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7.8

Overall Score

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Jerodrick Leavy Philadelphia, MS

I Love upgrade.. have been using them for years. Fast simple process. They give hope to when there is none!

10 months ago

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Cristina Rodriguez

Quick on know if I got the loan or not. Life saver on quick deposit in the back once approved. Good automatic payments.

3 months ago

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Scott Gillentine Winston-Salem, NC

Loan process was easy and approval was fast! It's a great and affordable way to consolidate those high interest rate credit cards.

1 year ago

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Cyril Tyson Powder Springs, GA

It was a very easy and quick process. I like the technology of the process. Also their customer service support was knowledgeable and polite.

1 year ago

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Shakia L Morristown, NJ

Very quick and straight forward. The agent I spoke with was very friendly and explained the process. I will definitely recommend. Thank you.

1 year ago

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Carrie Ranges Gilbert, AZ

Only thing I was not aware of was the fees being high. Other than that, very easy to apply and received the money within a couple of days. Very pleased!

1 year ago

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Jan Heath Nashville, TN

The process was exceptionally simple and fast. Much faster than I expected. I would definitely recommend this company to anyone looking for a loan.

1 year ago

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Richard Kaiser Harker Heights, TX

Very easy loan process, good interest rates, this is my second loan from them. I will chose Upgrade in the future for my small loan needs.

1 year ago

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Cynthia Jenkins Magnolia, DE

.y experience with upgraded was awesome I was surprised they.gavee the money I needed to consolidate my credit cards I rate them a A+

1 year ago

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Margaret Porter Anniston, AL

Quick and easy and feels very secure. My money was deposited the next day and two of my largest bills paid down. Such a load off my shoulders

1 year ago

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Trish Philadelphia, PA

I have had more then one loan with Upgrade in the past, and ALL have been seamless and fast. The money was transferred within 48hrs.

1 year ago

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Nathaniel West Chicago, IL

I almost never post reviews, but I have been nothing but impressed with Upgrade. Straightforward, no BS, super easy process.

1 year ago

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tracy brooks

The application process was quick and painless and I got a response in a day! It took no time to get the money and payoff my bills.

1 year ago

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Deborah Leatherman [SCHS] Humble, TX

The process was very easy and user friendly. Upgrade was quite efficient in getting back to me regarding approval of my loan.

1 year ago

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Csm1971 Louisville, KY

The expedience of the application and approval process was great. They have a reasonable interest rate and customer service is also very good.

1 year ago

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Michael T. Williams Salisbury, MD

I have had a few times when I needed cash for some unexpected issues and Upgrade saved the day! Easy to deal with and very fair, would recommend giving them a chance.

1 year ago

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George Campbell Scranton, PA

Quick and easy loan at a reasonable rate and term for my credit score. I was able to consolidate my credit card debt and now I can focus on increasing my credit score.

1 year ago

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Rodney Seniff South Bend, IN

Super easy and painless. This is my second loan from upgrade. They have had the best interest rates and terms. I’m one happy customer.

1 year ago

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chea haynes

Victor helped me with my loan. He was wonderful!! I could even understand him 😂. He was great answered all my questions

1 year ago

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barbara staples Chicago, IL

Upgrade did as they said my funds were in my acct , next day when I receied myfunds I was busy paying off debt. thank you Upgrade .

1 year ago

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Jesse Perez Houston, TX

My experience was super easy, hassle free professional and I’ll definitely be letting friends and family know about you guys at Upgrade.

1 year ago

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Wyman Arthur Deptford, NJ

The process was super fast with minimal approvals required. Terms of use were clear outlined and I never even had to leave the house.

2 years ago

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Nancy Lewis Washington, DC

Thank you, Upgrade, for your quick processing and payment. You literally saved my life in an emergency situation and I am forever grateful!

2 years ago

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stephen brandt Mahopac, NY

seamless transaction. I paid off a higher interest loan and was pleased on the terms and process in doing so with Upgrade

2 years ago

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Judy's Guardian Melbourne, FL

Upgrade was very easy to use, the customer service was really great and helpful. Most easy funding I have ever used online. Reallcompanyy great

2 years ago

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KingRobert747 Ashburn, VA

Fantastic, no hassle experience. The customer service is awesome! The company keeps it simple and I like their vernacular. Nice!

