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Best Egg

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9.9

Overall Score

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Susan Noritake Thousand Oaks, CA

Best Egg has been so easy. They have sent me information for several months. I just wish I acted on it sooner. All the great reviews and easy process have made me feel this is a great choice for us. We chose the 5 year plan with the higher origination fee just to give flexibility each month although we plan to keep the payments high enough to finish in 3 years. It's great to see light at the end of the tunnel. Thanks Best Egg!

6 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Oct. 29th, 2018

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Ian Minneapolis, MN

Applying for a Loan was as easy as you could imagine. All I had to do was wait to obtain an email from them apply for my amount, enter some standard info and boom within minutes I applied and then received my fund 3 days later. Extremely quick, no frills personal loan. Interest rates are ok as far as personal loans go but as for ease of use they definitely hold up.

6 years ago

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Reply from Best Egg

Thanks for sharing your feedback with us, Ian!

Oct. 29th, 2018

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Joy Denver, CO

My experience with Best Egg was very satisfactory. The gentleman who took my application over the phone (Paul) was very patient, knowledgeable and courteous. He thoroughly explained each step in the process, answered any questions I had, and treated me with the utmost respect. You can also complete the process very easily online. My only complaint is that the interest rate is much too high and there is a large service fee deducted out of the loan amount prior to deposit. I would recommend this site as far as the application process goes....have yet to see how they will respond over the long term.

6 years ago

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Reply from Best Egg

Thanks for taking the time to share your experience with us.

Nov. 9th, 2018

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Melissa Altoona, PA

I was very skeptical at first when applying for a loan, as we had been turned down by many places in the past and you always need to look out for scams. However, I believe this is one of the smartest financial decisions we have made. We were able to pay off our credit card that would have taken decades to pay off. Now we will be able to be debt free in 5 years!! The whole process from applying, to approval, to receiving the money took less than a week! They are very upfront with the amount of money you will receive and how much your monthly payments will be. Awesome company!!

6 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Oct. 24th, 2018

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Cynthia W Severn, MD

My experience with Best Egg , has been amazing. It took me a while to decide to try them out because I’m a bit learie of loan companies. I check their credentials out along with the ratings. Everything looked great. Once I decided to proceed, it took me less than 1 minute to be qualified for $10,000. I started my process on Thursday and had my check in my account by Saturday morning. I’m so pleased with their process, I want to tell everyone who doesn’t know of them. Simply Amazing !!! It will be the best decision you could make for a personal loan.

6 years ago

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Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing and spreading the word about Best Egg!

Oct. 24th, 2018

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Blackthorne99 Roswell, GA

Several years ago, I had a personal loan with Best Egg to help with the purchase of my house. The loan was easy to apply for, everything occurred as they stated. I occasionally needed help with their website since I didn't go there very much, but all in all, it was a great experience. Because of that, I just applied for a new one, and so far, the process has been just as smooth. I especially liked the fact that I was able to check rates BEFORE impacting my credit.

6 years ago

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Reply from Best Egg

We're thrilled to know that your experiences with Best Egg were positive! Thanks for sharing.

Oct. 16th, 2018

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Candice St. Petersburg, FL

I received a "pre-approved" letter for a personal loan and it said my credit wouldn't be affected so tried it. I have received these and been turned down before due to my income to debt ratio although my credit score is not bad. Approval took less that 2 minutes and now I can get some home improvements that i need desperately and pay off two credit cards whose monthly payments are more than my monthly payment for this loan :-)

6 years ago

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Reply from Best Egg

We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing, Candice.

Oct. 10th, 2018

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Dana C. Los Angeles, CA

My experience with Best Egg was my easiest and most positive loan experience yet. After having been given the run around by my credit union I was happy to find Best Egg. I was able to get a loan and chose the three year option so I could be debt free sooner. As a single mom of two kids, this has made my goal of achieving financial freedom tangible. Thank you Best Egg!

6 years ago

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Reply from Best Egg

That's awesome! We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing, Dana.

