Since its founding in 2006, Endurance has offered a variety of options for those seeking out auto warranties. Today, the company offers extended warranty protection for all vehicles under 10 years old with less than 150,000 odometer miles, although Endurance may give some exceptions to those rules. As part of its coverage, Endurance also offers 24-hour roadside assistance. Upon signing up for coverage, Endurance offers a free 30-day/1,000-mile money back guarantee.
In business since 2009, autopom! representatives are California-licensed insurance agents. autopom! enjoys a good online reputation in the industry; it is BBB: A+ Accredited, with positive reviews and few complaints. The company offers many options for individuals looking into car warranties, covering cars with up to 200,000 miles and providing deductibles ranging from $0 to $500.
CARCHEX provides vehicle protection plans that aid in keeping vehicles in good running condition. When a manufacturer’s warranty expires, the owner is responsible for the costs of subsequent auto repairs. Having a vehicle protection plan can save customers from expensive repair costs and provide peace of mind. Founded in 1999, CARCHEX has served automotive consumers for close to 20 years. By partnering with other companies that provide extended service contracts, CARCHEX can provide payment plans that fit a wide range of consumer budgets at a competitive price.
Unexpected auto repair costs can be expensive, so finding the right coverage is essential. Complete Car Warranty is a company dedicated to helping customers save money by finding auto warranty providers for their vehicles. Complete Car Warranty provides customers with multiple warranty options for their vehicles.
Ally opened its doors in 1919 as GMAC, a division of GM, but changed its name to Ally in 2009. The company provides banking, auto finance, home loans, investing, and corporate financing options. Ally has a large selection of auto warranties, including five different types of coverage with deductibles ranging from $50-$200. These plans can be canceled for up to 60 days after purchase, as long as no claims have been filed. In addition to helping clients, Ally is devoted to giving back and partners with many nonprofit organizations to help people in need.
We buy warranties for our phones, laptops, and even our smartwatches. Shouldn’t we prioritize a warranty for our most expensive gadget — our car? A car warranty provides peace of mind and unique protection beyond what car insurance can offer. Although they may seem similar, car warranties can cover mechanical breakdown and labor costs associated with those repairs. Think of a car warranty as an extra life for your vehicle.
A manufacturer’s warranty is issued by a vehicle’s manufacturer and it covers certain parts of your car, but only for a limited time. Most manufacturers’ warranties are good for around three years or 36,000 miles. These warranties typically give cars either a basic or a powertrain warranty. The basic warranty covers everything that is not considered normal wear and tear on the vehicle, including the following:
While the basic plan covers these smaller issues, a powertrain warranty covers everything that makes the car move, including the following:
An extended warranty is a contract stating that if certain parts of a vehicle break down, the warranty company will pay for the repairs. It is an added warranty beyond the normal manufacturer's warranty. There are several auto coverage options covered with extended vehicle warranties, including travel interruption, roadside service, wear and tear coverage, rental car reimbursement, seal and gasket coverage, and electronic equipment coverage. When purchasing an extended warranty for your vehicle, find a plan that covers all options listed above in addition to everything the manufacturer’s warranty covers.
The main difference between car warranty and car insurance is the kind of protection each offers. A warranty typically covers certain types of mechanical breakdowns, including parts and labor costs. It should not matter whether these repairs are due to manufacturing defects or due to issues with certain car parts. Car insurance, on the other hand, helps cover repairs for your vehicle if it's damaged in a collision, theft, fire, or a natural disaster.
Bumper-to-bumper warranties are the most comprehensive coverage plans for a vehicle, and car dealers usually provide this coverage for three years. It tends to include electronics and other systems that a powertrain warranty doesn’t. Don’t be fooled by the name, though; there are exclusions. Repairs not defect-related and outside the control of the automaker are not covered in bumper-to-bumper warranties. For example, some bumper-to-bumper warranties do not cover tires, while others do not cover seat belts or headlights. Keep in mind that bumper-to-bumper warranties vary quite a bit depending on the dealership and warranty agreement, so look into your paperwork before agreeing to pay for a bumper-to-bumper plan.
Powertrain warranties cover only the parts that make the vehicle go and are least likely to break: the engine, transmission, and driveshaft. These warranties tend to last much longer, from five to ten years or around 60,000 miles.
Mileage is sometimes a little tricky so make sure to understand your policy. Some plans use actual mileage while other plans use additional mileage. Actual mileage is the reading on your odometer. For example, if your coverage is for five years and 100,000 miles but you already have 50,000 miles on the car, your plan will only cover 50,000 more miles. Additional miles moves from the initial odometer reading on. So if your plan covers five years or an additional 100,000 miles and you already have 50,000 miles on the vehicle, your coverage will expire in five years or once you reach 150,000 miles. When purchasing a vehicle warranty, make sure to note the way the mileage warranty is worded.
Check out the best car warranty companies in your area.