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7.7

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Scott Reed Medford, OR

Easy to start the application process and fast decision on the application. I just started so let's see the rest of the process.

7 months ago

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Jerry Bentonville, AR

Upgrade lines of credit, are another great company. They gave me credit when I first came out of bankruptcy and have been a valued customer since

8 months ago

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Brenda Hatcherson Brown

The process was a little difficult. Good

3 weeks ago

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Vickie Hernandez Cervantes Charlotte, NC

I am so grateful for the timely processing and transfer. Your company has been a great source of financial stress relief. I would highly recommend Upgrade to anyone.

9 months ago

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Jeffrey Ballard Erie, PA

I applied for a loan and thought that I had it filled out right, but I didn't. I called them and they walked me through all of the areas that I had missed.

9 months ago

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lacey jo Ocala, FL

Getting an upgrade loan was an easy process, from applying to making payments back on the loan, upgrade makes it super easy and painless. Customer service is super helpful.

11 months ago

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Annie Hickey

Upgrade helped me to pay off some debt and get a much lower monthly payment in the process. My finances have changed but my credit was decent and they were willing to help me out in the tight spot.

2 weeks ago

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dwane smith Fort Worth, TX

Firstly, I lust say that I am happy I got the actual loan the disappointment is I was unaware that my credit would have been hit as this is not what I searched for and there were no indications of such, I also didn't realize that the Loan origination fees would have been so very high or else I would not have taken it because it somewhat defeats the purpose of taking the loan I can't understand why the origination fees has to be so much, it's just ridiculous.

1 year ago

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Sheila Burns Dickson, TN

Upgrade was so easy. Very efficient and helpful. I was able to combine some debt and allow them to submit the payments for me. Upgrade made this such a simple process. Will definitely use them again!

1 year ago

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TH Whittier, CA

Wow! Upgrade was an easy process, over the phone. They dod a soft credit check and emailed offers to review. Once I selected the best option for me, I was approved and funded the next day.

1 year ago

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ray kellum Chicago, IL

One of the best experiences I've had in quite some time. Very easy process with updated access. The amount of loan was great and transformation was fast. Awesome loan to apply from.

1 year ago

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Peggy Milton Carrollton, TX

The thing I appreciated most was the communication during the application process. I was kept apprised of the progress and informed when there was something I needed to complete.

1 year ago

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MariaDeV Roseburg, OR

I did a debt consolidation loan and the whole process was simple and quick. I was able to select the best terms and options available to me and choose when and how my payment would be taken out. Thanks Upgrade!!

1 year ago

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Cmillersr Mesa, AZ

It is a fast easy way to apply for a loan either by phone or online.I have done both and it was friendly and fast with no hassles at all. I’m completely satisfied with Upgrade and thank you

1 year ago

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Penny Davis Vancouver, WA

I was skeptical when I first applied and expected a long drawn out process. Much to my surprise the process was quick and smooth and funds were deposited quicker than I thought they'd be. Wonderful experience!

1 year ago

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Gilbert Hanford, CA

Quick, simple and easy! There was an invitation to apply for a Visa card. I did and was approved and as a new customer, they initiated to give me another loan to pay other credit cards.

1 year ago

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Hannah Garison Chicago, IL

This was the best decision I’ve ever made. Took no time at all, wasn’t bombarded with numerous phone calls, and it was the simplest process. Highly recommend and thankful I stumbled upon upgrade!

1 year ago

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Robert George Sevierville, TN

After some problems with computer I was able to get the loan I was looking for. Upgrade had the best rates for what I needed and was able to get cards paid off so there is only one payment and at a much lower rate.

1 year ago

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G.H.F Frisco, TX

Upgrade is transparent in presenting its products and the associated costs for the term of the loan. Very easy to initiate and complete the loan process. I would use them again.

1 year ago

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Jerrica James-Wallace Houston, TX

Approval fast and consistent, paid my credit cards down and had a little extra left over, not to mention the monthly payment is very reasonable. I highly recommend this company

1 year ago

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Brenda Newago Eau Claire, WI

This process was streamlined and helpful. Using Upgrade is not only easy but included are resources in how to pay off the most harmful debts first. I definitely would refer my friends and family to Upgrade.

1 year ago

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Anna Seattle, WA

Upgrade is quick and easy to apply specially when it comes to personal loan. I got approved right away but it took me about a week to get the money to get deposited into my account.

1 year ago

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barry shapiro Dover Plains, NY

Had a positive experience with my personal loan,but a negative experience withThe Upgrade Card personal credit line.They had me approved before they included a extra condition to join a credit union of which I objected,so I had my app withdrawned.Then I was invited to re-apply and then turned down.I have positive credit experience with a still active upgrade card account but they will not allow me to access the account

1 year ago Edited July 29, 2022

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Disaster Das Montreal, QC

Upgrade has been extremely pleasant to deal with. The entire loan application process is easy, efficient, and painless. This is my second Upgrade loan and I highly recommend them.

1 year ago

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nancy clark Chicago, IL

it was quick and easy, showed interest rate and montly payment amount. all information you needed to know about your loan. web site very easy to find things, if yu have questions.

1 year ago

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Big GW Clovis, NM

This company is very pleasant to work with. Easy forms to do and quick decisions. They constantly keep you up dated through out the process. I would highly recommend them for all your financial needs.

