Name: Upgrade
Rating: 4.8

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Bonnie O. Union, SC

I applied for a loan that was needed in an emergency and I felt that Upgrade processed my application swiftly. I was able to attend to the emergency and did not have to worry about being approved. The loan was also funded in a timely manner.

6 years ago

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Randy Pinedale, WY

My experience with Upgrade was extremely pleasant and professional. Everything was approved quickly and my money was put into my account in a timely manner. I was treated as a human being not a robot, the Upgrade team I worked with were very friendly and professional.

6 years ago

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Adrian de Jesus Hayward, CA

Applying was very easy and straightforward. I was able to get the best interest rate for the most amount of money. Accepted prequalified rate and $ on Wednesday night and woke up Friday morning with the money in my account. Will recommend every time you need a personal loan.

6 years ago

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Mattie Shelby Chicago, IL

Wow it was not a complicated process just a few major documents such as proof of income W2 ‘s things of that nature and your bank routing information and your checking account number and it was like magic what a wonderful experience

6 years ago

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Stacey Columbus, OH

I was pleasantly surprised at how organized and simple it was to apply for my loan. I needed to make a call to customer service, and both times I spoke to someone friendly, professional, and helpful. I'm happy if this is the new generation of how a loan application/process should be done properly.

7 years ago

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Michael Utica, NY

Upgrade customer service is very good - everyone I ever had contact with was very polite and answered all questions - the loan process takes a little longer than other companies I have dealt with, however their interest rates were far better than most - if you are in need of a loan other than traditional bank loans , I highly recommend upgrade.

7 years ago

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Michael TK Marshall, MI

This was the easiest and fastest loan ever taken out. From the initial application to the money deposited was about 2 business days. Amazing! I applied on a Thursday and Monday morning the money was in my checking account. Now that's customer service!

7 years ago

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Katherine M. Laurelton, NJ

Upgrade's website is user friendly which made the application process quick and easy. The representatives are courteous and detail oriented, which was a comforting factor. They demonstrated professionalism with integrity, I highly recommend Upgrade to everyone and will definitely refer their services to friends and family!

7 years ago

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Jon Colvin Albertville, MN

I needed money fast to finish my basement , because my parents in bad health were going to move in. Other banks were telling me No and giving me run around. Talked to Upgrade on the phone after I got a flier in the mail, and it was quick. Had money in my bank within a few days. Thank you.

7 years ago

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Sheila Jacksin Triangle, VA

I experienced a simple, but thorough process. Everything was securely received and processed in a timely manner to include receiving the funds. The funds were actually received two prior to the timeframe noted. No complaints at all. Job well done!

7 years ago

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rocio gutierrez

The process was smooth and straightforward with no hidden fees.

1 month ago

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Teresa Brown

The best I have ever had with a loan. Helped me out when I needed it most and I thank you guys so very much.

4 months ago

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Aundria Morgan

I am appreciative of the reliability of the services and the availability of funds that I can depend on.

4 months ago

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Samantha Maxwell

I love how easy it was to get the loan and the ease of them putting it into my bank account. The low monthly payment was really it. I love Upgrade

6 months ago

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ColonialFarmer

The entire process was quick, easy, fully explained ahead of time and produced results as promised. I strongly recommend that you Upgrade.

7 months ago

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Juan Carlos Valdes

It was a great experience again on getting approved and the process was easy. Thank you again for the opportunity to be a customer.

7 months ago

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Dahlia A. Steensen

Overall, I am very pleased with Upgrade!! Your representative Isaiah was patient, professional and quite knowledgeable, a pleasure to work with.

8 months ago

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Wade Sullivan

As I have been paying four different credit cards where the interest rate was a killer, this consolidation loan should allow for reduced interest payments and, perhaps, quicker payoff.

1 year ago

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RobsRutl

Upgrade is a life saver when you need a loan quick, especially when a big ticket item decides to break over a weekend unexpectedly. Upgrade to the rescue with an easy and quick loan process. Thank you Upgrade!

1 year ago

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masudul amin

Great experience. Fast loan processing. They followed up with me the same day. APR could be lower. Easy to upload documents in their website. Doesn’t waste time. I recommend Upgrade.

1 year ago

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91 Oopsies

Upgrade is fantastic with being informative and have great options on making a better decision for my finances. I have gotten better and able to raise my credit score with help from Upgrade. Thank you

1 year ago

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Island Girl

The whole process was as easy as it gets. Applied on my phone in just a few minutes and the whole thing was approved and processed in about 24 hours. No hassles from start to finish. Great job Upgrade and thank you!

1 year ago

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Alyssa

Upgrade is a great company! I have now used them twice within the last 3 years. If you’re needing a loan and quickly, apply. The loan application is quick and straightforward.

1 year ago

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J. Monarez

The loan application process was very simple and timely. When searching for the best online APR and terms offered, UPGRADE came out in front from the rest of the pack! Thank you!!

1 year ago

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Marisa Mamazza

I am so pleased with Upgrade. I applied for a consolidation loan and was approved in a couple of hours. The money was in my bank account the next day. Made me so happy!!! Thank you

1 year ago

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Annie Hickey

Upgrade helped me to pay off some debt and get a much lower monthly payment in the process. My finances have changed but my credit was decent and they were willing to help me out in the tight spot.

