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5.6

Overall Score

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Brianna Mill Hall, PA

I do not recommend anyone to get the discover card. I’ve been trying for a whole month to get my money back. They stole $500 out of my bank. 2 weeks ago I called them and a lady told Me I would get it in 7-10 business days. Called a guy last week he told me it wouldn’t come in until today, never got anything. so I just called and the lady told me it won’t arrive until January 15th. What a way to ruin Christmas 🤷🏽‍♀️

5 years ago

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A. Wallace Ninety Six, SC

Ive been with them a long time and its an easy card to ise. I dont like that the interest rate is sooo high and its hard to talk with customer service about issues like that.

5 years ago

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Al Soto Candler, NC

I love my Discover card. Not sure why I never got one before, but I have it now and use it for almost everything - great rewards!

6 years ago

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Nicole S. Pleasant Grove, UT

I love my Discover Card! I like that I can see my FICO score. I like I can use my reward points on my Amazon purchases. I love the 5% cash back.

6 years ago

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Alicia Holman Gilbert, AZ

I like that they give cash back opportunities, but wish they were more diverse. The website is easy to navigate and I like that you can check your FICO score.

6 years ago

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Larry Manassas, VA

I always get prompt, courteous and reliable service from Discover. I had credit cards from other companies, but Discover is the best.

6 years ago

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longtall Roseville, CA

My card has been hacked three times. Last month, I called and told them I would be traveling in the Caribbean and they sent me emails every day telling me it was used on an international charge. The day I left the cruise, my card was denied for no reason. The card is thru Synchrony Bank with Sam's Club.

6 years ago

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KailaS Reading, PA

Accepted everywhere. US- based customer service which actually answers questions and helps resolves issues. Good cash back experience.

6 years ago

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Suamhirs Montecristo Piraino-Guzman Bainbridge Island, WA

Discover discriminates against Latin@s. I was told after I was approved for my card, that I had to go through security process, which basically they asked me to proof that the social security number I provide them it was mine and I had to proof that I had the legal right to live in the US. The true all american credit card company is racist and by its discriminatory policies furthers aggravates the current political issues in this country.

6 years ago

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Michael Villa Miami, FL

Discover has great people working for them! They’re helpful and patient. They truly value their customers. Great company to be a part of!

6 years ago

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Cyd Marie Alcazar Oklahoma City, OK

I love the cash back bonus, and they have increased my limit to an amount that is a wonderful cushion if an emergency arose.

7 years ago

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FLORENCE DORNAN Arlington, TX'

Discover has a good rewards program and they often pick certain companies or subjects to increase rewards during a certain length of time.

7 years ago

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Laura A Foster Los Angeles, CA

We recently went out of the country. We took our Discover with us, and wow are we glad we had other cards as well. It didn't work once. Not. Once. We informed Discover that we were travelling before we left, and got a message that we didn't need to do anything, that the card would work. Well, it never worked. We tried it at numerous merchants in France and England, all of whom said they took it, but it literally was declined at every single location. Fair warning...it might say it will work, but take another card with you.

7 years ago

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Michelle Vickery Toccoa, GA

The cash back is tied to my Amazon account for one. The cash back bonus specials are great. I can use the card just about anywhere.

7 years ago

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Ronald Brown

Discover is a very good credit card company. Their customer service is phenomenal, with alerts and notifications every person should have.

7 years ago

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Kim Graham

Best credit card company to deal with. They are very attentive to any purchases of some things unusual. They alert me and have always been helpful.

9 months ago

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Joe. D

Actual 24/7 American customer service who can speak and understand you clearly. Thank you Discover and please don't ever change this.

9 months ago

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Liam steiner Cedar Knolls, NJ

Discover credit cards are faster in processing electronic payments to pay for my bills online and I made a dispute on undelivered purchase and refund was quick compared to other similar products.

11 months ago

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Angie New York, NY

I've been a discover cardholder for over 35 years. I have always liked Discover and find they have great deals available to their cardholders that you would not find with other credit card company's.

1 year ago

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Dennis Fraher Palmetto, FL

Within the boundaries of the US Discover card offers me the best opportunity to earn cash back rewards. Their card is accepted at over 98% of retailers I have dealt with.

1 year ago

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Josephine Clarksville, TN

I have this credit card for almost 4 years a,credit score goes up so fast and they take necessary action once I reported or dispute any purchases ..that I didn't order...

1 year ago

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Ronnie Fairley Marrero, LA

I have multiple cards including ; visa, master card and Discover. Discover is my all time favorite card that I use the most for convenience and incentives.

1 year ago

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Kelsey Harder

Amazing company to get a first credit card with. They raised my balance after a few months without me asking to have it raised. You also earn 5% cash back on different types of stores every few months.

1 year ago

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Bobbi Hughes-Millman Fountain Green, UT

I love my Discover card! I earn cash back bonuses that can be used for future purchases or to pay my bill. Customer service is great! My favorite card!

1 year ago

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Alma Rosa Santiago Pizarro (Kary)

My husband has a card and they offered us an exceptional introductory offer with which we made a purchase without interest for 15 months, Excellent!!!

1 year ago Edited September 26, 2023

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Melinda D Oliff Milford, VA

Love this credit card company as it gives great incentives like cash back at the end of the month for using it at specific places that I go to regularly!!

