Name: Best Egg
Rating: 4.8

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Allen Kerr Clarksville, AR

Going through a divorce and need to consolidate credit cards and lower my monthly payments while reducing the overall payoff timeline. Researched several companies and their reviews. I received offer after offer and finally bit the bullet. I Finally did it on a Friday night. Took about 15-20 mins for approval, and the money was in my bank account by the following Wednesday. Immediately paid off the cards, saving myself $200 a month. My credit score has already went up 50pts due to no balance on the cards and having a unsecured loan on my report! I highly recommend BESTEGG!

8 years ago

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SHERRY GROVES

Best Loan Experience I have ever had. I have really good credit. I needed a loan to consolidate my debt and pay off car ect. I am thrilled with this company. This is an unsecured loan and the rate that I got was spectacular! Thanks so much. I signed up on Saturday. Received call on Monday morning and funds were deposited into my account on Wednesday. Wow! Thank you

8 years ago

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Lily Nieberding Kill Devil Hills, NC

Had received several "pre-approved" offers from different companies but when I took them up on it all of them but Best Egg reneged on the pre-approvals or offered lower loan amounts and high interest rates. Best Egg was upfront and honest with their approval requirements, their loan amount and terms. They offered me exactly the amount I needed and a rate I could live with in order to get out of mounting high interest credit card debt. They were easy to work with and their customer service is fantastic. Would definitely recommend!

8 years ago

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Kristen

This company is amazing. Out of all the other loan companies ( rated in top 10 ), Best Egg beat the APR and fees by HALF! If I wouldn't have researched this company, I may have been forced to go with someone who made me pay double APR, higher monthly payments by at least $80, and higher fees for the loan. Thanks Best EGG. You really saved me a lot of money and piece of mind!

8 years ago

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Shanmuga Umasankar Charlotte, NC

I am usually really skeptical especially online. And myself don't trust user reviews especially with so many scams online. Through nerd wallet when I saw best egg and their quote of best interest rate among online lenders, I went ahead and applied. It took hardly 15 minutes to have the loan approved. Even the delay is me uploading 2 docs online. Am surprised with the process being so easy and really a great help. Simply the best.

8 years ago

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Luz Padilla

This morning, I responded to bestegg's "pre-approved" loan offer I received in the mail two days prior. The entire application process online took 15 mins to complete and the interest rate I received was much lower compare to similar offers I received in the mail as well. Eight hours later, my loan was funded and was deposited into my bank account - bottom line - the entire loan application process was very simple, easy and quick! Awesome! Thank you , "bestegg"!

8 years ago

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Paul Prattville, AL

Was a little nervous about the offer at first. After doing the math several times, it was a no brainer to go through with the loan and consolidate some bills and credit cards to one payment and save money in the long run. Had a lot of help from customer service. They were very nice, not pushy and were genuinely concerned if I had a question or was a little anxious at first about taking this loan.

8 years ago

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Tiffany Price Houston, TX

I decided to try Best Egg because I was looking for someone who would let me pay back the loan once a month instead of every pay cycle. After getting approval and told my money would be in my bank 1 to 3 days I was ecstatic. The service was fast and now I only have 1 bill to pay back instead of 3. My stress level has went down a lot just in a few days! Thanks Again BEST EGG!

8 years ago

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Cynthia Robertson Forest, VA

The process was easy and fast. I liked the fact that you was able to check your rates and loan terms without effecting your credit score. It took approximately 2 days for the funds to be transformed to my financial institution. I was asked to provide last 2 pay stubs, last year taxes, which I was excited about the fact I was able to take a picture and submit, once they received the documents required, I received an email that with updates. This by far was the easiest loan I have ever applied for. I would highly recommend if you are looking for a loan.

8 years ago

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SHIRLEY TOMS

I responded to a preapproved offer I received in the mail. I applied online for the amount I needed for my home improvement projects. I telephoned customer service twice to ask questions about the loan process, interest rates for me, and loan amount comparisons. My loan was approved and I was sent an email to confirm the approval. Customer service was great. People were knowledgeable, patient, and easy to understand. They were not pushy and sound as if they enjoy their job. I did not have to upload a lot of documentation and my loan amount was deposited in my account in a couple of days! How cool is that?

8 years ago

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TIMOTHY KOVERCHICK Haddonfield, NJ

I just wanted to take this time to say thank you to all the great representatives who work at Best Egg who helped me through my loan process. I was so happy when I applied and was quickly approved for my loan. Every one was extremely helpful and to all involved I want to send you a heart felt thank you. It was a pleasure to be helped by all of you . Thanks again

8 years ago

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Efrain Tirado Hamburg, NY

My experience with Best Egg was surprisingly great. I thought the process was going to be long and complicated, but instead it was very easy and quick. Their website was easy to use and their loan application and terms were very clear. I got the funds in my account within 4 days. I am extremely happy with Best Egg! Would definitely recommend it to my friends and family.

