Best Home Loans
141 Companies
578 Real Customer Reviews
3.8 Average User Rating
8.5
Overall Score
2 days ago
- Interest Rate of 4.75 Percent
- Undisclosed Closing Costs
- Undisclosed Minimum Credit Score
Wells Fargo
- Interest Rate of 4.75 Percent
- Undisclosed Closing Costs
- Undisclosed Minimum Credit Score
8.4
Overall Score
2 months ago
- Low Closing Costs
- Simple Mortgage Loan Application
- Funding of Conventional, VA, & FHA Loans in 50 States
NBKC Bank
- Low Closing Costs
- Simple Mortgage Loan Application
- Funding of Conventional, VA, & FHA Loans in 50 States
7.3
Overall Score
23 days ago
- Interest Rate of 4.50 Percent
- Undisclosed Closing Costs
- Undisclosed Minimum Credit Score
Chase
- Interest Rate of 4.50 Percent
- Undisclosed Closing Costs
- Undisclosed Minimum Credit Score
6.8
Overall Score
4 days ago
- Interest Rate of 4.50 Percent
- Closing Costs of 3 Percent
- Undisclosed Minimum Credit Score
Bank of America
- Interest Rate of 4.50 Percent
- Closing Costs of 3 Percent
- Undisclosed Minimum Credit Score
6.7
Overall Score
2 days ago
- Interest Rate of 4.56 Percent
- Closing Costs of $2,500 to $5,000
- Minimum Credit Score of 620
Quicken Loans
- Interest Rate of 4.56 Percent
- Closing Costs of $2,500 to $5,000
- Minimum Credit Score of 620
5.3
Overall Score
5 days ago
- Undisclosed interest rate
- Closing costs of 2 to 6 percent
- Undisclosed minimum credit score
Freedom Mortgage
- Undisclosed interest rate
- Closing costs of 2 to 6 percent
- Undisclosed minimum credit score
4.0
Overall Score
6 months ago
- Undisclosed Interest Rate
- undisclosed Closing Costs
- undisclosed Minimum Credit Score
Consumer Direct Mortgage
- Undisclosed Interest Rate
- undisclosed Closing Costs
- undisclosed Minimum Credit Score
- Unverified Profile
- Interest Rate: 3%
- Fees & Closing Costs: 4.20%
Consumers Credit Union
- Unverified Profile
- Interest Rate: 3%
- Fees & Closing Costs: 4.20%
23 days ago
- Interest Rate: 2.75%
- Fees: Varies By Lender
- Time In Business: 1996
4 days ago
- Unverified Profile
- Interest Rate: 3.63%
- Fees & Closing Costs: Undisclosed
Navy Federal Credit Union
- Unverified Profile
- Interest Rate: 3.63%
- Fees & Closing Costs: Undisclosed
- Interest Rate of 4.75 Percent
- Undisclosed Closing Costs
- Undisclosed Minimum Credit Score
Wells Fargo is a national bank that has been in business for over 160 years. In fact, the company loans more money to small businesses and home buyers than any other bank in the nation.
- Low Closing Costs
- Simple Mortgage Loan Application
- Funding of Conventional, VA, & FHA Loans in 50 States
NBKC Bank is a full-service, FDIC insured national bank and an approved Fannie Mae and Freddie Mac lender. Along with more than 25 years of home lending experience, the company offer customers an easy and efficient online application process, customized loan options, the lowest possible rates, and ultra-low closing costs. The company’s consistently high volume of mortgage loans, low overhead costs, centralized operations, and advanced technology allow it to cut customer costs significantly. NBKC is partnered with Military Makeover, providing unique benefits for those who have served our country.
- Interest Rate of 4.50 Percent
- Undisclosed Closing Costs
- Undisclosed Minimum Credit Score
Chase is a subsidiary of JPMorgan Chase & Co., which was established in 1824. Chase merged with JPMorgan in 2000.
Bank of America
- Interest Rate of 4.50 Percent
- Closing Costs of 3 Percent
- Undisclosed Minimum Credit Score
Bank of America was founded in 1948 and conducts business around the world. In terms of assets, it is the second-largest bank holding in the United States.
Quicken Loans
- Interest Rate of 4.56 Percent
- Closing Costs of $2,500 to $5,000
- Minimum Credit Score of 620
Founded in 1985 in Detroit, Michigan, Quicken Loans is the largest online mortgage retailer and the second-largest retail lender in the United States.
Freedom Mortgage
- Undisclosed interest rate
- Closing costs of 2 to 6 percent
- Undisclosed minimum credit score
Founded in 1990, Freedom Mortgage is a privately-held, full-service lender that is licensed in all 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands. The company's goal is to help customers achieve the American dream of home ownership.
Consumer Direct Mortgage
- Undisclosed Interest Rate
- undisclosed Closing Costs
- undisclosed Minimum Credit Score
Consumer Direct Mortgage is a division of First Bank. While First Bank has been in business for over 100 years, Consumer Direct Mortgage has only been operating since 2012.
- Unverified Profile
- Interest Rate: 3%
- Fees & Closing Costs: 4.20%
Company has not yet verified this profile. We recommend researching the top companies shown below:
- Interest Rate: 2.75%
- Fees: Varies By Lender
- Time In Business: 1996
LendingTree was founded in 1996 by Doug Lebda, and seeks to empower consumers by providing a list a lenders from whom customers can qualify to recieve loans. The range of lender services extend to business, mortgage, auto, and personal loans. Since their founding, LendingTree has helped over 40 million people find the right lender and the perfect loan. They account for $251 billion in closed loan transactions.
- Unverified Profile
- Interest Rate: 3.63%
- Fees & Closing Costs: Undisclosed
Company has not yet verified this profile. We recommend researching the top companies shown below:
3 Things to Know Before Choosing a Home Loan Company
Becoming a homeowner is an exciting and taxing process, and it is important to take all of the variables into consideration. One of the most important decisions that you have to make when buying a house is which home loan company to choose. Here are three important things that you should know before you take the plunge and choose a home loan company:
Interest rates
When picking a home loan company, it is important to consider the loan rates that they offer. Some home loan companies have fixed interest rates, and others have more flexible rates that can differ based on the situation. Also, some companies list their interest rates online, making them easily accessible, while other companies require potential customers to inquire over the phone or in person to receive their personal rate numbers.
Loan options
There are a number of different loans that you can choose to become a homeowner. You need to make sure you find the loan that works best for you and your individual situation. Additionally, it is important to understand what home loan companies offer the specific loan option that you are looking for so that you can move forward without any hiccups.
Customer communication
Because home loans are often difficult and complex, effective communication between the company and the customer is essential. When choosing a home loan company, you want to make sure that communication is going to work to your advantage, and there won’t be anything left unsaid or unexplained that will leave you feeling confused about your home loan. Looking through company websites to get a better feel for who they are as a company, as well as talking to someone over the phone or in person, really helps you as a potential customer to have a better idea of what customer communication is like within that company.
Related Articles
Should I Rent Out My House and Buy Another...
Part 2 of 2 Choosing a lender for your personal residence or rental property is an important decision and so is decidin...
Read MoreShould I Rent Out My House and Buy Another...
Part 1 of 2 Real estate is often considered a wise investment: it diversifies your investment portfolio and can provide...
Read MoreFinancial Tips for Home Buyers
Most often the hardest part about buying a house is saving up for the down payment, the closing costs, and the associate...
Read More