2 years ago

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Louis Long Houston, TX

Friendly, prompt and very helpful. I have been helped and approved at every turn. Upgrade will always be my go to for all my financial needs.

2 years ago

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Pamalita Denver, CO

This was the easiest company I have ever worked with...I will recommend them to collages, friend or family that may need they assistance.

2 years ago

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Mary Lou Hammond Buzzards Bay, MA

Upgrade is great to deal with, nothing drawn out. Straight to the point. I will continue to use upgrade for all my circumstances. Thank you.

2 years ago

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Kyle Krull Omaha, NE

Through a debt consolidation loan through Upgrade, I increased my FICO credit score by 130 points. Upgrade literally changed my life.

2 years ago

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Akos K Dallas, TX

Excellent service. Was funded immediately once my information was verified. I will definitely re im end them to friends and family.

2 years ago

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Daniel Buffey Selma, NC

Upgrade is there to help when I needed to consolidate my credit cards and loans to help me be able to get out of debt sooner.

2 years ago

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wayne ouren Puyallup, WA

The loan process was fast and easy. It was the least complicated process I have experienced with any personal loan company.

2 years ago

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IVELISSE A HENRIQUEZ Beulaville, NC

It was a wonderful experience, I even called customer service with some questions regarding the loan and they were very friendly.

2 years ago

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CocaineKing 526 South Gate, CA

Super fast and easy application process! I knew whether or not I was approved promptly and was even offered a credit card besides my loan! Thank you!

2 years ago

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Zacharie Alexander Los Angeles, CA

I like how fast and easy my loan came in. I didn’t like that they didn’t save my information from the previous loan.

2 years ago

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Tammy Clark Lewisville, TX

I applied online within just a few moments and within 24 hours had the approval and had the money in my account by the end of the day.

2 years ago

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Ruth Mobile, AL

It was a little slow at first trying to make sure my documents were received but the entire process was handled very well

2 years ago

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Jasmin Vega Miami Beach, FL

The response time was amazing. I applied online and in less then 48 hours I was approved and the money was in my account.

2 years ago

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Monique Green Henrico, VA

No dislikes at all.You provide them with the documents they request, and if approved, you will receive your funds in no time.Very legit Company.

2 years ago

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Elizabeth Makurat Farchette Miami, FL

Upgrade has been great! I applied online and was approved right away. Money was direct deposited just as they explained. Perfect service so far

2 years ago

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Debbie Brannam Mesquite, TX

The lady that helped me was very knowledgeable, kind and helpful! Highly recommend this customer oriented group to family and friends!

2 years ago

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Jim Garlets Brooklyn, NY

I was pleased except for the fact I was charged 1000 dollars for a initiation fee. And the payment on loan remains the same. I was told I'd get a loan of 15,500. I was disappointed when I only received 14,570

2 years ago

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Marina Miami, FL

The only thing I had some problems was sending my documents .But I was able to speak to customer service and they explained the problem.

2 years ago

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C Caff Elyria, OH

Easy. Submitted minimal information and my loan was very quickly approved. Received the funds within a day of finalizing the paperwork.

2 years ago

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RB Los Angeles, CA

Quick, flexible. Great low rates. Alleviates the stigma about loan shark personal loans. Upgrade is not one of them, they are superb.

2 years ago Edited September 14, 2021

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momkapo Irvine, CA

Process is quick and easy and I got funded quickly. I know my credit is far from stellar so I was happy this is an option.

2 years ago

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D. Michael Murray Garden Valley, ID

A good experience but the process was a little lengthy. Wait times on phone were extremely long while waiting for representative to discuss loan application.

2 years ago

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Maria Mederos Miami, FL

What I like the most is that they are upfront and the application process is simple and straight forward. Really I have.notging to complain about.

2 years ago

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Cindy Ranshaw Alpena, MI

I didn't believe it was possible but it was quick, professional, no problems and completed in 3 days! What a relief!!! Thank you.

2 years ago