does everything a standard does and has several attractive features. To , purchase a for $2.95 at a Walmart store, $20 (the minimum opening ), and then follow the instructions in the kit to complete set up. Two other options are to go to .com or download the to start your . The can be opened on a smartphone or computer, and the starter Master is immediately activated and usable until the permanent arrives.
To open an account, you will need to provide GoBank with your name, address, birthdate, social security number (SSN), phone number, and other personal information. This information is used to confirm your identity and prevent fraud.
A customer cannot be denied a , as long as he or she has a valid state ID. does not use a credit bureau rating to screen potential clients. only need to set up a monthly of $500 or more to avoid any . This can come from any regularly occurring source, such as payroll or government income. Once that is arranged, bankers can rely on the following features:
If you overdraft your account and even if the account remains overdrawn for several days, there is no fee, as long as a direct deposits entering the account total $500 every month. So a minimum is required to keep your in .
users can at participating retailers including 7-11, Walmart, Rite-Aid, CVS, or Walgreens. This will cost you a fee of up to $4.95. Though is an online-only bank, users can order personal checks to or pay people just like you could at a traditional bank. A pack of checks costs $5.95.
Green Dot Bank includes two additional features that are not typically a part of a checking account: a Fortune Teller mobile app that advises user to spend within their pre-set budget and Money Vault, a GoBank savings account that is unattached to the checking account.
See our reviews to see more opinions about .
Uber created a benefit-heavy exclusively for drivers. It's not common for a to have perks or back like a would. Though the comes with back on some auto-related purchases and at Walmart and Sprint, the drawbacks and limitations might not be convincing enough to if you are already satisfied with your current bank. See uber review of and of its partnership with Uber below. People are really good about leaving accurate and up to date uber review for others to see.
must have a to qualify for an . In addition to that, they will be charged an $8.95 fee and will continue to be charged each month until at least $500 enters the through . ATM's that are outside the network cost $2.50 to use and could charge additional . transactions that occur out of the United States have a 3% transaction fee. Accounts cannot exceed $50,000.
All must be at least $20 and not exceed $1,100 per transaction; they cannot exceed $3000 within a 30 day timeframe. Income tax deposits cannot be made after June 2nd of the year it was filed. in Wyoming and Vermont cannot make inside Walmart.
1 month ago, over $300 fraudulently withdrawn from my account. Still not resolved. Hold time is horrendous 1 time OVER 2.5 hours until I eventually I hung up. Each time I call, they add another step I need to take to get this resolved. They originally declined my claim and closed it. I fond out for the first time they needed a police report, although they originally told me I didn't. I've submitted everything and complied with all their requests. They said by March 3rd, it will be resolved. If not i will be reporting them to the BBB,
WARNING STAY FAR AWAY FROM GoBank. Someone opened up an account in my name and old address under this GoBank that I've never even heard of. I called the banks main line, was transferred to their fraud department and the fraud department could NOT close or do anything to the account!!!! Unbelievable. The only reason I found about about this is because thank god to US Postal Service they forward my mail to current address . This place operates on shoe strings and its a scam. Stay away FAR away away!
Horrible, Horrible, Horrible...I lost close to $2,000 due to fraud and there was no one who could help me. I was dealing with non English speakers who didn't know the first thing about banking! Stay Away!! And Uber...you should be ashamed for aligning yourself with this scam of a bank!
Very Bad Bank They don't do a credit check so scammers like to use this bank for their criminal activity. They really need to clean up their act. One star is to high Customer service was useless Do business with them at your peril .
