autopom! vs Endurance vs Delta Auto Protect

Car trouble is never fun, and car repairs can be quite expensive. If your car is a newer model and has low mileage, it may be worth investing in a car warranty.

Car warranties help cover the cost of repairs and replacements of major car parts, like the engine and transmission. Many car warranty companies also offer additional benefits with their warranty plans, like 24/7 roadside assistance.

You want to choose a car warranty company that is trustworthy, provides great coverage at good prices, and has the kind of warranty plan you are looking for.

Three of the best car warranty companies are autopom!, Endurance, and Delta Auto Protect. Each company offers its own advantages to customers.

Car warranty cost

The cost of a car warranty varies depending on the kind of service contract purchased. It is also determined by a car’s make, model, mileage, and year.

Because the rates depend on the specifics of a car, the best way to learn about cost is by requesting a quote.

Car warranty types

Car warranties are also called vehicle service contracts or extended vehicle service programs. There are four kinds of car warranties:

• Manufacturer’s warranty
• Exclusionary warranty
• Stated component warranty
• Powertrain warranty

The manufacturer’s warranty is also called the factory warranty. It provides bumper-to-bumper coverage for vehicle repair services.

Once the manufacturer’s warranty expires, car owners can purchase an exclusionary warranty which provides similar coverage to the factory warranty. It’s called an exclusionary warranty because the service agreement provides coverage for everything that is not stated in the contract.

Slightly older cars with more mileage may not be eligible for an exclusionary warranty. A stated component warranty offers the next highest coverage. It only offers coverage for the car systems and car parts listed in the vehicle service agreement.

A powertrain warranty only provides coverage for major car parts, including the engine, transmission, and drive axle.

Some companies cover more than these essentials in their powertrain warranty plans. Others also give customers the option to add coverage for additional parts or systems for an increased rate.

Warranty offerings at a glance

	autopom!	Endurance	Delta Auto Protect
Exclusionary	Yes	Yes
Stated Component	Yes	Yes	Yes
Powertrain	Yes	Yes	Yes

Exclusionary warranties at a glance

	autopom!	Endurance
Number of Plans	6	1
Max Mileage	100,000-150,000 miles	Undisclosed
Max Contract Length	6-8 years	Undisclosed

autopom! exclusionary plans

autopom! offers six exclusionary plans. The maximum contract lengths available with these plans range between six and eight years. 

The maximum mileage ranges between 100,000 miles and 150,000 miles. If your car has more than 136,000 miles, it is not eligible for an exclusionary plan.

Plans with an MBI include mechanical breakdown insurance.

• EFG Ultimate; max term: 7 years or 150,000 miles
• Mercury Ultimate; max term: 7 years or 105,000 miles
• Royal Ultimate; max term: 7 years or 100,000 miles
• UCC Paramount; max term: 8 years or 136,000 miles
• Mercury Platinum MBI; max term: 7 years or 100,000 miles (California, Oregon, and Idaho only)
• Royal Elite Plus MBI; max term: 6 years or 100,000 miles (California only)
• EFG Elite MBI; max term: 6 years or 100,000 miles (California only)

Endurance exclusionary plans

Endurance offers one kind of exclusionary car warranty. Its Supreme plan offers bumper-to-bumper coverage, except for things like door handles, light bulbs, and glass. 

For more detailed information about contract length and mileage requirements, interested customers should contact Endurance directly.

Stated component plans at a glance

	autopom!	Endurance	Delta Auto Protect
Number of Plans	10	2	2
Max Mileage	48,000-105,000 miles (EFG Deluxe permits 125,000 additional miles)	Undisclosed	Undisclosed
Max Contract Length	4-7 years	Undisclosed	Undisclosed
Parts Covered	Engine Transmission Transfer case Drive axle Steering Electrical system Air conditioning system Braking system Cooling system Fuel system Seals Gaskets Differential assembly Suspension	Engine Transmission Transfer unit Drive axle assembly Electronic components Air conditioning Brakes Cooling system Fuel system Seals Gaskets Front and rear suspension Turbocharger / supercharger	Engine Transmission Drive axle Steering Electrical system Air conditioning Brake system ABS brakes Cooling system Fuel system Seals Gaskets Suspension 4X4 / All Wheel Drive Super/Turbocharger GPS Navigation

autopom! stated component plans

autopom! has two categories of stated component plans: high-level and mid-level. Plans with an “MBI” include mechanical breakdown insurance.