1 year ago

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Marla Venice, FL

This is one of the best credit cards. They are available and also are extremely helpful if you have any problems. I have been a customer for years and am glad to be one.

1 year ago

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Jerry Bella Vista, AR

They gave me a chance right after my bankruptcy and I really appreciate their trust. They have awesome customer support, and fast responses to your questions

1 year ago

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C B La Puente, CA

I have one of their credit card and their offers helped me get out of debt with debt consolidation. I keep it now for emergency but their perks are really good!

1 year ago

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U Herod

Customer service is great! I’ve had a credit card since 2019. The perks such as 3.15 interest on savings acct and interest free on my credit card for 6mos.

1 year ago

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Lea Ban’a Columbia, MS

Great card but I was in the hospital and lost my job. Account was closed. Reached out to explain what happen and no one would help me. It was a secured credit card, which means I paid $1000 for a $1000 limit. I was building my credit.

1 year ago

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Charles Ford

I have been with Discover for several years love their card, but one thing I do not like is that they’re very conservative on their credit limit increases

1 year ago

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Bunny Garlington Weatherford, TX

I came through a bankruptcy and Discover was the first card I got after that. I pay my balance each month in it's entirety. Love the cash back feature.

1 year ago

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peggy cherry Fayetteville, NC

I’ve been with Discover for a while now and I have not had any complaints or problems. I love their reward system. They do not make it too hard to use.

1 year ago Edited June 8, 2023

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Mark South Bend, IN

Disappointed Discover allowed a renewal subscription even though the account with the customer was terminated. Need to have a way to notify the customer a renewal charge is going to occur and if you want to proceed with the charge

1 year ago

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Idris Akere Twinsburg, OH

Discover is a great credit card company with different pecks given to customers. You got a lot of different cash back transactions from participating stores.

1 year ago

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Heather H Sanford, FL

Discover is transparent and provides accurate information with insights to help with any questions you may encounter. Their customer service is superb!

1 year ago

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Anna Meadville, PA

Great company. I have had my account for many many years and I have never had an issue. Identity theft montering is wonderful, i am greatful to have it.

1 year ago

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Adam Taylor

It has been a while since I was Discover customer. I did almost all my spending through Discover and paid my bills in full every month. I took a trip to Mexico, again using my Discover card to book all. It ended up that we bought an excursion that was supposedly close to our hotel. It was over 90 minutes away, where there was an identical attraction only 10 minutes away. We decided to do the closer attraction (our kids would have not enjoyed the 90 minute ride). We got home and disputed the charge - my one and only dispute in over 8 years of very heavy card use - averaging somewhere in the range of $4k/month. They were horrible with the dispute and denied it. No matter what I did, Discover never relented and would not reverse the charge - only about $250. I felt they didn't care about me and have not been a customer since. I've had only two other disputes with my current credit cards and they've resolved nicely. I was not trying to pull one over on Discover, which they made me feel I was doing. I still spend a lot via credit cards every month and I will never use Discover again. If you can't dispute bad charges on a credit card, then why use them?

1 year ago

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countryguy1951 Sherman, TX

Discover is very good at their business, And staff is amazing I have been doing business with them for many years and very satisfied with there performance.

1 year ago

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Brittany Ashley Houston, TX

Discover really tried to help me reach a reasonable settlement on my unsecured debt when my I lost my job. Made me feel less embarrassed and helped me get to a better place financially.

1 year ago

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J T Lee's Summit, MO

Love the time I was with them never a problem using there banking services had a cd account with them and had to do an early withdrawal it was very convenient fees were low

1 year ago Edited February 13, 2023

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Pam Clevenger

I love the cashback feature, however, I was disappointed when they cut the initial credit amount they granted even though I was at less than 50% utilization, and all payments were on time.

2 years ago

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hannah bradford Pflugerville, TX

I have had multiple credit cards and my Discover is by far my favorite. What sets them apart is the customer service, literally just give them a call and you’ll see why

2 years ago

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Deanna Greco Murphy, NC

I've had my account for many years - Discover has always been great work with from resolving unknown charges to low interest rates. I have no complaints.

2 years ago

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G.H.F Frisco, TX

I have been a Discover credit card customer for 3.5 years. I have yet to receive a credit line increase. I tried both paying my balance in full every month to carrying a balance and paying over time. Conversely, in this same time I have received multiple increases from other providers and ooen3d new accounts with starting limits that are 3 times higher than my Discover card. They are in the sock drawer.

2 years ago

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Scottie Davis Laurel, MS

Discover IT a division of the main Discover CCard came in a timely manner for me. The application/review process was relatively simple Having this card made life a little easier and the procuring of needed things doable.

2 years ago

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Keerthana Manivannan Santa Clara, CA

Good starting credit card. I love that they rotate the 5% cashback reward categories so that I am getting money from a lot of places. Definitely recommend to start building credit.

2 years ago

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Cheryl R Buffalo, NY

I have been a Discover Card Holder over 30 years. Decent customer service. The only flaw is sometimes they deny charges thinking it is fraud when it is not and that is embarrassing when that happens.

2 years ago

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Ron Thurgood Denver, CO

I like the access to the account from 3rd party applications, I have like the % payback and I have had issues with fraudulent charges (Not that they covered)

2 years ago