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Best Egg

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9.6

Overall Score

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Mark Wales Phoenix, AZ

Excuse me as I pick myself up from falling off a log...yes it was that easy of a process to obtain my loan from Best Egg. The application, document loading and validation portion took 15 mins, and lot of that was me double checking info. I had a quick question that I email to them after the process was done, and they answered it within minutes. The next day I go to the website and get my "Congratulations, Your Load is Approved" message. A total pleasure to do business with.

8 years ago

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Liesl Lapeer, MI

We had applied for a loan through lending club and were waiting and waiting. After 2 weeks of waiting I contacted them and they simply said that there were alot of loans to go through (I think that means it's time to hire more people) and that they would let us know when they get to ours. So I decided to apply to best egg and BAM we saw progress right away. Our application was accepted within a day AND with lower rates! Now we are just waiting on our bank to make funds available.

8 years ago

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Nelson E. Sample Waldorf, MD

I received an offer via US mail from Best Egg and within 5 business days I received my loan request. Best Egg has tapped in to a market that has a huge upside for their business. For me, it allowed me to obtain funds immediately to pay off a debt. I do not like the interest rate I received and will make this a short term loan in order to reduce the cost.

8 years ago

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JC Portland, OR

The process for applying and receiving approval was on par with other loan servicers, if not faster. It was a relatively no-hassle experience, except that the upload documents tool on the site is a bit confusing with no confirmation for days (if it's outside business hours) that the actual document was received. There was also no update made to the document required status (after over the phone I was asked to provide more documentation) until the "Approved" page appeared. Also, don't try to call after say 5pm PST because, despite the fact that there are no office hours listed on the site re: the 1-800 number, no one will answer. In fact, you'll sit on hold, "waiting for the next representative to be with you in a moment" for over 20 mins before the system eventually just hangs up on you with no message, no warning. This simple fix (saying in your system that your phone hours are e.g. 8AM - 5PM PST) would be a huge customer experience improvement. Overall, pretty happy with the process despite these hiccups. Thank you Best Egg!

8 years ago

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Jen in Arizona

After a divorced trashed my credit with debt I was scrambling to make payments on several different credit cards. This loan aloud me to pay off my credit card debt and in turn has helped me save so much money that was being wasted on interest payments. The process of getting the loan was mind-blowingly fast and easy!! Thank you guys so much for giving me the opportunity to improve my credit score and my financial future :-)

8 years ago

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Chad Pedigo Denver, CO

As a real estate investor access to quick cash and a competitive interest rate is often what can make or break a deal. I cam across Best Egg in the mail and was pleasantly surprised at how quickly the funds were available, two days from the day my application was accepted. The on line application process was also very simple. The terms of the loan are sent right away no fine print to muddle through. I am adding Best Egg to my list of resources for future business deals.

8 years ago

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John A Kissimmee, FL

I have been a Best Egg Customer since March 2016 and am very happy with their service. My initial loan was granted to cover major home renovation projects that met my budget within $100. I have been making automatic on-time payments since March 2016 through now. Best Egg has granted me to apply for another loan which I just did and was approved for. Thanks Best Egg! I will definitely consider you for future loans once these are repaid in full to you!

8 years ago

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Teresa D Archer

This was an awesome experience. Even though the interest rate is horribly high this will give me an opportunity to get ahead of myself financially. I appreciate the quick and friendly service. Also just the consideration even though my credit is not that great. Hopefully this loan is going to help me straighten out my credit report. Thank you so very much!

8 years ago

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Dan Simi Valley, CA

With most of my credit card offer almost end, its time for me to find a loan with APR I can deal with. Best Egg has been my savior , I get reject by other loan services which surprised me since my credit its not bad. Finally I get a decent APR from best egg and manage to combined my 16% plus credit card APR to 1 loan way lower APR. Thank you Best Egg.