Oct. 1st, 2018

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A girlfromtn Clarksville, TN

Best egg was the easiest financial product I’ve ever used! I would highly recommend them to anyone who is looking for a personal loan! It seemed too good to be true, so being weary, after having experiences in the past That seemed easy, but in actuality were not what they claimed to be, I did my research. Best Egg has an A+ rating with the BBB. That’s not easy these days. I read consumer affairs posts, good nd bad. There were over 500 5 Star consumer reviews and only 5 1 star reviews. That speaks for itself!

6 years ago

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Reply from Best Egg

Thank you for your kind words! We appreciate your recommendation!

Sep. 26th, 2018

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josephinje morales Tucson, AZ

it's straight forward application questions, except that, the brochure says that we can get the funds in as little as one day. How come I was just informed to expect the money in 1 to 3 business days. I think it's better to hear next day fund. I hope I can get the fund on the next day after my application has been approved, but, with regards to filling up the application, awesome.

6 years ago

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Reply from Best Egg

Thanks for taking the time to share your experience with us.

Sep. 26th, 2018

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arlene wilkins District Heights, MD

this overall process was not very intense, I have been getting this offer for years and always ignored it because I thought I was not credit worthy or did not have enough income. I was wrong on both counts. The agents were very helpful and I did all the requirements on the computer and over the phone. I am very pleased with myself for taking a step in the right direction as it relates to my goal of becoming debt free.

6 years ago

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Reply from Best Egg

That's awesome! Congrats on taking the first step and thanks for sharing!

Sep. 28th, 2018

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Dennis Centreville, AL

I just finished the loan process after looking at the flyer I received in the mail. I'll have to say the whole process only took about 15 minutes and I was approved. I got a great rate compared to my credit cards, so I'll be saving money on interest in the long run. Now I just have to wait the 1-3 business days for the money to be deposited along with an email about loan repayment details.

6 years ago

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Reply from Best Egg

That's great to hear that everything has gone well so far!

Sep. 26th, 2018

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JOSEPH KOCIUBINSKI Chicago, IL

Getting mail from lenders sent to my home, is a regular occurrence. When I made the decision to get a loan, I found Best Egg had the easiest process to obtain my loan. Quick and easy, took within 25 minutes! I do think this is a way people can breathe a little easier if they're holding multiple credit cards with extremely high APRS. I can't wait to start over again!! Thanks

6 years ago

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Reply from Best Egg

The pleasure is all ours, Joseph! Thanks so much for your review!

Sep. 26th, 2018

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JAMES LYNAM Hillsboro, OR

Consolidating higher interest payments has NEVER been easier! I received lightning fast service and approval and a super low rate without so much as talking to anyone on the phone! this is saving me thousands of dollars a year in interest charges! Where have you been all my life!? Highly recommend Best Egg to anyone wanting to save money on short term debt!

6 years ago

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Reply from Best Egg

You're the outstanding one! Thank you for your glowing recommendation, James!

Sep. 25th, 2018

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John Braswell Helena, AL

Wow! I have never applied for a loan like this. I have some credit card debt that has a pretty high percentage rate associated with it, so I decided to apply with Best Egg. In less than one day I was approved for the exact amount I requested at a MUCH lower rate than my credit card debt. This will end up saving me over $8500 in the long run. Thank you Best Egg !!

6 years ago

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Reply from Best Egg

That's wonderful! Thanks for sharing!

Aug. 31st, 2018

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Terri Beach Santee, CA

This is the 2nd time that I have used the Best Egg loan services. I love the ease of the application and the friendliness and efficiency of the customer service staff and the loan reps. This time I was fortunate to work with Daniel, a loan rep. and he was extremelyhelpful and professional and was able to help me get answers to all of my questions! Thank you so much!

6 years ago

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Reply from Best Egg

We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing.

Aug. 31st, 2018

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JULIA BACSA Mecosta, MI

During the final application process, I would have appreciated more information regarding the possible fees incurred if I made my own payments rather than having Best Egg automatically withdrawn my payments. In addition, it would have been helpful if it was clear that the amount deposited in my checking account would be less the 'origination fee' or that there was an option to have the loan in the amount quoted plus the origination fee.

