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7.9

Overall Score

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Leah Mills Kapolei, HI

I used the Discover student credit card and it is amazing! They have low interest rates and they allow one late payment if needed. this card is very forgiving and is great for people who are just starting out on their credit card journey.

2 years ago

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Judy Fred Narragansett, RI

Discover is accepted EVERYWHERE! I love the convenience, rewards points, and their Mobile App is so secure and easy to use. I can even check my credit score for FREE! I love my Discover Card!! (Oh, their customer service is amazing, although I only needed it once, my bad.)

2 years ago

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Tony Lolli Meyersdale, PA

They have helped me on several occasions when someone was using my card. They sent new cards as soon as I told them of my problem. On one occasion, I had forgotten to post my new card with a webpage. The company honored the old card number and let me know I should register the new card with the seller.

2 years ago

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Lakysha Reid Ellenwood, GA

I do enjoy the quality of customer service from Discover & what stands out, even more, are the actual representatives they have all hours of the night to aide their customers. My only concern is the interest rate on the card, estimated its about 19.99%. If I was in a major situation with an extreme need for funds, I know they would be available.

2 years ago

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Phalda Morris Jacksonville, FL

Discover is a great company to get a credit card with. They have anywhere from 1-5% cashback on certain purchases, and the cashback rewards can be used towards paying your bill or towards other purchases . They also have great options for student cards, so I would definitely recommend getting a credit card with Discover.

2 years ago

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Daisy's Mom West Bend, WI

This is the card I've had the longest, by far. Rarely encounter any issues, and if I do, their customer service is there to help and guide me through the steps I need to take to resolve. I LOVE the cash back. I think they were among the first to offer it.

2 years ago

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Jailene Torres Tallahassee, FL

I used Discover as my first ever credit card, because of the lower interest rates. I still think it was a good decision and has helped me throughout the years to build my credit. I love the free FICO credit checks you can do within their app!

2 years ago Edited March 7, 2022

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J. D. Maney Pensacola, FL

I have had and continue to have good experiences using my Discover card. Initially I received a year of no interest charges, which was great!! They continue to provide wonderful customer service, and, although my no-interest period has expired, the interest rate they are charging is in keeping with the market rate.

2 years ago

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Erica Reynolds

I've used Discover for many years, it's my favorite credit card. They have an amazing cash back program. I was able to get 0% interest for a whole year on a balance transfer allowing me to pay down our high interest cards and save money.

2 years ago

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Shalon Johnson MS

Great company. I love the cash back reward. I also love the social security monitoring due to the increase in identity fraud. The credit score perk is nice. I always like to view my credit score without having to pay. Great company overall.

2 years ago

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lawnguy69 Brighton, MI

Have had a Discover card for over 30 years, and they were the 1st to give my son a credit card as well at 18. Unlike the old days, it is accepted almost everywhere. Uncapped cash back is a great feature as well. Website is excellent for doing almost everything you need to do yourself.

2 years ago Edited January 26, 2022

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Carnan Fort Collins, CO

We have always had a Discover credit card. We feel they have given us very good service. We appreciate the cash back that we can apply to our balance and also feel they've done a good job in contacting us when our card has been compromised. I would definitely recommend this as a credit card for someone else to get.

2 years ago

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Nan Shinkle Salt Lake City, UT

I love using my Discover card because I always get cash back which I can definitely use! I also use it for credit on my Amazon account. Discover makes it easy - plus, I pay for the security against fraud. Plus there's no annual fee!

2 years ago

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Connor Smith Tallahassee, FL

Me and my family have been using discover for our credit cards for years now. Customer service is what I find the best about this company though, as any time I have any trouble with the card or anything I am able to get in contact with them. Something I often dislike about Discover though, is that the user interface of their app is often clunky and confusing. Overall pretty positive experience in the years I have been using their services.

2 years ago

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jessica plant Las Vegas, NV

I’ve had this card for several years. The longer I’ve had it, the lower the interest rate abs the higher my credit limit goes. Since I pay it in time. I’ve needed to do transfer balances a couple times due to covid and the fee to do them with Discover is the lowest and usually gives decent amounts of time to try and pay it off before interest accrues. Overall it has been a loyal, honest Cc company, which is great and not easy to find out here. I recommend it it for people with good credit and for people just starting out their credit.

