Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 38 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 38 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

User Reviews

Star Rating

4.7
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11,022 Reviews

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S.M.S.
November 20th, 2017 Walled Lake, MI

The agent I talked to was very reassuring and warm. I ended up enrolling my debts with Freedom Debt Relief. I do wish there was more communication after enrollment. It seems like the first three-five months is spent waiting. I am anxious to see closure but understand that this is a process.

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Reply from Freedom Debt Relief

Jan 08, 2019

We appreciate your honest review. Did you know we have a world-class client services team that's always ready to answer your questions or concerns? They're available seven days a week and can be reached by calling (800) 655-6303 or log onto your client dashboard to track your progress at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Jody Achenbach
November 17th, 2017 Bernville, PA DETAILS
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Everyone was very helpful and explained everything that we can understand the process.

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Reply from Freedom Debt Relief

Jan 20, 2019

This is fantastic, Jody. We care about you at Freedom Debt Relief and we will continue to answer any questions or concerns you have very thoroughly. We want the best for you and we are confident you will become debt free soon. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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kenneth Fung
November 16th, 2017 Staten Island, NY DETAILS
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Im sorry I think the process takes way too long, ive been involved for about six months. In the six months only 1 out of 6 accounts is current while other 5 are still pending. I get calls from the banks everyday and when i contact freedom i dont really get any answers

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Reply from Freedom Debt Relief

Nov 20, 2018

Hello Kenneth, Thank you for sharing your feedback. Freedom Debt Relief typically is a 24-48 month program and we are proud of your initial settlement so early in the program. Regarding the creditor calls, have you changed your contact information such as your email and phone number to ours? That can eliminate some of the calls and once we negotiate and resolve all of your accounts, the calls will stop. We understand the journey to become debt free may be uneasy but we are confident you will become debt free soon. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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ANTHONY CORSO
November 16th, 2017 Saint Johnsville, NY DETAILS
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So far very good !!! Responsive to my questions and very helpfull in explaining the next steps !!!

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you, Anthony, for your positive review of our company! We do our best to keep our clients informed and updated on the progress of their program through multiple mediums and we are glad to hear this has proven successful in your account. Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Delores Slaughter
November 16th, 2017 Brooklyn, NY

I have had great communication with Freedom Debt Relief. After I signed up with the company, people were giving me a lot of negative responses. FDR sent me loads of documents with all the necessary information to put me at ease. The money they deducted was put into an account for me. This is very reassuring. I just have to ride the storm until negotiations begin. I feel quite comfortable the way it’s set up.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you, Delores, for giving us a chance to show you that we can help you resolve your debt and have you become financially free! We're excited for you to start this new journey and we wish you nothing but great success throughout your debt relief program! Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tiffany
November 16th, 2017 Warner Springs, CA DETAILS
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I am really appreciative of this company. I am a mess over the amount of time it takes but that can not be helped. Accumulating enough money takes time. So much easier to accumulate debt! The only thing that is a bit hard is the amount they get when they settle. I am sure they deserve every penny but when you are trying to get out of debt watching a sizable chunk of money not go to bills is tough! On the other hand they try really hard to deal with all the yucky calls ect....so I feel like money well spent.

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Reply from Freedom Debt Relief

Jan 21, 2019

Tiffany, the great part of all this, you are one step closer to becoming debt free! You are doing something positive in your life and we will be here to continue to cheer you throughout your graduation path. Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Howard Winkler
November 16th, 2017 Palestine, TX DETAILS
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The people are very helpful and friendly.

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Reply from Freedom Debt Relief

Jan 20, 2019

Hello Howard, Thank you very much for sharing your review. Our world-class customer service department is happy to answer any questions or concerns you have and demonstrate the utmost service. Keep up the great work, success is coming soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Charles Kashavsky
November 16th, 2017

After struggling with minimum payment for years I realized I had to do something. I had contracted with a debt consolidation company, was charged up front money and basically left on my own. When the contact from FDR called and I explained my feelings she very professionally put my mind at ease and walked me through the FDR process. Since affiliating with FDR I have peace of mind knowing that my debts will be paid off much faster than proposed by the various debtors and the amount of savings.

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Reply from Freedom Debt Relief

Jan 21, 2019

Hello Charles, We're so glad you found us and have given us the opportunity to be able to assist you with your debt! Our clients are our top priority and ensuring that you feel appreciated and respected is the main goal. Thank you for trusting us and allowing us to help you on your path to financial freedom! Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Amber Quintanilla
November 15th, 2017 Battle Mountain, NV DETAILS
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We have just been doing this month got two deposits in there and we've already knocked down one debt I am so so overwhelmed and excited about the whole thing that it's going that quickly I so appreciate all the help from Freedom Debt Relief it's it's amazing I couldn't say anything more about how happy I am

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you, Amber, for your encouraging feedback! We are thrilled to hear about your phenomenal experience with getting debt free and look forward to continuing to assist you. Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tammy Hogan Lees
November 15th, 2017 Rapid City, SD DETAILS
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They were so very helpful and kind and I didn’t feel like I was being judge or punished.

