1. Freedom Debt Relief
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Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,140 Reviews

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Angela Canham

May 8th, 2018 Rosamond, CA DETAILS arrow_drop_down
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I have 100% regretted working with Freedom Debt Relief. I wish I would have tried to negotiate for myself. The company is too big, and the communication between its employees is extremely poor. I will speak to a representative who gives me an amount needed to settle my debt, and a week later I will call back to discover that nothing has been resolved. I've been given pay off amounts numerous times. Every time I think I'm in a good place, I call again to discover they need more money to resolve my debt. I discovered today that they won't resolve my final debt until I have 60% in the account plus their exorbitant fees for settling the account. My enrolled balance of $9200 on one of my debts will end up costing me $9100 due to negotiation amounts and fees. It was not worth it at all, and now my credit is RUINED! I wish I would have found another option from the start. If you can avoid working with this company, do so at all costs!

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Reply from Freedom Debt Relief

May 22, 2018

We are sorry to hear about the concerns you are having with the program and your account. We would like to work with you to resolve these concerns. Please let us know the best time that we may have someone reach out to you. Thank you for choosing Freedom Debt Relief!

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SHERRIE JOHNSON

May 7th, 2018 Ashland, KY DETAILS arrow_drop_down
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Since I went with Freedom debt relief there has been a big weight lifted off of my shoulders. They are there when you need them or have any questions. Very nice people to work.

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Reply from Freedom Debt Relief

May 14, 2018

We appreciate your outstanding review and look forward to continuing the great experience through graduation of your debt settlement program! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Renee

May 7th, 2018 Germantown, WI DETAILS arrow_drop_down
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I am still kind of new but have already had one account settled for 50% off. The communications are great and the process is flawless. Dealing with all of this is stressful and embarrassing but Freedom Debt Relief is making it easier to sleep at night.

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Reply from Freedom Debt Relief

May 14, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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frank Stellato

May 7th, 2018 Gloucester, MA DETAILS arrow_drop_down
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they have done everything they said they have already settled one account and are working on more for me

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Reply from Freedom Debt Relief

May 22, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Sarah Dolle

May 7th, 2018 Webster, NY DETAILS arrow_drop_down
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There were hidden fees that I was not aware of when signing up for the program. Also, I enrolled two credit union debts which were my largest, I was told they would negotiate with all my creditors. After two years in the program I was informed credit unions do not work with Freedom and now I have to settle with them through my lawyer. Had I known I would have set up a payment plan with them two years ago, and reduced the interest they are now charging me total of $10K. Freedom has been doing this long enough to know who will settle with them and who will not, I should have been told up front not to enroll those debts.

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Reply from Freedom Debt Relief

May 22, 2018

We are sorry to hear about the concerns you are having with the program and your account. We would like to work with you to resolve these concerns. Please let us know the best time that we may have someone reach out to you. Thank you for choosing Freedom Debt Relief!

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Rich Spencer

May 7th, 2018 Lincoln, NE DETAILS arrow_drop_down
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Very happy to be working with FDR. There is hope when there seemed to be no hope. Thanks FDR.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Jeffrey S. Leavitt

May 7th, 2018 Bell Buckle, TN DETAILS arrow_drop_down
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I am very Happy with Freedom Debt Relief. I have already made my first settlement!!!

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Lisa Ann Garcia

May 7th, 2018 Laredo, TX

I had an excellent experience and I really understood everything the first time it was explained to me and I really went along with it. I really made this decision to clear myself from debt.

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Reply from Freedom Debt Relief

May 22, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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John H. Givens Jr

May 6th, 2018 Columbus, OH

So far we could not have asked for a better company to represent us. By working with Freedom , it has taken some of the stress and worry out of our financial situation by providing great customer service and individual attention to our case. Freedom has been a ray of sunshine in an other wise cloudy situation, Thanks so much Freedom Debt relief. Gratefully yours; Mr. and Mrs, John H. Givens Jr.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Donna

May 5th, 2018 Tuscumbia, AL DETAILS arrow_drop_down
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A few years ago, I was left with $17,000 Debt. It was a very scary time for me. I turned to Freedom Debt Relief instead of claiming Bankruptcy. I could not have had this peace of mind without them. This Debt is just about gone thanks to this Company. Thank you from the bottom of my heart!

