Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 39 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 39 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

User Reviews

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11,687 Reviews

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Valissa Zehr

December 29th, 2017 Myakka City, FL DETAILS arrow_drop_down
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We are very pleased with Freedom Debt Relief’s customer service and how they have handled our debt solutions. They are making great progress on negotiating and settling our accounts. So far they have settled with way less than we originally owed. I haven’t had to deal with any creditor calls, and our experience has been a lot less stressful. Our representative that is taking care of all the negotiations and settling is very patient with our busy lives too which helps a lot. I am excited to see it all be settled soon.

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Reply from Freedom Debt Relief

Nov 30, 2018

Congratulations, Valissa, on successfully completing our program! Thank you for sharing you were very pleased with our level of customer service and our program. It is also rewarding to hear you say you saw a significant amount of savings from enrolling into our program. This is wonderful news and we cannot thank you enough for sharing. Did you know we have a referral bonus program? Feel free to contact us in client services at (800)655-6303 for more information. Thank you for choosing Freedom Debt Relief. We hope you're enjoying your financial freedom!

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PamC

December 29th, 2017 Jeffersonville, KY DETAILS arrow_drop_down
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The staff made getting started really easy to do. The website provides great information on how to get started and how to be successful on the repayment plan. I would highly recommend their services to anyone who feels overwhelmed with credit card debt. They have given me such a sense of relief.

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Reply from Freedom Debt Relief

Nov 20, 2018

We're pleased to hear that you're utilizing your client dashboard, Pam! We love that you're feeling financial relief so early on and are moving forward positively and confidently. We're proud to be on your side every step of the way and please don't hesitate to contact client services any time you have questions or need assistance, simply call (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Jacqueline Jones

December 29th, 2017 Los Angeles, CA DETAILS arrow_drop_down
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I am happy with the process and wasn’t expecting to settle my first account so soon.

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Reply from Freedom Debt Relief

Nov 20, 2018

Congratulations on your settlements so early on, Jacqueline! We're all looking forward to your continued success. Any time you have questions, please feel free to contact client services at (800) 655-6303 or email . Thank you for being a part of Freedom Debt Relief!

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Jo Anne Hurley

December 27th, 2017 Venice, FL DETAILS arrow_drop_down
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Very helpful when I have a question. Prompt responce

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Reply from Freedom Debt Relief

Dec 04, 2018

It is rewarding to hear that all of your questions have been addressed and answered. Thank you for sharing this, JoAnne! Since you've enrolled with us, you have had a tremendous amount of success in our program! Congratulations!! As you continue toward financial freedom, please continue to reach out to us in client services with any questions and/or concerns that come up for you. You can do this! Thank you for choosing Freedom Debt Relief to meet your financial goals.

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James Wynne

December 27th, 2017 Phoenix, AZ DETAILS arrow_drop_down
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Freedom Debt Relief will never receive a referral or otherwise positive endorsement from me. Dishonest business practices and sales tactics from FDR have left me in a much worse position today then I was when I started, specifically in legal terms. I had expressed a desire to not add a specific creditor during my initial discussions with FDR and was told that unless I added that creditor I was probably not going to be on-boarded into the program. Reluctantly, I did so. After six months of no payments to the creditor and no communication from FDR, I was sued by the creditor and although I used NLLG, a judgement for full payment plus legal fees was awarded to the creditor. If I'd have kept the creditor and dealt with them on my own, I would not have been sued and nor would I now owe several hundred dollars MORE than what I had owed in the beginning. Additionally, FDR is charging me over a thousand dollars in fees for their work with this creditor. If I could do so, I'd remove all the rest of my creditors before the same thing happens. FDR apparently doesn't care if the end user gets sued in the process.

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Reply from Freedom Debt Relief

Nov 20, 2018

Hello James, We’re so sorry to hear you have had a negative experience. Could you please send us your contact information in a private message so we can look into this further and have someone contact you?

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Doris A Brown

December 27th, 2017 DETAILS arrow_drop_down
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I like the fact how you notify me when you are about pay off a creditor.