1 year ago

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Jamie Teague Kings Mountain, NC

Always easy to deal with . You tell them what you need and the make it happen . This is my second loan with upgrade . And I will use them again and tell everyone I know about them.

1 year ago

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Craig Geffert

Overall our experience has been wonderful. Easy to apply and to submit any information and funding was amazingly fast. Contacted customer service, one time just to ask a question and they were fast and friendly.

2 years ago

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Sandy H Fuquay-Varina, NC

Upgrade made applying for and being approved for a loan so easy! It didn’t hit my credit until I was approved, and the loan was processed. And I had the money in my account within a couple of days. Excellent!

2 years ago

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Marci Matonis Brigham City, UT

This company is an absolute lifesaver. I’ve used them twice for debt consolidation loans. From start to finish you have your money in a day or two. I just can’t say enough good things!

2 years ago

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Cindy O

I have applied for a loan more than once each time was easy fast as I needed it to be. and right on point need a loan this is the one to get I highly recommend this loan company

2 years ago

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Whoshotchu ZO Sik Fort Knox, KY

I submitted a request for a loan on a Sunday evening and received favorable news that night. Monday morning I was approved and the funds deposited into my account Tuesday morning.

2 years ago

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Carolyn Peters Midlothian, VA

My experience with Upgrade has been great and I say this because customer support is fast, understanding, knowledgeable and respectful. Application is easy and their decision are just.

2 years ago

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dwane smith Fort Worth, TX

Firstly, I lust say that I am happy I got the actual loan the disappointment is I was unaware that my credit would have been hit as this is not what I searched for and there were no indications of such, I also didn't realize that the Loan origination fees would have been so very high or else I would not have taken it because it somewhat defeats the purpose of taking the loan I can't understand why the origination fees has to be so much, it's just ridiculous.

2 years ago

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Sheila Burns Dickson, TN

Upgrade was so easy. Very efficient and helpful. I was able to combine some debt and allow them to submit the payments for me. Upgrade made this such a simple process. Will definitely use them again!

2 years ago

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TH Whittier, CA

Wow! Upgrade was an easy process, over the phone. They dod a soft credit check and emailed offers to review. Once I selected the best option for me, I was approved and funded the next day.

3 years ago

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ray kellum Chicago, IL

One of the best experiences I've had in quite some time. Very easy process with updated access. The amount of loan was great and transformation was fast. Awesome loan to apply from.

3 years ago

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Peggy Milton Carrollton, TX

The thing I appreciated most was the communication during the application process. I was kept apprised of the progress and informed when there was something I needed to complete.

3 years ago

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MariaDeV Roseburg, OR

I did a debt consolidation loan and the whole process was simple and quick. I was able to select the best terms and options available to me and choose when and how my payment would be taken out. Thanks Upgrade!!

3 years ago

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Cmillersr Mesa, AZ

It is a fast easy way to apply for a loan either by phone or online.I have done both and it was friendly and fast with no hassles at all. I’m completely satisfied with Upgrade and thank you

3 years ago

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Penny Davis Vancouver, WA

I was skeptical when I first applied and expected a long drawn out process. Much to my surprise the process was quick and smooth and funds were deposited quicker than I thought they'd be. Wonderful experience!

3 years ago

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Gilbert Hanford, CA

Quick, simple and easy! There was an invitation to apply for a Visa card. I did and was approved and as a new customer, they initiated to give me another loan to pay other credit cards.

3 years ago

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Hannah Garison Chicago, IL

This was the best decision I’ve ever made. Took no time at all, wasn’t bombarded with numerous phone calls, and it was the simplest process. Highly recommend and thankful I stumbled upon upgrade!

3 years ago

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Robert George Sevierville, TN

After some problems with computer I was able to get the loan I was looking for. Upgrade had the best rates for what I needed and was able to get cards paid off so there is only one payment and at a much lower rate.

3 years ago

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G.H.F Frisco, TX

Upgrade is transparent in presenting its products and the associated costs for the term of the loan. Very easy to initiate and complete the loan process. I would use them again.

3 years ago

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Jerrica James-Wallace Houston, TX

Approval fast and consistent, paid my credit cards down and had a little extra left over, not to mention the monthly payment is very reasonable. I highly recommend this company

3 years ago

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Brenda Newago Eau Claire, WI

This process was streamlined and helpful. Using Upgrade is not only easy but included are resources in how to pay off the most harmful debts first. I definitely would refer my friends and family to Upgrade.

3 years ago

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Anna Seattle, WA

Upgrade is quick and easy to apply specially when it comes to personal loan. I got approved right away but it took me about a week to get the money to get deposited into my account.

3 years ago

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barry shapiro Dover Plains, NY

Had a positive experience with my personal loan,but a negative experience withThe Upgrade Card personal credit line.They had me approved before they included a extra condition to join a credit union of which I objected,so I had my app withdrawned.Then I was invited to re-apply and then turned down.I have positive credit experience with a still active upgrade card account but they will not allow me to access the account

3 years ago Edited July 29, 2022

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Disaster Das Montreal, QC

Upgrade has been extremely pleasant to deal with. The entire loan application process is easy, efficient, and painless. This is my second Upgrade loan and I highly recommend them.

3 years ago