Freedom Debt Relief

I like that I am informed of everything that is happening with my accounts

I like the fact that two accounts were settled quickly with a 45 percent reduction of debt for each. I'm impressed by the settlement payment figures. Freedom Debt Relief gives me a great feeling of success. I could never do what they have done for me on my own. It feels like someone has my back. I'm grateful.

FDR is a very professional debt reduction company to work with. We went in with 7 accounts that we just couldn’t get ahead of and Freedom Debt Relief has settled all of them for us. All are paid off with the exception of one which is being paid off now. I would recommend them to anyone needing help with debts they can’t pay off by themselves. ThNk you FDR!

They helped get creditors off my back. Started out pay max I could afford. Now the amount I'm paying is a little more than I can afford but necessary.

How much my credit score went down, scarey.

How easy it is to sign up and get going.

Excellent service and support. I feel confident that working with Freedom Debt Relief is the best decision I've made.

They did just what they said they would do I got no problem from the people I owed they were just great answering all my questions help me every step of the way .

Never an issue. Any time I contact them they are quick, curteous knowledgeable .

Big mistake, when a settlement is reached, the payment is too low, It should not take 6 months to pay. $197 Lower settlement should be paid quicker. My credit score is lower with Freedom Debt relief than before.

ALL IS GREAT.THEY ARE VERY FRIENDLY AND KNOWLEADEABLE.

I didn’t like the fact that even though I explained to FDR that I was retired and the deposit amount didn’t change even though the amount of my credit reduced. I have only one credit left on my account and every month I have to call in and ask FDR to change my deposit amount. I felt like my explanation meant nothing

Have helped tremendously throughout whole process, answered all my questions and most importantly they handle everything from negotiating to helping me pay off in a timely manner

This program has been a horrible nightmare. At every turn I have had to navigate some serious swindling by Freedom Debt Relief. 1) when I signed up for the program, I asked LOTS of questions. I asked how this would impact my credit. They said it would dip temporarily and then they said it would come back. THEY NEVER SAID THIS WOULD STAY ON MY CREDIT FOR SEVEN YEARS. They love to talk circles around facts. Then, once I signed up, my nightmare began. Two of my accounts went into litigation. They had me contact the attorney they hired to represent me. The attorneys were VERY DIFFICULT TO GET ON THE PHONE. When I did, the first settlement was negotiated without one consideration as to my financial situation. They FORCED ME to go from paying what I could every month to DOUBLE or else they would negate the settlement and force me to pay FULL PRICE PLUS THEIR ASTRONOMICAL FEES. I was forced to take out a $5000 loan from my family to pay off that first negotiation. So now I was in debt, TWICE. Each time I called in to get information about my debt, I got different stories from their associates. Then they emailed me that I could stop creditors calling by letting them pay off my debt and then settling the rest with Freedom Debt Relief. THIS IS WHERE THEY SCAM YOU LIKE THE PREDATORY AND DISGUSTING PEOPLE THEY ARE. Their company is called CONSOLIDATION PLUS. My rep was Ricardo P. He was to be my trusted "financial rep" and had to read me a script in totality, so I waited. I had lots of questions. From the beginning you wouldn't tell me the approval rate for the loan bc it was "dependent on my debt" and other factors that needed"review". Then when all was said and done I was told that you all give the same rate to everyone and It's ridiculously high. It's like 27%. Like - GET YOU INTO MORE DEBT FOR FAST MONEY NOW - high. Basically they want the person to agree to this loan under pressure and then be stuck with paying back EVEN MORE MONEY THAN THEY OWED IN THE FIRST PLACE. Garbage. Then when I asked even more questions, he was mad because he had to start over reading his script. What a swindler. Disgusting. I noted that I was going to have to pay off my program ASAP and get the hell out of business with this garbage company. What they again don't tell you is that once you pay off your debt, you will still have CHARGE OFFS on your credit report and you may have to hire another company to deal with getting those removed from your credit if you ever hope to function in society or buy anything for the next seven years. Once I started aggressively paying off my debt, and really started looking at the numbers, I realized that yes, they negotiate a lesser payoff amount for me from each creditor. But what they don't tell you is that then they tack on the savings as their fee. So if you're paying off a negotiated $4K of a $6K debt, the FSR fee is $1700. So they don't save you big money. They just negotiate a lesser payoff amount and then pocket the rest. You can absolutely negotiate with the credit card companies yourself. You don't need these people and you can actually settle for less without paying a predatory middle man. But I digress. At the last leg for my paying off my account, they suddenly made seeing the total in my dedicated account disappear from my dashboard. So each time I wanted to see how much I deposited, I had to call their garbage customer service. Imagine not being able to see how much money you paid in to that account. They want that so they can keep withdrawing money even though you are paid in full. In fact, once I paid in full, I had to call again and ask that they stop my biweekly deposits. THE REP TRIED TO TALK DOWN TO ME LIKE I WAS STUPID. Telling me that the amounts may not have cleared. That if I stopped letting them withdraw money, that it would hurt my chances to pay off my debt. Lol can you imagine the bs? I kept asking ARE MY FEES PAID OFF? Yes. IS THE AMOUNT IN MY ACCOUNT ENOUGH TO COVER WHAT I OWE TO THE CREDITORS? Yes. SO WHY FO I NEED TO KEEP PAYING MORE MONEY? Because it will slow your payoff down. Because your deposits may not be cleared. IS THERE ENOUGH MONEY IN MY ACCOUNT TO PAY OFF WHAT I OWE? Yes. DO I OWE ANYMORE FEES? No. THEN WHY DO I NEED TO KEEP LETTING YOU WITHDRAW MORE MONEY FROM MY ACCOUNT? Because it could slow down the process? WHAT PROCESS? In fact, once this snooty beast went to get "authorization" to stop my deposits, she came back and told me to verify and that was that. Is this normal? No. Is it predatory? Yes. But that is freedom debt repair in a nutshell. I would absolutely never recommend this nightmare to anyone. They're con men. If I didn't have the means to accelerate my payments and finish this program two years early, I would have been trapped in this for longer and there would be more "fees". Garbage. I hated every minute of this and I wish there was better resources for people in desperate situations instead of these monsters. I hope the entire company burns to the ground. Garbage.