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Reply from Freedom Debt Relief

Dec 04, 2018

Thank you for sharing this, Doris! We believe that communication is key when it comes to our program. Keep in mind that you can also review the details of your account by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief. Here's to a debt-free future!

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Lewis Hoffann

December 27th, 2017 Navarre, FL DETAILS arrow_drop_down
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Very efficient and professional operation. I am very pleased with my progress in resolving my credit card debt.

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Reply from Freedom Debt Relief

Dec 04, 2018

We appreciate you complimenting the efficiency of our service, Lewis. It's rewarding to know you are so pleased with our program as well. We would like to congratulate you on the amount of success you've had with us so far! You are doing a fantastic job progressing along your graduation path. As you continue toward financial freedom, please know we are here to answer any questions that come up along the way. Always feel free to reach out to client services with any concerns regarding your account. Thank you for choosing Freedom Debt Relief as a guide to your financial freedom!

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Regina

December 27th, 2017 Española, NM DETAILS arrow_drop_down
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I'm making great progress in reducing my debt, FDR has already settled two of my accounts within just months of joining.

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Reply from Freedom Debt Relief

Dec 04, 2018

Congratulations, Regina on the progress you've had with us. You are doing an amazing job! We encourage you to keep doing what you're doing. Always know we are here to support your every step toward a debt-free future. Feel free to contact us in client services with any questions and/or concerns regarding your account. You can also review your account information by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Carolyn

December 27th, 2017 Clovis, CA DETAILS arrow_drop_down
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I was very stressed about my financial situation and Freedom Debt Relief has helped relieve the stress. It feels great each time I receive a settlement request. Customer support is very responsive. Each time I speak to a rep I get the same quality service, patience and knowledge of how the process works.

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Reply from Freedom Debt Relief

Dec 04, 2018

One of our main goals, Carolyn, is to provide our clients with peace of mind when it comes to their finances. We cannot thank you enough for sharing you have experienced this for yourself! It's so rewarding to know each and every time you've communicated with us, you spoke with someone who was not only empathetic to your situation, but was also knowledgeable in providing you with solutions! This is absolutely amazing to hear. Thank you again for sharing such an amazing review. As you continue to work toward a debt-free future, know we are here to support your every step of the way. You can also review your account details by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief. You can do this!

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Luzviminda Hodges

December 27th, 2017 Victorville, CA DETAILS arrow_drop_down
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They are Professional and Owesome Customer Service and I am very glad I come to Freedom Debt Relief . their program gives me Peace of Mind .

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Reply from Freedom Debt Relief

Dec 05, 2018

One of our main goals is to provide our clients with peace of mind regarding their finances. We're thrilled in knowing we could do this for you as well. Thank you so much for sharing! We also want to congratulate you on successfully completing our program. Here's to your financial freedom! Did you know we offer a a referral bonus? Feel free to contact us in client services at (800)655-6303 for additional information. Thank you for choosing Freedom Debt Relief. We wish you nothing but the best!

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Charles Fink

December 27th, 2017 Cadiz, KY DETAILS arrow_drop_down
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First, we should all take stock of what they are helping us with. This is not an instant fix. We find that Freedom Debt relief works with us to help get us out of debt without having to file bankruptcy. It took a while for our first settlement but the system works as long as you keep monthly deposits which help negotiators have leverage to help settle or make payments on your debt. We happen to owe a lot and we are thankful for the help they are giving us. If you follow what they ask you to do then the stress level goes down, doesn't go away but does go down. We are looking forward to being debt free within a reasonable amount of time. Thank you Freedom Debt Relief.

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Reply from Freedom Debt Relief

Dec 05, 2018

Thank you so much, Charles for sharing this amazing review! We could not agree with you more. It does take time and some patience from our clients to resolve the outstanding debt enrolled into our program. However, just as you said, if you commit yourself to the process, you will eventually see the results! Congratulations on the success you've had with us. As you continue toward a debt-free future, know we are here to support the journey. Please continue to reach out to us in client services anytime you have a question and/or concern regarding your account. Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Sylvia Alvarez

December 27th, 2017 South Ozone Park, NY DETAILS arrow_drop_down
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I am at ease, know I am been help by professionals who are knowledgeable and understanding!

