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6.1

Overall Score

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Breanna Jones Herriman, UT

I like the cash back bonus I get from using this credit card. I have had to call customer service and you are talking to a human within seconds. It doesn't take forever with some automated answering machine. Very easy card and company to work with.

8 years ago

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Dusty Baca

I’ve had a Discover credit card for years now and have not had any problems. The one or two times I’ve had to deal with fraudulent charges, Discover has been incredibly helpful and swift in handling it. Less important, but I also really like the card design options!

1 year ago

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Tina Jones

What I like best about Discover is their customer service! They stay on top of potential fraud and are quick to alert me about transactions they think might be fraud. We've had our card replaced many times and they always rapid-ship our new cards to us.

1 year ago

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Daniella

When someone attempted to use my card fraudulently, Discover alerted me. Since I didn't make the purchase and Discover helped me get a new card and close my old one, I'm really grateful for that notice. Their security was efficient and quick. Would definitely recommend them always

1 year ago

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TBear.93

I've had a Discover card since 2021 and have had no issues with them. Their app is functional and easy to use. When I've had to talk to customer service to get my name changed, they were very helpful. I love the card designs they offer.

1 year ago

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Linda Paul

The basic Discover card is great for getting money back. My first year I put all my auto deduct bills, like telephone, apps for TV, etc. at the end of the year I was able to buy an airline ticket to NY with the “free” money. Very easy to earn money on Discover.

1 year ago

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Carol

Discover has great initiatives and Cash Back incentives that have helped me with purchasing several needed items. VERY thankful for this company. They also were very helpful in alerting me when a charge was in question and were much more proactive with identity theft alerts than any other company I have used.

1 year ago

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Dutch

I love this bank. No fees and their cashback debit card is awesome. Would highly and greatly recommend as an online bank because their customer service are excellent. Discover has top of the industry security protecting my funds and and are easy to use

1 year ago

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Kristian Perez Clavell

I would say this is my favorite credit card. The service is amazing. The App is super user friendly and allows you see all the benefits of how to obtains the great advantages of the credit card. I like to see the credit bureau report every month with the account statement. Also, the chart with all the % of rewards is amazing and very simple.

1 year ago

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Rikki Racela Englewood, NJ

I use the DiscoverIt credit card and they have rotating categories which I get 5% cashback, which is excellent. Also, I had been a victim of fraud where my starbucks app got hacked into and charges were being made onto my Discover card. they handled it well, refunding my money.

1 year ago

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Milrose Nacpil Chula Vista, CA

I been a Discover Credit card customer for almost 20 years! If you ever need to call and talk to a customer service person, they're always prompt. Needless to say I’m very satisfied with their service. I also have a savings account through discover, their APY is amazing! One of the best among other banks.

1 year ago

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Edward Gulley Tulsa, OK

I love my Discover card. Love The cash back feature Where you earn money for using services? And you’re never responsible for fraudulent charges This happened with me and they took care of it. They have a lot of great features.

1 year ago

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Misha

I have been a discover member for many years, and have zero complaints. Their customer service is A++, and attention to detail shows in every facet of the ways they have designed their products with their customers in mind. It is a pleasure doing business with Discover and it is an honor to finally get to write them a good review.

1 year ago

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Nieceyshark Beaumont, CA

I have been a customer for several years. But my recent experience has been great. The not only monitor the card transactions, but they verify if a charge was lagitament. They are fast to protect my card and keep my credit safe.

2 years ago

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Jayashree Tatavarti Brisbane, QLD

I have been with them for more than a decade. They have great customer service and amazing customer protection. They have international service without extra fees. I travel often and easy to use abroad. Their cash back option is beneficial to earn back from spending. Many other benefits on the card are useful while car rental etc.

2 years ago

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Michelle Thomas Anaheim, CA

I deeply appreciate my Discover card and the offer they extended to me. They are great at customer service. They are helpful and kind when situations are not at their best. They really are a quality company to have credit with.

2 years ago

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Kelsey T.L. Lansing, MI

Discover offers a really great credit card. Their rewards are impressive, customer service is excellent, and their cashback program is unmatched. I've been a happy Discover cardholder for years, and I can't recommend them highly enough.

