Founded in 1994 in Richmond, Virginia, Capital One offers a number of financial services, including credit cards, banking services, loans, and investments.
Capital One offers attractive rewards to its cardholders. For example, the company offers the Quicksilver card, which gives members every tenth Uber ride for free, and the Venture card, which gives members two miles per dollar on all purchases.
For some of its cards, Capital One offers introductory APRs of 0 percent for the first nine to twelve months.
Capital One does not charge foreign transaction fees, which is a nice benefit for cardholders who travel frequently.
Capital One provides its customers with the ability to view and monitor their FICO score at no additional cost.
Capital One offers a number of fraud safeguards, including putting its associates through security training, putting social security number protections in place, and providing secure electronic funds transfers.
Capital One offers a few cards that charge an annual fee of $0. However, this rate might only apply to the first year of the card, after which customers can expect a climb in annual rates.
Capital One charges a fee for late payments, which can vary depending on the card.
Capital One has the best mobile app I've used. It's very simple to manage your entire account through the app. They also provide really good rewards.
Constantly get credit cards in the mail from Capital One even though I always decline their offer. I think they are a little overbearing and I wouldn't recommend going with them.
I love how easy it is to use reward points for travel with this card. The points are a huge benefit of carrying this card
Nice people and I love the cash back !!!!
Annual fee should be waived after x years of loyalty
Use in various settings over a period of about 5 years.
Great customer service handle problems fast and will great results
It was good. They are very customer friendly.
Helpful when things are good- a little more difficult with problems or late payment
I have no complaints. My experience thus far has been excellent.
Tracee N Thompson
I did a credit card atm withdrawal at a gas station and it was effortless.
Amazing help when you are overseas and have problem with car rental
Great and glad they gave me the credit line
Great card, good service and trustworthy company
great company. Very professional. Helpful customer service. Convenient.
when a customer has hard ships and has to use the credit limit, as long as payments are made on time, i feel like the credit card company should help reduce the balance through lower interest rates. Customers will still continue to use their services.
Hard to get credit line increased even when payments are on time and more than the minimum.
Being able to get a credit card and establish my credit
Awesome! The application process was a piece of cake.
Cash back points to use and whatever I want
Very professional, very understanding, and take their time with customers.
The app is great. The limit amount that I was approved of is fair.
They do not want to take payment from my checking account.
patrick m shilandscotsman
Never had any problems or concerns. No problem using the card anywhere. Customer service is excellent.
Interest rate is a little high and they penalize you for paying the minimum amount each month.
No problems, easy to make payments, overall happy.
I love the cash back feature. I use it to get rewarded for my purchases.
Their interest charges and policies are out of line
They are good and i like them the customer service is real good they help you
Lee Roy Russell
popular & easy to access website..never had any trouble with this company before
always there when I need them and have readly increase my credir lines when needed.
It is help my credit bill very quickly and it is recognized everywhere
Great service, love the cash back, however dislike the high interest rate even though I have fairly good credit.
interest rate to high, will not use again after I pay balance off.
To get credit from capital one is to easy, for some that may be a good thing but for others not so good. Then the interest is to high.
a good balance of low interest and perks
Great service; double miles on every purchase. Etc.
Capital One has been great! I have been with them for 19 years and they have always treated me well. They have even upgraded my card and credit limit several times. They also have 1.5% cash back.
They been very helpful.nice thoughtful and understanding.
very helpful. capital one was there to help me re-build my credit, but unfortunately, I am back to financial hardship with an earning "cap" at current employment.
I have never had a problem with them , I have called them to ask for different payment date and they accommodated me
Steven N Lacks
Good service, no problems with hidden fees or questionable balances.
They're a good company, however, when I was unable to make payments resulting in a charge-off, they wouldn't allow me to receive another card in the present.
High limits with easy terms. 0% introduction offer
I got a cash advance on this card and now every single month they charge me like crazy high interest 25 percent just for that one transaction. I think it's a ripoff ! Rates wasyyt to high !
What's in your wallet? I have more cash now to Capital One! They were recommended by a financial friend and could not be happier with the rewards I receive from them. I can even use points as cash to pay off my balance! Point help not feel so guilty when I travel too. Win, win!
Never any problems with this card. The customer service is excellent.!
All services fine, just a little high on interest, and they never reduce it.
They do not put their customers first, rather they take the word of their company companions(businesses)
Ease of use, making payments, amd resolving any issues that may arise.