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Reply from Freedom Debt Relief

Dec 04, 2018

Hello Sylvia, Thank you for your excellent feedback. It's our pleasure to be able to provide you with the best services. Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Doyle Miller

December 27th, 2017 Simpsonville, SC DETAILS arrow_drop_down
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The sales team sold me on the premise that all debts would be settled for 48% of the ORIGINAL DEBT on average. That is very much not the case and the dashboard indicates that the debt amount "enrolled" is the amount at the time of enrollment. However when a settlement is reached it is reported as a settlement of whatever amount against the "current balance" which has been impacted by fees. The settlement amount should be reflected against the enrolled balance. This program has been very disappointing.

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Reply from Freedom Debt Relief

Nov 19, 2018

Hello Doyle, We’re so sorry to hear you have had a negative experience. Could you please send us your contact information in a private message so we can look into this further and have someone contact you?

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paul Larsen

December 27th, 2017 Albuquerque, NM DETAILS arrow_drop_down
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I had resevations about this program at first (i.e. being told to stop paying creditors, your credit rating will tank,you may be threatened with law suites etc). However, I let the system work and eventually, within a few months, my first settlement was made saving me well over $3,000.00. I was eventuallyy approved a loan by a sister company of Freedom Debt which has expedited the negotiation process. It would have taken me well over 20 years to pay off all of my creditors but under the Freedom Debt Relief program, my debts will be paid within 3 years and a savings of several thousand dollars in interest. The hard part is trusting that this program works and I can assure you that with patience it does. The people at Freedom Debt have always treated me with respect, always answered my questions, and above all have beeen very professional. I would like to thank all of those individuals at Freedom Debt who have worked hard at resolving my debt issues. You have not only reduced my debt obligations but you have also reduced a tremendous amount of stress. Even though I have not "graduated" from this program, I can now see the "light at the end of the tunnel" and I know it will end in complete success. Again, this is a great program offered by a very professional and courtious group of individuals.

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Reply from Freedom Debt Relief

Dec 04, 2018

We understand that adjusting to our process can be concerning in the beginning. You are wise to be skeptical about anything you're being introduced to. Great job sticking with it. Congratulations on successfully completing our program! We hope you are now enjoying your financial freedom. Did you know that we have a referral bonus program? Feel free to contact us in client services at (800)655-6303 for more details. Thank you for sharing you are no longer feeling the stresses of being buried under debt. One of our main goals is to ease the minds of our clients when it comes to their finances. Thank you for choosing Freedom Debt Relief to meet your financial goals! Again, congratulations!

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David I Baird, Sr

December 27th, 2017 Warrington, PA DETAILS arrow_drop_down
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I am extremely satisfied with the results provided by Freedom Debt Relief thus far.

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Reply from Freedom Debt Relief

Nov 08, 2018

We appreciate your great review, David! We're pleased that your program has been running smoothly so far! Any time you have questions regarding your account, please feel free to reach out to client services at (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Sarah Bishop

December 27th, 2017 Stockett, MT

I haven't even been with you guys for a month and already seeing great progress,thank you all so much,i couldn't recommmand anyone better than you

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Reply from Freedom Debt Relief

Dec 04, 2018

Sarah, we are so delighted by your review. You are off to a very strong start in our program and we're looking forward to having you complete your graduation path of becoming debt free! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Yolanda Haralson

December 27th, 2017 Southfield, MI DETAILS arrow_drop_down
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I am so grateful for FDR. I've been in the program for 7mos and will be debt free by 2019. The BEST decision I could have made. They have made my life less stressful by helping me resolve my debt. I had dug a hole so deep for myself and I never knew where to start or how to take control of my debt until FDR. I never could have done this without them. Every encounter I've had with FDR has been professional, friendly, and made me feel comfortable. Never once have I been made to feel less than a person because of my debt. They actually help you . THANK YOU FDR FOR EVERYTHING!!!