If I could give less than one star, I would. I actually loved this bank, used this card for 2 or 3 years... until the first time I had a problem. I forgot to cancel an online bill pay, that took a significant amount of money out of my account.. money I needed to pay for a place to live for myself and my 9 year old son. I realized it mere hours after, as soon as I woke up, in fact, and called them WHILE IT WAS STILL PENDING to cancel the payment. I tried to cancel on their all and online: no option. So I called, wrestled with the phone tree while figuring out how to get a live person, only to be told repeatedly, by 3 different operators, that it was not pending, it was complete, and there was nothing I could do. I was screwed. A week later, desperate, I called again... And was told the exact opposite. That it CAN be disputed , but not until it WAS complete; which I did. I filed the dispute, was told in 10 days, the money would be replaced into my account even if they were still "investigating." 10 days?? I would JUST barely have the money back in time. Then got the email about the dispute later, which said up to TEN BUSINESS DAYS... much longer than the ten days I was told. Too long. I waited, hoping it wouldn't take the full ten days. It's fairly cut and dried: the money went to make a payment on a home I'm no longer living in because I simply forgot to cancel the payment. Waited a week... Nothing. Just called, again, and got a pre-recorded statement saying they need more information and instructing me to email it. At this point, I'm livid: why didn't the call me? Text me? Email me? To tell me they needed more info?? It's their SOP to wait for customer to call again to ask for that info?? HORRIBLE CUSTOMER SERVICE. Then, after 3 calls and 20 minutes (during which the operator blatantly refused to comply with FCC regulation regarding transferring to a supervisor), a supervisor literally told me the dispute transaction team will call me once they have a resolution but not until: but they can't come to a resolution until they get more information from me. So why do they not CALL FOR MORE INFORMATION?? Seems like a shady ploy to do everything in their power to keep a customers money by making it as difficult as possible to request to cancel a payment. Thanks to them, there's a very good chance my 9 year old and I will literally be on the street. I will jump through their hoops to get my money back if it takes the next year. Then I will never use gobank OR greendot for anything ever again. On the flip side, same exact situation, using AmEx bluebird prepaid account? Except I realized the payment went out TWO WEEKS AFTER THE FACT, and requested to cancel it (which was a straightforward, simple process), even though I had little hope I'd ever see those funds again. Boy was I surprised when my money was back in my account in UNDER 24 HOURS. I will be using that account from here forward. Steer clear of greendot, they are SO not worth it when something goes wrong.
They do not refund fany fraudulent charges. Horrible they toke $2100 from my account Gobank does nothing to refund you. They denied you dispute Wenn I called they put me on hold for more then an hour.until I hang up.
I lost my card and i cannot get a replacement. I call and get hung up on, i write and get ignored and i went to transfer my money to my other bank and they never initiate the trial transfer. THEY WILL STEAL YOUR MONEY!!
Horrible company horrible bank. Suggest nobody use that bank. I had around 2000$ on my bank account. And I saw 17th transactions for amount 1750$ that I did not recognize! And I did not made them and I tried to dispute all of those transactions. Unfortunately they told me we can not give money back to we think that you made those transactions, so It seems like I am not gonna get money back.
Be careful it's scammers they take my 200 dollars and the office in Philippine they give My credit card To Scammer isn't show me any pool
Tammie Lewis Foreman
They have never deposited my SSA check into my account. Last month it was 28 days late being deposited and now this month so far 9. I have been told they have to open an investigation that it will take 2 business days everyday. I have called and so far no results. This is a big scam, this IS NOT a bank!! Do NOT trust them with your money!!
They stole my money! I many a purchase for X mas black Friday, and cancelled the purchase 5 days later. Long story short, GoBank has not issued a credit back to my account, siting the situation is still under investigation, even after being GUARANTEED a credit 20 days ago. Oh, they lie when they say they call you back. All they are doing is clearing their call queue.