2 years ago

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Tana Tuggle Phoenix, AZ

My credit score was fair and I was able to get a Discover Card with a $6500 credit limit for the first time. There is a 5% cash back bonus. They offer a FICO score update frequently. They offer personal, mortgage, and student loans. I am very happy with my Discover Card.

2 years ago

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Matthew Houston, TX

Was my first ever credit card I used. I STILL to this day use it, it has numerous perks, it has identity theft protection and numerous other features such as cash back that make this card my number one choice in what card to swipe!

2 years ago

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TheShannaswood Arlington, TX

I started with the secure Discover card and 3 years later they gave me a regular card sent my 500 back and I have loved them ever since. Their customer service is second to none, great app features to pay the bill and all charges pop up on my phone. I really love the ease of Discover

2 years ago

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Dixie Rounds Owosso, MI

I have been a customer with Discover since 2006. I will always value their service and looking out for my account. Have had instances where they warned me of potential shinanagans with my card and was able to nip it in the bud!! I love Discover and the cash back available with every purchase.

2 years ago

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Lynnetta W. Monroe, LA

I love Discover's Customer SERVICE. It does what it actually says on the commercial that you can get a person. It is a choice in the first question of the customer service call. I am using them to tackle some person debt and their process to apply was simple. I dislike their interest rate. Discover has the highest interest rate (almost 30%) of all my credit cards which is why I don't use it much.

2 years ago

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Surf Farmer Washington, DC

Discover is a credit card and banking company I have been dealing with for many years. I really am a fan. I like how their customer service is USA based. When I had to receive a large sum from a Discover bank account, they were quick and made the process seamless. Hats off to Discover!

2 years ago

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Shanna Bird Portland, OR

This card has come in handy so many times. It's my go to because it's a great card with great service. One of the few card companies that makes it easy for me to work with their customer service people if there's any kind of issue.

2 years ago Edited July 11, 2023

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Alyssa Davis

I’ve been a Discover user for almost 10 years. They make it easy to see deals and special offers with your card, as well as your updated FICO score. I have never had an issue with reporting fraud or getting replacement cards.

2 years ago

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Crystal

They helped me remove debt from under my name. My aunt opened a card with them under my identity. When the debt got out of hand and I told them my story, they helped me to transfer the debt to her social security (of course with her cooperation). I'm happy the customer service was good enough to help through those steps.

2 years ago

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Jason Atlanta, GA

I have used discover for many years now and have not had any problems until recently. Something changed with their mobile app and it is almost impossible to deposit a check with the bugs. They are good about connecting you to a real human when you call but they aren't always the most helpful. If I was just rating my past 6 months using discover it would be 2 starts but overall they have been solid to work with

2 years ago

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China Mike Clinton, ME

All I can say it is a great card service and I never had any complaints. Customer service is A1 and the way the company watches out over your credit is A1 and the only thing that I dislike and probably everybody else would agree is the higher interest rates not only for discover but every card out there.

2 years ago

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Scott Parker Franklin, NC

Quarterly promotions on my card entice me enough to use the card, but not into sinking debt. My first year cash back match is going to help me for Christmas. Identity protection is nice, and freezing the card can be done instantly through the app.

2 years ago

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william reichart Scranton, PA

Been using Discover for yrs.They are accepted almost everywhere.They are the reason I got my credit back.They started me at a low amount and as I payed my bill they kept increasing how much I can borrow.I now have many credit cards!

3 years ago

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Claudia Ruiz Hialeah, FL

Excellent credit card, with very comfortable interest, insured against any purchase made by scammers, they approve you easily and with super surprising specials on low entry interest or better yet, zero interest for one year, Super recommended

3 years ago

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Gina Donofrio

As they should be, Discover is a highly respected company. Every time I called or had a discrepancy an Agent went far beyond the job. Discover is accepted in nearly every store, and you can feel well protected while utilizing the card.

3 years ago

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Alice Winton Canton, GA

Exceptional is all I can say about my experience. Great customer service. Great offers. Amazing cash back on purchases. I make all my major purchases on my Discover Card. I have been with Discover over 20 years and I have never been disappointed.

3 years ago

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Jewelleah Kempers Las Vegas, NV

Discover is a customer friendly company that offers a variety of credit cards to suit just about anyone. I have had several of their cards and was pleased they were willing to qualify me at a higher amount than other credit card companies. I have stayed with Discover card for years with no complaints whatsoever.

