Name: Best Egg
Rating: 5.0

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Rob G. Lake Geneva, WI

I was on the fence about using Best Egg until I did some additional research and read the reviews. When I compared to the other competitors Best Egg had the best rates, customer service approvals and ease of use. I did call for additional information and the Best Egg agent was knowledgeable, extremely courteous and patient with my questions fully explaining the processes and the options.

5 years ago

Reply from Best Egg

We are thrilled to hear this and that you've had such a great experience with our agents, Rob! Thank you for taking the time to share your experience.

May. 1st, 2019

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Tabitha New Castle, IN

I received a letter in the mail, read it and what caught my eye was the “no impact on your credit score!” I have been trying very hard to improve my credit since my divorce so this offer had to be tried! It literally took 5 minutes on my phone and I was approved! I was very pleased with the process and am very excited to consolidate my debt and make some much needed repairs to my vehicle and residence. Thank you Best Egg!!

5 years ago

Reply from Best Egg

This is why we do it. Thank you so much for sharing your experience, and best of luck on your repairs!

May. 1st, 2019

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K Man Forest Park, IL

I wasted my time and an unnecessary credit inquiry shopping elsewhere. For my loan type I would have paid $415 more over life of loan at closest competitor and that even factors in Best Egg's small processing fee. Thanks for being an honest company to do business Best Egg! I look forward to fulfilling terms of this agreement and also considering you for future loan needs that may arise. I am now a believer in all the other wonderful reviews. You treat good honest people right!

5 years ago

Reply from Best Egg

Thank you for your kind words! We're thrilled to hear that you've had such a great experience with us. Thanks for sharing.

May. 1st, 2019

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Henry Atolagbe Brooklyn, NY

The fastest loan application and approval process I have ever had for the past 30 years ago!! I was approved in hours and my account credit with the loan in 3 days from the date of application. The online process was so easy that I did not have to speak with anyone during the loan application process. Yet, Best Egg did their due diligence of confirming my information (credit score and the like).

5 years ago

Reply from Best Egg

This is awesome to hear! Thank you for taking the time to share. We hope to work with you again!

Apr. 23rd, 2019

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Jay Fort Mitchell, KY

I was offered a debt consolidation loan by Best Egg a few months back via email. I wasn't really in the market, and I'm not sure why I even clicked the link, but the rate was extraordinary and the amount was just right. A few months later, I got yet another offer from them which allowed me to consolidated my 2 car payments into one loan at a lower aggregate rate and shorter term. EASY!

5 years ago

Reply from Best Egg

That's awesome! Thank you for sharing.

Apr. 23rd, 2019

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J. Donaldson Lake Elsinore, CA

Thanks to Best Eggs online application I've used them when I was low on funds. my 2nd loan was needed to pay taxes, unfortunately do to my transmission going out in my truck the money I had to pay taxes was used to buy a new transmission and I was in a crunch to get money because 4/15/19 was coming up quick! Thank you Best Egg for making the process easy

5 years ago

Reply from Best Egg

This is why we do it. Thank you for taking the time to share your experience!

Apr. 23rd, 2019

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Carie Jackson Chickasha, OK

I got a letter in the mail offering a loan to pay off high interest credit card debt and it also said it wouldn't show on my credit report as a hard inquiry. You can't get any better than that! I thought that Best Egg was just too good to be true...I applied, got approved and had my money in just 2 days! I couldn't believe it! Best Egg is saving me soooo much money monthly but most importantly I'm saving thousands in interest, no penalty to pay the loan off quicker! I couldn't be happier!

5 years ago

Reply from Best Egg

That's awesome to hear! Thank you for sharing! As a reminder: Checking your rates for a Best Egg loan will not impact your credit score as only a soft credit inquiry is generated. If a loan offer is accepted, the soft credit inquiry is converted to a hard credit inquiry, which may impact your credit score. If you have any questions at all, please feel free to give us a call at 855-282-6353.

Apr. 23rd, 2019

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JOEL Kalamazoo, MI

The loan process was so easy and quick that I didn't really believe that the entire process had been completed once it was. I kept waiting for an email, or telephone call telling me that I had to perform several more steps to complete the loan application process. It never happened. The entire process only took a couple of hours and my loan was funded in my bank account in one and a half days.