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Reply from Freedom Debt Relief

Jan 20, 2019

Hello Tammy, We really appreciate your review. We are overjoyed to assist you with any questions or concerns you have and we will always support you. We want the best for you and we are looking forward to you becoming debt free. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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MaryLou & Don
November 14th, 2017 Winter Park, FL

We chose Freedom after much research into other companies. We had several credit card balances and one very large balance. Freedom assured us that they could incorporate this very large, hard to deal with creditor into our plan with no problem. It has become a huge problem! Not only is there zero reduction on this account but Freedom has asked us to increase our already budget taxing deposit twice. We complied and now they are saying they need another $120. One time deposit. Does it make any sense to keep asking clients for more money when they came to Freedom for financial help in the first place. This last $120. Is to cover Freedom fees in addition to what they already collect monthly. The communication is extremely poor and unprofessional Please do not believe what this company tells you. If something seems too good to be true IT IS! Especially with Freedom Go elsewhere !

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Alicia Tavera
November 8th, 2017 Houston, TX

You're doing a good job very good to get me out of this mess I created

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Carolyn Sudler
November 3rd, 2017 Philadelphia, PA

The most professional people to ever work with always courtesy and always listens to you and have all the answers to your questions

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Carrie Bennett
November 2nd, 2017 Omaha, NE

My life is a nightmare. I am getting pounded with creditor calls and they are calling my work. FDR has taken my money and they have not notified any pf my creditors. I want out of of this plan and my money back. Do not enter this program.

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Elizabeth Delgado
November 1st, 2017

The pricess was very easy and so helpful. Any questions i asked were answered, every time.

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Anonymous
October 30th, 2017 North Port, FL

At first good, but communication since the initial account set up has been challenging.

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Reply from Freedom Debt Relief

Jan 08, 2019

Thank you for your honesty. We do have a client services team that's available to you seven days a week. They're always ready to answer any questions you have regarding your account and your progress. Give them a call at (800) 655-6303 or log onto your client dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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TWP
October 30th, 2017 Houston, TX

Professional, knowledgeable, courteous and understands any situation.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you so much for your charming comments about our company! We hope to continue to provide you with many great experiences. Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Norma
October 30th, 2017 Deming, NM

I was impressed. I am very pleased with my experience with them so far. Just starting the process.

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Reply from Freedom Debt Relief

Jan 21, 2019

Norma, we're so happy to hear that you are satisfied with our services! We are happy to be your debt settlement company and are excited to see you complete the program successfully! Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jim
October 30th, 2017 Charlotte, NC

Good. Initial phone call was very professional and follow up has been excellent.

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Reply from Freedom Debt Relief

Jan 21, 2019

Thank you, Jim, for your terrific feedback! We look forward to continuing to fulfill your requests and settle your accounts in a timely manner. Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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MAUREEN H. HEINLY
October 28th, 2017

I HAD BEGUN TO FEEL THE NOOSE TIGHTENING AND MY CREDITORS REFUSED TO EVEN DISCUSS HELPING ME. SITUATIONS HAD CHANGED DRASTICALLY SINCE I FIRST BEGAN TO INCUR THESE DEBTS, AND I REACHED THE ONLY CONCLUSION: FREEDOM DEBT RELIEF!! I NOW SEE THERE IS A LIGHT AT THE END OF THE TUNNEL, WHEREAS BANKRUPTCY WOULD HAVE BEEN MY ONLY OTHER OPTION.

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Lori
October 26th, 2017

Very polite and helpful

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James Wilson
October 25th, 2017 Arroyo Grande, CA

I was thinking of A lone to get some breathing room and then freedom entered the pitchers don’t need a lone now I have breathing room

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Donald LeMay
October 23rd, 2017

The interaction with this company has been very smooth and the process complete and quick. I would recommend this company for your financial stress issues.

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Kevin scott
October 22nd, 2017

I'm happy with the way I have been responded to so quickly by Justin and others on the team!Hope it stays this way through the long term of the agreement. If so , I will be very satisfied with my decision .Thank you for your help Freedom!

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Robert Combs
October 20th, 2017 Mesa, AZ

It is early but so far so good. They have ready done one account for me. I am very happy.

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Marilyn Bringhurst
October 19th, 2017 Aylett, VA

I FOUND THEM TO BE REALLY SLOW STILL WAITING ON APPLYING MY DEBTS !