High-level plans

High-level plans provide coverage for the following:

• Engine
• Transmission
• Transfer case
• Drive axle
• Steering
• Electrical
• Air conditioning system
• Braking system
• Cooling system
• Fuel system
• Seals 
• Gaskets

The max contract term is four to seven years or 48,000 to 105,000 miles depending on the plan chosen. If your car has more than 105,000 miles, it is not eligible for a high-level plan.

autopom! has six high-level plans:

• Mercury Deluxe; max term: 7 years or 105,000 miles
• Royal Premium; max term: 7 years or 100,000 miles
• UCC Comprehensive; max term: 7 years or 100,000 miles
• Mercury Gold MBI; max term: 7 years or 100,000 miles (California only)
• Royal Premium MBI; max term: 6 years or 100,000 miles (California only)
• EFG Premium MBI; max term: 4 years or 48,000 miles (California only)

Mid-level plans

autopom! offers four mid-level plans. Mid-level plans provide the following coverage: 

• Engine
• Transmission
• Transfer case
• Drive axle
• Differential assembly
• Steering
• Suspension
• Fuel delivery system
• Cooling system
• Braking system

The maximum term length with these plans is five to seven years or 100,000 miles. 

The EFG Deluxe plan allows its contract owners to extend coverage for an additional 125,000 miles. If your care has 50,000 miles, the EFG Deluxe plan would expire at 175,000 miles.

• EFG Deluxe; max term: 5 years or 125,000 additional miles
• Royal Preferred; max term: 7 years or 100,000 miles
• Royal Standard MBI; max term: 6 years or 100,000 miles (California only)
• Mercury Silver MBI; max term: 7 years or 100,000 miles (California only)

Endurance stated component plans

Endurance offers two stated component plans: Superior and Secure. Consumers should be aware that with each Endurance plan, seals and gaskets are only covered if they are part of another authorized repair. If the seals and gaskets are just faulty on their own, the car owner will have to pay to replace them.

The Superior plan provides the following coverage:

• Air conditioner
• Brakes
• Cooling system
• Drive axle assembly
• Electronic components
• Engine
• Front and rear suspension
• Fuel system
• Seals and gaskets
• Transfer unit
• Transmission
• turbocharger/supercharger

The Secure plan provides the following coverage:

• Drive axle assembly
• Engine
• Seals and gaskets
• Transfer unit
• Transmission
• turbocharger/supercharger

While the Secure plan covers less than the Superior plan, it covers the most expensive car items and is less expensive.

Delta Auto Protect stated component plans

Delta Auto Protect offers two options for stated component extended service programs: Diamond Premier plan and Diamond Plus plan.

The Diamond Premier plan includes the following coverage.

• Engine
• Transmission
• Steering system
• Cooling system
• Electrical system
• Air conditioning
• Fuel system
• Drive axle
• Brake system
• ABS-Brakes
• Suspension
• 4X4 / AWD (All Wheel Drive)
• Super/Turbo Charger
• Hi-Tech
• Seals and gaskets
• GPS navigation

The Diamond Plus plan has the following coverage:

• Engine
• Transmission
• Steering
• Cooling system
• Electrical system
• Drive axle
• Brake system
• 4X4 / AWD (All Wheel Drive)

Information regarding year and mileage restrictions were not available on Delta Auto Protect’s website. Interested car owners should reach out to Delta Auto Protect for more information about these requirements.

Powertrain plans at a glance

	autopom!	Endurance	Delta Auto Protect
Number of Plans	5	1	1
Max Mileage	Up to an additional 36,000-100,000 miles	Undisclosed	Undisclosed
Max Contract Length	3-6 years	Undisclosed	Undisclosed
Parts Covered	Engine Transmission Transfer case Drive axle Differential assembly   Add on: Electrical system Air conditioning system Fuel system	Engine Transmission Transfer unit Drive axle assembly Electronic components Air conditioner Cooling system Fuel system Seals Gaskets Turbocharger / supercharger	Engine Transmission Drive axle Electrical system Brake system Cooling system All Wheel Drive Super/Turbocharger

autopom! powertrain plans

autopom! provides customers with five options for powertrain warranties. These service contracts offer the following coverage:

• Engine
• Transmission
• Transfer case
• Drive axle
• Differential assembly

For an increased rate, car owners can choose to add coverage to their powertrain warranty for the electrical system, air conditioning system, and fuel system.

The maximum length for a powertrain warranty is three to six years. Vehicle owners can drive an additional 36,000 to 100,000 miles depending on the warranty plan selected.

autopom! offers five options for powertrain warranties:

• Royal Centennial; max term: 5 years or 100,000 additional miles
• EFG Powertrain Choice; max term: 5 years or 100,000 additional miles
• UCC Powertrain Plus; max term: 6 years or 75,000 additional miles
• Mercury Select; max term: 3 years or 36,000 additional miles
• Mercury Copper MBI; max term: 3 years or 36,000 additional miles (California only)

Endurance powertrain plans

Endurance offers one powertrain warranty, the Select Premier plan. This plan covers the following repairs:

• Air conditioner
• Cooling system
• Drive axle assembly
• Electronic components
• Engine
• Fuel system
• Seals and gaskets
• Transfer unit
• Transmission
• turbocharger/supercharger

It’s worth noting that seals and gaskets are only covered as part of an authorized repair. If there are other problems with the seals and gaskets, then the car owner pays for the repairs.