6 years ago

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Reply from Best Egg

We're always looking for ways to improve, so we appreciate you taking the time to share your feedback with us.

Aug. 31st, 2018

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Tiffany Gray Searcy, AR

The process was very fast! I received a call within 2 minutes of accepting my loan terms, great customer service and she even offered to help with the documents that I needed. I uploaded documents to verify my information and my loan was processed within 10 minutes. The money is scheduled to be deposited within 1-3 days. My monthly payment is less than what I pay on my credit cards monthly so I will be saving money by paying them all off. I will recommend Best Egg to my friends if they ever need a personal loan!!

6 years ago

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Reply from Best Egg

Thank you for your glowing recommendation!

Aug. 31st, 2018

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Jennifer Bacani Lake Forest, CA

Excellent experience! Swift and speedy. This is the second loan I’ve taken with this company and I would recommend. The process was amazingly fast and best of it all, I compared the rates and found the best rate from Best Egg. They called to follow up with me and I asked questions and got great service was pleased that there’s no prepayment penalty. I’ve already completed the application and expecting the funds to process within next 1-3 days. That’s fast!

6 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Aug. 31st, 2018

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JOSEPH F. TUFANO Prescott Valley, AZ

Was skeptical at first but l applied to the letter and went thru with the initial paperwork. Everything went very smoothly , I received phone calls from your company to guide me thru t by e process. I am so pleased and happy how things went and the help l got from your personnel. Thank You again, l definitely will recommend Best Egg to all my family and friends. Joseph Tufano

6 years ago

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Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg

Aug. 31st, 2018

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LA Grand Island, NY

The application process was very easy. With a good credit score you can get a fair rate to consolidate nasty, high interest rate credit card debt. Took about 5 minutes to complete the application and upload the needed paperwork to approve my loan. Great experience so far with customer service as well. They were lightening fast answering online, polite and helpful.

6 years ago

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Reply from Best Egg

We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing.

Aug. 31st, 2018

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Erika Salem, MA

The process through Best Egg is really fast, simple, and easy to complete. With other companies, the tell you it will take weeks to get an approval, but with Best Egg, it only took 48 hours! The best part about Best Egg, is you can apply for a loan on your mobile device making it convenient for you if you are on the go. I'm definitely going to be referring them to my friends and family.

6 years ago

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Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Aug. 31st, 2018

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Henry Tyner Jonesboro, AR

This is the 2nd time to get a loan from this company. At 70 years old, I have NEVER, EVER...had such an easy time of making a loan. I will FOREVER praise this company. So nice to have one payment INSTEAD of 2 with a fantastic interest rate, not to mention....there is no pay-off penalty for early repayment as I did earlier this year on the other loan.

6 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Aug. 31st, 2018

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MAURICE JOHANNSEN Truman, MN

My experience with Best Egg has been very painless. From the time I started with the application up to time of approval. All staff that I spoke with we're very helpful and were able to answer all my questions. I would highly recommend Best Egg to anyone needing a loan, even if your credit score is not the greatest, they will walk you through the process . You are able to get the process on loan done without leaving your home.

6 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Aug. 3rd, 2018

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Ron Rago Union, NJ

The entire experience from start to finish was quick and painless. Once I decided on Best Egg based on the great rate of interest they were able to offer, a representative walked me through the approval process. Once completed and submitted, the loan was approved on the same day! I would highly recommend Best Egg as a quick and easy way to procure funds at a great interest rate!!

6 years ago

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Reply from Best Egg

Thank you for your glowing recommendation!

Aug. 3rd, 2018

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Grahame Riddell Leominster, MA

I originally was going to toss the Best Egg envelope. But, something made me open the envelope. I read the offer once quickly...too good to be true! I reread the offer again. The offer was intriguing. I immediately started adding up the balances on my credit card debt and figured out my cash (loan) need. They provided a web address to proceed. After filling out their information needed and entering my cash need, I hit enter and voila I had the loan approved!! Best of all there is no pre-payment penalty. All together the process took all of ten minutes! Incredible!