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Reply from Freedom Debt Relief

Dec 04, 2018

Congratulations on successfully completing our program, Yolanda! We're glad to know our program was able to help you resolve your outstanding debt. We hope you're enjoying your financial freedom since graduation! Did you know that we have a referral bonus program? Feel free to contact us in client services at (800)655-6303 for more information. We appreciate the kind words as well. Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Yulivette

December 27th, 2017 Wimauma, FL DETAILS arrow_drop_down
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I like the fact that I don’t have to call and negotiate my debt however they charge a monthly fee, another monthly fee for legal representation, and the settlement fees is per debt and seemed high to me. So out of 12k my debts were settle down to 7/8k but with the fees it adds another 1/3 k so not a huge savings at the end but been a single mom it help me and force me to not get in debt and pay everything back as I should. I appreciate it the service.

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Reply from Freedom Debt Relief

Dec 04, 2018

We appreciate the honest feedback, Yulivette. We understand your concern regarding your actual savings in settling your debt. Please consider the following. Compare our fees to the 100% debt + interest % + late fees + penalty fees if someone can't meet the monthly required minimum payment. We offer a proven solution at an affordable monthly cost that helps our client pay down their entire debt; principle, fees, interest and all. We would like to congratulate you on successfully completing our program! We hope you are enjoying your financial freedom. Please let us know if we can be of any assistance to you in the near future. Thank you for choosing Freedom Debt Relief to meet your financial goals!

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alan McGwier

December 27th, 2017 Wilmington, NC DETAILS arrow_drop_down
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I have had nothing short of great experience with every one at Freedom Debt Relief. I could not ask for a more professional group of people to work with. Thank you so much and Merry Christmas.

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Reply from Freedom Debt Relief

Nov 08, 2018

Thank you very much for your kind words, Alan! We always enjoy hearing that our team has provided you with the best possible experience! Please continue to reach out to our client services team any time you have questions or need assistance with your account by calling (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Russell Winegar

December 27th, 2017 Pendleton, IN DETAILS arrow_drop_down
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Freedom Debt Relief has been a great company for me they are and have been working on all my debts and getting it all manageable soon I will be totally out of debt and my credit rating is going up very quickly I would recommend this company to everyone.

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Reply from Freedom Debt Relief

Nov 08, 2018

Congratulations on your all of your success, Russell! We're delighted that your experience has been exceptional and we're happy to hear that your credit is already moving in a positive direction! Throughout your debt-free journey, please reach out to our client services team when you have questions or need assistance with your account. They can be reached by calling (800) 655-6303 or email . Thank you for being a part of Freedom Debt Relief!

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Luke Garza-Rey

December 27th, 2017 Fresno, CA DETAILS arrow_drop_down
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We were struggling after a few minor hiccups in our finances and FDR really helped us. I can’t believe the progress we have made since starting the program in May 2017. I would recommend to anyone who is serious about becoming debt free and is struggling to make those monthly payments to creditors and still live a normal life.

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Reply from Freedom Debt Relief

Dec 04, 2018

Thank you for sharing the positive feedback, Luke. Several of our clients experience many different types of life altering situations that cause them to go into a significant amount of debt. We are so glad to know our program has been a huge help for you and your family in getting back on track financially. Congratulations on successfully completing our program! Did you know that we have a referral bonus program? Feel free to contact us in client services for more information at (800)655-6303. Thank you for choosing Freedom Debt Relief. We hope you're enjoying your financial freedom!

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Catherine Harvey

December 27th, 2017 Vadito, NM

You have provided me with excellent service and peace of mind.

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Reply from Freedom Debt Relief

Dec 01, 2018

We appreciate your great review, Catherine! We're pleased to hear that you're happy with the services that we've provided and that you have the peace of mind you deserve. Don't forget we have a wonderful client services team ready to help you any time you have questions or need assistance, simply call (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Jeremy Williams

December 27th, 2017 Huntington Beach, CA

I just signed up with Freedom debt Relief 2 months ago and I couldn't be happier.