5 years ago

Reply from Best Egg

We're over the moon to hear we've smashed expectations. Thank you for taking the time to share your experience!

Apr. 23rd, 2019

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Michelle Groat Manassas, VA

I had been trying to get a consolidation loan for credit card bills that I've been trying to pay off for over 3 years after my divorce and they were going no where. I had been unsuccessful a couple of times before and when I heard the radio advertisement, I decided to give it a shot. This was the easiest and quickest loan I have ever gotten. I would highly recommend this company to my friends.

5 years ago

Reply from Best Egg

This is why we do it. Thank you for taking the time to share your experience, Michelle.

Apr. 23rd, 2019

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Nina Marietta, GA

Wow. I didn’t think this was legit and was a little skeptical when I put my information in online and within minutes I was approved. When I didn’t get an email I called the customer service number and there was no wait time and Cynthia(?) was the one I spoke with and assured me i would have the money on Tuesday and I looked at my account Tuesday morning and it was there. This is by far the best experience I’ve had with debt consolidation.

5 years ago

Reply from Best Egg

This is great to hear, and we're so pleased to hear you had a great experience with Cynthia! Thank you for sharing.

Apr. 23rd, 2019

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caroline C Ballston Spa, NY

So far so good just waiting for my money, I can pay off my credit cards...with Best Egg monthly payment lower than all my cards combined tried so hard to work with the credit card companies not big help (one card with minimum payment it would take 17 yrs to payoff) now it will be paid off end month and I will cancel them ....this has taken so much stress off of me now..Thank You/

5 years ago

Reply from Best Egg

We're over the moon to hear that Best Egg has been a life-changer for you! Thank you for sharing your experience.

Apr. 12th, 2019

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Aaron Westfield, MA

Getting started and setup with best egg was very easy. I used their online application to complete my loan credentials. It was very easy to navigate and put in the correct information needed to get my loan into the approval process. After approving my info it was a matter of minutes before my loan approval was complete. Best egg give you different payment options to choose from that would best fit your financial needs. It was an easy and pleasurable experience. Terms and conditions of my agreement were easy to understand and were straight forward. I would recommend best egg to anyone looking to consolidate your debts or to get out of a high interest credit card.

5 years ago

Reply from Best Egg

We're thrilled to hear that, Aaron. Thank you for your recommendation, and for taking the time to share your experience!

Apr. 12th, 2019

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Tammy Johnson Cleveland, TN

The process was so simple. Applied on March 23 and the loan was funded on March 26! The terms were absolutely incredible. $30k/36month/4.33% 4.99%APR Competitors were not even in the same ballpark: SoFi - 11.9% Discover - 10% Local Credit Union - 12% Our local banker couldn't believe the deal! In fact, the terms were so good that I chose to use this personal loan to purchase a piece of property instead of going through the mortgage process. I will defintely be a return customer and will recommend Best Egg every chance I get.

5 years ago

Reply from Best Egg

This is amazing! Thank you for sharing your experience. We're glad to hear you're on board.

Apr. 12th, 2019

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Hector RodriguezTorres Mission, TX

The Best Egg loan process has been by far the easiest one that I have experienced. I created and logged into my account, filed the necessary information, provided with the required documents, and my loan was approve within 2 hours. The funds were deposit into my account within 48 hours. Loan automatic payments schedule eliminates the possibility of overlooking a payment. But the best part is their competitive low interest rates.

5 years ago

Reply from Best Egg

This is awesome! Thank you so much for sharing your experience.

Apr. 12th, 2019

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Michael Dixon Burnham, PA

I was very reluctant to apply however, much to my surprise, the application process was extremely easy and fast. I had one high interest credit card I wanted to pay off. Best Egg provided me with the funds and the card is paid off. I received a fair interest rate and an affordable monthly payment that fits my budget. Did I mention the funds where deposited in my checking account in 3 days. All I can say is, I have had an outstanding experience.

5 years ago

Reply from Best Egg

This review is outstanding! We're so pleased to hear that you've had a great experience. Thank you for sharing.

Apr. 10th, 2019

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Latrese Atlanta, GA

I was received a letter in the mail regarding applying for a loan with Best Egg. I was skeptical because I have been denied for a couple of other loans in the past. However, the process of applying and being approved through Best Egg was so easy! I am extremely impressed with their customer service. The money came within 4 days, and I got the amount that I needed to consolidate my debt. Thank you Best Egg!

