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Paypal Credit

Name: Paypal Credit
Rating: 4.3

Is This Your Business?

4.3

star star star star star_half

103 User Reviews

6.4

Overall Score

Compare

4.3

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103 User Reviews

6.4

Overall Score

Compare

LAST UPDATED: June 2nd, 2023

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User Reviews

Star Rating

4.3

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103 Reviews

Review Breakdown

5 grade

58%

4 grade

22%

3 grade

12%

2 grade

1 grade

Sentiment Criteria

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star star star star star

Marla C St Louis, MO

I love using Paypal for my online purchases, but there are times when Paypal Credit is good for those large purchases that I want to make timely payments on. Paypal is a very well-known company and I use it exclusively when shopping online because I don't like putting my credit card info online.

1 day ago

star star star star star

Alondra Gonzalez Streamwood, IL

I like that I can easily allow others to scan my QR code instead of having to give them full username. You can also easily see who sent you money and leave cute notes or stickers when sending money to others.

5 days ago

star star star star star

Kevin Ortiz

Are used to have my paypal credit card. I restructured my finances and eliminated this card because it did not contain a rewards program. Sad to say that there are better options out there in terms of bang for your buck in credit cards

1 week ago

star star star star star

cindy g Victorville, CA

I’ve had a PayPal credit account for a few years now and I have never had any problems with them. I’ve ran into fake emails and I’ve reached out to them and they’ve made it very clear that they’re scams and any other issues that I have I can always go to them, and they reply quickly

1 week ago Edited May 24, 2023

star star star star star

Cat Metzenbaum Ogden, UT

I am fairly new to PayPal credit, but I like what I see so far. PayPal credit allows me more shopping opportunities as it is widely accepted in the retail world. PayPal credit allows me to pay for merchandise with one easy and secure transaction. Their website makes it easy to see my balance and transactions so I can monitor my spending habits.

1 week ago Edited May 25, 2023

star star star star star

Gracie Adorno Randolph, MA

I like doing business with PayPal. If there is a dispute with anything they are the ones to have on your side to fight for you. I have had a couple of issues and they have been solved with no problems.

1 week ago Edited May 25, 2023

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David Adrian Morales Weslaco, TX

Ive PayPal Credit and its ok. I like the security it provides for online purchases. The finance feature is ok to pay off purchases in payments. Interest rates could be lower but not extremely high. It doesnt really do much else.

1 week ago

star star star star star

Alyssa Davis

PayPal credit is a great way to pay for items online with less worry of potential fraud, and without having to use external apps to pay over time. My preferred way to make online purchases by far.

2 weeks ago

star star star star star

Joe White Dallas, TX

I have had PayPal/PayPal Credit since my college days back in 2009 and still with them to this day. PayPal has also modernized the deferred payment program (almost like a BillMeLater program) which I highly recommend for larger purchases and paying off goods overtime without taking out credit. Really love having my PayPal account!

1 month ago

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Ilspbeth Bruce

i love paypal credit! i have been a member for 5 years with just a basic account so that i could send money for free to my kids. then i applied for their credit and had a $900 credit limit with poor credit! I was blown away everywhere else that i applied i was being denied or the apr was thru the roof. Paypal has been great. since then they have upped my credit limit 2 times atomatically which i love.

1 month ago Edited April 11, 2023

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Crystal

Love that there's no APR interest for 6 months on some orders. The website and app make it easy to see how much time you have left to pay on each purchase to avoid paying interest. Sometimes I wish there was a physical card I could use.

1 month ago

star star star star star

Joseph Campbell, CA

PayPal is solid across the board, I have used PayPal Credit to purchase products and services for our business

1 week ago Edited May 30, 2023

star star star star star

REBECCA Simi Valley, CA

This is very important to my lifestyle. Being on Social Security has it's limits, but this card stretches the budget. Love that things are guaranteed.

