Name: Discover
Rating: 4.5

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KailaS Reading, PA

Accepted everywhere. US- based customer service which actually answers questions and helps resolves issues. Good cash back experience.

7 years ago

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Suamhirs Montecristo Piraino-Guzman Bainbridge Island, WA

Discover discriminates against Latin@s. I was told after I was approved for my card, that I had to go through security process, which basically they asked me to proof that the social security number I provide them it was mine and I had to proof that I had the legal right to live in the US. The true all american credit card company is racist and by its discriminatory policies furthers aggravates the current political issues in this country.

7 years ago

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Michael Villa Miami, FL

Discover has great people working for them! They’re helpful and patient. They truly value their customers. Great company to be a part of!

7 years ago

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Cyd Marie Alcazar Oklahoma City, OK

I love the cash back bonus, and they have increased my limit to an amount that is a wonderful cushion if an emergency arose.

7 years ago

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FLORENCE DORNAN Arlington, TX'

Discover has a good rewards program and they often pick certain companies or subjects to increase rewards during a certain length of time.

8 years ago

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Laura A Foster Los Angeles, CA

We recently went out of the country. We took our Discover with us, and wow are we glad we had other cards as well. It didn't work once. Not. Once. We informed Discover that we were travelling before we left, and got a message that we didn't need to do anything, that the card would work. Well, it never worked. We tried it at numerous merchants in France and England, all of whom said they took it, but it literally was declined at every single location. Fair warning...it might say it will work, but take another card with you.

8 years ago

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Michelle Vickery Toccoa, GA

The cash back is tied to my Amazon account for one. The cash back bonus specials are great. I can use the card just about anywhere.

8 years ago

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Ronald Brown

Discover is a very good credit card company. Their customer service is phenomenal, with alerts and notifications every person should have.

8 years ago

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Lauren Brown

Have been using discover for the last 7/8 years. Never had an issue getting help, whether it was unauthorized charges or something else. Happy customer!

1 year ago

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Ted Clark

I made a minimum payment. Between the time I initiated payment, 1 week prior to being due, they changed the minimum amount by 10 dollars. I made a payment of 7 dollars over the minimum , which resulted in being 12 dollars under the "new" minimum. Charged me 30 dollars late fee, and stopped my ability to use the card. Called me several times during the day when I was working and not able to answer the call. Called that evening to find out what was the problem. Was told that my failure to pay was the result.

1 year ago

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Jubril Rasheed Ashburn, VA

Discover is as being helpful being a customer and still be reworded for that is cool every time is the best to be a customer to them because it’s cash back match

1 year ago

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Barbara Bulava

Discover not only charges less interest than most current credit card companies, it also gives rewards which help with additional purchases. Thank you Discover!

1 year ago

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Angie New York, NY

I've been a discover cardholder for over 35 years. I have always liked Discover and find they have great deals available to their cardholders that you would not find with other credit card company's.

1 year ago

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Dennis Fraher Palmetto, FL

Within the boundaries of the US Discover card offers me the best opportunity to earn cash back rewards. Their card is accepted at over 98% of retailers I have dealt with.

2 years ago

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Josephine Clarksville, TN

I have this credit card for almost 4 years a,credit score goes up so fast and they take necessary action once I reported or dispute any purchases ..that I didn't order...

2 years ago

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Ronnie Fairley Marrero, LA

I have multiple cards including ; visa, master card and Discover. Discover is my all time favorite card that I use the most for convenience and incentives.

2 years ago

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Kelsey Harder

Amazing company to get a first credit card with. They raised my balance after a few months without me asking to have it raised. You also earn 5% cash back on different types of stores every few months.

2 years ago

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Bobbi Hughes-Millman Fountain Green, UT

I love my Discover card! I earn cash back bonuses that can be used for future purchases or to pay my bill. Customer service is great! My favorite card!

2 years ago

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Alma Rosa Santiago Pizarro (Kary)

My husband has a card and they offered us an exceptional introductory offer with which we made a purchase without interest for 15 months, Excellent!!!

2 years ago Edited September 26, 2023

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Melinda D Oliff Milford, VA

Love this credit card company as it gives great incentives like cash back at the end of the month for using it at specific places that I go to regularly!!

2 years ago

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Marla Venice, FL

This is one of the best credit cards. They are available and also are extremely helpful if you have any problems. I have been a customer for years and am glad to be one.

2 years ago

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Jerry Bella Vista, AR

They gave me a chance right after my bankruptcy and I really appreciate their trust. They have awesome customer support, and fast responses to your questions

2 years ago

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C B La Puente, CA

I have one of their credit card and their offers helped me get out of debt with debt consolidation. I keep it now for emergency but their perks are really good!

2 years ago

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U Herod

Customer service is great! I’ve had a credit card since 2019. The perks such as 3.15 interest on savings acct and interest free on my credit card for 6mos.

2 years ago

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Lea Ban’a Columbia, MS

Great card but I was in the hospital and lost my job. Account was closed. Reached out to explain what happen and no one would help me. It was a secured credit card, which means I paid $1000 for a $1000 limit. I was building my credit.

2 years ago

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Charles Ford

I have been with Discover for several years love their card, but one thing I do not like is that they’re very conservative on their credit limit increases

2 years ago

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Bunny Garlington Weatherford, TX

I came through a bankruptcy and Discover was the first card I got after that. I pay my balance each month in it's entirety. Love the cash back feature.

