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8.1

Overall Score

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Shannon Rich

I gave it three stars because the loan value compared to the interest rate. The interest rate is high, terrible way to do business.

8 months ago

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Dorthina Peeples

I loved the simplicity and speed in the processing of my personal loan. It was an amazing experience.

9 months ago

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Robert Best

Agent was knowledgeable-friendly-and helped me fill out loan application. I would recommend your company to everyone

9 months ago

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Mgraciella Busch

I was not allowed which credit card to pay with the loan. The amount paid to the credit card was Moore than the amount mentioned in the application

9 months ago

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Yadi

Very easy to use and fast very satisfied with the process thank you for helping me to achieve my goals!

9 months ago

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Dionne Jones

Application process was simple and did not require much time and extra effort. Response time was very fast.

10 months ago

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Gtofabulas

I was approved for the money I needed after being turned down by numerous others and a rate that is well below fair.

10 months ago

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Yvette Villanova, Pennsylvania

It was excellent how upgrade still had all of my information so I didn't have to start all over again, which made it quick and easy

5 months ago

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Robert Hernandez

I've been a loyal customer of there's for a while. They have never questioned on how the money is spent and the approvals don't take long at all

1 year ago

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Samantha Maxwell

I love how easy it was to get the loan and the ease of them putting it into my bank account. The low monthly payment was really it. I love Upgrade

1 year ago

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ColonialFarmer

The entire process was quick, easy, fully explained ahead of time and produced results as promised. I strongly recommend that you Upgrade.

1 year ago

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Juan Carlos Valdes

It was a great experience again on getting approved and the process was easy. Thank you again for the opportunity to be a customer.

1 year ago

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Dahlia A. Steensen

Overall, I am very pleased with Upgrade!! Your representative Isaiah was patient, professional and quite knowledgeable, a pleasure to work with.

1 year ago

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Angie Roberson

The Representatives are very professional, knowledgeable and polite. Excellent customer service! Thank you for a job well done.

1 year ago

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Bonney Johnson

I highly recommend Upgrade. The process was so easy. They have the best rates in comparison with many other companies. Thank you!

1 year ago

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Charmel459

The easy application process I also opened a checking account but the system won’t let me fund it No explanation as to why.

1 year ago

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Amanda Crosby

Easiest loan process ever! I submitted my application and was approved within hours and had my money in 48 hours! Highly recommend this company!

1 year ago

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Erniesha Constance

Easy to manage to apply....I also had to call and the representative I spoke to was very courteous and answered my questions appropriately.

1 year ago

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Maria Johnson

Everything was to perfection. I couldn’t believe how quickly I hot this loan and how quickly payments was made to the lenders .

2 years ago

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Thomas Nguyen

Needed 1k for an emergency at home but multiple loan companies were charging me 300+% interest for 36 months. Only Upgrade gave me reasonable terms.

2 years ago

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Michele Fay

The process was very easy to follow. I had some issues using the camera on my phone, but eventually figured it out. Learned something new!

2 years ago

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NICK SMITH

Easy to work with and directions were clear and understandable. Persons I spoke with were clear and business-like. Everything went smoothly.

2 years ago

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Cristina Rodriguez

Quick on know if I got the loan or not. Life saver on quick deposit in the back once approved. Good automatic payments.

2 years ago

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LA Jollie

Super simple process — was surprised how easy the approval process was. Quick deposit and easy to understand terms and payback options.

2 years ago

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Francis Di Ienno

I was really impressed how quickly the loan was processed without the hassles that come with excessive paperwork and verifications.

2 years ago Edited November 19, 2024

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Christopher Lenz

Very quick and efficient work getting a loan. Much better offer from any company I looked at. I would suggest Upgrade to anyone!

2 years ago

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Tom Carlucci

Great terms on the loan . The website is very easily navigated answered all the questions I had easy fast and very convenient.

2 years ago

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Stan Leffew Denver, CO

Very easy to work with, and fast. Repayment is also easy since you can set up automatic payments. Good Company to work with.