1 month ago Edited April 27, 2023

star star star star star

C. McDaniel Atlanta, GA

I've had them for years and I love not having to give other companies my personal information, just go through PayPal, and if you ever have any problems with a company or individual you've bought something from through PayPal, they WILL get you a refund , they have for me numerous times !!

3 months ago

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Brandi King Odessa, FL

I do not have or use credit cards. I only have PayPal personal card I use regularly. And I have had it for ove 5 yrs. And the card can not be used unless I put money on my card and when I need it to receive money from another person or for a payment. I have called and reported this many times but has yet to be rectified. It says the available credit was or is is was300 from a yr ago. To over 750 due now. I do not have ordered or used this credit card. Thank you. Now you should either remove this from my account or pay it off. My credit is suffering

1 month ago Edited May 3, 2023

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Christi Elizabethtown, KY

It's a great service to have but it is difficult to speak to someone who can help solve any problems and is somewhat high in interest rates in comparison to other credit companies.

1 month ago

star star star star star

Joyce Blocker Lafayette, LA

Paypal is a secure method of payment and I haven't had any issues with them. Their customer service is also friendly and helpful.

1 month ago

star star star star star

FriscoTXHomeowner Frisco, TX

PayPal is great and we use it all the time. It's nice that it syncs with bank accounts and credit cards. I feel it gives a layer of protection that we need in today's environment.

3 months ago

star star star star star

Rosemarie Castro

Excellent way to be able to pass money to a person safely.

5 days ago Edited May 31, 2023

star star star star star

gar greiner Colorado Springs, CO

I love PayPal.simple and easy to send or receive funds instantly. Also safe when online shopping.if there was ever a problem with a retailer PayPal will take care of it asap. I use PayPal credit when I want something but need a little more time as I'm on a fixed income .it's all good with PayPal .thanks,G B.Greiner. easy,secure,safe

4 months ago

star star star star star

Robbin Nelson Castle Hayne, NC

I love paypal because it protects my purchases. Most of the time I get in on the no interest rate purchases, so the interest doesn't affect me. If you have the opportunity to purchase using PP, I would recommend it only because of the purchase protection.

4 months ago

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A White South Bend, IN

Paypal credit is easy and convenient. I still like cash the best, but this is nice.

1 week ago

star star star star star

Amanda Jo Presque Isle, ME

I have had PayPal since 2014 I believe or so. Never had an issue with fraud. PayPal automatically puts a hold on my card if the purchase doesn't seem like my spending. To transfer money is the simplest with PayPal. You can design your own card with a picture and they take the $2.99 on the next month bill. And I enjoy never having to pay a overdraft fee. I am honestly so grateful for PayPal. You will be to. XoXO

7 months ago

star star star star star

SandraHoutz Philadelphia, PA

Great, and safe way to pay online. company, super value! Customer service is always amazingly good

2 weeks ago

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Mellissa Clark Palm Bay, FL

Love the aspect of getting a credit line. Should provide more detail up front about it only being used online or at select retailers only, and no physical card Is given.

1 month ago

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andrea stevens LA

Kind of annoying but only because they have so many security measures. Other than that they are useful and starting to be accepted even more places making payment easier

2 months ago

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Gina Donofrio Lafayette, TN

I have been very happy with my card. PayPal keeps me informed of every transaction. I don't have to worry about any fraudulent charges with their quick reaction times.

5 months ago

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Honest consumer Concord, NC

I like the Paypal credit option BUT I wish they would make it where you can use a card/card number like a credit card for the credit side, not just the Paypal balance. I would like to be able to use my Paypal credit on sites like Amazon, as well as others. Really wish they'd change this.

3 months ago

star star star star star

Veronica Lawton

Love PayPal easy to use and the messaging with sellers and the way PayPal takes care of their customers who use them you couldn’t ask for more. Highly recommend using them.