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Curtis Morrison
October 18th, 2017 Sedona, AZ

We have been working with Freedom Debt Relief a short time but they have been there for us answerig our questions & telling us what to expect very happy with them helping us with our debts thank you for everyone we’ve come in contact with

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Ken J
October 11th, 2017

So far so good. The company itself is doing what they advertise and I am happy with the service. They use an outside sales force that could represent them better though.

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Huidai Kim
October 10th, 2017

I have been enrolled nine month and nothing happened. My credit score has been drop to 540. I don’t recommend this program.

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Akash
October 6th, 2017

I have lost my job and I don't have that much money so I can pay off my credit then I talk to freedom debt relief company they are help me out best way..and I appreciate for they help me best ..

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Reply from Freedom Debt Relief

Jan 21, 2019

We greatly appreciate your review, Akash. We love assisting you with your debt and we are confident you will become debt free soon. Keep up the excellent work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Judith Murray
October 5th, 2017 Roscommon, MI

I am very new to this. I called customer service Monday morning to ask a couple questions after I received my official welcome package. The customer service rep was extremely helpful and made me feel at ease. The person I talked to when I initially signed up was also very informed and efficient. I'm looking forward to this business arrangement.

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M L GILBERT
October 4th, 2017 Kennesaw, GA

Everyone has been so kind, knowledgeable, helpful and on the spot for all questions and answers. they get the info and job done quickly as possible. Keeping you informed as to all things happening.

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Salvatore Tartaglia
October 3rd, 2017

Very helpful and precise

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T Carter
October 1st, 2017

People were respectful, considerate and answered all of our questions. They explained the entire process and made sure we understood every step of the pr0cess. I would recommend them to anyone.

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Dorothy Falk
September 28th, 2017 Austin, TX

All the people I have talked to at FDR have been very friendly and most helpful! Great company! Can hardly wait for my bills to be paid off!!

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Veronica G
September 27th, 2017

They have provide excellent customer service since day one! Very informational, eager to help and extremely considerate of my situation.

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Alison
September 24th, 2017 Hopewell Junction, NY

Very friendly and helpful staff. Positive experience.

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Christy Boudreaux
September 23rd, 2017 Mandeville, LA

Finally a company that follows through on what they claim they do. I have dealt with other companies of this nature, and they did not follow through. Freedom Debt Relief has done an excellent job in a few short months.

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J Corral
September 12th, 2017

Very good and well explained

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George Pelonis
September 7th, 2017 Las Vegas, NV

I had a Credit Score of over 750. Since becoming a Freedom Debt Relief customer my Credit Score has dropped to 554. This is not acceptable to me. Taking way to much time dealing with my creditors. NOT satisfied. George Pelonis

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Shawmarie Jeffery
August 30th, 2017 Shreveport, LA

So far, we have been quite pleased with the results of signing on with Freedom Deb Relief. They have successfully negotiated a payoff for one of our two accounts. The ONLY downfall I see, is that the length of time in the program changes . . . often . . . with no explanation. So please be mindful of that. Ours has gone from 2018 to 2023 and we have paid off one account - so not sure how this is working.

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Darlene Lang
August 28th, 2017 Rochester, NY

EVERYONE HAS BEEN VERY HELPFUL. THEY ALL SEEM VERY INFORMATIVE.

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Unknown
August 27th, 2017 Midland, MI

I started in may with the program. I worked so hard before to get my credit card score up I. Three months in the program and it's dropped 125 points. I have an issue with one bill collector and I called client services and was told to keep at it with the program! I am! But it is stressful!! Going to keep on it because I can see the savings on each agreement with creditors.

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Tommie Roberts
August 25th, 2017

They will work very hard for you.

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MARIAN STEPHENS
August 23rd, 2017 Lawton, OK

Everyone was so courteous and helpful.

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Ted Blodgett
August 22nd, 2017

Everything so far has been very well done. Personal and friendly interactions matched with business-like professionalism.

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Amanda
August 21st, 2017

Caesar was extremely friendly, helpful and knowledgeable. He made sure we understood everything and was kind in doing so. He didn't make us feel bad about ourselves and was very understanding. We are very thankful we worked with him!

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Linda H. Sankey
August 19th, 2017 New Castle, PA

I have been with FDR for a short time. I have to say Jeremiah Johnson is a very compassion knowledgeable gentleman. He explained the program in great detail. I was nervous and anxious but he put my mind at ease. All the people I have talked to have been very friendly and helpful.

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Merima meggi
August 18th, 2017 Bronx, NY

Great costumer service, response prompt, everything explained clearly to me

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Les Bishop
August 17th, 2017 Irving, TX

Daniel was excellent as a company representative. Explained things clearly & patiently. Helped us through the process.