Even tho making the decision to choose embarking on a debt consolidation was Not easy, Freedom debt relief has made this choice possible and not horrible. I still am a bit inundated with messages/calls from the lovely people I owe money to, it really helps to know things are being handled and negotiations are ongoing for a brighter future. I’m very grateful to Freedom for all their updates and for being able to see any progress on the dashboard. Okay, so obviously my credit score isn’t pretty right now, at least I know that Will improve again. I’m very Grateful to Andrew P. help setting this up and for helping my “life improvement”. Being ill for so long was not expected so you’ve all been my saviors.

They work fast and make it easier for me when I need to approve a settlement!

The program is fine, I just need to communicate more with you. You have laid out everything fine. When I do call I am satisfied with the help I receive.

I love how wonderful this program is. It’s very easy for me to keep up with my payments. I started a new job and went from the 1st and the 15th of every month to every two weeks and they were wonderful in helping me change my payments over to make sure I never missed a payment on the correct day. I love this company

The people are very helpful. Sometimes it takes a while for them to return an email or call but the do and are helpful in answering your questions and concerns.

This is the best company to work with. They have been nothing but helpful kind and encouraging.

I like that my debt is going down. I wish it could happen faster.

Great company and they saved me over 19k so far

Very helpful in getting rid of my debt. I am so grateful for them. I do not know what I would do without them. Thank you. 😊

I liked that all the debt I had was reduced and some sort of negotiation was made.

Very good service and support.I highly recommend this company.

This was the most effective way for us to clear our debt when we were faced with a life changing event. Freedom Debt Relief took all the anxiety and worry away so we could concentrate on other things in our lives.

This company is saving me a lot of money and I have so much less stress

This is one company that is transparent and forthcoming throughout the whole process. They made it very easy for me.

I like the fact that they took care of everything for all I did was deposit the cash and they kept in touch they always answered all my questions they were very supportive

Awesome company, helpful staff. Quick acting and seem to really care about helping

Great company and good customer service!

Only just started the program but everyone has been so nice and helpful and it has been a great relief to get so my debt in order and have them help me, hoping it goes well in the future

I love the fact that although I still am worried about finances , I am saving hundreds per month, to allow me to live a little. the hit to my credit is not fun. at least i have not ran from my creditors and am paying what I can.

The way they explain the process from start to finish and how I can be assured they will handle things in my best interest.

Most of my previous debt was cut in half!

It was a very good program. I found it easy to talk to people and get a hold of anybody if I had any questions. Can't really think of any downsides to the program. Every time I had any issues or questions, I received answers in a timely manner. My settlements were taken care of in a timely manner and my whole process was very quick and easy.

I believe it was a godsend for us. They were always responsive and always took care of every issue that I ever brought to them.