I’m pist!!! I couldn’t log into my account and I can’t use my card. I can’t even speak with a live representative
Absolutely terrible service!A SCAM! My husband and 2 small children Received 4 go bank visa cards from my dad for Christmas who thought they were normal visa gift cards each with $50 a piece on them... 2 of them can not be registered because my kids are not 18 years or older and once you are registered, as my husband and I did, you can not register another card with your information it needs (social security number and birthday) You can not get through to speak to any human on how to fix this!! There is no customer service option that addresses this issue which is BEYOND frustrating. My husband and I went to use our cards and @Gobank had charged us BOTH $8.95 monthly account fee after registering!!!! Leaving only 41.05 on the card! A COMPLETE SCAM! Absolutely NO customer service and a company so CLEARLY TAKING ADVANTAGE OF PEOPLE! So they made $20 bucks off of me just registering the card for my husband and I and I’m left With 2 $50 cards that can’t even be used and none available to help us resolve the issue. My poor dad who wasted $200 Dollars he struggled to get to get us something for Christmas. Shame On you Go Bank
I rented a car through Hertz/Uber and put down a 200 dollar deposit. Hertz/Uber states that they will return this in about 5 business days. I returned my car over 2 weeks ago and after several calls to GoBank and a different answer every time I am told it may take up to another 20 days for that money to returned to my account. I was disconnected on purpose once by a gobank representative and told there was no supervisor I could speak with another time. Also one representative was able to locate all the hertz charges on my card and the next one was only able to find one. It was literally the worst customer service experience I have ever had in my life. I will wait until I receive the funds I am owed and then immediately close this account.
Uber uses there debit card. BEWARE!!!! I was hacked through Uber then they hacked my account. Go bank made decision to not insure my $155. There a complete joke. DON’T USE THERE SERVICES
This is a horrible company. They're not even in US! My account was hacked and all my money was stolen and they did NOTHING!! They lack the necessary skills to problem solve.
Don't get one of these cards it's a scam?! My son bought a car to try to have his own account and we couldn't even set it up. The phone call and the website or complete circle 360 and you can't get a real human.
Not so much of a good banking experience since the last month in a half. had some problems with this company account being hacked by online predators...can't get my money back no response from companies investigative department nothing...had to file a report with local police dept. just not the best company this company probably owe alot of people for claims that were transaction's not allowed by the owner of the account. just a bad business policy
This bank needs to be sued! Two weeks ago, someone logged into my account online and made several transactions using AppleCash. I called over five times that day to report that my account was comprised. The non- english speaking indians refused to cooperate with me unless I verified a phone number which was not my own. Apparently, someone logged into my account online, changed my phone number and transferred funds from my vault to my available cash to purchase several items using AppleCash. A week later, I was finally able to file a dispute which resulted in my claim being denied for reasons beyond my comprehension. This bank should not be allowed to conduct any financial business in USA. They do not have any means of protecting consumers personal information, nor do they have a fraud prevention department. Consumers have no idea who it is that we are banking with since everything is done online. Clearly, after reading the comments above Gobank is not an legitimate bank and needs to be put out of business IMMEDIATELY! At the moment, I am currently working on filing a lawsuit against this bank because in the end, money is money no matter how small. -ASP
Tochukwu Paul Eze
This review should simply receive a no star. GoBank is a complete joke, I'm surprised a company with no moral compass like this will get a business license and continue to operate in the United States. First I had my account compromised, I had moved from Houston Texas to Sacramento California. I haven't used my Gobank card since I moved here in Jan 2019, all of a sudden, something in Sept 2019, I started receiving multiple transaction alerts from Houston, I checked and found my debit card in my wallet. I quickly called the customer service and complained about the active card compromise. To my surprise, the agent who picked my call asked me if I wanted her to put my card on hold or not. This was shocking because this was a matter of an active ongoing card compromise. I got more alerts as she was wasting time. I asked her to block the card and send me a new card. I also lodged a formal dispute for the money I lost and finally requested a change of address. 1. regarding the comprised card, Gobank blocked my account and never sent a new one. 2. Regarding the dispute, it was informed it was denied when I followed up with them over the phone a few later. 3 Regarding the address change, the asked me to send in my lease agreement, driver license and 3 months of recent bills. I sent all to [email protected], and the address was not changed. I called again after 1 week and they asked me to resend everything and they will take care of it this time. Nothing was done. Finally, I called 6 weeks later and they said they haven't changed my address because my card is still blocked. They said they couldn't unblock the card since I requested for the card to be blocked. This GOBANK or whatever they call themselves is a complete JOKE. KEEP OFF!!!!!; How was I supposed to get the new card that was to be sent if they don't update my address, now the agent is saying there is no process to update an address if my card is still blocked! I was thinking, are they suggesting I expose my already compromised account just to change address? This people need to be sued! This is an ethical issue
They douse charge purchases they put my account into negative 400 dollars on day I was getting my direct deposit they took the 400 out of my next check. Customer service dont know what happened there to call in 2 days or credit me hasn't happened. There a RIP off . Sonner or later ur bound dto get ripped off by them dont use them they are crooked
This is a scam bank,don’t ever sign up with this company guys.the customer support not even exists,I lost all my earnings from my Uber account last week and try to call the customer support not even helpful at all.hard to get my money back,Hope karma get in the person who take my money.
