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7.9

Overall Score

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Pamalita Denver, CO

This was the easiest company I have ever worked with...I will recommend them to collages, friend or family that may need they assistance.

2 years ago

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Mary Lou Hammond Buzzards Bay, MA

Upgrade is great to deal with, nothing drawn out. Straight to the point. I will continue to use upgrade for all my circumstances. Thank you.

2 years ago

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Kyle Krull Omaha, NE

Through a debt consolidation loan through Upgrade, I increased my FICO credit score by 130 points. Upgrade literally changed my life.

2 years ago

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Akos K Dallas, TX

Excellent service. Was funded immediately once my information was verified. I will definitely re im end them to friends and family.

2 years ago

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Daniel Buffey Selma, NC

Upgrade is there to help when I needed to consolidate my credit cards and loans to help me be able to get out of debt sooner.

2 years ago

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wayne ouren Puyallup, WA

The loan process was fast and easy. It was the least complicated process I have experienced with any personal loan company.

2 years ago

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IVELISSE A HENRIQUEZ Beulaville, NC

It was a wonderful experience, I even called customer service with some questions regarding the loan and they were very friendly.

2 years ago

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CocaineKing 526 South Gate, CA

Super fast and easy application process! I knew whether or not I was approved promptly and was even offered a credit card besides my loan! Thank you!

2 years ago

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Zacharie Alexander Los Angeles, CA

I like how fast and easy my loan came in. I didn’t like that they didn’t save my information from the previous loan.

2 years ago

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Tammy Clark Lewisville, TX

I applied online within just a few moments and within 24 hours had the approval and had the money in my account by the end of the day.

2 years ago

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Ruth Mobile, AL

It was a little slow at first trying to make sure my documents were received but the entire process was handled very well

2 years ago

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Jasmin Vega Miami Beach, FL

The response time was amazing. I applied online and in less then 48 hours I was approved and the money was in my account.

2 years ago

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Monique Green Henrico, VA

No dislikes at all.You provide them with the documents they request, and if approved, you will receive your funds in no time.Very legit Company.

3 years ago

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Elizabeth Makurat Farchette Miami, FL

Upgrade has been great! I applied online and was approved right away. Money was direct deposited just as they explained. Perfect service so far

3 years ago

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Debbie Brannam Mesquite, TX

The lady that helped me was very knowledgeable, kind and helpful! Highly recommend this customer oriented group to family and friends!

3 years ago

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Jim Garlets Brooklyn, NY

I was pleased except for the fact I was charged 1000 dollars for a initiation fee. And the payment on loan remains the same. I was told I'd get a loan of 15,500. I was disappointed when I only received 14,570

3 years ago

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Marina Miami, FL

The only thing I had some problems was sending my documents .But I was able to speak to customer service and they explained the problem.

3 years ago

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C Caff Elyria, OH

Easy. Submitted minimal information and my loan was very quickly approved. Received the funds within a day of finalizing the paperwork.

3 years ago

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RB Los Angeles, CA

Quick, flexible. Great low rates. Alleviates the stigma about loan shark personal loans. Upgrade is not one of them, they are superb.

3 years ago Edited September 14, 2021

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momkapo Irvine, CA

Process is quick and easy and I got funded quickly. I know my credit is far from stellar so I was happy this is an option.

3 years ago

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D. Michael Murray Garden Valley, ID

A good experience but the process was a little lengthy. Wait times on phone were extremely long while waiting for representative to discuss loan application.

3 years ago

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Maria Mederos Miami, FL

What I like the most is that they are upfront and the application process is simple and straight forward. Really I have.notging to complain about.

3 years ago

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Cindy Ranshaw Alpena, MI

I didn't believe it was possible but it was quick, professional, no problems and completed in 3 days! What a relief!!! Thank you.

3 years ago

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Brendaliz Echevarria Kissimmee, FL

Honestly I was in a pinch at the moment of getting the loan and the answer was pretty quick. Thanks for your help when I needed it!

3 years ago

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Patrick Robinson Arlington, VA

Great experience! Upgrade gave me the chance no one else would and now I’m able to get my priorities organized a lot more efficiently.