8 years ago

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Mary Yeager Cambridge, MD

Awesome experience - I was considering consolidating debt into 1 payment with a fixed term and payment amount. The message on the envelope was clear this could possibly be a solution for me. I logged in and reviewed the offer, after looking everything over I decided this was in fact the solution for me. The process was easy, the next morning I had my approval email. I'm looking forward to having more money to save each pay to work toward a future goal of mine!

8 years ago

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Ali Hodell Winchester, VA

I was nervously paranoid that this was going to be a hoax, and while filling in my information I swore someone was just stealing my identity. However, the application process was quick and simple to complete. I had my personal loan two days later, and I've already paid off my credit card debt! I highly recommend Best Egg to anyone looking to set a monthly goal with getting out of high interest rate credit card debt faster.

8 years ago

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carrie moon

I applied on Thursday....needed to fax in 2 recent paystubbs & W-2....two hours later I received a call to verify my number and email. Friday morning received email saying I've been approved. Funds were in my account Saturday morning !! Easy, fast, and simplified process. I am very happy so far...my payments are electronically debited... smooth !!!!

8 years ago

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Cindy Schmidt Ganado, TX

My experience with Best Egg was exceptional. I was a little skeptical at first because I didn't know anything about this company. I saw there were good reviews and really wanted to consolidate some bills. The process was so quick and simple. In less than a week the money for my loan was deposited into my account. I recommend Best Egg to anyone that is needing a little extra money.

8 years ago

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William Huber New Port Richey, FL

Best Egg's loan offer to consolidate existing higher interest credit with a lower interest rate was appealing. Considering my overall payment went down due to the lower interest rate charged by Best Egg, it will be possible to pay the balance off sooner. The whole process was explained upfront and proceeded quickly. The loan from Best Egg was deposited into my account within three business days just as they promised.

8 years ago

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Renee delaPena Riverside, NJ

Was not even in the market for a loan. but I got the advertisement in the mail and decided to check it out. I was so glad I did. Dropped 2 points off an existing loan and was able to pay in full a few small store credit cards. with a little cushion to keep in savings. The payment I will be making is so much less than the total payments I was making. On the track of being DEBT FREE..

8 years ago

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Mark Wales Phoenix, AZ

Excuse me as I pick myself up from falling off a log...yes it was that easy of a process to obtain my loan from Best Egg. The application, document loading and validation portion took 15 mins, and lot of that was me double checking info. I had a quick question that I email to them after the process was done, and they answered it within minutes. The next day I go to the website and get my "Congratulations, Your Load is Approved" message. A total pleasure to do business with.

8 years ago

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Liesl Lapeer, MI

We had applied for a loan through lending club and were waiting and waiting. After 2 weeks of waiting I contacted them and they simply said that there were alot of loans to go through (I think that means it's time to hire more people) and that they would let us know when they get to ours. So I decided to apply to best egg and BAM we saw progress right away. Our application was accepted within a day AND with lower rates! Now we are just waiting on our bank to make funds available.

8 years ago

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Nelson E. Sample Waldorf, MD

I received an offer via US mail from Best Egg and within 5 business days I received my loan request. Best Egg has tapped in to a market that has a huge upside for their business. For me, it allowed me to obtain funds immediately to pay off a debt. I do not like the interest rate I received and will make this a short term loan in order to reduce the cost.

8 years ago

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JC Portland, OR

The process for applying and receiving approval was on par with other loan servicers, if not faster. It was a relatively no-hassle experience, except that the upload documents tool on the site is a bit confusing with no confirmation for days (if it's outside business hours) that the actual document was received. There was also no update made to the document required status (after over the phone I was asked to provide more documentation) until the "Approved" page appeared. Also, don't try to call after say 5pm PST because, despite the fact that there are no office hours listed on the site re: the 1-800 number, no one will answer. In fact, you'll sit on hold, "waiting for the next representative to be with you in a moment" for over 20 mins before the system eventually just hangs up on you with no message, no warning. This simple fix (saying in your system that your phone hours are e.g. 8AM - 5PM PST) would be a huge customer experience improvement. Overall, pretty happy with the process despite these hiccups. Thank you Best Egg!