9 years ago

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Larry Henderson, NV

The entire process was the easiest and quickest I have ever gone through. The process is all online and Best Egg is very quick with their responses. I submitted my information to Best Egg on a Friday. I had a response from them the next day as they needed more information. I provided the information late that Saturday and on Tuesday the funds were in my account. They are good.

9 years ago

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Tammy

My experience was Best Egg has been excellent. The process was easy to follow and their customer service reps were helpful and knowledgeable. The application was simple...submitted a few documents electronically and my application was approved within a day. Received loan funds in my account within 2 days. In 3 years I will be debt free...thanks Best Egg!

9 years ago

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Rebecca Lamky Parkville, MD

The online loan application was quick and simple and we received instant offers containing varying terms. We decided that we wanted to modify our loan amount and a knowledgeable loan representative walked us through the modification process online and we were approved for our modified amount with an unexpected lower interest rate in about ten minutes! Easy process with quick approval -- what more can you ask for?

9 years ago

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Aaron

Best Egg was the best decision I have ever made. I knew debt consolidation was a smart move for me but so many places make it harder with the crazy rates and terms for a loan. I understand it is a business but people look for debt consolidation to set a path for financial freedom to learn from past decisions. Best Egg gave me the best opportunity to secure my future financially for me and my daughter. I will be forever grateful. Be smart do your research, I did, and I found Best Egg!

9 years ago

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mark rollie Minneapolis, MN

Needed an extra financial hand after some special and expensive medical & dental bills and to get back on track ... lots of other offers but felt this was the best one and glad I applied. The ease and speed was pretty astounding ... clear terms, easy to understand and follow-through, the money itself arrived extremely fast ... very happy customer!

9 years ago

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Jim Laurie Portage, IN

What a great way to quit paying all the high interest debt of the credit cards. Application process was quick, easy, with nothing hiding in the weeds as a surprise fee. Could not have gone better - money was in account in less than 48 hours. Really impressed me ( a natural born cynic ) And now all my cards are paid in full and I have 1 monthly payment lower than what I was paying before.

9 years ago

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Mario Guerrero

I was on a search of a loan to consolidate debt I had, and I approached several companies offering loan and Best egg was the best option due to lower rates on a 5 yr terms. I did everything online (Application, bank reference, upload personal data). The personal bank information was reliable and trustworthy. I received the funds in less than 48 hrs. I am really please with this transaction, I would definitely recommend best egg if you are looking for a great rate, terms and fast funding on line.

9 years ago

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Jeffrey Gullickson Alexandria, MN

Best Egg has a great product to sell. Not only that...they have a professional staff to deliver what the customer needs. Everything is explained in detail. I had all of my questions answered. I compare this with others who want to fill out an application as fast as they can. Best Egg is truly among the best when it comes to customer service dealing with their products and services.

9 years ago

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Rodney Gehly

This was the easiest loan I have ever applied for and received. Applied online, uploaded 2 documents requested using my phone. I chose to call to verify they were received ok. Person I spoke to was friendly, knowledgeable, and offered accurate details about my loan application. My money was deposited in 2 days to my bank account in the morning just as I was told it would be. Very good process and very good customer service.

9 years ago

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Jess Phoenix, AZ

I applied for a loan through Best Egg by recommendation through credit karma. Honestly, I was a little skeptical but now i am confidant and comfortable that i made the right decision. I took out a loan to consolidate debt and have one payment. and be debt free in 3 years or less. I felt like best egg was up front about the fees and terms of my loan. I seriously had the money in my checking account in 1 business day! Overall, I had a great experience and would recommend Best Egg.

9 years ago

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S Baker

I needed some help and I needed it quickly. Mom of multiple special needs kiddos who as adults, can't always find ways to get their bigger picture needs met. One recently had surgery and no where to turn to for assistance. I was so grateful to be able to secure a loan and quickly in order to help relieve her anxiety as she needed to focus on getting better. Your loan application process was easy, efficient and I heard back swiftly. THANK YOU. I've used you before, I will turn to you without hesitation should I need to ever again.