3 years ago

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luke duncan Hendersonville, NC

Customer service sucks. My email never got replied to three weeks later, (and still waiting) but everything is to the point and set in stone. Two way street. What you read is what you get but one on one help is limited

3 years ago

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allen bradley Ann Arbor, MI

the experience was painless and fast. it was easy to fill out the form. I will most definitely use this service for a loan again if needed.

3 years ago

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KTW-187 CALIFORNIA Los Angeles, CA

Just got a loan and credit . So far everything is good. Paid down credit cards. Haven't used any credit from the card yet. Very easy to apply and approved in minutes.

3 years ago

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Sheila Davis Wichita Falls, TX

Great customer service and timely response. My application was received, processed and funded within 10 days for my home renovation project.

3 years ago

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Pirategirl1128 Shelbyville, KY

This is my second time doing a loan with upgrade the first time for some reason was wayyy easier. The second one took forever but when i called the rep was very helpful.

3 years ago

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Ed Moore, Jr. Chicago, IL

Very professional and organized; appreciate the quality in the timing of everything I needed and Upgrade, thankfully, provided for me.

3 years ago

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Vance Harper Tampa, FL

Customer service was great. Quick response and effective processes. So far there is nothing to dislike. I hope it stays that way.

3 years ago

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Patricia Hall ,

I was very satisfied with how quick and easy it was to get a loan. I was able to pay off a high interest loan. Thank you!

3 years ago

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Douglas Sims Nashville, TN

Loan process was easy to understand and navigate. Support team was very helpful and professional through the loan process.

3 years ago

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Jones no Peoria, IL

I had to call in almost half a dozen times after I applied. I almost just was about to give up. The only reason I stayed was because your interest rate was slightly better. This was probably one of the worst experiences I have ever had and believe me I’ve had a few.

3 years ago

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Valerie MacKenzie Augusta, ME

The process has been fast and easy. The part I dislike the most is having to have the first payment taken out of my account automatically.

3 years ago

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Lori A Port Richey, FL

Amazing customer service! I was very pleased with the whole experience. So easy to do the paperwork and was happy how fast the process went

4 years ago

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Jessica miller Houston, TX

The employee's were very nice an polite, they really walked me thru every step to getting my loan started such a great group..

4 years ago

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Kathy Mills Columbus, GA

Great experience from start to finish. Quick approval and funds disbursement. Recommend highly to anyone with Good rated credit and above.

4 years ago

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Karen Robinson Fort Lauderdale, FL

The loan process was very quick and simple. Thank you for giving me a chance to clean up my debt by consolidating my credit cards. I will be highly recommending your company.

4 years ago

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Ava Tolds Missouri City, TX

I liked the easy process. Request for documents ,submit then wait for decision. What I didn't like was the interest rate.

4 years ago

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Vinit - Columbia, MD

Upgrade staff was very responsive. Though it took a little longer to fund the loan but considering current Covid crisi, it is understandable.

4 years ago

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Heather Middleboro, MA

Great customer service, very knowledgable, and helpful. Helped with any questions I had. Turn around was in a timely manner.

4 years ago

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WorshipLeader Manila, AR

My experience with Upgrade was very easy and stress free! It was a fast process and the friendly service was delightful!

4 years ago

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George Christon Plattsburgh, NY

I was very pleased with my experience with Upgrade. My lone was processed fast,and the reps.were cuortius.I would recomend upgrade to my friends.

4 years ago

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Steve Wharton Montague, NJ

It was a quick process, quick approval, and quick deposit. It’s only been a week, so I can only attest to thus far, but as of now, 5 stars.

4 years ago

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Elizabeth Palmyra, VA

The process was easy both online and phone assistance. I am very pleased with the terms of the loan and payment options.

4 years ago

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Tasha Bowie Baton Rouge, LA

The entire process was very fast and efficient. I applied online, and received the funds I requested two days later. I have no complaints.

5 years ago

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lisa guillory Lafayette, LA

This company made my decisions very easy and convenient. Money was in my account in 1 business day, I would suggest doing business with Upgrade.

5 years ago

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Jan Patterson, LA

Great Customer Service they verify that all information is correct and what you requested. Quick Approval Decision when applying online.

5 years ago