3 months ago

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Leonid Glazman (Leo) Beaumont, TX

it changes to transfer money to a bank account

1 day ago

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JR Burress (Jay) Campbellsville, KY

This makes it easier to purchase item on the internet easy!

1 day ago

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Edwin Guzman

Great app great service never had a problem

1 day ago

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Brenda Reid Myrtle Beach, SC

I have been using Papal for a long time. They make it easy mske a purchase without a hassle.

1 week ago

star star star star star

kelli s Las Vegas, NV

I’ve been a customer of both the regular card and business card for many years. I stay because of the great benefits and sense of security I have with them. The CS team is A1 in fraud detection and they have saved me on a few occasions.

8 months ago

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mi8chael Moore Philadelphia, PA

I enjoy utilizing my PayPal account when and wherever is accepted. Payment disputes are handled quickly .

1 month ago

star star star star star

Kris Wyatt Philadelphia, PA

PayPal is great!! I have never had any issues with them. It's fast, easy and simple

1 month ago

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Genevieve Price St Louis, MO

Don't use paypal credit for purchases, they make it too easy for online vendors to scam. They do absolutely nothing to protect their consumers, they put the burden of proof on the card holder, and essentially allow fraudulent vendors get away with it. Just use a regular credit card which is FDIC insured.

2 months ago

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nettie maureen tompkins Houston, TX

They are reliable sometime, sometimes not. They have failed me twice. I won't trust them again. I made a purchase from Wayfair calling it a closeout item. It proved to be a scam. Paypal won't do anything. About a year before that I ordered an item that proved to be inferior. Paypal refused to handle a return and the company disappeared and came on facebook under another name.

7 months ago

star star star star star

Eddie Rios Ogden, UT

Coupled with Ebay, Paypal is unmatched. Separated from Ebay- Paypal is unmatched. I use it exclusively for all of my business purchasing and charging. It has never failed me. And all of the added services that Paypal provides makes this the most valuable card I own.

3 years ago

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Victor Berrios Port Saint Lucie, FL

Pay Pal credit has been helpful and great to send money for family and friends.

2 weeks ago

star star star star star

Rose Allison Kansas City, MO

I love Paypal app, it helps me shop from the comfort of my home

1 month ago

star star star star star

Mike Roberts Springfield, OH

Pay pal credit has been great to me. They have steadily raised my limit !

1 month ago

star star star star star

Rafael Matthew Jamaica Plain, MA

I recently opened a Paypal Credit account and the entire process was unbelievably easy. Plus, the customer service reps were very helpful in answering all of my questions. The online application process was simple and straightforward, and within minutes I had my account set up and ready to go. I would highly recommend Paypal Credit for transferring money outside or inside the country!

2 months ago

star star star star star

Sheila Burns Dickson, TN

I love Paypal Credit! It's a quick and easy way to buy products and pay when you can.

2 months ago

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Bryce Coonce

4 stars are mainly due to their CRAZY fees. They are great at approving a higher credit limit and making certain things easy, but they can do better.

3 months ago

star star star star star

Deanna Greco Murphy, NC

The terms using Paypal Credit are great. Having the extra time to pay the charges before interest charges have been very helpful. The ease of use is also great.

7 months ago

star star star star star

ave Pleasant Grove, UT

I use Paypal for most of my online shopping needs because it comes with a warranty and insurance that if something isn't right with your purchase they will make it right. They also have a great customer service which is quick to respond to inquires.

3 years ago

star star star star star

nathan brewer Lehi, UT

Paypal has made life so easy! It is so nice to not have to have to carry my wallet as much because so many places accept paypal credit. I always carry my phone but don't always like carrying my wallet and this has made that possible.

4 years ago

star star star star star

Toriana Winston Fayetteville, NC

Paypal help me purchase a product when I could not pay write out. Thank you!

2 months ago

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kevin bowling Pikeville, KY

They seem committed to do great service.have not had any bad dealing with them so far would recommend to other people

3 months ago Edited March 1, 2023

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