Discover Financial began offering the Discover Card in 1985 and introduced its cash rewards credit card in 1986. Today, Discover is the third-largest credit card brand in the United States and has over 61 million cardholders.
Discover offers a number of rewards options, including the Discover it Chrome Student Card, the Discover it Cash Credit Card, and the Discover it Miles Credit Card. With the Chrome Student Card, students can get cash back each school year that their GPA is 3.0 or higher for up to the next five years. At the end of the first year, Discover adds up all the cash back earned on the student card and matches it. The Cash Credit Card gives a percentage of cash back in the selected quarterly category. The Miles Credit Card offers an automatic match of all the miles earned at the end of your first year with no blackout dates. Miles can be redeemed for travel credits or cash.
There are no annual fees associated with any of Discover's credit cards, which can save cardholders hundreds of dollars each year.
Discover does not charge a foreign transaction fee, which is a nice benefit for frequent travelers.
Discover provides its cardholders with the ability to view and monitor their FICO score for free.
Discover offers several fraud safeguards, including purchase monitoring and the ability for customers to freeze and unfreeze their card in the event that it is lost or stolen.
Most of Discover's credit cards offer an introductory APR of 0 percent for the first fourteen months.
For the first late payment, Discover does not charge a late payment fee. However, cardholders can expect to be charged a fee for every late payment after the first.
Discover was my first ever credit card and I have been a cardholder since 2013. Although they offer low credit limits on their entry-level cards, I have always been happy with my card and the customer service that I've received. My Discover It card has a cashback rewards plan that can vary depending on the type of transactions you use it for (restaurants. online retailers, etc). Since there is no annual fee, this is a great way to learn the potential of a rewards program as a new cardholder while beginning to build and understand a credit history. The minimal, clean design of the online user interface and mobile apps makes everything very easy to understand and interact with. Plus, there are a lot of cool card design options, which are fun and appealing, especially when just getting a new credit card. Over the years, I've recommended Discover to numerous friends that were looking for their first credit cards, and still would do so to this day.
They gave me my first credit card. But it has taken quit some time to get a review to up my credit limit. But everyone I have called and spoken with have given me direct and positive answer. They are also very clear to understand over the phone.
I have discover student and I love this credit card! They are very forgiving on fees and it's a very good card for people starting their credit scores. The cashback is extremely nice, as the cash can be deposited right into your bank account whenever you need it! The app is also extremely user friendly and nice looking. I've been with discover since 2017 and I'll continue to do so!
I have a Discover Card but don't use it as much as my Visa. I find that it is accepted at fewer places than my other cards. Customer service has been helpful when I needed assistance.
They give the customer the best service & always willing to work with you on any problems.
Have been a Credit Card customer with Discover for many years and, they in my opinion, always give me the very best of service
Great customer service Always has the Customer at the forefront
edward L dicola
Discover works very good for me the cash back is helpful THX Discovver
My experience was AMAZING with Discover Card. I stopped using it a few years ago only because the interest rate for purchases went through the roof so I transferred the balance to another company.
No annual fee, cash back rewards. I don't know their interest rate because I pay card charge monthly
Zorba da Geek
Always accepted and excellent customer service. And I appreciate the rebate.
The card is accepted most places in the USA. It is accepted very few places outside the USA. Customer service has been very good.
I’ll be honest Discover is the first credit card I have to build my credit so I can’t compare it to others but I can say that I love it! They matched my first year of cash back which made my payment for a few months. The app is super easy to use, you can check your balance, make payments, and it reminds you when you’re getting close to your next due payment. You can check your credit score without hurting it, and you get cash back!
My favorite credit card. Costumer service is great and I love my cash back and care benefits.
a fan that grew to be disappointed
They were the first Company who gave me a chance to improve my Credit.
Dicover is reputable andt trustworthy. No gimmicksl No nonsense. My experience with Discover has always been positive.
myron s krouse
never had a problem,if i did they usually resolved it within 24hrs
It takes too long to earn cash rewards. Get a card like Bank of America. Amazon Rewards card goes through too much "red tape" to even qualify for one. Amazon always wants you to buy a new item and send you new email asking you to buy something. However, Amazon does not allow you to get one of their credit cards right away. You have to go to Chase bank to get an Amazon credit card. That is too much work and effort.
I am highly satisfied and excellent knowledgeable customer service
I was very satisfied with the service on this card. I had issues with a fraudulent charge and they took care of it without any hassles.
Dispite me having the card over 10yrs and a 720 credit score, they sought to dimish my credit line from $8000 to $1000 simply because I started my home rental repair business and had to use some credit on my other cards
Like the money back rewards. Give people a chance to rebuild credit.
Positive. It's the only one helping me build back up my credit.
Best credit card to have in my opinion. Cash back is great.
The interest rates they charge are way too high for my type of credit score
Very good company for cashback,balance transfer,and monitor fraud attempts.
They are great about protecting your credit card. They called me once when my card had been compromised and someone was trying to charge $10,000 worth of airline tickets!
Less interest than most credit card companies and the rewards are good
Good cashback, good credit limit, good security, no international fees
Happy with the cash back, no annual fee and wide acceptance.
Always reach an American agent when contacting customer service. Great service everytime.
Received a low interest and by the end of the first year it was 29.99%
got behind paid all balance off o. time wouldn't give me a new card even tho they were sending preapproved mail
Customer Service is Very Good & You Never have to Speak with Several Peo people
The cash back rewards program is awesome! Also, they give you a great amount for a credit limit!
It's accepted everywhere, rewards are ok. But the interest is high. Shop around for lower interest
Easy to use when traveling. Personal customer service!
Money back N giving me an opportunity to use my card. I have been loving discover for years n don't plan on abusing my card
I’ve had several different Discover cards and have had great experiences with their customer service. I have found that many companies don’t accept it as a form of payment so it’s not as useful to me as my Visa or MasterCard Cards
Love Discover, before I went to college, Discover was the first to accept me with little to no credit, with a fairly high credit score in my opinion, 1,500. I will always recommend and love Discover.
I just got their student credit card and so far so good. What's great about them is that you don't have to have a consistent source of income in order to clarify. Their credit line is a good amount for college students and there's some good cashback benefits. The only issue is their app kinda suck but it's fine online so yea.
I recently opened a discover card to start building credit. I am a college student and having good credit is very important. Discover has made it incredibly easy to track spending, use my card anywhere, and build my credit.
Discover has great customer service!! I had to get an address changed and everyone I spoke to was very kind and accommodating. I really enjoy having my student credit card.
Loyal discover customer for years. Highly recommended and I love having the cash back option.
I love Discover, it is a great first credit card. I love the benefits, and I feel like they have great customer service.
I love that Discover always has your credit score with every billing or you can look it up on their website every time. Great customer service also.
I currently have the Discover student credit card, and it has been great in helping me build my credit easily.
Discover always courteous. Easy to do business with very knowledgeable. Been a customer for 20 years.
Been a Discover card holder for more than 20 years. They have called us when there was any suspicious activity. Given us a lot of cash back over the two decades we have been with them. It has been a great card to have in my wallet!
I have been with this company since my first year of college. This company helped increase my credit fast.