Founded in 2007, Axia Home Loans works to create sustainable homeownership by offering a wide array of loan products in 17 states, with many of its products catering to those that need extra financial assistance.
Axia Home Loans stands apart from the competition with its integration of technology in the home loan process, providing personal mortgage advice to assist consumers in making informed decisions regarding their future home loan.
Axia Home Loans offers a broad selection of loan products with many of its loans catering to those that are low income or that need some financial assistance. A list of all of their loan products include:
Because there are so many options, borrowers have the ability to choose the loan that best fits their needs.
It should also be noted that its unique Home Path Lending loan helps assist first-time homebuyers for Fannie Mae-owned properties. Not all mortgage lenders cater to this specific group of people making Axia Home Loans a great mortgage lender if you are a first-time buyer that needs some extra financial help.
All loan processing, underwriting, and funding is done in-house at Axia Home Loans. This means that you will likely be able to close on you mortgage more quickly and efficiently than you might with other lenders.
To add more value to the mortgage pre-qualification process, Axia Home Loans offers the Certified Homebuyer Program, a comprehensive resource to help consumers on their homebuying journey.
The program involves three levels of qualification or certification that help equip consumers to shop for and buy a home. It is important to note that certificates are not an offer or loan commitment, but as you complete each step in the program, you will be more equipped to purchase a home or property.
Axia Home Loans provides its customers with a mobile app for iOS and Android devices. This app is useful for viewing and managing home loans on the go, calculating payments, scanning and sending documents, following market news, and more.
The most unique element of their mobile app is the Axia Express feature, which is designed to make the application process easier and less time consuming. Not all mortgage lenders have this kind of technology making Axia Home Loans a great option if technology and efficiency is important to you in the home buying process.
Axia Home Loans does not disclose its mortgage rates in a very accessible way. Mortgage rates change daily, making it difficult for any lender to advertise their rates, however many company's offer a mortgage rate range or a free online estimate tool to help borrowers get a ball-park range of what their possible APR rate will be.
In addition, Axia Home Loans does not provide details about potential fees and closings costs. For this information you will likely have to get in contact with one of its representatives or download the app in order to access more information.
Axia Home Loans is only licensed in 17 states, limiting its service and product availability. States in which Axia Home Loans is registered is not made clear on the company's website, making it difficult to know upfront if it is an available loan option to you.
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