GoBank is a fraud bank. If you get compromised, good luck to you. You will be left on Mars all by yourself.
I’mThey wouldn’t accept the only address I have had and receive mail at for the last decade, so I have a limited use account-I can’t make a deposit. That is the whole point of having this joke of an account. Even tho it is now nothing more than a horribly expensive gift card, the lousy thieves charged me a monthly maintenance fee. They screwed up the one bill I could have paid. I tried to contact them and they don’t recognize the very email address I opened the account They are thieves, just hands down friggin thieves. Thinking about opening an account? Go anywhere else but go bank! RIP OFF RIP OFF RIP OFF RIP OFF RIP OFF RIP OFF RIP OFF RIP OFF TIP OFF RIP OFF RIP OFF THEY SHOULD BE IN PRISON!!! BUYER BEWARE!!!!
My information was stolen and used to make several large purchases which wiped out all of my funds. After a two week "investigation" gobank determined the purchases were valid and would do nothing further unless I submitted proof it wasn't me that made the purchases. They let the thieves get away and did nothing! The kind of proof they want cannot be obtained.
Uber drivers, DO NOT bank with GoBank! My account was compromised while I still had my debit card in my possession. Lost $1,245 including my hard-earned Uber earnings! Originally I thought I lost $759.00 of my earning from Uber but then my account updated and I noticed other transactions that I did not do which totaled to $1,245. I sent a dispute form and it took the Dispute Resolution Department 1 month to respond to me only to tell me that my transactions are valid and will remain on my account and the only supporting document they sent along with this letter is a copy of all my transactions. That tells me they were lazy in that all they did was re-print all my transactions from the moment I opened the account and sent a letter of rejection. They did not attempt to analyze my transactions and it is so clear that I do not spend that much money in a day based on my previous transaction history. Most of these unauthorized were gas or atm withdrawals. The theif would spend $100 worth of gas sometimes 3 times in a day and then it would be followed by ATM Cash Advance Fees. I used to use the ATM cash advance fees when I first opened this account but then I quickly learned about the free ones that GoBank shows on the search map and I was only using the free atms which are named as "Cartronics" on the transaction list. I rarely use the ATms Cash Advance unless I can't find any Free ones that are open which usually are located in stores and the one I regularly go to is the CVS store. My theory is that one of these FREE CVS Atms was hacked because I read an article that those can be easily hacked and this GoBank card doesn't have a chip. Or someone hacked one of the Atms machines at one of the gas stations I went to. My other theory is the Gas system GoBank uses and it works like this. If you get gas that same gas station will take out money from your account and then put it back but sometimes it will be alot of money and its never a fixed amount but instead it can be random from $20 to your entire balance. In fact one time the gas station pulled out everything I had in my account that I now I couldn't put anything for gas until they put it back which can take minutes or hours. One time I put most of my money in the vault so that I only had what I needed for gas and when I then transfered everything back, the gas station was still able to pull out money but then they put it back. I asked GoBank why do they do this and they say it's because they need to check if there are sufficient funds in the card but they always return it back. Lastly GoBank never sent me a notification to freeze my account like most banks do when they notice an odd transaction. I had to call them myself to ask them and out of frustration and because I was going to be receiving new earings from that week, I asked them to close the account because I didn't want my new earnings to be stolen as well. In closing my account I was able to contact GoBank by phone a couple more times but if I try to call them now, I cannot because there is no option to select for people that closed their accounts. And like I mentioned, I closed it because I didn't want my New Uber earnings to be stolen and I no longer felt safe using their banking service. Still I should be able to contact them regarding the funds that were stolen and be able to continue disputing. Also, I tried contacting police about it but it seems that police will not do anything unless the bank deems the transactions as fraudulent. I contacted Uber about this in the app and their staff copy's and pastes the same response to with GoBanks contact info, they don't even read my message or the fact that I can't contact them yet they still post the same message with Gobank's contact info which means they either use some type of robot to answer questions in the app or their staff is lazy and don't read my entry entirely. Therefore, GoBank is able to get away with this. Uber needs to put GoBank in Check because Uber partnered with them and it's not okay to allow this to happen to your drivers who work hard only to have their hard work stolen which can potentially ruin lives. That money can be someones rent or their credit card payments that can now be closed or their car payment which for Uber drivers who rent a car, that could be the end of their work. Thankfully for me I had savings and I and have another debit card with Chase (which I can vouch that they are trustworthy, they have chip and they will return your money out of their insurance whenever your account is compromised while they continue the investigation on their end) so I could continue working and earning for my next weeks car rental but this is still not okay. Uber needs to protect its drivers and put GoBank in check.