Delta Auto Protect powertrain plans

Delta Auto Protect offers a powertrain warranty called the Diamond plan. It covers the following:

• Engine
• Transmission
• Cooling system
• Electrical system
• Drive axle
• Brake system
• AWD (All Wheel Drive)

For information regarding mileage limitations and cost, car owners should reach out to Delta Auto Protect.

Additional benefits at a glance

	autopom!	Endurance	Delta Auto Protect
Choose Repair Shop	Yes
Rental Vehicle Assistance	Yes	Yes	Yes
24/7 Roadside Assistance	Yes	Yes	Yes
Accepted at all dealerships and ASE-licensed mechanic shops		Yes	Yes
Trip Interruption (money to cover hotel expenses while waiting for covered parts to be repaired)		Yes	Yes

Warranty administration

The administrator of a car warranty is responsible for paying claims and fulfilling all parts of the contract.

autopom! vs Endurance

Endurance and autopom! are comparable in the kinds of vehicle service contracts they offer. autopom! has a few more plan options than Endurance because autopom!’s warranty plans are administered by other companies.

autopom! and Endurance also make it easy for customers to access detailed information by posting sample contracts of their plans online. autopom! is more forthcoming about the contract lengths and mileage requirements associated with its plans.

For customers on the road frequently, Endurance’s benefit of trip interruption aid is especially nice.

Both autopom! and Endurance offer a 30-day money-back guarantee, so car owners can be sure of their choice without financial loss.

Either company is a great choice to consider no matter what kind of warranty you are looking for. 

	autopom!	Endurance
Time in Business	2009	2006
Exclusionary Warranty	Yes	Yes
Stated Component Warranty	Yes	Yes
Powertrain Warranty	Yes	Yes
Plans Administered By	Royal Administration, Enterprise Financial Group, United Car Care, Mercury Select Management Co.	Endurance (most)
Sample Contracts Online	Yes	Yes
Max Contract Length	3-8 years	Undisclosed
Max Mileage	48,000-150,000 miles With powertrain warranties: 36,000-125,000 additional miles	Undisclosed
24/7 Roadside Assistance	Yes	Yes
Rental Car Assistance	Yes	Yes
Trip Interruption		Yes
Money-back Guarantee	30-day	30-day

Endurance vs Delta Auto Protect

Endurance and Delta Auto Protect both provide great benefits with their vehicle service contracts. Any car owner who does a lot of traveling would have peace of mind with the trip interruption benefit.

Both companies administer their own plans and have received high financial strength ratings from A.M. Best. These high ratings indicate that these companies are able to meet their claims obligations.

Endurance does a good job being transparent with customers by having sample contracts available online. However, both Endurance and Delta Auto Protect could make general information about contract lengths and mileage requirements accessible.

While Endurance has slightly more industry experience than Delta Auto Protect, both companies are great choices for customers in the market for a stated component warranty or powertrain warranty.

	Endurance	Delta Auto Protect
Time in Business	2006	2013
Exclusionary Warranty	Yes	No
Stated Component Warranty	Yes	Yes
Powertrain Warranty	Yes	Yes
Plans Administered By	Endurance (most)	Delta Auto Protect
Sample Contracts Online	Yes	No
Max Contract Length	Undisclosed	Undisclosed
Max Mileage	Undisclosed	Undisclosed
24/7 Roadside Assistance	Yes	Yes
Rental Car Assistance	Yes	Yes
Trip Interruption	Yes	Yes
Money-back Guarantee	30-day	Undisclosed

Delta Auto Protect vs autopom!

Delta Auto Protect is an ideal choice for people who are on the road frequently because of its trip interruption benefit. It is also highly rated by A.M. Best, so it is financially strong and able to meet its obligations.

Delta Auto Protect is also ideal for customers seeking a stated component warranty or powertrain warranty.

autopom! has its own advantages. Customers can view sample contracts online and have access to a 30-day money-back guarantee. 

For individuals seeking an exclusionary warranty, autopom! has a great selection.

	Delta Auto Protect	autopom!
Time in Business	2013	2009
Exclusionary Warranty	No	Yes
Stated Component Warranty	Yes	Yes
Powertrain Warranty	Yes	Yes
Plans Administered By	Delta Auto Protect	Royal Administration, Enterprise Financial Group, United Car Care, Mercury Select Management Co.
Sample Contracts Online	No	Yes
Max Contract Length	Undisclosed	3-8 years
Max Mileage	Undisclosed	48,000-150,000 miles With powertrain warranties: 36,000-125,000 additional miles
24/7 Roadside Assistance	Yes	Yes
Rental Car Assistance	Yes	Yes
Trip Interruption	Yes
Money-back Guarantee	Undisclosed	30-day

Company advantages

Each of these companies provide excellent service and are trustworthy companies. It’s hard to go wrong when choosing among autopom!, Endurance, and Delta Auto Protect.