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Reply from Freedom Debt Relief

Dec 04, 2018

We're glad to know everything started off great in our program, Jeremy! Since you've enrolled with us, you've done a fantastic job progressing on your graduation path. We encourage you to keep up the amazing job you've been doing. As you continue to work toward a debt-free future, know that you are not alone on this journey. Always feel free to contact us in client services anytime there's a question or concern regarding your account. You can also view the details of your account by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Linda

December 27th, 2017 Novato, CA DETAILS arrow_drop_down
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I have nothing but a great experience with Freedom Debt relief. Everyone has been very patient in answering any questions or concerns I have had.

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Reply from Freedom Debt Relief

Dec 04, 2018

Thank you, Linda, for your pleasant feedback. Helping you meet your goals in resolving your debt and becoming debt free is why we do what we do! We are thrilled with the experience you have had within the program! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Christy Henry

December 27th, 2017 Raymondville, MO DETAILS arrow_drop_down
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Has been very easy and they assistance and follow up are amazing!

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Reply from Freedom Debt Relief

Dec 04, 2018

Thank you, Christy, for your excellent review! We will continue to provide you with the best assistance and lead you to your goal of becoming officially debt free! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Angela Shank

December 27th, 2017 Oregon, OH

Very helpful and informative. I have had great experience so far and I appreciate all the help I have received. I am looking forward to financial freedom with FDR help. Thank you!

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Reply from Freedom Debt Relief

Dec 01, 2018

We're thrilled to hear that you've had a great experience thus far, Angela! We're always happy to help and we thank you for choosing Freedom Debt Relief to be on your side throughout your debt-free journey. Any time you have questions or need assistance, please don't hesitate to contact client services at (800) 655-6303 or email .

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Leslie Stephens

December 27th, 2017 Mulberry, FL DETAILS arrow_drop_down
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I have had a very good experience talking about accepting an amount of pay off to a charge card company. I was explained very nicely why I should accept amt offered while I was wanting payment of 50%.

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Reply from Freedom Debt Relief

Nov 07, 2018

Thank you for your honest review, Leslie! We're glad that our agents were able to communicate the benefits of accepting your settlement offer! Any time you have questions regarding your account, please don't hesitate to reach out to client services by calling (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Betty Queen

December 27th, 2017 Tarpon Springs, FL

I have nothing but great things to say about the people at Debt Relief. They have been so helpful and very kind. This is not one of my favorite times in my life but they have done their very best to make it as easy and pleasant as they could. I will have no problem recommending them to other people in the future. Thank you Freedom!

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Reply from Freedom Debt Relief

Nov 07, 2018

We appreciate your kind words, Betty! We're proud and honored to be working with you to resolve your debt. Keep up the great work and don't forget that we're here for you every step of the way! Any time you have questions, please reach out to client services at (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Lynn Childs

December 27th, 2017 Noblesville, IN DETAILS arrow_drop_down
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FDR is an honest company. We did exactly as instructed, and they got our credit debt cut in half. The only complaint I have is for more one on one communication to explain how the process is working along the way.

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Reply from Freedom Debt Relief

Dec 01, 2018

Thank you for your honest feedback, Lynn! Congratulations on your savings thus far and any time you'd like a more in-depth update, please feel free to contact client services by calling (800) 655-6303. You can also reach out client services department by emailing [email protected] Thank you for being a part of Freedom Debt Relief!

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Susan Allison

December 27th, 2017 Abilene, TX DETAILS arrow_drop_down
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They are working hard to get my debt resolved. The best people to work with. They listen and work things out to your advantage.

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Reply from Freedom Debt Relief

Nov 07, 2018

We always have your best interest in mind, Susan! We're proud to be on your side and guide you to a debt-free future! Thank you for choosing Freedom Debt Relief and please call client services with any questions or concerns you have regarding your account, simply call (800) 655-6303 or email .

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Melinda Spears

December 27th, 2017 Wewoka, OK DETAILS arrow_drop_down
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When I found Freedom Debt Relief, I was literally drowning in credit card debt. I have been with them for a year now and they have already settled five of my accounts. I can actually sleep all night without wondering how I was going to make it. Thank you Freedom for giving me some freedom!

