Pacific Debt Inc.

I was working with another debt relief agency but I was very dissatisfied with the customer service experience. My monthly amount kept changing as they based my total on my credit report which I had informed them was still getting updated. My monthly amount kept changing and it stressed me out so I cancelled them. I found Pacific and spoke to Ray who has been fantastic. He was very understanding and helpful from the first chat. We texted a lot and emailed at first prior to speaking on the phone, and he understood my frustration. He built a plan based on my debt information in conjunction with credit report so that the list was complete. He was very thorough in explaining the program and made himself available to answer all questions immediately. If my experience with the process is 75% as good as my experience with Ray I'm sure I'll be thrilled. Thank you Ray!

I was able to receive the peice of mind I so desparately needed. I went from drowning in debt, not sure where my food money was going to come from because I was maxed out, to excited about my future.

It was fast and Ryan was right to the point

Your representative Wyatt was a pleasure to work with.

My agent she was very helpfull. Was kind of pushy.

Nick was very helpful and thorough in his representation of the company

Wyatt answered all of my questions and was very helpful. He explained everything as we went through the contract and even helped me once I signed the contract. When I realized we needed to make a change to the contract it was a very easy process.

I have no information to rate Pacific Debt Inc. All I know is the gentleman I talked with concerning helping me with my credit card indebtedness was very nice. Ask me in a couple of years.

Erin was very flexible in helping me with my application. She was very helpful!

Michael D was very helpful in explaining everything to me and making sure that I understood. One thing that stands out most about Mr. D is that he was very patient with me and worked around my schedule to assist me with this program.

So far they have been very helpful with provide the information that i need. I have just bagin my program with the company and I hope they live up to their services.

Richard W made my experience stress free and easy.

Everything was so easy to understand and I feel a load has been lifted off my shoulders. Michael was very nice made me feel very comfortable I would highly recommend your services to anyone. Thanks Sherri

Thank you very much ERIN C for the GREAT WORK and UNDERSTANDING of my needs.Keep up the good work..

Richard very patient with all my questions. Made a very difficult situation a lot easier for me. I have never been where I did not receive my check. Thank you

Ease in doing business, plus they are very complete in their planning

Eric was good the only thing I can say he was a bit pushy in getting me to sign that same day

They get the job done.very nice people and help make you worry less

I have not used their services yet, but the set up for the program was easy. The representative was patient, thorough, kind, and considerate. I do not know if all their associates are like Ashley R., but if they are, I recommend speaking with them. It seems as though they really want to help you, work for you, and with you through the process.

My experience working with H., Nicholas was easy and great! Nicholas, was always there to quickly answer any questions I had, and made the process very streamlined and easy to understand. I am so thankful to H., Nicholas and Pacific Debt for doing such a phenomenal job and helping me reach a better financial future in this very hard time of the Covid-19. Thanks Nicholas!!

Debt consultant explained with details the program.

Working with Jordan was awesome. He was able to answer all my questions and concerns. I'm so revealed someone has such compassion to treat me as a client and not the next number on a list.

I had juggled with this decision for a couple of years and had prayed about it and felt that today was the right time. I feel like I was led to the perfect person when I got Demetrius and I hung up feeling such a sense of relief and accomplishment. Not only was he very knowledgeable but he was very well spoken, kind, and very patient with me. I had a lot of questions and he answered them all to my satisfaction. I truly feel like a different person today and that I made the right decision. Thank you Demetrius!!!

I’ve talked to other Debt settlement companies and always felt pressured and didn’t feel like they took the time to listen. Demetrius was kind and understanding and would explain things so I could understand what was going to happen.

Demetrius was very informative and helpful with my decision to use this service. He is very thorough and pleasant

So far so good I’m glad to get my debt under control. They went out of there way to help me to get a payment that I could afford

I live how friendly everyone is! My one concern is that the numbers we discussed, with their fees all inclusive us quite a bit higher than we discussed. I'm hoping I get answers to this.