9 years ago

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Dorothy A. REihle Jackson, MS

Best Egg saved me financially on several occasions when unexpected and unforeseen situations arose in my life. My credit was not excellent but it was good. You can't expect an unsecured loan of $10,000 if your credit is bad. But, for the working individual who tries to keep his/her credit good, you will appreciate Best Egg. And once you pay a loan off with them, it just helps your credit and you will get offers from them again. Their Customer Service is excellent and the money hits your account within a couple of days. Thank you Best Egg!

9 years ago

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myrna munoz Riverhead, NY

Very easy - hassle free...interest rate could have been better, but you gave me a better rate than Discover....you might want to tell your telephone reps to be more positive - I would have taken out the loan from you earlier, but was discouraged to do so by the person on the phone - said it would take 7 to 10 days to process the loan - thanks much anyway, it all worked out!!

9 years ago

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John Conrad

The experience with Best Egg loan was great. They asked for some documents, such as W-2 tax information, which I provided. My loan was approved the next day. It was very easy to do business with them, and get the loan I needed, with a minimum of paperwork or them taking a long time to review my application. I would definitely recommend Best Egg to anyone who needs an unsecured loan at a good interest rate.

9 years ago

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KGaskill Bayville, NJ

My wife and I were extremely pleased with Best Egg and the ease of the application . Within a day we were approved and within 3 days the money was in our account. The money probably would have been in our account sooner but we were having internet/ fax problems due to a storm in our area. Thanks to Best Egg we have a chance to get back on track financially.

9 years ago

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Joy

Best Egg was the best thing that has happened to me in a long time. The experience was the easiest and quickest I have ever experienced for a loan of any kind. I honestly could not believe that borrowing that amount of money could be so easy. And I was really surprised when the money was in my account in less than two days. I am so thankful to Best Egg and my friend who told me about this company. Thanks I have told my family members and anyone who might need your service.

9 years ago

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emy2470 Portsmouth, VA

I was very skeptical to try this but slept on it for a few days, had the application all completed and ready to hit send. I did need to payoff most of my bills, but thought I would get denied. but finally decided to take the plunge and let me tell you I am very happy I did. paid off most of my bills well the majority with the amount given and now I can sleep better and not worry any longer. one monthly payment a month same amount versus double or sometimes more a month is well worth it, thank you Best Egg.

9 years ago

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D. Perez

By far the easiest process! It's no different than any other lender, and it took me under 24 hours to be notified that the funds would be transferred to my account within three days. Interest rates, too, are no different than any bank lender. A couple of documents were uploaded and verified, but that's standard. I definitely would come back, if I needed to. Literally save me a lot of money over time.

9 years ago

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Jeffrey D. Gordon

I needed help with paying my Federal and State Taxes due to my oversight. I was hesitent to take any type of loan as I did not want to add to my financial burden. I certainly did not want to use anything that would negatively affect my credit score. Best Egg was the best choice for me. I highly recommend this for anyone that wants help with a financial issue but does not want to do anything that would negatively affect the credit score.

9 years ago

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Randy Hocking

The process was very easy,before I finished they called and made sure everything was right

2 months ago

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Violeta Sandoval

Easy process, quick deposit. I appreciate that they call and verify it's you when there's a change.

2 months ago

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Tonya Joihnson

Process was easily understandable. Status was accessible each time I went back to application.

2 months ago

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Mark Alexander

Work with Emmanuel in Personal Loans for Best Egg, he was patience, knowledgeable and a pleasure to work with. Thank you Emmanuel!

4 months ago

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Reply from Best Egg

Thank you so much for taking the time to share your positive experience. We’re thrilled to hear that our team member was able to provide exceptional service. Your kind feedback means a great deal to us and will be shared with the employee and their leadership. We truly appreciate you being part of the Best Egg community.

