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8.1

Overall Score

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Lisa Cato Lake City, FL

I cannot say enough good things about Upgrade. The rates are fair, affordable and the terms are flexible. I loved the no hassle application process and the quick turnaround on the dissemination of funds.

3 years ago

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SHAN S Kings Mountain, NC

What I liked most was how easy it was to link my bank account to get approved. It was hassle-free and convenient. I was able to pay my phone bill and the pay back process was weekly that helped majorly to make on time payments.

3 years ago

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Reese Pleasant Grove, UT

Upgrade gave me a loan when other people wouldn't. The rate is reasonable and I was treated with courtesy and respect. They give you helpful information to improve my situation and to help get better rates in the future.

6 years ago

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aaron belfast

Easy application process. Quick turn around once you have applied.

5 months ago

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GEVONYA EVANS-DANIEL

Upgrade is a trusted source for loans. Quick app as well as funds disbursement!

5 months ago

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Rebecca Lynn

Fast and simple, easy to work with. Everyone was extremely nice. It was a pleasure.

6 months ago

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Johnny White

Quick approval with competitive rates. My fund was available the next business day

7 months ago

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sharon jackson

Since become a customer back in 2024 I have nothing bit a good experience with Upgrade.

7 months ago

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Shantasi LaGrange

Alway such an easy process and better APR’s than any other company we looked at!

8 months ago

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Deb Montalvo

Quick, easy and safe. Not my 1st experience with Upgrade but my 1st choice to come back to when needed.

9 months ago

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Sam Aina

The easiest process I've ever gone through for any type of loan! Outstanding procedures. Outstanding service!

10 months ago

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John Stover Stover

Very easy process very satisfying !! Even with less than perfect credit you were able to get an offer .

10 months ago

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Josh Ruiz

Great service. Made it easy. And ya'll have been so amazing in helping us get healthier financially.

10 months ago

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Raymond Vierling

This loan application was processed very quickly and with a approvel. I will keep using upgrade in the future

11 months ago

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ColonialFarmer

The entire process was quick, easy, fully explained ahead of time and produced results as promised. I strongly recommend that you Upgrade.

8 months ago

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Amanda Crosby

Easiest loan process ever! I submitted my application and was approved within hours and had my money in 48 hours! Highly recommend this company!

1 year ago

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Erniesha Constance

Easy to manage to apply....I also had to call and the representative I spoke to was very courteous and answered my questions appropriately.

1 year ago

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Maria Johnson

Everything was to perfection. I couldn’t believe how quickly I hot this loan and how quickly payments was made to the lenders .

1 year ago

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Thomas Nguyen

Needed 1k for an emergency at home but multiple loan companies were charging me 300+% interest for 36 months. Only Upgrade gave me reasonable terms.

1 year ago

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Michele Fay

The process was very easy to follow. I had some issues using the camera on my phone, but eventually figured it out. Learned something new!

1 year ago

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NICK SMITH

Easy to work with and directions were clear and understandable. Persons I spoke with were clear and business-like. Everything went smoothly.

1 year ago

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Cristina Rodriguez

Quick on know if I got the loan or not. Life saver on quick deposit in the back once approved. Good automatic payments.

2 years ago

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LA Jollie

Super simple process — was surprised how easy the approval process was. Quick deposit and easy to understand terms and payback options.

2 years ago

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Francis Di Ienno

I was really impressed how quickly the loan was processed without the hassles that come with excessive paperwork and verifications.

2 years ago Edited November 19, 2024

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Christopher Lenz

Very quick and efficient work getting a loan. Much better offer from any company I looked at. I would suggest Upgrade to anyone!

2 years ago

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Tom Carlucci

Great terms on the loan . The website is very easily navigated answered all the questions I had easy fast and very convenient.

2 years ago

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Stan Leffew Denver, CO

Very easy to work with, and fast. Repayment is also easy since you can set up automatic payments. Good Company to work with.