6 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Jul. 23rd, 2018

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Tim Rodgers

I opened the letter and the process by which it explained for me to simply apply was easy nd quite convenient so without any reservations, I applied after pondering for several. I just wasn't sure if the things that were in the letter were true. I have found all of it to be true. The process is fast, convenient, no hassle, and not a lot of questions and data to remember. I loved it.

6 years ago

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Reply from Best Egg

Thank you for your kind words, Tim!

Jul. 23rd, 2018

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carolyn Weekes

I was reluctant at first simply because of the name :Best Egg". So''' I did a bit of research and was comfortable with my findings. I then proceeded to apply online. The process was very simply and easy. I just completed the application and I was ask to provide my review. So... here it is: The online application process was extremely user friendly If you have your information readily available it will take less than 5mins . I will provide another feedback once the loan is deposited. Good bye for now and Thank You1 .

6 years ago

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Reply from Best Egg

Thanks for sharing, Carolyn! We look forward to hearing more from you. If you need anything going forward, please don't hesititate to give us a call.

Jul. 5th, 2018

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K. A. San Diego, CA

Best loan rates by far. I checked with multiple other loan companies, and ultimately got the best rate with them. The application process was easy, you can upload documents via photo (awesome!) or downloaded file. Customer support was very helpful in assisting me with some last minute changes to my application to secure my loan. Overall- I’d highly recommend for anyone who’s trying to pay down high interest debts!

6 years ago

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Reply from Best Egg

Thank you for this awesome review!

Jul. 5th, 2018

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Susan Emery Bridgeview, IL

This is the second time that we have used Best Egg and we would use them again!! The first time, I emailed, faxed, and scanned for the loan. It was easy and they were helpful the whole way! BUT this time, it was even easier and took less time for approval! I was happily shocked!! Their service was awesome!! Thank you Best Egg! With your help, we can breathe a little easier!!

6 years ago

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Reply from Best Egg

We're so happy to hear that you've received the relief that you deserve! Thanks for sharing, Susan!

Jul. 5th, 2018

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Marilyn J Duchak Allenwood, NJ

Thank you, thank you, thank you! The application process was very easy. I was approved after being denied by a lender that I have been a customer with for three years. My last payment on that loan will be next month, and after making monthly payments with no lates, I was confident that that lender would gladly give me another loan; was I shocked to be denied. Borrowing the same amount, I received a better interest rate with Best Egg. Highly Recommended!

6 years ago

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Reply from Best Egg

Your recommendation means everything to us, Marilyn!

Jul. 5th, 2018

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NANCY BROWN Goodyear, AZ

I have had a great experience with Best Egg with my last loan to purchase a RV that I naturally applied for my second loan with Best Egg. The Interest rates are very fair, up front loan information was much appreciated and informative. You will love working with Best Egg. My second loan was applied for and approved within 2 minutes!! Thank you Best Egg.

6 years ago

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Reply from Best Egg

We're thrilled to hear that your experience with Best Egg was a great one! Thanks for sharing, Nancy.

Jun. 21st, 2018

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Chester V Parrish Elk Grove, CA

After two loans and with an excellent payment history, I was turned down by Lending Club. So I decided to try a different lender Best egg lender. I was impressed with the application loan process; how simple, easy, most of all how quick . Throughout the entire documentation process, I was approved for my loan within a few hours. When I decide on another loan again in the future, Best Egg is the lender I will use. Their customer service is great. Try them, I'm sure that you will not be disappointed. Chester

6 years ago

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Reply from Best Egg

Thank you for your great review, Chester!

Jun. 15th, 2018

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Zoila Stamford, CT

I was a little bit concerned if this is secure and true , scared to give my SS# you will find some surprises like a fee from the proceedings, the money will be in two or three days, I was scared until the end of the process but if you want the money you have to finish finally you can accept or reject, I call BestEgg to ask some questions the lady who attended me was awsome in resume easy process.