2 years ago

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Jenni Zollinger Aiken, SC

I love using my Discover Card because of the cash back rewards! Have been a Discover customer for over 30 years. I have had a great experience with their customer service and fast resolution of any issues that have occurred over the years.

2 years ago Edited January 6, 2022

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Brett Schiftner Weatherford, TX

I've been with Discover over 30 years. I started when they were the first ones to give cashback. Now they have a 5% category every quarter which I use but most of the time I use other cards with higher rewards. Their customer service as always been excellent

2 years ago

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Sarah Biondo Gilbert, AZ

I love discover because I have had a credit card for many years, but they recently started bank accounts. The savings account and IRA is what intrigued me because it had a higher interest rate. I like that I can transfer money between my checking, savings or IRA (when mature) and pay my credit card on one dash board. I like their app.

2 years ago

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Mandy Pesce Laurelton, NJ

Discover has an amazing cash back perk to it. It is also an amazing card to have in your pocket for emergencies or large purchases as the credit lines are typically larger with this card as your credit has to be pretty good in order to get one. I would definitely recommend this card.

2 years ago

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SMJohnson_Indy Indianapolis, IN

From application through routine use and customer service interactions, Discover has been great to work with. The DiscoverIt card's first-year cash-back match, ongoing quarterly cash-back promos, and top-notch customer service have all made my experience with Discover to be the best in many years of credit card use.

2 years ago

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tommy melvin Richmond, VA

Great rewards program. Cashback options on different cards, etc. Service great, the online app has very useful features and make it easy to manage your account online. Even adding users, credit limit increases, FICO scores and balance transfer options.

2 years ago

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Karen Torino Tallahassee, FL

I signed up for the Discover card because it is a common first-card for college students. I have not had any issues with it and customer service has always been great. I was matched on the cash back I made the first year and I continue to receive cash back. Cannot complain!

3 years ago

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roberto arcia Columbia, MO

My experience with Discover has been amazing. They have great cash-back rewards, which is the main thing I look for in a credit card. Additionally, their customer service representatives are very thoughtful and instantly resolved my issue on the first call.

3 years ago Edited November 3, 2021

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Summer Meadors Fayetteville, AR

Discover has been extremely helpful in helping me build my credit and building it well. Their customer service is one of the best out of any company I have ever worked with. They are available 24/7 to help and are extremely patient. Applying for a credit card has never been easier or felt more secure.

4 years ago

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Kent Logan, UT

My first home mortgage refinance was through Discover home loans, and I also has a Discover credit card for several years. Both were good accounts, but when we refinanced again, loan servicing went to a competitor. I eventually closed all my credit accounts except for one, which did not happen to be Discover due to its less universal acceptance.

4 years ago

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Cynthia Louis Tallahassee, FL

I just got their student credit card and so far so good. What's great about them is that you don't have to have a consistent source of income in order to clarify. Their credit line is a good amount for college students and there's some good cashback benefits. The only issue is their app kinda suck but it's fine online so yea.

4 years ago

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J M Orem, UT

Been a Discover card holder for more than 20 years. They have called us when there was any suspicious activity. Given us a lot of cash back over the two decades we have been with them. It has been a great card to have in my wallet!

4 years ago

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Emily Crawfordville, FL

I love my Discover credit card. It was the only credit card I got approved for when I turned 18 and have earned CashBack non-stop! I have never had any issues with a stolen identity, and they are very good at increasing your credit limit when you pay on time and do not keep the credit card full.

4 years ago Edited September 14, 2021

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Mike Ika West Valley City, UT

I have been with Discover for almost 20 years. They have been so good to me. No annual fees and great rewards. I use my Discover card for everything because the cash back that I earn is great. Over the years, I have earned literally thousands of dollars in free money. How can anyone not love that?

4 years ago

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Ron Vincent Cheyenne, WY

We’ve had dealings with Discover for 18 years! Never have we EVER had a problem with them. We’ve always paid them on time and have no problems at all. We use them for our business. We like getting reward cash back which we love!!

4 years ago

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kayshel Herriman, UT

I have used primarily a discover card for probably 40 years and have total confidence in the company. The couple of times that I have had a problem, they have handled it fairly and quickly. They are careful and watchful for any unusual activity on my account.