8 years ago

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Jen in Arizona

After a divorced trashed my credit with debt I was scrambling to make payments on several different credit cards. This loan aloud me to pay off my credit card debt and in turn has helped me save so much money that was being wasted on interest payments. The process of getting the loan was mind-blowingly fast and easy!! Thank you guys so much for giving me the opportunity to improve my credit score and my financial future :-)

8 years ago

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Chad Pedigo Denver, CO

As a real estate investor access to quick cash and a competitive interest rate is often what can make or break a deal. I cam across Best Egg in the mail and was pleasantly surprised at how quickly the funds were available, two days from the day my application was accepted. The on line application process was also very simple. The terms of the loan are sent right away no fine print to muddle through. I am adding Best Egg to my list of resources for future business deals.

8 years ago

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John A Kissimmee, FL

I have been a Best Egg Customer since March 2016 and am very happy with their service. My initial loan was granted to cover major home renovation projects that met my budget within $100. I have been making automatic on-time payments since March 2016 through now. Best Egg has granted me to apply for another loan which I just did and was approved for. Thanks Best Egg! I will definitely consider you for future loans once these are repaid in full to you!

8 years ago

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Teresa D Archer

This was an awesome experience. Even though the interest rate is horribly high this will give me an opportunity to get ahead of myself financially. I appreciate the quick and friendly service. Also just the consideration even though my credit is not that great. Hopefully this loan is going to help me straighten out my credit report. Thank you so very much!

8 years ago

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Dan Simi Valley, CA

With most of my credit card offer almost end, its time for me to find a loan with APR I can deal with. Best Egg has been my savior , I get reject by other loan services which surprised me since my credit its not bad. Finally I get a decent APR from best egg and manage to combined my 16% plus credit card APR to 1 loan way lower APR. Thank you Best Egg.

8 years ago

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Larry Henderson, NV

The entire process was the easiest and quickest I have ever gone through. The process is all online and Best Egg is very quick with their responses. I submitted my information to Best Egg on a Friday. I had a response from them the next day as they needed more information. I provided the information late that Saturday and on Tuesday the funds were in my account. They are good.

8 years ago

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Tammy

My experience was Best Egg has been excellent. The process was easy to follow and their customer service reps were helpful and knowledgeable. The application was simple...submitted a few documents electronically and my application was approved within a day. Received loan funds in my account within 2 days. In 3 years I will be debt free...thanks Best Egg!

8 years ago

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Rebecca Lamky Parkville, MD

The online loan application was quick and simple and we received instant offers containing varying terms. We decided that we wanted to modify our loan amount and a knowledgeable loan representative walked us through the modification process online and we were approved for our modified amount with an unexpected lower interest rate in about ten minutes! Easy process with quick approval -- what more can you ask for?

8 years ago

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Aaron

Best Egg was the best decision I have ever made. I knew debt consolidation was a smart move for me but so many places make it harder with the crazy rates and terms for a loan. I understand it is a business but people look for debt consolidation to set a path for financial freedom to learn from past decisions. Best Egg gave me the best opportunity to secure my future financially for me and my daughter. I will be forever grateful. Be smart do your research, I did, and I found Best Egg!

8 years ago

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mark rollie Minneapolis, MN

Needed an extra financial hand after some special and expensive medical & dental bills and to get back on track ... lots of other offers but felt this was the best one and glad I applied. The ease and speed was pretty astounding ... clear terms, easy to understand and follow-through, the money itself arrived extremely fast ... very happy customer!

8 years ago

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Jim Laurie Portage, IN

What a great way to quit paying all the high interest debt of the credit cards. Application process was quick, easy, with nothing hiding in the weeds as a surprise fee. Could not have gone better - money was in account in less than 48 hours. Really impressed me ( a natural born cynic ) And now all my cards are paid in full and I have 1 monthly payment lower than what I was paying before.

8 years ago

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Mario Guerrero

I was on a search of a loan to consolidate debt I had, and I approached several companies offering loan and Best egg was the best option due to lower rates on a 5 yr terms. I did everything online (Application, bank reference, upload personal data). The personal bank information was reliable and trustworthy. I received the funds in less than 48 hrs. I am really please with this transaction, I would definitely recommend best egg if you are looking for a great rate, terms and fast funding on line.

8 years ago

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Jeffrey Gullickson Alexandria, MN

Best Egg has a great product to sell. Not only that...they have a professional staff to deliver what the customer needs. Everything is explained in detail. I had all of my questions answered. I compare this with others who want to fill out an application as fast as they can. Best Egg is truly among the best when it comes to customer service dealing with their products and services.

8 years ago

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Rodney Gehly

This was the easiest loan I have ever applied for and received. Applied online, uploaded 2 documents requested using my phone. I chose to call to verify they were received ok. Person I spoke to was friendly, knowledgeable, and offered accurate details about my loan application. My money was deposited in 2 days to my bank account in the morning just as I was told it would be. Very good process and very good customer service.

