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8.3

Overall Score

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Scott Farmington, AR

This was the easiest loan I have ever applied for and received! It was literally just a few days! Great service and express payment!

6 years ago

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joseph fulton Albuquerque, NM

Upgrade approved my loan almost immediately. They put the money into my bank account on time as promised. Great loan company to partner with.

6 years ago

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Ivan San Marcos, CA

It was easy for me as i had my pay stubs and w2 records stored on the cloud. My bank also was helpful during the interview process.

6 years ago

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Disney Fan

Very easy application process! Helpful customer service!

3 months ago

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Darin Leuallen Marquette, MI

Got funds fast with no hassle would recommend

4 months ago

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Terri Main Bridgeport, CT

Easy to apply. Lowest rate available. Automatic payments.

5 months ago

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Deborah Nasce Toms River, NJ

Great company to do business with. Fast and efficient

5 months ago

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Denise McManus Katy, TX

It was easy to apply and I had a quick answer.

5 months ago

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sherry lucas Petersburg, WV

Convenient, quickly credited, NEVER debits you early and I have a payoff date.

7 months ago

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Martin G FL

Excellent rate on my personal loan and the process was very simple.

8 months ago

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Cynthia Tucker Valrico, FL

Easy approval for less than stellar credit; Fast loan disbursement. Highly recommended!

11 months ago

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Rose Eggleston Schenectady, NY

Very easy process and friendly customer service. Easy to set up the loan and payment options. A++

11 months ago

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Jerodrick Leavy Philadelphia, MS

I Love upgrade.. have been using them for years. Fast simple process. They give hope to when there is none!

1 year ago

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Mellissa Clark Palm Bay, FL

Gave me a loan when no one else would. Flexible payment options and reflects positively on my credit.

1 year ago

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Sophea Suon Jacksonville, FL

Filling out the application for a loan was ease. Customer service was very helpful and answered my concerns.

1 year ago

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DQ Española, NM

I applied in the late morning and received my acceptance the same afternoon. Funds were into my bank account the following morning.

1 year ago

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Michael crovkett Grand Rapids, MI

They help me out with a loan. Wonderful operators that are willing to go to extra mile for their customer.

1 year ago

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DrJoe Lebanon, NH

Upgrade is a remarkable company. Their credit card and loan products are a great value. I highly recommend them.

1 year ago

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Charles Chinda Edmond, OK

Every aspect of the process was easy and helpful. Thank you for the opportunity to rebuild my financial situation.

1 year ago

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Marty K Destrehan, LA

Getting my Upgrade personal loan was fast and easy. I highly recommend Upgrade for your financial needs.

1 year ago

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Michael Quaranta Henderson, NV

Very easy to do business with and you can pay it off early to lower the interest rates with out penalties

1 year ago

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B.Smith Sherwood, AR

The process is simple and really quick! They reward their customers when you establish a relationship with them!

1 year ago

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Jepheth White Fairfield, CA

I like that I had different loan options to choose from. Plus the ability to have part of my loan go directly to my creditors.

1 year ago

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Steve Laoyster Lebanon, PA

The application was very easy to get filled out and the wait time for approval was very short. Thank you!

1 year ago

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Sheila Turner Merrillville, IN

Experience was a great one Service was exactly timely informative step-by-step I never got lost in the loop

1 year ago

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Trucker Fort Worth, TX

I like that the company Took my loan serious and help me receive the funds I needed to make the purchase.

2 years ago

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janet simmons OK

Upgrade is great. My card is easy to use and manage and the loan I applied for could not have been easier.

2 years ago

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Monica Millan Woodland Hills, CA

Very reliable, fast service, I believe is the best company in p do business with when it comes to your finances.

2 years ago

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Kimberly Cooper Brooklyn, NY

I was pleased with the ease of submitting my request. Also the quickness of the delivery of the funds.

2 years ago

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shawn saadat Houston, TX

process was very easy and quick. like the fact I could do it over my phone and the approval was fast as well.

2 years ago

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Kristyn Wagner Crest Hill, IL

Needed a small loan to hold us over. The application process was easy and I got my approval quickly.

2 years ago

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Matthew Tippett Waldorf, MD

If I could give ZERO stars , I would Explanation I was given on why I could not open a checking account makes no sense. Especially when I already have loan. You lost a customer. I was planning on close out my current bank account. I will look else where and pay off my loan ASAP

2 years ago

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Danielle Cortez Vacherie, LA

I wish that I could split my payments semi monthly. It would help out a lot. The origination fee is outrageous but the process was quick

2 years ago

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Scott Vacha Louisville, OH

The simplicity of the process is great! Would have given 5 stars but I think you could have given a better interest rate.

2 years ago

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Lilia Moreno Valley, CA

Applying and being approved by Upgrade, in a timely manner was excellent! I will definitely recommend to others...

2 years ago Edited May 24, 2022

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James McDonald Plano, TX

Applying for a loan with Upgrade was easy and I was approved the first time around. Great rates and repayment terms.

2 years ago

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willis bradshaw sr Chicago, IL

Like the ease in which I received the money I applied for them loan and the ease in which I received the funds.

2 years ago

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Jack Kriener Temperance, MI

Very fast response from application to having our money,great rates overall experience was great.highly recommend

2 years ago

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Lisa Berry

3rd time I have taken loan with upgrade! Easy application, competitive rates. Money direct deposited within 2 days!

2 years ago

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James A. Greene Buford, GA

The Loan Application was simply and easy to fill out and Upgrade was quik in coming back with an answer

2 years ago

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mark hughes Beaverton, OR

The whole process was extremely quick and easy. When I did have to contact staff they were very helpful

2 years ago

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J. Amichia Los Angeles, CA

Simple, painless process. Answered a few questions and provided some requested information, and I was approved

2 years ago

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Michael Griffin

The process was easy and very fast. Great customer service when I needed it and it was easy to contact someone.

2 years ago

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Jeff Martin

Great loan experience. I was approved in less than 90 minutes. The funds were in my bank account within 48 hours.

2 years ago

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Yolanda M Bradford Warren, MI

This is great company to business with, no hassle loans. You know what your payment will be upfront.

2 years ago

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Renae Strandberg Surprise, AZ

They were friendly and great to work with on getting approved and the rates based on my credit is pretty reasonable

2 years ago

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Jacob Gonzalez Houston, TX

Easiest loan process and best interest rate I have ever experienced. Pleasantly surprised and amazed with Upgrade!

2 years ago

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René Lockhart

Getting a loan with Upgrade was the quickest and easiest experience I’ve ever had! I would definitely recommend!

2 years ago

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Ralph Rivera Santa Rosa, TX

The whole process was very easy, when it came to submitting the necessary documents. Customer service was great!

2 years ago

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Desara Stapp North Richland Hills, TX

They made it very simple and straightforward. I needed help as I had an operation and they came through!

2 years ago