This encounter was just out of the blue. I saw your ad as I was going through a pile of mail on my desk. I called and here we are. I am extremely surprised Pacific is able to help my situation to the extent that it has. These changes will go a long, long way in my being able to manage month to month. Thank You Very Much Ashley R.

Richard was very helpful with my situation and now he made me feel like a ton of bricks came off my shoulders. I'm happy I got one low payment. Thank you so much.

I'm very excited to have my debt combined with a lower payment thank you

very friendly, makes sure you understand the process . i would highly recommend pacific debt. to my friends and family

MIchael D. provided excellent service and was very informative. I could not have asked for a better representative to explain this process and to guide me through it. I appreciate people who show integrity, are honest and ethical. Thank you again. Candas E.

Ashely was so helpful and super nice thank you

My experience was very productive. The representative was very knowledgeable of the products company offered. I felt save in working with the company for the first time with debt consolidation program. Jake P. made the processed smooth.

I thought the care, knowledge and patience of Nick was above and beyond the norm. His expertise was reassuring and I'm comfortable with the decision I made

Richard was amazing. So kind soft spoken abd didn't make me feel like the idiot I am for getting in this situation. I would recommend him in a heartbeat. Thank you

Debbie was extremely helpful and walked me through everything. Life is about to become better with her help.

Ashley was very professional and super nice! She answered all my questions in detailed and made this a great experience. Thank you Ashley

Very informative and available to assist

They're very friend and great to work with. Customer service is outstanding

They answered all my questions and had prompt service. They texted me before phone calls and always let me know the current status of my accounts. Also, Pacific Debt was able to make my payments lower.

No action has been seen yet. I am still receiving calls

Reply from Pacific Debt Inc.

Mar 23, 2020

Thank you for sharing your review. I show that you just enrolled over a month ago, some of those calls are to be expected during the initial stages of the program. That said, we understand how frustrating they can be. I will reach out to our client service team to have someone follow up with you to assist you in the best way to manage those calls.

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Read the reviews for Pacific Debt and they were good. They've been very attentive and walked me through everything. Made the process very easy. I haven't heard from anybody since my initial introduction so I don't know how progress is going.

Joe was fantastic. He explained everything perfectly.

Everything was very well explained and made clear.

Wyatt was very professional, not at all persistent or pushing ! He was very clear in communicating information about the process

Very friendly and helpful. I'm glad I called. Within minutes I had piece of mind.

My husband and I were in over our head with credit card debt, payday loans, and even larger personal loans. I had almost given up and was to the point of filing bankruptcy. I had applied time after time, literally applications back to back for either a large personal loan or some way to consolidate my debt so I could just have a single breath of fresh air, but every single time your application has been denied, not approved, your credit score is too low (thank you I know this). So I gave up at 4am that morning; i was exhausted, out of ideas, and just felt defeated. Not until around lunchtime the next day when I got the phone all was Nicholas, literally my lifesaver. He said he was from pacific debt and would love to try and help me with my consolidation (as did everyone else I tried), but why not what’s one more to add to the books. I stayed on the phone told him my situation he actually related to some of them. Something was different! He wasn’t a computer or just another application. He was real, super considerate of my downfall and debt but even more so he was approving me for to consulate my debt with this once a month extremely low payment.. wait what??? He laughed, repeated himself, and I nearly cried. He explained the process. I asked a ton of questions and he was there to answer every single one. He put me on a brief hold and then like that I was signing through email, and most importantly I was breathing!!! I would recommend anyone going through a hardship with debt to consolidate and contact pacific debt. I’d say I can’t explain the feeling I felt that day, but clearly I have written a novel so long story still long lol they get an A+, 100, perfect score in my book!! Thank you so much for giving me this debt relief program

So far the process has been quick and painless. I had an approval and estimated monthly payment and terms within 30 minutes. Demetrius Monroe, my point of contact so far has been very helpful and instructive with assisting me in making decisions. Would highly recommend so far

The customer service is unparalleled. I look forward to working with this company and becoming debt free!