8 years ago

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Jess Phoenix, AZ

I applied for a loan through Best Egg by recommendation through credit karma. Honestly, I was a little skeptical but now i am confidant and comfortable that i made the right decision. I took out a loan to consolidate debt and have one payment. and be debt free in 3 years or less. I felt like best egg was up front about the fees and terms of my loan. I seriously had the money in my checking account in 1 business day! Overall, I had a great experience and would recommend Best Egg.

8 years ago

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S Baker

I needed some help and I needed it quickly. Mom of multiple special needs kiddos who as adults, can't always find ways to get their bigger picture needs met. One recently had surgery and no where to turn to for assistance. I was so grateful to be able to secure a loan and quickly in order to help relieve her anxiety as she needed to focus on getting better. Your loan application process was easy, efficient and I heard back swiftly. THANK YOU. I've used you before, I will turn to you without hesitation should I need to ever again.

8 years ago

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Dorothy A. REihle Jackson, MS

Best Egg saved me financially on several occasions when unexpected and unforeseen situations arose in my life. My credit was not excellent but it was good. You can't expect an unsecured loan of $10,000 if your credit is bad. But, for the working individual who tries to keep his/her credit good, you will appreciate Best Egg. And once you pay a loan off with them, it just helps your credit and you will get offers from them again. Their Customer Service is excellent and the money hits your account within a couple of days. Thank you Best Egg!

8 years ago

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myrna munoz Riverhead, NY

Very easy - hassle free...interest rate could have been better, but you gave me a better rate than Discover....you might want to tell your telephone reps to be more positive - I would have taken out the loan from you earlier, but was discouraged to do so by the person on the phone - said it would take 7 to 10 days to process the loan - thanks much anyway, it all worked out!!

9 years ago

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John Conrad

The experience with Best Egg loan was great. They asked for some documents, such as W-2 tax information, which I provided. My loan was approved the next day. It was very easy to do business with them, and get the loan I needed, with a minimum of paperwork or them taking a long time to review my application. I would definitely recommend Best Egg to anyone who needs an unsecured loan at a good interest rate.

9 years ago

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KGaskill Bayville, NJ

My wife and I were extremely pleased with Best Egg and the ease of the application . Within a day we were approved and within 3 days the money was in our account. The money probably would have been in our account sooner but we were having internet/ fax problems due to a storm in our area. Thanks to Best Egg we have a chance to get back on track financially.

9 years ago

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Joy

Best Egg was the best thing that has happened to me in a long time. The experience was the easiest and quickest I have ever experienced for a loan of any kind. I honestly could not believe that borrowing that amount of money could be so easy. And I was really surprised when the money was in my account in less than two days. I am so thankful to Best Egg and my friend who told me about this company. Thanks I have told my family members and anyone who might need your service.

9 years ago

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emy2470 Portsmouth, VA

I was very skeptical to try this but slept on it for a few days, had the application all completed and ready to hit send. I did need to payoff most of my bills, but thought I would get denied. but finally decided to take the plunge and let me tell you I am very happy I did. paid off most of my bills well the majority with the amount given and now I can sleep better and not worry any longer. one monthly payment a month same amount versus double or sometimes more a month is well worth it, thank you Best Egg.

9 years ago

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D. Perez

By far the easiest process! It's no different than any other lender, and it took me under 24 hours to be notified that the funds would be transferred to my account within three days. Interest rates, too, are no different than any bank lender. A couple of documents were uploaded and verified, but that's standard. I definitely would come back, if I needed to. Literally save me a lot of money over time.

9 years ago

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Jeffrey D. Gordon

I needed help with paying my Federal and State Taxes due to my oversight. I was hesitent to take any type of loan as I did not want to add to my financial burden. I certainly did not want to use anything that would negatively affect my credit score. Best Egg was the best choice for me. I highly recommend this for anyone that wants help with a financial issue but does not want to do anything that would negatively affect the credit score.

9 years ago

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Dwayne Francis

They were quick and very helpful and tge payback was one of the best i ha e ever seen

2 months ago

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Mar. 31st, 2026

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Dan Campano

There are times when you need money fast and Best Egg is the company to reach out to.

2 months ago

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Feb. 10th, 2026

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Steve Hall

Totally amazing!! I was declined by one company so tried Best Egg. I was approved and money was deposited in less than 24 hours!!

5 months ago

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Nov. 10th, 2025

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Olivia Spruill

It has been an awesome experience partnering with Best Egg, This has helped me out of some very hard times. I count it a blessing.

5 months ago

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Oct. 27th, 2025