Wells Fargo is a national bank that has been in business for over 160 years. In fact, the company loans more money to small businesses and home buyers than any other bank in the nation.
NBKC Bank is a full-service, FDIC insured national bank and an approved Fannie Mae and Freddie Mac lender. Along with more than 25 years of home lending experience, the company offer customers an easy and efficient online application process, customized loan options, the lowest possible rates, and ultra-low closing costs. The company’s consistently high volume of mortgage loans, low overhead costs, centralized operations, and advanced technology allow it to cut customer costs significantly. NBKC is partnered with Military Makeover, providing unique benefits for those who have served our country.
Bank of America was founded in 1948 and conducts business around the world. In terms of assets, it is the second-largest bank holding in the United States.
Founded in 1990, Freedom Mortgage is a privately-held, full-service lender that is licensed in all 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands. The company's goal is to help customers achieve the American dream of home ownership.
Consumer Direct Mortgage is a division of First Bank. While First Bank has been in business for over 100 years, Consumer Direct Mortgage has only been operating since 2012.
LendingTree was founded in 1996 by Doug Lebda, and seeks to empower consumers by providing a list a lenders from whom customers can qualify to recieve loans. The range of lender services extend to business, mortgage, auto, and personal loans. Since their founding, LendingTree has helped over 40 million people find the right lender and the perfect loan. They account for $251 billion in closed loan transactions.
Becoming a homeowner is an exciting and taxing process, and it is important to take all of the variables into consideration. One of the most important decisions that you have to make when buying a house is which home loan company to choose. Here are three important things that you should know before you take the plunge and choose a home loan company:
When picking a home loan company, it is important to consider the loan rates that they offer. Some home loan companies have fixed interest rates, and others have more flexible rates that can differ based on the situation. Also, some companies list their interest rates online, making them easily accessible, while other companies require potential customers to inquire over the phone or in person to receive their personal rate numbers.
There are a number of different loans that you can choose to become a homeowner. You need to make sure you find the loan that works best for you and your individual situation. Additionally, it is important to understand what home loan companies offer the specific loan option that you are looking for so that you can move forward without any hiccups.
Because home loans are often difficult and complex, effective communication between the company and the customer is essential. When choosing a home loan company, you want to make sure that communication is going to work to your advantage, and there won’t be anything left unsaid or unexplained that will leave you feeling confused about your home loan. Looking through company websites to get a better feel for who they are as a company, as well as talking to someone over the phone or in person, really helps you as a potential customer to have a better idea of what customer communication is like within that company.