GoMedicare (GoHealth)
Is This Your Business?2.2
2.2
Overall Score
GoMedicare is part of GoHealth, a health insurance comparison tool. Like GoHealth, Medicare shoppers can compare Medicare insurance plans from multiple companies. With GoMedicare, clients work with a licensed insurance agent to find the best deal on Medicare options.
Top Ranked Companies
The Good
- Compare Pricing and Coverage on Plans from Multiple Companies
Compare Pricing and Coverage on Plans from Multiple Companies
GoMedicare allows Medicare shoppers to work with a licensed insurance agent to compare Medicare plans and quotes from several different insurers. As you're comparing plans, pay attention to both the monthly premium rates and projected out-of-pocket expenses (coinsurance and copayments) to get a full picture of a plan's cost.
After completing a brief questionnaire, an insurance agent will contact you about Medicare coverage options available to you in your region.
If you've opted for Original Medicare, you'll compare Medicare supplement plans and prescription drug coverage (Medicare Part D). A Medicare supplement insurance or Medigap plan helps control your out-of-pocket costs from Original Medicare.
Original Medicare is hospital and medical insurance that is managed by the federal government. Medicare Part B is medical insurance. Part A is hospital insurance. Private insurers offer the other Medicare coverage plans to Medicare beneficiaries.
If you're choosing a Medicare Advantage plan (Medicare Part C), you'll compare those. Medicare Advantage plans cover the same services Original Medicare does. Most of these plans also offer qualifying prescription drug coverage, so you don't have to buy a separate plan.
GoMedicare connects individuals with insurance companies that offer Medicare Advantage plans, prescription drug coverage (Part D), and Medigap insurance plans.
The Bad
- Insufficient Customer Reviews
- Limited Online Information
Insufficient Customer Reviews
GoMedicare has not recieved many customer reviews on Best Company, which means a full recommendation is not available.
It's also concerning that the reviews GoMedicare has on Best Company give the company low ratings. However, general conclusions are still not possible due to the small number of reviews.
Limited Online Information
Medicare shoppers are unable to view their plan options online, which would make it easier to compare plans and prices. Instead, they work with an insurance agent to compare options.
Insurance agents are very familiar with the industry, so they can help with questions about health insurance terms and help people understand their insurance options.
The Bottom Line
While it would be nice to view plan comparisons on GoMedicare’s website, working with an insurance agent has its own advantages. Insurance agents can answer Medicare questions and help clients through the entire health plan selection and enrollment process. When evaluating health plans, be sure to understand the insurance coverage offered and the costs — monthly premiums and out-of-pocket expenses.
Working with GoMedicare simplifies the Medicare shopping and enrollment process and allows clients to easily compare plans across companies.
