX

Paypal is a wonderful peer to peer platform. Having the Credit account allows me to make purchases and pay them over time if I so desire to. This can reduce the anxiety of having to spend the full price all at once. There are many buy now pay later schemes, but I prefer to stay with tried and true!

9 months ago

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Marla C St Louis, MO

I love using Paypal for my online purchases, but there are times when Paypal Credit is good for those large purchases that I want to make timely payments on. Paypal is a very well-known company and I use it exclusively when shopping online because I don't like putting my credit card info online.

9 months ago

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Kevin Ortiz

Are used to have my paypal credit card. I restructured my finances and eliminated this card because it did not contain a rewards program. Sad to say that there are better options out there in terms of bang for your buck in credit cards

10 months ago

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cindy g Victorville, CA

I’ve had a PayPal credit account for a few years now and I have never had any problems with them. I’ve ran into fake emails and I’ve reached out to them and they’ve made it very clear that they’re scams and any other issues that I have I can always go to them, and they reply quickly

10 months ago Edited May 24, 2023

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Cat Metzenbaum Ogden, UT

I am fairly new to PayPal credit, but I like what I see so far. PayPal credit allows me more shopping opportunities as it is widely accepted in the retail world. PayPal credit allows me to pay for merchandise with one easy and secure transaction. Their website makes it easy to see my balance and transactions so I can monitor my spending habits.

10 months ago Edited May 25, 2023

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Joe White Dallas, TX

I have had PayPal/PayPal Credit since my college days back in 2009 and still with them to this day. PayPal has also modernized the deferred payment program (almost like a BillMeLater program) which I highly recommend for larger purchases and paying off goods overtime without taking out credit. Really love having my PayPal account!

11 months ago

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Crystal

Love that there's no APR interest for 6 months on some orders. The website and app make it easy to see how much time you have left to pay on each purchase to avoid paying interest. Sometimes I wish there was a physical card I could use.

11 months ago

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Rafael Matthew Jamaica Plain, MA

I recently opened a Paypal Credit account and the entire process was unbelievably easy. Plus, the customer service reps were very helpful in answering all of my questions. The online application process was simple and straightforward, and within minutes I had my account set up and ready to go. I would highly recommend Paypal Credit for transferring money outside or inside the country!

1 year ago

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Amanda Jo Presque Isle, ME

I have had PayPal since 2014 I believe or so. Never had an issue with fraud. PayPal automatically puts a hold on my card if the purchase doesn't seem like my spending. To transfer money is the simplest with PayPal. You can design your own card with a picture and they take the $2.99 on the next month bill. And I enjoy never having to pay a overdraft fee. I am honestly so grateful for PayPal. You will be to. XoXO

1 year ago

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Otim Jordan Kampala, 102

PayPal credit card are easy to top up and transaction are monitored and protected.

2 months ago

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Edgar Hernandez Tampa, FL

Great never had a problem with them have been using PayPal for many years, have bought many things online with no problems. EXCELENT

4 months ago

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De C The Villages, FL

I’ve been with PayPal for 20. + years. If I’ve had any issues (attempted scam or fraud) it’s been resolve relatively easily.

5 months ago

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Satoria MoonGoddess

Great service and good ratesm highly recommend

2 months ago

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S Kelly Grand Island, NY

I love PayPal I feel safe buying things online with them

2 months ago

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becci3359

I use my paypal credit card for small purchases. i do alot of surveys and when i can send my dollars i earn to my paypal credit card thats what i do. All the years i have had my card i have never had any problems.

9 months ago Edited June 8, 2023

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Alondra Gonzalez Streamwood, IL

I like that I can easily allow others to scan my QR code instead of having to give them full username. You can also easily see who sent you money and leave cute notes or stickers when sending money to others.

9 months ago

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Elaine Boston, MA

I used paypal method to buy in internet and is a secure way to do it. The warranty and money back policies are great. Paypal is an excellent method to do secure transactions in internet. I used every time to buy in etsy.

10 months ago Edited June 13, 2023

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Gracie Adorno Randolph, MA

I like doing business with PayPal. If there is a dispute with anything they are the ones to have on your side to fight for you. I have had a couple of issues and they have been solved with no problems.

10 months ago Edited May 25, 2023

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Alyssa Davis

PayPal credit is a great way to pay for items online with less worry of potential fraud, and without having to use external apps to pay over time. My preferred way to make online purchases by far.

10 months ago