3 years ago

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Madeleine NOUTEYA-JACKSON Upper Marlboro, MD

It was very quick and simple. I requested the money. No headache. Before i knew it i was approved. Money was deposited to my account

3 years ago

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Tana Tuggle Phoenix, AZ

I must say that after you are approved, you will receive your funds in 2 business days. I did not like the fact that you have a Loan Origination fee deducted from the amount that you were approved for.

3 years ago

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Scott Reed Medford, OR

Easy to start the application process and fast decision on the application. I just started so let's see the rest of the process.

3 years ago

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Steve B

I can't complain at all! I applied and provided my information and just like that the money went where it was supposed to in 4 days.

3 years ago Edited June 28, 2024

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Jerry Bentonville, AR

Upgrade lines of credit, are another great company. They gave me credit when I first came out of bankruptcy and have been a valued customer since

3 years ago

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Tobi Carl Temperance, MI

At first I rec’d an email that I was not approved for a loan, so I moved on & found one with my credit union. Then next day, I was all of a sudden approved. The next 10 days I got inundated with several emails telling me to finish my paperwork. Even after I called and said I had gone in another direction. Then they sent me the money anyways. Had to decline thru my bank and still the emails kept coming. My next email was telling me my terms and my first due date. Crazy.

3 years ago

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Johnnie W PhillipsGlove Dallas, TX

I was very pleased with the quick response for my loan app. I love the service that I received. Greatly appreciated!!!

3 years ago

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corey G blevons Sheboygan, WI

Never heard of this company before, very easy application to do. Got reply super-fast and the loan was deposited in my account the day, impressive.

3 years ago

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Scott Gillentine Winston-Salem, NC

Loan process was easy and approval was fast! It's a great and affordable way to consolidate those high interest rate credit cards.

3 years ago

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Cyril Tyson Powder Springs, GA

It was a very easy and quick process. I like the technology of the process. Also their customer service support was knowledgeable and polite.

3 years ago

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Shakia L Morristown, NJ

Very quick and straight forward. The agent I spoke with was very friendly and explained the process. I will definitely recommend. Thank you.

3 years ago

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Carrie Ranges Gilbert, AZ

Only thing I was not aware of was the fees being high. Other than that, very easy to apply and received the money within a couple of days. Very pleased!

3 years ago

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Jan Heath Nashville, TN

The process was exceptionally simple and fast. Much faster than I expected. I would definitely recommend this company to anyone looking for a loan.

3 years ago

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Richard Kaiser Harker Heights, TX

Very easy loan process, good interest rates, this is my second loan from them. I will chose Upgrade in the future for my small loan needs.

3 years ago

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Cynthia Jenkins Magnolia, DE

.y experience with upgraded was awesome I was surprised they.gavee the money I needed to consolidate my credit cards I rate them a A+

3 years ago

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Margaret Porter Anniston, AL

Quick and easy and feels very secure. My money was deposited the next day and two of my largest bills paid down. Such a load off my shoulders

3 years ago

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Trish Philadelphia, PA

I have had more then one loan with Upgrade in the past, and ALL have been seamless and fast. The money was transferred within 48hrs.

4 years ago

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Nathaniel West Chicago, IL

I almost never post reviews, but I have been nothing but impressed with Upgrade. Straightforward, no BS, super easy process.

4 years ago

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tracy brooks

The application process was quick and painless and I got a response in a day! It took no time to get the money and payoff my bills.

4 years ago

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Deborah Leatherman [SCHS] Humble, TX

The process was very easy and user friendly. Upgrade was quite efficient in getting back to me regarding approval of my loan.

4 years ago

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Csm1971 Louisville, KY

The expedience of the application and approval process was great. They have a reasonable interest rate and customer service is also very good.

4 years ago

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Michael T. Williams Salisbury, MD

I have had a few times when I needed cash for some unexpected issues and Upgrade saved the day! Easy to deal with and very fair, would recommend giving them a chance.

4 years ago