Terrible bank. No one in custimer service can clearly speak English. Can't get my funds back from an overcharge even though the business sent me a copy of a deposit they made refunding the money and the bank has the funds. They keep asking for the same information even though it was sent by email to the email address they provide. At 70 years old I feel senior abuse is taking place. Someone needs to file a lawsuit against this bank so changes are made. Just so frustrating and with dealing with the incompetent staff.
Vonsal B Haden
My wife and I purchased a go bank card at Walmart and loaded $150 a week ago we have not received our money on the card or a refund we called customer service over 10 times and no satisfaction we filled we being robbed we done everything go bank required for a refund and still no satisfaction customer service reps are uninformed all with conflicting answers ..please look up our case the name is Lillian B thank you
The worst bank in history...they are holding my funds...it's been over 5 weeks....WARNING, DO NOT BANK WITH THIS SOUL CALLED BANKS...YOU WILL REGRET IT....
the only experience with go bank is they keep trying to debit my bank for a monthly withdrawal and shutting down my account. cant call anybody cant e mail , cant get in touch with a single human
I had some transactions I clearly did not MA from another state. Bye bye hard earned money
Worst bank I have ever dealt with. Deposits take 11 days to clear. Also, currently have a pending charge that is a duplicate of one that was cleared 9 days ago. I spoke with customer service and they said they cannot do anything at this time, even with info and proof fr merchant that they only charged me once. So GoBank CS states that duplicate charge will have to clear first before I can even begin a dispute. 9 days and counting in pending. I want my money back.
Very pissed I had a transaction that I didn’t purchase and they can’t refund my money back !
My money was transferred for no charge between my GoBank account and my account at another bank. I love it!!!
Fantastic I have never had any issues. Love how they have no hidden fees. They tell you when you are charged for something. The monthly fee is waived if you have so much in your direct deposit. I highly recommend them to everyone I know.
I was a 5 star Uber driver for over a year when I opened my Uber Go Bank account and, as a driver, there are some good features (i.e. cash back rewards, Uber will cover a regular driver up to $100 or more in the red, instant pay, etc). My initial opinion, therefore, was quite positive. However, I had a dispute with a company that was supposed to rent me a car for short term use while mine was in the shop for service and GoBank sided with the company who had $450+ of my money. Mind you, the company had my money and did not provide me the rental car I paid for, I provided all paperwork requested to dispute the transaction, I spoke with multiple GoBank agents and I informed GoBank that the other company would not even respond to my many phone calls, messages, emails, etc. It took 6 months for the OTHER company to suddenly recognize their error and refund my money. GoBank did NOTHING to help the process. In addition, they REFUSE to change my billing address despite multiple requests and submission of several documents as requested by their phone system and live agents. They took an entire week (7 full days) to credit a payroll check deposited by mobile app drawn on Bank of America and issued by a major corporation. And, despite their ASAP Deposit claim, my direct deposit is taking 2 days longer than it was issued to them. They provide the WORST customer service I have ever experienced and I would give them ZERO stars if possible. I have told them this directly, asked many times for help and I am closing this account the minute I can withdraw all my money.