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Reply from Freedom Debt Relief

Nov 07, 2018

Congratulations on your success and your great savings, Melinda! We're happy that you have the financial freedom you deserve! Any time you have questions regarding your account, please reach out to our client services team by calling (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Elham Hanna

December 27th, 2017 Centreville, VA DETAILS arrow_drop_down
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Iam really happy working with Freedom Debit relief.but need to ask one thing makes frustrating.when the creditors call and send letters please tey to help with that to settle when the program starts really appreciate every thing you do

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Reply from Freedom Debt Relief

Dec 04, 2018

We're sorry to hear you were being bombarded with collector calls and correspondences, Elham. We hope that since you've been enrolled with us for some time and several accounts have since been resolved that you are no longer experiencing this. We also would like to congratulate you on all of the progress you've made! Keep up the excellent work. As you work toward a debt-free future, know that we are here to support you every step of the way. Continue to reach out to us in client services as other questions and/or concerns come up for you. Thank you for choosing Freedom Debt Relief to meet your financial goals!

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David Schroeder

December 27th, 2017 Melbourne, FL DETAILS arrow_drop_down
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All in all, this has been a positive experience. Some emails have not been answered but overall I am pleased.

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Reply from Freedom Debt Relief

Dec 04, 2018

We're glad to hear things have been great for you thus far. We are sorry to hear some of your emails did not receive a response. When emailing us, you should expect a response within the next 48 business hours. However, you can always give us a call in client services at (800)655-6303 for immediate assistance with your account. You can also review your account information by logging onto your client dashboard at . There is a chat option available. Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Pedro Guzman

December 27th, 2017 Orlando, FL

FIRST OF ALL, WHEN I STARTED WITH FREEDON, ALL MY ACCOUNTS WERE UPDATED, NONE WERE BEHIND, AFTER THAT ALL OF THEM ARE BEHIND, AND CREDIT SCORE IS LESS OR UNDER THE ONE I HAD. UP TO PEOPLE THAT WANT TO GET YOUR SERVICES, I WILL NOT RECOMEND IT. THANKS.

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Reply from Freedom Debt Relief

Nov 19, 2018

Hello Pedro, We’re so sorry to hear you have had a negative experience. Could you please send us your contact information in a private message so we can look into this further and have someone contact you?

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Jessica Fuentes

December 27th, 2017 Weslaco, TX DETAILS arrow_drop_down
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So far I am very pleased with the service I have received from customer service representative's.

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Reply from Freedom Debt Relief

Dec 01, 2018

We love to hear that you're happy with our client services team, Jessica! We strive to have a world-class team and we're thrilled to hear that we're hitting the mark! Please continue to contact client services when you have questions regarding your account, simply call (800) 655-6303 or log onto . Thank you for choosing Freedom Debt Relief!

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Angela Buller

December 27th, 2017 Golden Valley, AZ DETAILS arrow_drop_down
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So far it's been great I had an 8,000 debt and settled for 2,000. And I can always get ahold of them when needed

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Reply from Freedom Debt Relief

Dec 01, 2018

We're proud of your savings, Angela! We're looking forward to your future success and in the meantime, please feel free to contact client services when you have questions or need assistance with your account, simply call (800) 655-6303 or log onto . Thank you for choosing Freedom Debt Relief!

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Jerry Diaz

December 27th, 2017 Brooklyn, NY

This company has put me and my family so at ease. They handle all the necessary negotiations with my creditors and give me a strong back to be confident in my financial future. I could not recommend Freedom Debt Relief enough.

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Reply from Freedom Debt Relief

Dec 04, 2018

We appreciate the positive feedback, Jerry. One of our main focuses is to ease the minds of our clients. We cannot thank you enough for sharing we were successfully able to do this for you and your family! Congratulations on the tremendous amount of success you've had with us. You are doing a phenomenal job progressing on your graduation path. As you continue to work on becoming debt free, know that you are not alone. Always feel free to reach out to us in client services anytime there's a question or concern regarding your account. Keep in mind you can also review your account information by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Johnnie Johnson

December 27th, 2017 Houston, TX DETAILS arrow_drop_down
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I was a little hesitant at first because I didn’t think Freedom Debt Relief could really reduce the amount of my debt. It has been a year now and they negotiated 5 or 6 of my debts reducing them to half of the original cost. And several have already been paid off.