5 years ago

Reply from Best Egg

This is awesome. We’re thrilled to hear that you're a happy camper! Thank you so much for sharing your experience.

Apr. 10th, 2019

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Billy Riley Grand Rivers, KY

We had a fire and needed help while waiting for the insurance process to work. I already had a small loan with Best Egg. I still researched many of the on-line lenders. Best Egg had great reviews and BBB rating. The whole process with Best Egg was simple and painless. We got an answer and our money very quickly. We also got a great interest rate! Thanks Best Egg! We strongly recommend these guys!

5 years ago

Reply from Best Egg

We're so glad to be able to help in your time of need! ❤️ Thanks for sharing.

Apr. 23rd, 2019

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Jeffery Dallas, TX

The process at Best Egg could not have been easier. I wanted to get a loan to pay off credit cards so I used one of the pre-selected offers that I received in the mail. Followed the steps completing the whole process in about an hour. I uploaded the documents they needed and it was approved the next morning with a good rate. Everything was done online with very little hassle. Now I can get rid of these high interest charges on my credit cards. Stress gone!

5 years ago

Reply from Best Egg

Yes! That's awesome to hear Jeffrey. Thank you for taking the time to share.

Apr. 8th, 2019

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Naomi S Mendez West New York, NJ

Couldn't believe how easy it was to get a loan and the quickness of the delivery/deposit of money. I applied on a Monday and had the money in my bank account Tuesday morning, the following day! I shopped around for the best deal and rates and Best Egg had by far the lowest rates available for me so I went with it and am very glad I did. So happy with the experience !

5 years ago

Reply from Best Egg

That's great to hear Naomi! We hope to work with you again! Thanks for taking the time to share.

Apr. 4th, 2019

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Shari Hrusth Brockport, PA

Best egg provided me with a means to get out of credit card debt. I was getting no where with my credit cards because most of my payment was going to interest charges. Now paying less each month in one payment than I was paying to numerous credit cards, I will be out of debt in 36 months. The process was quick and easy even for someone who is not exactly comfortable with computers. I have already recommended Best egg to a close friend who has been struggling with credit card debt.

5 years ago

Reply from Best Egg

Wow. This is awesome to hear. Congrats on paying off those credit cards! And thank you for taking the time to share your experience with us ❤️

Apr. 4th, 2019

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Susan Bradley Edgartown, MA

I had looked into other companies for a personal loan to consolidate my credit card balances and had been told I had "insufficient income" even though my credit rating was excellent and my payment history proved I always paid more than the minimum due and always on time. I found out about Best Egg through AMAC, an organization I trust. Best Egg not only approved my loan but made the process easy and a loan specialist dealt with me personally and was extremely pleasant, professional, and helpful. I highly recommend Best Egg!

5 years ago

Reply from Best Egg

This is what we love to hear. Thank you so much for sharing Susan!

Apr. 4th, 2019

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Edward K Merwick Jamestown, NY

I have had consolidation loans in the past. Some companies make you jump through many hoops, but Best Egg out performed any of them, even a credit union I belong to!! Of course the better your credit score is, the better rate you may receive, but over all, I am very pleased with the processs and customer service received by Best Egg. I will definitly utilize their services in the future.

5 years ago

Reply from Best Egg

This is awesome. Thank you for sharing Edward! We hope to work with you again too!

Apr. 4th, 2019

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Kym P. Fremont, CA

My 3rd Loan was just funded through Best Egg... I wouldn't dream of going anywhere else for a loan, they are reputable, professional and deliver exactly what they tell you. With Best Egg there's no hidden agenda everything is up front and made clear. Each loan that was funded for me through best egg was up a very substantial amount. The process was simple and easy and I only had to contact customer service one time, that was only to move my payment due date which they kindly did without question. Within I-3 days the funds were in my bank account. I would highly recommend Best Egg!

5 years ago

Reply from Best Egg

We're so pleased to hear we've earned your loyalty! Thanks so much for sharing, Kym.