The worst Bank I've ever dealt with. Made a purchase at Express.com. Lost my debit card used for the original purchase and decided to put the refund on my Gobank. The store rep said that's OK to do so. Gobank blocked my card and I have about $900 in the account and send them original receipts of purchased and they want a different receipts every time I call, they always come up with something different and not willing to release my money. I might need to get a lawyer to get this but be aware and they always have an excuse to steal your money.
I was leary at first because the bank is digital not a physical place I could go visit. But I have had no issues with my bank or my bank card. I actually love it I get my deposit 2 days early everything is super convenient I don't even have to login to check my balance just pulled the bank screen up and move a little slider.
SUDDENLY a Gobank Card is attached to my PayPay. GoBank has NO LIVE PEOPLE, just a computer that only allows you to access them, IF, you choose from their pre programmed responses. THIS MUST BE A SCAM
Marguerite R Gordon
The worst Bank I've ever dealt with getting paid early is not even worth dealing with this bank. I deposited $2,000 at Walmart on the the card they only applied $1,500 of it and took 3 days just for them to refund my money. Than rented a car they held the deposit and weekly fees and on top took and paid the total balance out my account and never put my money back in my account which was being held, I called about 3 weeks later to see what's the hold up they act like I didn't know what I was talking about just so I screen shots my account daily they talking about they couldn't see it I'll be darn I see it the representative couldn't help so she said she was going to pass it to management which will be calling within the next 72 hours however they never called so I called back them ___ people said they will refund every transaction 60 days from the date of the transaction omg I'm done.
App is pretty awesome with a lot of options. Easy to add money. Luv it!
Direct deposit from employer is always available 2-days early for me, which is nice. Been banking for 1 1/2 years and never had a problem. Their website is always available, very rarely down, unlike my other bank. No regrets!
5-10 BUSINESS day check hold times; $3-5 ATM fees (not including the ATM's cost); random card declines even when you have sufficient funds (which support can't even see). Get literally any other card.
We have 2 separate accounts, mine & my husbands. We have had no problems with anything. We use our debit cards, checks and have EBT’s taken out of both accounts.
Very handy, useful, cost effective alternative to having checking account.
i had gobank to use for my deposits from college and its been one headache after another. i had 2 transactions taken out of $120.00 then after i complained they had to give me a new card,,,so i had 38.00 left and tried transfering it to paypal well its lost. now they are having a big deal of giving my money back...this is ridiculous.
I love the ease and convenience of my GoBank account and the app! I can pay all my bills from the app. No having to buy stamps! I also love that it’s completely free to use! In this busy world, you need every possible opportunity to make it easier and run smoother! Thanks GoBank for making my life easier!! One more thing, ABSOLUTELY NO OVERDRAFT FEES.......EVER!
THIS BANK IS NOTHING BUT A FRAUD. THEY ARE THE SCAMMERS THEMSELVES. MY CARD WAS USED IN TWO DIFFERENT STATES, LEFT MY ACCOUNT NEGATIVE. YOU CAN DISPUTE ALL YOU WANT, THEY WILL NOT APPROVE ANY DISPUTED TRANSACTIONS. NOBODY SPEAKS PROPER ENGLISH HERE. YOU ARE DEFINITELY BETTER OFF CLOSING YOUR ACCOUNT WITH THIS BANK. THEY ARE THIEVES AND STEAL YOUR HARD EARNED MONEY! PLEASE DON'T OPEN ACCOUNT WITH THEM. IT WILL SAVE YOU A LOAD OF STRESS.
No physical address or any bank office. Limited places for make any deposit. Bad customer service. Is you have any dispute takes 45 By 3 different times someone clone my debit card.
Go bank it's one of the best Banks I have ever had. When my fellow to-worries get paid on Friday I get paid on Tuesdays. They give you the option to save money by using their vault feature and make paying bills easy.