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Reply from Freedom Debt Relief

Dec 04, 2018

You are very wise to be skeptical in the beginning when it comes to anything, Johnnie. Congratulations on all of the success you've had with us so far. You are doing a fantastic job progressing on your graduation path. Keep up the awesome work. Remember, you can always review the details of your account by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief as a guide to your debt-free future!

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Christopher Gegg MD

December 27th, 2017 Windermere, FL DETAILS arrow_drop_down
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Freedom does what they say, and they don't let down !

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Reply from Freedom Debt Relief

Dec 01, 2018

Thank you very much for your kind words, Christopher! We're happy to be working with you and any time you have questions, please don't hesitate to contact client services at (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!

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Travis Geiser

December 27th, 2017 Arlington, TX DETAILS arrow_drop_down
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Could do a better job at negotiating down on debt. Shut off access to dashboard too soon. Mostly kept to outline of providing

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Reply from Freedom Debt Relief

Dec 04, 2018

Thank you for sharing your honest feedback, Travis. Congratulations on successfully completing our program. We hope you are enjoying your financial freedom since graduating. If we can assist you in the future, please do not hesitate in letting us know. Thank you for choosing Freedom Debt Relief. We wish you nothing but the best!

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Francisco Lopez

December 27th, 2017 Brownsville, TX DETAILS arrow_drop_down
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Overall rating is 100 % satisfied. The way they handled my claim was quick and everything was explained thoroughly. I am very much satisfied. I recommend it to people who need it.

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Reply from Freedom Debt Relief

Dec 04, 2018

Thank you for recommending our service to other consumers, Francisco. We would like to congratulate you on successfully completing our program. Wonderful job! Did you know that we have a referral bonus program? Feel free to contact us in client services at (800)655-6303 for more information. Thank you for choosing Freedom Debt Relief. We hope you are enjoying your financial freedom!

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Susan Montasser

December 27th, 2017 Irvine, CA DETAILS arrow_drop_down
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The Best Choice I have ever made, my debt have come down to 1/4 of my actual owed, so happy with Freedom Debt Relief, I had 7 open credit cards, with over $17,000 of debts. They have the best customer service, they follow up & are there to help immediately on the phone or via email.

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Reply from Freedom Debt Relief

Dec 01, 2018

We're honored to be your partner on your journey to debt freedom, Susan! Congratulations on your fantastic savings and we appreciate your compliments to our client services team! Any time you have questions regarding your account, please don't hesitate to contact client services at (800) 655-6303 or log onto your client dashboard at . Thank you for choosing Freedom Debt Relief!

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Michael Rios

December 27th, 2017 Edinburg, TX DETAILS arrow_drop_down
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Has taken care of all of my worries on bills owed

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Reply from Freedom Debt Relief

Dec 04, 2018

We're glad to know, Michael that our program has given you peace of mind when it comes to your finances. One of our main goals is to ease the minds of our clients and so we appreciate you sharing this. We would also like to congratulate you on the outstanding job you've done in progressing on your graduation path! You are doing a phenomenal job and we encourage you to keep it up. As you approach graduation, know that we are still here to support you all the way to the finish line. You can always review your account details by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Anthony Jones

December 27th, 2017 DETAILS arrow_drop_down
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Great experience working with the Representatives. Thoughtful and handled all matters in a very professional way. Would recommend them to anyone needing to get their financial problems handled

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Reply from Freedom Debt Relief

Dec 01, 2018

Thank you very much for your compliments, Anthony! We're happy to be working with you and any time you have questions regarding your account, please don't hesitate to contact client services at (800) 655-6303 or log onto . Thank you for choosing Freedom Debt Relief!

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Denise Luther

December 27th, 2017 Hull, MA DETAILS arrow_drop_down
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I was reluctant at first to try them but I have never been disappointed. They settled debt in my favor and quickly. Keep making payments to them on time and you will be happy you did!