1 year ago

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Brenda Wade Goodlettsville, TN

This was easy! I am not real tech savvy so ease of use was important. The time it took to get the deposit was very reasonable. I would recommend your service to my friends. Thanks to Credit Karma for the referral.

1 year ago

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Leedunn28 Middletown, NJ

This was the easiest and quickest transaction ever.I applied for a debt consolidation loan.I was approved in a day and funds transferred the next.I highly recommend Upgrade .They made the whole process stress free.

1 year ago

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Arthur Hayes Atlanta, GA

I couldn’t believe it was so simple. I thought I would have to go through hoops to get an approval. I was wrong just a couple of clicks and I had a 5 figure loan. It certainly was the best experience I had!

1 year ago

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Brila Vlogs Middletown, CT

Everyone was very nice that i dealt with making all the steps of getting my loan easy and comfortable. Everything was explained to me each step as i went through the process. thanks again. Brian

1 year ago

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SJ Las Vegas, NV

Upgrade is there to help you when you need. The app and staff are very user-friendly and easy to work with. Staff is friendly and helpful. I would definitely recommend upgrade to help you with financial means

1 year ago

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Mary Asaro St Louis, MO

Best thing I have done in a long time! The process was simple, quick and amazingly easy. Wish I had done it 6 months ago and saved myself a lot of interest paid on my credit cards.

1 year ago

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Deborah Plechaty-Anderson Fairbury, IL

I found the offer for this loan on Credit Karma and the process was so quick and easy! I was surprised how quickly my application was processed and I had the money in my account the next business day!

1 year ago

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mustafa Bellwood, IL

PROS: Upgrade doesn't waste your time. You have decent credit...APPROVED, $$$ in your acct next day, simple as that. I most definitely consider UPGRADE a lending partner. CONS: High credit SCORE doesnt matter, FEES, APR shown tend to change upon accepting offer. Confusing to say the least, other than that, UPGRADE is a decent lending partner.

1 year ago

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greg byrne Rio Rancho, NM

Upgrade has been a real pleasure to work with. This is a First-Rate company. I am highly impressed with their professionalism and efficiency. I recommend Upgrade to anyone looking to consolidate their credit card balances.

1 year ago

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Leslie Smith Lubbock, TX

It was very easy to get my loan. It took a few days for the money to show up at the old loan company, so be patient. The Upgrade loan is the right size and HALF the interest rate, so I'm happy.

2 years ago

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Justin Twitty Noblesville, IN

Application process was very easy for both there credit card and the personal loan definitely keeping them around, plus there mobile app is very easy to use all around great experience

2 years ago

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Jen Roberts West Mifflin, PA

I have never acquired a loan so easily. Once my application went through, credit cards were paid and remaining balance deposited to my account within 1 week. I would absolutely recommend Upgrade!

2 years ago

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fire3hose Franklin Park, IL

My experience with Upgrade was one of the easiest and outstanding time frame applications I’ve ever done beating most of it competitors hands-down I am a very satisfied customer

2 years ago

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Makenzie Anderson Dumas, TX

Super fast approval and distribution of funds! The only down side is the origination fee, but I was prepared for that. Best experience I have had with a lender. Thank you, Upgrade!

2 years ago

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Jim Miller Midvale, UT

It was quick and easy. The reason for the load was to reduce the amount of the payment. I paid off the previous loan I had with Upgrade. I lowered my Upgrade payment about 50 dollars/month and just a slight APR increase.

2 years ago

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Heath Crum Killeen, TX

Company was super fast with getting me approved and dispersing the money to the specified accounts very quickly. Their homepage is super easy to navigate! If needed again, I will use again!!!

2 years ago

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Albie Queens, NY

This was the most convenient loan process I have ever experienced. Upgrade really helped me with my credit card debt and also helped with increasing my credit score significantly. I highly recommend this company.

2 years ago

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Liz Loveland, CO

Great experience, easy to submit request and I had answer within 48 hours! Super fast turnaround on my loan with easy to understand terms and I love the option to set length of loan.

2 years ago

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Paul Plainfield, IL

I was amazed at how fast the process was. We had our funds just days after applying. We consolidated our credit cards and finally feel we are on the right track. Thank you so much!!

2 years ago

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Boyce M Fort Worth, TX

I got my loan fast it was easy and now I have one payment instead of five much better to track and keep up with they even sent payoffs in for me, outstanding service and process.

2 years ago

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Vincent and Melissa Sherrill Statesville, NC

I have had the best experience with Upgrade. Very easy to apply for a loan and funds are distributed very quickly 2-5 days. I would definitely recommend them to anyone with a financial need.

2 years ago

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Melissa Garcia Brewer Arlington, TX

Upgrade provides a variety of financing options. From customer service to the loan process is pretty straight forward. I would highly recommend them for credit, and loan needs you may have.

2 years ago

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ABBIE JOY Gainesville, GA

Well designed service with quick, efficient results. Only issue I saw was multiple emails from various places. Got confusing, but once I figured out how to deal with only one response it was very simple.

2 years ago

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Suzy Evans Spanaway, WA

Everything was easy to do and easy to understand. However, your interest rates are very high. I'm trying to get rid of high interest credit cards, but you interest rates are just as high... only. 0.05% lower. 25.94% interest rates are highway robbery for people trying to climb their way out of debt!

2 years ago