Mar. 31st, 2026

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Jon C

Simple and easy process! Online process was smooth and simple to complete. Matter was processed and approved in minutes.

5 months ago

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Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Jan. 21st, 2026

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Deborah Osborne

BestEgg is wonderful to work with. They have great customer service and excellent communication. I have been very pleased with them and I'm happy to recommend them.

6 months ago

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Reply from Best Egg

We're so glad to hear that your experience with Best Egg has been great so far! Thanks for taking the time to share with us.

Dec. 24th, 2025

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Sheryle

Everything went very smooth. From application to funding. The only thing that warranted a 3 rating instead of 5 is that they should have a first payment date 30 days. Loan funded 11/10 but first payment is 12/04 even though they said it would be updated.

7 months ago

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Reply from Best Egg

Thanks for sharing your feedback with us!

Nov. 14th, 2025

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RJC

This is an incredible company to work with. They helped when we needed the help the most! They are a true blessing to work with. Thank you from the bottom of our hearts.

7 months ago

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Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Nov. 10th, 2025

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Tamy Taylor

Easy application process and fast approval process. No 5-7 year loan lengths and reasonable APR rates. Highly recommend them if you're in need of a short-term loan!

7 months ago

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Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Nov. 10th, 2025

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Marc Weeks

I've gotten several loans through Best Egg and it's always been really easy (good credit helps, of course). It's always the first place I go when I need funds. Thanks!

8 months ago

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Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Nov. 10th, 2025

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Adriana Popa

My loan was quickly approved and the money arrived in my account quickly as well. Interest rates aren't great but better than current credit card rates.

2 years ago

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Reply from Best Egg

Thanks for sharing your feedback with us!

Sep. 29th, 2023

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Donna Vargas Louisville, KY

So far your company has been very easy to work with and very understanding about my accident and giving me some leeway on my payments.

2 years ago

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Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Sep. 22nd, 2023

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Salvatore New York, NY

Easy to file application and the company works with you if you need assistance. Excellent customer service. Great loan company for all your needs.

2 years ago

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Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Sep. 18th, 2023

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Corina

Easy instructions and easy application. Fast results and even faster deposit. The app is simple to check and keep track. Thank you

3 years ago

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Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

May. 25th, 2023

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Carmen V Favors Jonesboro, GA

Because they care and gave me an opportunity no one else did I'm very happy and they made it very durable to pay monthly

3 years ago

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Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jul. 12th, 2022

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Blossom Evans Brooklyn, NY

Because wheni apply for a loan I get it in the same day I think and they dont kill you with interest rate definitely will use again

4 years ago

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Reply from Best Egg

This is fantastic to hear!

Jul. 1st, 2022

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Kass Cape Canaveral, FL

Simply the BEST. This is my second time partnering with Best Egg for my financial needs and again, Best Egg has done it.

4 years ago

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Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jul. 1st, 2022

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Jeffrey J. White Greencastle, IN

So easy and fast. I have been a customer for a few years. When something comes up and you need cah fast, Best Egg is the way to go.

4 years ago

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Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Jul. 1st, 2022

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Keith Keenom Buckeye, AZ

I was low on funds to pay some bills and best egg was there for me to give me the funds direct deposit to my bank thank you Best Egg

4 years ago

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Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jun. 24th, 2022

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William Oxenford Pottstown, PA

Good company to work with! They came through for me after I had a mini stroke and fell behind on a few of my bills when no other lenders would.

4 years ago

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Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jun. 24th, 2022

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Suzanne High Tucson, AZ

I had a great experience with them. I was going to be late once but talked to customer service they put it off until I got my check.

4 years ago

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Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jun. 24th, 2022

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steven deichsel Fond Du Lac, WI

they were there for me when i needed there help. there was NO hazal at all and it was very quick and easy at least for me.

4 years ago

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Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Jun. 24th, 2022