Mar. 29th, 2019

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Rick B. Carterville, IL

I filled out a very simple and brief application in about five minutes and received an answer within minutes with a yes or no option. The terms were very fair considering my personal financial situation so I said yes. The funds were in my account two days later and my payment will be automatic each month. Doesn't get any easier than that. Very happy with Best Egg.

5 years ago

Reply from Best Egg

If you’re happy, then we’re happy! 🐣

Mar. 29th, 2019

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Mrs. L. Barger Elkton, MD

Best Egg was as easy and fast as it advertises itself to be. I will admit, I was very skeptical to apply at first because I know that the internet advertising is so extreme that you can either 'hit' or 'miss' when shopping for retail lenders and other lenders if not chosen carefully. This company not only works fast, it delivers the loan in a matter of days. The terms are clear and they even give you a choice of in selecting the terms most suitable for you. I was very pleased that I waited before I chose a lender. But I'm very impressed and very glad that I chose Best Egg.

5 years ago

Reply from Best Egg

This is awesome! Thank you for choosing Best Egg, and thanks for sharing!

Apr. 2nd, 2019

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Teresa Jones Fink Louisburg, NC

So far so good, applied 36 hours ago, and just got an email that I was approved also money should be deposited within 1 to 3 days APR is very reasonable and the payment is very reasonable for a 3-year contract. Very happy with my decision. Now I can get some much-needed deck work done as far as replacing deck boards pressure washing and staining. Teresa

5 years ago

Reply from Best Egg

That's great to hear that everything has gone well so far!

Mar. 29th, 2019

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Matt Kerr Marysville, WA

I can honestly say that my online experience in obtaining my recent Best Egg personal loan was the fastest, fairest, most streamlined, most hassle free, loan application and process , ever! The only way it really could have been any better was if there had been an option to choose the day of the month that my automatic debit was to take place (but I haven't yet called customer service to see if this can be arranged).

5 years ago

Reply from Best Egg

Hi Matt! We're so pleased to hear all of this! Regarding your due date, in many cases, you may be able to change your due date. Give us a call at 855-282-6353 and we may be able to help you out!

Mar. 28th, 2019

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Lillian Miami, FL

Luckily we were sent multiple mailings and finally researched Best Egg and was impressed. We finally decided to consolidate and so glad we did, this loan saved us so much in monthly payments on other loans and bills and a chance to finally pay off our debts in 3 years. We received the funds to our bank within the same week of applying. Thanks Beat Egg.

5 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Apr. 4th, 2019

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Julie Santilli Utica, MI

This is the best company out there for a loan. Best Egg is completely legitimate, you do not have to have the most perfect credit to get a loan consolidation. The funds are usually in your account within 24 to 48 hours & the loans are very very easy to understand. Because of this company, my husband and I are able to live since we were able to consolidate everything into one lower interest payment. THANK YOU BEST EGG FOR GIVING US A CHANCE!

5 years ago

Reply from Best Egg

Thank you for your kind words, Julie!

Mar. 21st, 2019

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Darren Wilson Vacaville, CA

Well I have finally done it I used Best Egg. Well so far I have been extremely pleased with the proses the time and effort needed to apply real ease , time will tell all it usually does , when I make double payments and payoff early . That is where we will see if they keep the 10 rating I hope so , if so I will be happy to use them time after time.

5 years ago

Reply from Best Egg

We're thrilled to know that your experience with Best Egg has been great so far!

Mar. 22nd, 2019

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Hilbert F Hoppe Chester, VA

When I heard of best egg I was a little skeptical about how easy and quick the process was but in actuality it was all very true and maybe even easier when I got into it. My loan amount was never in question and when I finished with all the request for documents it was quick and easy for the funds to reach my bank! I would definitely recommend Best Egg to anyone who is in need of a loan!

5 years ago

Reply from Best Egg

We appreciate your recommendation! Thanks for sharing, Hilbert!

Mar. 27th, 2019

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Fred Portland, OR

Obtaining a loan from Best Egg is extremely simple and easy to do. It is a straight forward process and requires only minimal paperwork and interaction. I've used them before and find their loan officers and customer service people to be very friendly and helpful when needed. If you have a problem, they work WITH you to get you through it. The time from application to money received was very timely.

5 years ago

Reply from Best Egg

Thanks for taking the time to share your experience with us, Fred!