6 years ago

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Reply from Best Egg

Thanks for taking the time to share your experience with us. If you have any questions or concerns going forward, please feel free to give us a call.

Jun. 15th, 2018

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Rachel Denver, CO

I was a little nervous to even apply for a debt consolidation loan because I'd been turned down by other companies. I'm really glad I went ahead and did it! Best Egg made the whole process so easy. The website is clear and easily navigated, the loan terms are fair, and I was able to get a loan for the full amount I requested. I highly recommend Best Egg!

6 years ago

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Reply from Best Egg

We're really glad too, Rachel :)

Jun. 15th, 2018

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Dee Willis

I had such a great experience with Best egg loan company. The loan process was quick and very easy. I was worried about getting my debt consolidated and this process made me feel at ease. I would definitely apply again because the experience was wonderful and I appreciate the follow-up call to make sure I was the person applying. In this day and age identity theft is a big issue so the call to verify my information meant a lot. The funds came quickly which will help with my debt consolidation. I am a step closer to being stress free and debt free.

6 years ago

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Reply from Best Egg

We're so happy to hear this, Demetra! Thank you for sharing your experience with us and spreading the word about Best Egg!

Jun. 8th, 2018

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Lucy

The application process was easy; there weren't a million papers to sign; everything was done electronically. There was no marketer on the phone pushing me into an uncomfortable financial situation. The money was in my bank in a couple of days. The only thing I could have requested is an upfront statement regarding the closing costs (should have known, but was disappointed when it occurred to me that some of it would go towards that).

6 years ago

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Reply from Best Egg

Hi Lucy. If you have any questions or concerns, please give us a call at 855-282-6353. Thanks!

Jun. 8th, 2018

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cynthia smith Perry, FL

I wasnt really looking to take out a loan, however i received a letter in the mail and decided to give it some thought. I was drowning in high interest rate credit cards that were not lowering even though i had been paying on them for years.I decided to take out this loan i paid off the credit cards i make the same payment to the loan as i did the credit cards but will pay off the loan in three years,much faster than it would have taken me to pay the credit cards the transaction was simple and fast. no regrets

6 years ago

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Reply from Best Egg

Thanks for taking the time to share your experience with us, Cynthia!

Jun. 1st, 2018

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John Clark Harlingen, TX

Completed and submitted my request for a loan consideration and the Best Egg team was very responsive in reviewing my financial details, purpose of loan and completing the approval and deposit of funds in very short time. Easy process to follow, simple uploading of any records they needed to review and not a stressful process at all. Would, and do, strongly encourage others needing a little financial assistance to consider Best Egg for their needs.

6 years ago

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Reply from Best Egg

We appreciate your great review, John!

Jun. 1st, 2018

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jody posey Candler, NC

Got a opportunity to move into my own house, but I have to redo the electrical wires and need money for the move. I tried other online lenders, but they were taking forever and needed more and more information. I gave all necessary information to Best Egg and had their decision immediately , and the rate they gave me was much better than anyone else. I would definitely recommend Best Egg to folks who need a loan.

6 years ago

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Reply from Best Egg

We appreciate your glowing recommendation, Jody!

Jun. 1st, 2018

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Jane McMullen Gilbert, AZ

I love Best Egg. I incurred some credit card debt due to emergencies with my pet. Credit card interest rates are crazy. Best egg gave a great interest rate and I will be able to pay off the loan in 3 years. If I made the same payments to the credit card it would have taken me 2 more additional years to pay off the debt. Online experience was super easy.

6 years ago

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Reply from Best Egg

And we love you, Jane!

Jun. 1st, 2018

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Mike Grover San Manuel, AZ

I got my first loan and found how smooth the process went. I applied for my 2nd loan when I wanted to consolidate debt, the funds were deposited as stated. I paid off my first loan and high interest credit cards. Knowing your credit score, have automatic payments set up and have required docs ready and it is easy to apply. In the future Best Egg is the only place I would look for a personal loan.

6 years ago

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Reply from Best Egg

We're honored to hear that you feel this way!