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Reply from Freedom Debt Relief

Dec 01, 2018

Thank you for giving us an opportunity to work with you and prove to you that our program really works, Denise! Any time you have questions regarding your account, please call (800) 655-6303 or email and one of our representatives will be happy to help! Thank you for being a part of Freedom Debt Relief!

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Will Hallewell

December 27th, 2017 Salem, OH DETAILS arrow_drop_down
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I have been with Freedom Debt Relief for 3 months and so far everything has run very smoothly. I already had my first settlement and it was handled with ease. I would highly recommend them to anyone.

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Reply from Freedom Debt Relief

Dec 01, 2018

We're happy to have you with us, Will! Congratulations on your progress and we're looking forward to your future success! In the meantime, please feel free to contact client services when you have questions regarding your account, simply call (800) 655-6303 or log onto your client dashboard at . Thank you for choosing Freedom Debt Relief!

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Lillian Burgin

December 27th, 2017 Buffalo, NY

I am so confused regarding FDR ,some of the creditors state this company really is not helping me, but it is actually more detrimental to me and my credit history. Companies continue to call me daily. The time that it takes for FDR to offer the creditors something, by that time my credit is ruined, with delinquencies,and perhaps a 3rd party collection. I hope I made the right choice with this company.

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Reply from Freedom Debt Relief

Dec 04, 2018

We're sorry to hear of your confusion, Lillian. We hope that since you've been enrolled with us for some time now that our program makes a bit more sense to you. Congratulations on the success you've had with us so far. As you continue toward a debt-free future, please know we are here to support you every step of the way. Feel free to contact us in client services at (800)655-6303 anytime you have questions and/or concerns regarding your account. Thank you for choosing Freedom Debt Relief as a solution to meet your financial goals!

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David McGuire

December 27th, 2017 Thousand Oaks, CA DETAILS arrow_drop_down
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I met Nathan, my FDR representative, when he road with me as an Uber customer. Our conversation was largely about my finances he suggested FDR and gave me his card. My wife and I met with him at his office. We discussed some options for dealing with our credit card debt. At first we were very fearful of the prosses as it requires a leap of faith to trust FDR with my credit card payments. Nathan was very helpful with every step of our journey . Now we are just over a year into the prosses and we are thrilled. We make one payment per month to FDR and they negotiate with and pay of the cards, useually reducing the debt by about 50%! We calculated it would take over 20 years to pay off our credit card debt making minimum payments. Now we are just 3 years away from being debt free. We can start enjoying our retierment travelling the world. Best Uber customer ever. Thanks Nathan.

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Reply from Freedom Debt Relief

Dec 04, 2018

What a fun way to meet someone new! Thank you for sharing, David. We wanted to check in with you, now that you've been enrolled with us for some time. Congratulations on the tremendous amount of success you all have had since enrolling with us. You two are progressing along your graduation path quite nicely! Keep up the amazing work. As you continue on your debt-free journey, please continue to contact us in client services anytime there is a question or concern regarding your account. Keep in mind you have 24/7 access to review your account information by logging onto your client dashboard at . Thank you for choosing Freedom Debt Relief to meet your financial goals!

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Joel Bernales

December 27th, 2017 Maricopa, AZ DETAILS arrow_drop_down
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Very friendly & knowledgeable customer service.

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Reply from Freedom Debt Relief

Nov 07, 2018

Customer service excellence is one of our top priorities and we're glad that you're receiving the best possible service from our team, Joel! Please continue to reach out to client services with any questions or concerns and thank you for choosing Freedom Debt Relief!

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Paula Carter

December 27th, 2017 St. Petersburg, FL DETAILS arrow_drop_down
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Very calming in a distressed time, extremely helpful and patient

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Reply from Freedom Debt Relief

Nov 07, 2018

We're glad that you have the peace of mind that you deserve, Paula! Don't forget that the Freedom Debt Relief team is here for you every step of the way and our client services team is available seven days a week to answer any questions or concerns. They can be reached by calling (800) 655-6303 or email . Thank you for choosing Freedom Debt Relief!