Mar. 19th, 2019

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Juan D Plano, TX

Best egg....when you’re drowning, and you feel like you’re spinning uncontrollably, your legs begin to tire; you feel like your not going anywhere. Best egg is there to lend a hand. To help you with buying a car, consolidation credit card debt, adding a room to you house.... best egg is there an you don’t need to worry about 24% interest. Thank you best egg.

5 years ago

Reply from Best Egg

The pleasure is all ours :)

Mar. 12th, 2019

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Scott Erb Farmington, ME

The loan process is quick and easy. I have a good credit history but circumstances led to a credit card debt that I need to take a few years to repay. With this loan I can budget the repayment and my own finances effectively. The loan was direct deposited to my account almost immediately, and monthly payments are directly withdrawn. Really, the perfect loan process!

5 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Mar. 19th, 2019

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Justine Lafer Lakeland, FL

This was the first time I had applied for a loan and I was nervous about what I might be up against. Much to my surprise it was very easy and the people were extremely helpful, kind and considerate when I had questions. I was pleasantly surprised how quickly I was approved and received my funds. I would recommend Best Egg to anyone and everyone who is considering financial assistance.

5 years ago

Reply from Best Egg

We're happy to hear that we impressed you! Thanks for sharing. Justine.

Mar. 18th, 2019

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Rex H. Westerville, OH

I was having a little trouble with the website, trying to upload some info. I got a telephone call from "Alexis". She walked me through each task and waited patiently on the phone with me until I accomplished everything I was trying to do. My loan was approved right away. This is the second loan I've gotten from Best Egg. I highly recommend them to everyone. They're GREAT to work with!

5 years ago

Reply from Best Egg

Thank you for your glowing recommendation, Rex!

Mar. 15th, 2019

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hsaab900 Dearborn, MI

I spent a significant amount of time researching personal loans at banks and online. Best Egg was by far the easiest, quickest and most convenient personal loan process I’ve ever experienced. It literally took minutes to complete the full application on my tablet and get approved. In addition, the rate I received was the best of all the lenders, they didn’t even come close! Highly recommend Best Egg for personal loans!

5 years ago

Reply from Best Egg

Thank you for your glowing recommendation!

Mar. 13th, 2019

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Mike L

I have two loans with Best Egg. The application process is simple and easy. The rates are the best that I’ve found for a non secured loan. I had the money deposited into my account within a few days of approval. They are set up for automatic withdrawal and I always get notified before they debit my account and after the payment has been made. I was able to call and change my payment date after it was approved. I’ve been very happy with this company.

5 years ago

Reply from Best Egg

If you’re happy, then we’re happy! 🐣

Mar. 12th, 2019

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Willie Booker Cicero, IL

Your great at helping someone out like me , having understanding that I needed the help and right away trusting in me like a true friend. There is so many people that I know could use this kind of help my friends and neighbors that I know would be skeptical of this because of the name alone. I’m here to tell them this is an open and trustworthy company . Thank you, Willie Booker

5 years ago

Reply from Best Egg

We're glad to be able to help in your time of need! ❤️ Thanks for sharing, Willie.

Mar. 8th, 2019

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Steven F. Reno, NV

When I first saw best egg, I immediately thought of newegg, then nest egg. I then realized what best egg was about, help. The loan process was incredibly easy, I had several options to choose from and great rates to go along with it. I got to pay off credit cards with awful rates and even put a little cash in my pocket. Definitely recommend to anyone looking for a personal loan.

5 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing, Steven!

Mar. 5th, 2019

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Satsified Customer in GA Senoia, GA

Bestegg takes the anxiety out of the loan application process. Pre-qualifications options are clear and easy to understand. Application process is simple, terms (with several options) are clearly presented and easy to understand. Once applications is finalized and all requested information obtained, funding is completed quickly. Great overall process from beginning to end.

5 years ago

Reply from Best Egg

Thanks for taking the time to share your experience with us!

Mar. 14th, 2019

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Brenda Southfield, MI

My experience with Best Egg was to say the least extremely comfortable. The representative was knowledgeable and well informed and answered all of my questions without hesitation concerning my loan application. They explained how the loan repayment of options were my choice and when I could expect the funds to be deposited. Overall my experience was great!

5 years ago

Reply from Best Egg

We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing, Brenda.