4 years ago

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JamieD Orange, CA

I really appreciated discover’s customer service. There was a glitch on a large purchase that I was making (on the retailers side), and discover’s customer service team jumped on and helped to figure things out. They really made things work out great

4 years ago

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Kassandra Tallahassee, FL

I got a discover card when I first started college. Discover allowed a student like me to build good credit. After 3 years of using it, I have built my credit score in the 700's and I am extremely grateful for that. Discover credit card has helped me purchase items later and receive credit and cash back bonuses. Definitely recommend.

4 years ago

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destiny wright Jacksonville, FL

I have gotten a discover card not too long ago and it is very good and has been accepted everywhere that I have went so far. My only complaint is when making a payment it takes a few days for it to post to my account which can be annoying sometimes

4 years ago

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Ellen Morris Potomac, MD

I have loved my discover credit card because it has given me some good rewards, but they are not accepted internationally in as many places. This is a draw back for me because I travel often and wanted a card that had no annual fee and was still widely accepted - because of this I went and found a new credit card that I use a bit more often than my discover.

5 years ago

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Garrett Mingus Provo, UT

I really like using my discover credit card, as a student it is a good option for me, because there is no annual fee. In addition, every few months there is a special deal where you can get up to 3 - 5 % back on certain purchases during that time frame such as grocery stores, eating out, entertainment, etc.

5 years ago

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Joy Hill Pleasant Grove, UT

I have about 5 credit card that I use for business and personal expenses. Discover has - HANDS DOWN - the best customer service. Love the chat feature. If there's an issue, they resolve it immediately - no transferring me around to different departments.

5 years ago

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Jacob Shaner

My family has used Discover for several years. It has been the best credit card we have used so far. We get really good cash back on all of our purchases. The downside is that some merchants don't accept Discover, but they will accept other cards with Visa or Mastercard.

5 years ago

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Reese Pleasant Grove, UT

My Discover Card works well for me. It has a great rate and also a rewards program that gives me the ability to go on personal vacations with my family. There are low fees and easy way to monitor my activity and keep things current with customer support.

5 years ago

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Ashley Pleasant Grove, UT

The first year owning my Discover Credit Card was awesome. They will Automatically match all the cash back you earn at the end of your first year with a 0%APR. I really appreciate the no Annual Fee. I don't think there is a better card out there to have in your wallet!

5 years ago

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Lindsey B Orem, UT

I absolutely love the cash back feature associated with my Discover Card. I have never ran into any issues using my Discover Card at any point of sale or even online. If you have an issue they resolve them quickly. Great card to have!

5 years ago

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Virginia Rosenthal Pleasant Grove, UT

There have been times in the last 10 years where certain businesses only accept the Discover Card. It's a great card to have for those times only Discover is accepted. The online statements are easy to read and the membership benefits are great with the cashback option.

5 years ago

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Lindsey A Brown Lehi, UT

Discover had the best rates for us when searching for and comparing other available credit cards. The perks with this card were much better than competing cards as well. We have been very impressed up to this point with Discover.

5 years ago

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Shayla Hankins Lehi, UT

Discover card is my one and only credit card and I love it. Their app is very useful and easy to make payments on and see my history on. They also provide a freezing service if you tend to loose your card. Their interest rates are low and they have helped me keep my credit score high.

5 years ago

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Doom Truong Lehi, UT

I have had a card for many years now. At first didn't like how much the APR was but after comparing them to Citi Visa card they had a better rate. They have rolling 2% cashback categories that keep you incentivized to use your card.

6 years ago

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STEWART ABBOTT

I always like the very good customer service both online and on the phone. My statements are very easy to understand.

4 months ago

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Kim Graham

Best credit card company to deal with. They are very attentive to any purchases of some things unusual. They alert me and have always been helpful.

7 months ago

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Joe. D

Actual 24/7 American customer service who can speak and understand you clearly. Thank you Discover and please don't ever change this.

7 months ago

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Joseph Faenza Ashland, PA

The Discover credit card was my first credit card while I was in college. As a new borrower it had very good interest rates and I was started off with a very good credit limit.

1 year ago

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Anoushka Ahuja Lecanto, FL

Loved the discover card, I get the best cash back on many items that I buy on a regular basis, I got a referral reward to refer this card to my friend

2 years ago