Jun. 1st, 2018

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Bob Helena, MT

Fast and efficient on the processing. The 5 stars are for that part of it. Once I experience some time with this loan I will review again for servicing side of the loan. I was skeptical and still a little apprehensive but time will tell. If servicing is as good as processing the 5 stars will remain in my opinion. The application was easy to complete and very user friendly.

6 years ago

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Reply from Best Egg

Thanks for your review, Bob. Please feel free to reach out if you need anything going forward.

Jun. 1st, 2018

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Delores Swearing Jamaica, NY

I gave a 5 review because it would be dishonest to do less.From the very beginning of my application to the receiving of the loan took 3 days. Everything that was promised was delivered. I can't say enough of just how easy each step was,easy to understand language and instruction. I was hoping for a lower interest rate but my overall experience was great.

6 years ago

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Reply from Best Egg

Thanks for taking the time to share your feedback with us, Delores.

Jun. 1st, 2018

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Jann Griffis Tooele, UT

The website was easy to navigate. The questions were straight forward and the application was very easy to submit. Received an answer almost immediately. I tried other lending websites. Took a lot of time to complete and when the application was almost finished, it kicked me out of the system. Had to log in several times before I decided to change lenders.

6 years ago

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Reply from Best Egg

Thank you for taking the time to share your feedback with us, Jann.

Jun. 1st, 2018

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Barbara J Tate

I checked with BBB,,, to see IF this mail I got was for real, and it was legit!! I called one day and spoke to a young man, who assured me, this would NOT affect my CREDIT SCORE!! I answered a few questions he checked it out and told me the amount I could receive !!! That was on Last Friday, I had the amount given in my bank that MONDAY!!! I hope I won't need them again, BUT if so, THEY WILL WORK TO HELP!!!

6 years ago

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Reply from Best Egg

We're happy to hear that you feel this way! Feel free to reach out if you need anything going forward, Barbara.

Jun. 1st, 2018

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Marty Poe Collegeville, PA

I've have numerous of personal loans in the past with many institutions, they all say they want to help you to get out of debt or help your home improvement or simply just a vacation, until you turned in your application all you hear is Sorry We're unable to help you at this time....... Does that sound familiar?? Best egg has help me so much, and they really made it happen in such matter of minutes, I really appreciated!!! Thank you Best Egg!!!

6 years ago

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Reply from Best Egg

We're so happy to hear that we could help! Thanks for sharing, Marty.

Jun. 1st, 2018

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David G Blakeney Sandpoint, ID

Best Egg enabled us me to pay of ALL of my credit card debt and 80% of my Wife's credit card debt as well! My loan amount and interest rate were better than expected and actually got better during the loan process! We now have paid credit cards and a clear path to full payment making payments that are less than what we were paying just making minimum payments! So good to be off the minimum payment hamster wheel! Outstanding customer service throughout the process and we even got fully funded on a Saturday!

6 years ago Edited September 14, 2021

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Reply from Best Egg

We love to hear stories of empowerment from our customers. Thank you so much for sharing!

May. 21st, 2018

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Annabelle D. Sacramento, CA

The loan process was very simple and quick. I immediately found out that I qualified for the loan amount that I needed to consolidate my high interest credit cards. Although my APR was still high as they based it on my credit score, it's still about 10% less than what I'm paying for my credit cards plus I will be able to pay it off in 3 years. I'm glad I got a loan from Best Egg!

6 years ago

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Reply from Best Egg

We're glad to hear that you feel this way! Thanks for sharing your experience with us!

May. 21st, 2018

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Priscilla Wofford Southfield, MI

I received Best Eggs advertisement in the mail. when I saw the name I smiled and said what kind of mess is this . I filled out the application and received an instant approval that was last week my personal loan funds was deposited in my checking account I couldn't believe how fast it was my credit and furnature cards are paid THANK YOU Best Egg

6 years ago

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Reply from Best Egg

We're happy that we could make you smile, Priscilla. This review definitely made us smile!

May. 14th, 2018