Feb. 20th, 2019

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jkeys Dunkirk, MD

I was at the point where I was in total despair about my credit card debt. The minimum payments were high and i was making no progress paying them off. I applied for a loan through Best Egg and was very pleasantly surprised at how easy it was and that the interest rate and loan payment were quite a bit lower than what I was dealing with making my minimum payments. It look me 15 minutes to apply and less than 5 days to receive my funds. I had all of my credit card debt paid off immediately after. I have 1 reasonable monthly payment to make and feel so much better.

5 years ago

Reply from Best Egg

We're glad to be able to help in your time of need! ❤️ Thanks for sharing.

Feb. 20th, 2019

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Gem K West Palm Beach, FL

After suffering a stroke, my days were spent shopping: TV, catalogue, internet etc. I backed myself into a corner, paying all ... but with high finance rates. I received a mailing from Best Egg, wrote down all my questions and gave them a call. All my questions were answered, application submitted, funds deposited within days. I was very impressed and highly recommend. If I'm in need of future financial services, I'll definitely call BEST EGG!

5 years ago

Reply from Best Egg

That's great to hear! We hope to work with you again!

Feb. 12th, 2019

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Sheila Carrollton, VA

Very easy to apply for the loan. Received an offer in the mail; typed in website and offer information and I had what I requested within minutes. Great interest rates; also gave me additional loan selections and calculated loan amount based on the number of years to pay back. Everything one needed was right in front of you! Easy to get back into the loan application as well. Since my initial loan request occurred on a Friday, my loan was approved that afternoon and funds were deposited early Monday morning.

5 years ago

Reply from Best Egg

We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing.

Feb. 7th, 2019

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Marcus Sacramento, CA

I was in search of a personal loan to consolidate my high interest rate credit cards. I did a ton of research before making this decision. Of the reviews I read bestegg had the best. I’m addition to my personal research Bestegg was advertised on the Thom Hartman which gave me more confidence to go with this company because I trust Thom. The loan process was easy and I was qualified. Now I’m just waiting to be funded and the total amount of working days has been about to two not Including the weekend.

5 years ago

Reply from Best Egg

We're thrilled to know that your experience with Best Egg has been great so far!

Feb. 15th, 2019

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Nick mackenzie Roseville, MI

In the beginning, i thought about having less debt collectors to pay each month. As time went on, paperless bills started. I would get behind because i forgot my notice to pay in my email would appear, after i sent a payment out in advance. I needed to consolidate my debts so i can see what im paying out. I received notices in the mail from best egg to consolidate debts and to have1 payment versus 6 payments. It is the best decision for me.

5 years ago

Reply from Best Egg

That's wonderful! Thanks for sharing, Nick!

Feb. 5th, 2019

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Adam S Sugar Land, TX

I was skeptical at first… I did my homework I look the company up great reviews… I decided to hop on the website and just cruise through and see what would happen. I was blown away… I consolidated every single bill that I had into one simple payment with a relatively decent interest rate. I will now be out of debt and three years thanks to best egg!

5 years ago

Reply from Best Egg

That's wonderful! Thanks for sharing, Adam!

Feb. 5th, 2019

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J Holloway Cedar Hill, TX

My experience with Best Egg was phenomenal. Best Egg offerred the rates and the process was user- friendly online. The entire process took less than 15 minutes for completion. The loan was deposited into my account the following day after I applied. I received a immediate decision. I am now able to consolidate my high interest credit cards with ease. I would reccomend Best Egg to anyone!!!!

5 years ago

Reply from Best Egg

We're thrilled to know that your experience with Best Egg was a positive one! Thanks for sharing.

Feb. 5th, 2019

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Vanessa and John Meridian, MS

My wife and me were confronted with a debt that came up suddenly and caught us by surprise. Best Egg was there for us and was very understanding to our situation!!!!! They took a personal desire to help us out!!!!! Very quick on the loan process had the funds in two days!!!! They even were willing to change are due date after we received our funds and account number very impressed and interested rate was very reasonable!!!!! Thank you Best Egg for carrying for our needs!!!! God Bless You!!!!

5 years ago

Reply from Best Egg

We're glad to be able to help in your time of need! ❤️ Thanks so much for sharing.

Feb. 1st, 2019