Best Home Loans in Virginia

141 Companies

401 Real Customer Reviews

3.5
Average User Rating

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7.5

Overall Score

73 User Reviews

2 days ago

  • Interest Rate of 4.38 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

Wells Fargo

  • Interest Rate of 4.38 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

6.8

Overall Score

36 User Reviews

16 days ago

  • Interest Rate of 4.13 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

Chase

  • Interest Rate of 4.13 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

6.5

Overall Score

33 User Reviews

12 days ago

  • Interest Rate of 4.13 Percent
  • Closing Costs of 3 Percent
  • Undisclosed Minimum Credit Score

Bank of America

  • Interest Rate of 4.13 Percent
  • Closing Costs of 3 Percent
  • Undisclosed Minimum Credit Score

6.2

Overall Score

37 User Reviews

16 days ago

  • Interest Rate of 4.13 Percent
  • Closing Costs of $2,500 to $5,000
  • Minimum Credit Score of 620

Quicken Loans

  • Interest Rate of 4.13 Percent
  • Closing Costs of $2,500 to $5,000
  • Minimum Credit Score of 620

4.5

Overall Score

  • Low Closing Costs
  • Simple Mortgage Loan Application
  • High Interest Rates
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NBKC Bank

  • Low Closing Costs
  • Simple Mortgage Loan Application
  • High Interest Rates
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1.9

Overall Score

13 User Reviews

3 months ago

  • Undisclosed Interest Rate
  • undisclosed Closing Costs
  • undisclosed Minimum Credit Score

Consumer Direct Mortgage

  • Undisclosed Interest Rate
  • undisclosed Closing Costs
  • undisclosed Minimum Credit Score
  • Undisclosed interest rate
  • Closing costs of 3 to 5 percent
  • Undisclosed minimum credit score

PNC

  • Undisclosed interest rate
  • Closing costs of 3 to 5 percent
  • Undisclosed minimum credit score
  • Interest Rate of 4.13 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

USAA

  • Interest Rate of 4.13 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score
  • Undisclosed interest rate
  • Closing costs of 2 to 6 percent
  • Undisclosed minimum credit score

Freedom Mortgage

  • Undisclosed interest rate
  • Closing costs of 2 to 6 percent
  • Undisclosed minimum credit score
  • Unverified Profile
  • Interest Rate: 3.88%
  • Fees & Closing Costs: Undisclosed

Guaranteed Rate Mortgage

  • Unverified Profile
  • Interest Rate: 3.88%
  • Fees & Closing Costs: Undisclosed
#1
  • Interest Rate of 4.38 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

Wells Fargo is a national bank that has been in business for over 160 years. In fact, the company loans more money to small businesses and home buyers than any other bank in the nation.

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#2

Chase

6.8Overall Score
  • Interest Rate of 4.13 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

Chase is a subsidiary of JPMorgan Chase & Co., which was established in 1824. Chase merged with JPMorgan in 2000.

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#3
  • Interest Rate of 4.13 Percent
  • Closing Costs of 3 Percent
  • Undisclosed Minimum Credit Score

Bank of America was founded in 1948 and conducts business around the world. In terms of assets, it is the second-largest bank holding in the United States.

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#4
  • Interest Rate of 4.13 Percent
  • Closing Costs of $2,500 to $5,000
  • Minimum Credit Score of 620

Founded in 1985 in Detroit, Michigan, Quicken Loans is the largest online mortgage retailer and the second-largest retail lender in the United States.

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#5
  • Low Closing Costs
  • Simple Mortgage Loan Application
  • High Interest Rates

NBKC Bank is a full-service, FDIC insured national bank and an approved Fannie Mae and Freddie Mac lender. Along with more than 25 years of home lending experience, the company offer customers an easy and efficient online application process, customized loan options, the lowest possible rates, and ultra-low closing costs. The company’s consistently high volume of mortgage loans, low overhead costs, centralized operations, and advanced technology allow it to cut customer costs significantly. NBKC is partnered with Military Makeover, providing unique benefits for those who have served our country.

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#6
  • Undisclosed Interest Rate
  • undisclosed Closing Costs
  • undisclosed Minimum Credit Score

Consumer Direct Mortgage is a division of First Bank. While First Bank has been in business for over 100 years, Consumer Direct Mortgage has only been operating since 2012.

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  • Undisclosed interest rate
  • Closing costs of 3 to 5 percent
  • Undisclosed minimum credit score

Founded in 1852 in Pennsylvania, PNC has since grown to have $345.2 billion in assets and is the fifth-largest bank in the United States in terms of number of branches.

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  • Interest Rate of 4.13 Percent
  • Undisclosed Closing Costs
  • Undisclosed Minimum Credit Score

Founded in 1922 by a group of military servicemen, USAA provides financial services specifically for members of the United States military and their immediate family.

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  • Undisclosed interest rate
  • Closing costs of 2 to 6 percent
  • Undisclosed minimum credit score

Founded in 1990, Freedom Mortgage is a privately-held, full-service lender that is licensed in all 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands. The company's goal is to help customers achieve the American dream of home ownership.

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  • Unverified Profile
  • Interest Rate: 3.88%
  • Fees & Closing Costs: Undisclosed

Company has not yet verified this profile. We recommend researching the top companies shown below:

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3 Things to Know Before Choosing a Home Loan Company

Becoming a homeowner is an exciting and taxing process, and it is important to take all of the variables into consideration. One of the most important decisions that you have to make when buying a house is which home loan company to choose. Here are three important things that you should know before you take the plunge and choose a home loan company:

Interest rates

When picking a home loan company, it is important to consider the loan rates that they offer. Some home loan companies have fixed interest rates, and others have more flexible rates that can differ based on the situation. Also, some companies list their interest rates online, making them easily accessible, while other companies require potential customers to inquire over the phone or in person to receive their personal rate numbers.

Loan options

There are a number of different loans that you can choose to become a homeowner. You need to make sure you find the loan that works best for you and your individual situation. Additionally, it is important to understand what home loan companies offer the specific loan option that you are looking for so that you can move forward without any hiccups.

Customer communication

Because home loans are often difficult and complex, effective communication between the company and the customer is essential. When choosing a home loan company, you want to make sure that communication is going to work to your advantage, and there won’t be anything left unsaid or unexplained that will leave you feeling confused about your home loan. Looking through company websites to get a better feel for who they are as a company, as well as talking to someone over the phone or in person, really helps you as a potential customer to have a better idea of what customer communication is like within that company.