2 years ago

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peggy cherry Fayetteville, NC

I’ve been with Discover for a while now and I have not had any complaints or problems. I love their reward system. They do not make it too hard to use.

2 years ago Edited June 8, 2023

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Mark South Bend, IN

Disappointed Discover allowed a renewal subscription even though the account with the customer was terminated. Need to have a way to notify the customer a renewal charge is going to occur and if you want to proceed with the charge

2 years ago

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Idris Akere Twinsburg, OH

Discover is a great credit card company with different pecks given to customers. You got a lot of different cash back transactions from participating stores.

2 years ago

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Heather H Sanford, FL

Discover is transparent and provides accurate information with insights to help with any questions you may encounter. Their customer service is superb!

2 years ago

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Anna Meadville, PA

Great company. I have had my account for many many years and I have never had an issue. Identity theft montering is wonderful, i am greatful to have it.

2 years ago

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Adam Taylor

It has been a while since I was Discover customer. I did almost all my spending through Discover and paid my bills in full every month. I took a trip to Mexico, again using my Discover card to book all. It ended up that we bought an excursion that was supposedly close to our hotel. It was over 90 minutes away, where there was an identical attraction only 10 minutes away. We decided to do the closer attraction (our kids would have not enjoyed the 90 minute ride). We got home and disputed the charge - my one and only dispute in over 8 years of very heavy card use - averaging somewhere in the range of $4k/month. They were horrible with the dispute and denied it. No matter what I did, Discover never relented and would not reverse the charge - only about $250. I felt they didn't care about me and have not been a customer since. I've had only two other disputes with my current credit cards and they've resolved nicely. I was not trying to pull one over on Discover, which they made me feel I was doing. I still spend a lot via credit cards every month and I will never use Discover again. If you can't dispute bad charges on a credit card, then why use them?

2 years ago

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countryguy1951 Sherman, TX

Discover is very good at their business, And staff is amazing I have been doing business with them for many years and very satisfied with there performance.

2 years ago

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Brittany Ashley Houston, TX

Discover really tried to help me reach a reasonable settlement on my unsecured debt when my I lost my job. Made me feel less embarrassed and helped me get to a better place financially.

2 years ago

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J T Lee's Summit, MO

Love the time I was with them never a problem using there banking services had a cd account with them and had to do an early withdrawal it was very convenient fees were low

2 years ago Edited February 13, 2023

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Pam Clevenger

I love the cashback feature, however, I was disappointed when they cut the initial credit amount they granted even though I was at less than 50% utilization, and all payments were on time.

2 years ago

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hannah bradford Pflugerville, TX

I have had multiple credit cards and my Discover is by far my favorite. What sets them apart is the customer service, literally just give them a call and you’ll see why

3 years ago

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Deanna Greco Murphy, NC

I've had my account for many years - Discover has always been great work with from resolving unknown charges to low interest rates. I have no complaints.

3 years ago

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G.H.F Frisco, TX

I have been a Discover credit card customer for 3.5 years. I have yet to receive a credit line increase. I tried both paying my balance in full every month to carrying a balance and paying over time. Conversely, in this same time I have received multiple increases from other providers and ooen3d new accounts with starting limits that are 3 times higher than my Discover card. They are in the sock drawer.

3 years ago

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Scottie Davis Laurel, MS

Discover IT a division of the main Discover CCard came in a timely manner for me. The application/review process was relatively simple Having this card made life a little easier and the procuring of needed things doable.

3 years ago

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Keerthana Manivannan Santa Clara, CA

Good starting credit card. I love that they rotate the 5% cashback reward categories so that I am getting money from a lot of places. Definitely recommend to start building credit.

3 years ago

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Cheryl R Buffalo, NY

I have been a Discover Card Holder over 30 years. Decent customer service. The only flaw is sometimes they deny charges thinking it is fraud when it is not and that is embarrassing when that happens.

3 years ago

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Ron Thurgood Denver, CO

I like the access to the account from 3rd party applications, I have like the % payback and I have had issues with fraudulent charges (Not that they covered)

3 years ago

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Tara Hansen Layton, UT

I have several credit cards but Discover is my go to card! I love the rewards and have them auto apply to my account each month. It is a simple app to use. Love Discover!

3 years ago

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Kristen Parsons Sandy, UT

I have had a discover card for almost 20 years. The interest rate is very competitive and when my card was hacked, customer service was great at helping us getting claims and reimbursement done quickly.

3 years ago

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Jacks Friend Riverton, UT

I love the support we get from Discover. I also love the Rewards I get when I use the card. I paid for a good part of Christmas with our Discover awards.

3 years ago

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Marlene Coville Blakeslee, PA

Discover has everything I want in a credit card company especially watching out for me with security and availability at every store. I have had discover card since 1984.

3 years ago

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DogLover17 Macomb, MI

I love that Discover is widely accepted all over so I always carry a card for emergencies. It has helped me cover emergency services such as a car repair and a root canal.

3 years ago

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Darryl Shelmire Long Beach, CA

I opened a secured discover card and honestly love the card.. I've only had one instance where the merchant didn't accept discover as a payment option.

3 years ago