2 years ago

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Madeleine NOUTEYA-JACKSON Upper Marlboro, MD

It was very quick and simple. I requested the money. No headache. Before i knew it i was approved. Money was deposited to my account

2 years ago

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Tana Tuggle Phoenix, AZ

I must say that after you are approved, you will receive your funds in 2 business days. I did not like the fact that you have a Loan Origination fee deducted from the amount that you were approved for.

2 years ago

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Scott Reed Medford, OR

Easy to start the application process and fast decision on the application. I just started so let's see the rest of the process.

2 years ago

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Steve B

I can't complain at all! I applied and provided my information and just like that the money went where it was supposed to in 4 days.

2 years ago Edited June 28, 2024

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Jerry Bentonville, AR

Upgrade lines of credit, are another great company. They gave me credit when I first came out of bankruptcy and have been a valued customer since

2 years ago

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Tobi Carl Temperance, MI

At first I rec’d an email that I was not approved for a loan, so I moved on & found one with my credit union. Then next day, I was all of a sudden approved. The next 10 days I got inundated with several emails telling me to finish my paperwork. Even after I called and said I had gone in another direction. Then they sent me the money anyways. Had to decline thru my bank and still the emails kept coming. My next email was telling me my terms and my first due date. Crazy.

2 years ago

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Johnnie W PhillipsGlove Dallas, TX

I was very pleased with the quick response for my loan app. I love the service that I received. Greatly appreciated!!!

2 years ago

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corey G blevons Sheboygan, WI

Never heard of this company before, very easy application to do. Got reply super-fast and the loan was deposited in my account the day, impressive.

2 years ago

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Scott Gillentine Winston-Salem, NC

Loan process was easy and approval was fast! It's a great and affordable way to consolidate those high interest rate credit cards.

2 years ago

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Cyril Tyson Powder Springs, GA

It was a very easy and quick process. I like the technology of the process. Also their customer service support was knowledgeable and polite.

2 years ago

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Shakia L Morristown, NJ

Very quick and straight forward. The agent I spoke with was very friendly and explained the process. I will definitely recommend. Thank you.

3 years ago

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Carrie Ranges Gilbert, AZ

Only thing I was not aware of was the fees being high. Other than that, very easy to apply and received the money within a couple of days. Very pleased!

3 years ago

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Jan Heath Nashville, TN

The process was exceptionally simple and fast. Much faster than I expected. I would definitely recommend this company to anyone looking for a loan.

3 years ago

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Richard Kaiser Harker Heights, TX

Very easy loan process, good interest rates, this is my second loan from them. I will chose Upgrade in the future for my small loan needs.

3 years ago

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Cynthia Jenkins Magnolia, DE

.y experience with upgraded was awesome I was surprised they.gavee the money I needed to consolidate my credit cards I rate them a A+

3 years ago

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Margaret Porter Anniston, AL

Quick and easy and feels very secure. My money was deposited the next day and two of my largest bills paid down. Such a load off my shoulders

3 years ago

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Trish Philadelphia, PA

I have had more then one loan with Upgrade in the past, and ALL have been seamless and fast. The money was transferred within 48hrs.

3 years ago

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Nathaniel West Chicago, IL

I almost never post reviews, but I have been nothing but impressed with Upgrade. Straightforward, no BS, super easy process.

3 years ago

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tracy brooks

The application process was quick and painless and I got a response in a day! It took no time to get the money and payoff my bills.

3 years ago

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Deborah Leatherman [SCHS] Humble, TX

The process was very easy and user friendly. Upgrade was quite efficient in getting back to me regarding approval of my loan.

3 years ago

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Csm1971 Louisville, KY

The expedience of the application and approval process was great. They have a reasonable interest rate and customer service is also very good.

3 years ago

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Michael T. Williams Salisbury, MD

I have had a few times when I needed cash for some unexpected issues and Upgrade saved the day! Easy to deal with and very fair, would recommend giving them a chance.

3 years ago

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George Campbell Scranton, PA

Quick and easy loan at a reasonable rate and term for my credit score. I was able to consolidate my credit card debt and now I can focus on increasing my credit score.

3 years ago