3 years ago

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Joshua Richmond Lexington, KY

Loved my discover card. Low interest rates, rewards and loyalty programs and even discounts on certain products just by using the card; and with low interest rates, you don't mind using the card to get those rewards and discounts

3 years ago

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Melinda Thompson Wentzville, MO

I have been a customer with Discover for 12 plus years. I have been very pleased with their services. The cash back program is accurate and helpful. I would highly recommend that if you are looking for a credit card company, go with Discover.

3 years ago

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Leah Mills Kapolei, HI

I used the Discover student credit card and it is amazing! They have low interest rates and they allow one late payment if needed. this card is very forgiving and is great for people who are just starting out on their credit card journey.

3 years ago

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Judy Fred Narragansett, RI

Discover is accepted EVERYWHERE! I love the convenience, rewards points, and their Mobile App is so secure and easy to use. I can even check my credit score for FREE! I love my Discover Card!! (Oh, their customer service is amazing, although I only needed it once, my bad.)

3 years ago

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Tony Lolli Meyersdale, PA

They have helped me on several occasions when someone was using my card. They sent new cards as soon as I told them of my problem. On one occasion, I had forgotten to post my new card with a webpage. The company honored the old card number and let me know I should register the new card with the seller.

3 years ago

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Lakysha Reid Ellenwood, GA

I do enjoy the quality of customer service from Discover & what stands out, even more, are the actual representatives they have all hours of the night to aide their customers. My only concern is the interest rate on the card, estimated its about 19.99%. If I was in a major situation with an extreme need for funds, I know they would be available.

3 years ago

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Phalda Morris Jacksonville, FL

Discover is a great company to get a credit card with. They have anywhere from 1-5% cashback on certain purchases, and the cashback rewards can be used towards paying your bill or towards other purchases . They also have great options for student cards, so I would definitely recommend getting a credit card with Discover.

3 years ago

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Daisy's Mom West Bend, WI

This is the card I've had the longest, by far. Rarely encounter any issues, and if I do, their customer service is there to help and guide me through the steps I need to take to resolve. I LOVE the cash back. I think they were among the first to offer it.

3 years ago

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Jailene Torres Tallahassee, FL

I used Discover as my first ever credit card, because of the lower interest rates. I still think it was a good decision and has helped me throughout the years to build my credit. I love the free FICO credit checks you can do within their app!

3 years ago Edited March 7, 2022

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J. D. Maney Pensacola, FL

I have had and continue to have good experiences using my Discover card. Initially I received a year of no interest charges, which was great!! They continue to provide wonderful customer service, and, although my no-interest period has expired, the interest rate they are charging is in keeping with the market rate.

3 years ago

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Erica Reynolds

I've used Discover for many years, it's my favorite credit card. They have an amazing cash back program. I was able to get 0% interest for a whole year on a balance transfer allowing me to pay down our high interest cards and save money.

3 years ago

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Shalon Johnson MS

Great company. I love the cash back reward. I also love the social security monitoring due to the increase in identity fraud. The credit score perk is nice. I always like to view my credit score without having to pay. Great company overall.

3 years ago

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lawnguy69 Brighton, MI

Have had a Discover card for over 30 years, and they were the 1st to give my son a credit card as well at 18. Unlike the old days, it is accepted almost everywhere. Uncapped cash back is a great feature as well. Website is excellent for doing almost everything you need to do yourself.

3 years ago Edited January 26, 2022

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Carnan Fort Collins, CO

We have always had a Discover credit card. We feel they have given us very good service. We appreciate the cash back that we can apply to our balance and also feel they've done a good job in contacting us when our card has been compromised. I would definitely recommend this as a credit card for someone else to get.

3 years ago

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Nan Shinkle Salt Lake City, UT

I love using my Discover card because I always get cash back which I can definitely use! I also use it for credit on my Amazon account. Discover makes it easy - plus, I pay for the security against fraud. Plus there's no annual fee!

3 years ago

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Connor Smith Tallahassee, FL

Me and my family have been using discover for our credit cards for years now. Customer service is what I find the best about this company though, as any time I have any trouble with the card or anything I am able to get in contact with them. Something I often dislike about Discover though, is that the user interface of their app is often clunky and confusing. Overall pretty positive experience in the years I have been using their services.

3 years ago