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Reply from Freedom Debt Relief

May 22, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Gary Sheets

May 5th, 2018 San Marcos, TX

The people that I have worked with were very helpful solving my debt problems.. I now have a piece of mind that I can now get out of debt.. Love this service.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Hope Catherine

May 5th, 2018 Lake Helen, FL DETAILS arrow_drop_down
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I am happy and getting my debt paid off. The process is easy and the service is great.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Michael Rambusch

May 4th, 2018 DETAILS arrow_drop_down
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I had too much debt and couldn't get out of it on my own. Every time I've called them, they've been able to handle my problems immediately. They update me on the progress they do through emails and so far they've been taking care of my debt very quickly.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Brian Allred

May 4th, 2018 DETAILS arrow_drop_down
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Out of all the places that I checked into, they were the most qualified to handle things. From the beginning they've told me they would do the best thing for me to get me out of debt quicker. They have always contacted me and kept me on the loop. If they had any questions for me, or if they made any kind of deal with a creditor, they would always let me know. Usually that would happen through emails, texts, and occasionally through phone calls if I answered them. Right now I just want to keep the ball rolling and see how everything will turn out. I'm optimistic though.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Frank Hernandez Jr

May 4th, 2018 San Antonio, TX DETAILS arrow_drop_down
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I was really far into my debt and needed help. We went through their program to try and save money and to make payments that would fit into our budget. Their service is good. The people are very friendly and courteous. They try as much as they can to help you out. They will text me to let me know what's going on with my account and to tell me if I need to do something. My debt has already gone down and everything. Now I just have one more account to take care of and it will all be paid off.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Valerie Foerster

May 4th, 2018 Bloomfield Hills, MI DETAILS arrow_drop_down
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I was just buried in debt and there was no way I was going to get out of it if I didn't have the help of a debt relief company. I read reviews from different companies and Freedom Debt seemed like the best one for me. If you need a question answered, there's usually someone there to take care of that. They send you emails periodically to let you know what progress they've made so far. Of course, you can also always go to the website and check on things yourself. I feel good about going with them, I just wish it wouldn't take quite as long to get it done. Still, I don't know who else could've taken care of my debt the way they have been doing it.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Frances Wilson Finney

May 4th, 2018 Springtown, TX DETAILS arrow_drop_down
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I was having a hard time paying my bills so I signed up with Freedom Debt Relief. They have been fantastic so far. They have done everything they said they would do and have kept me posted with what's going on. I think it's great.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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D.B.

May 4th, 2018 Oldsmar, FL DETAILS arrow_drop_down
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I wanted help to get out of debt faster, so I went to Freedom Debt Relief. Most of the time they have been available and very helpful in solving whatever problem comes up. I usually get my answers right away. It's a very good service.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for leaving us an outstanding review! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Dawn Rutledge

May 4th, 2018 Wichita Falls, TX DETAILS arrow_drop_down
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They're a great company to work with. I haven't had any problems with them, they do an exceptionally good job. They're punctual and do everything right. It's the best decision I've ever made.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Evelyn M Boges

May 4th, 2018 Queen Creek, AZ DETAILS arrow_drop_down
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I needed it to help me with my finances. We haven't completed the program, but they keep me updated through emails. I feel good about it.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for leaving us an outstanding review! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Connie Hart

May 4th, 2018 Piketon, OH DETAILS arrow_drop_down
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I liked their options better than some of the other services I had looked at. They were very nice and friendly so it just seemed to be the best option for me. I haven't been with them for that long but we've already done a lot. They listen to what I have to say when I call and help me solve any problem that comes up. I'm always notified of any changes to my account, usually by email or text message. I feel really good about my choice. It has taken a big burden off of me.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Clare Heinsler

May 4th, 2018 Cincinnati, OH DETAILS arrow_drop_down
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I'm glad I went with them. I've had good luck with their people, they're always fantastic. They're really people that I want to turn to if I need help. They've answered every question that I ever had. Everything they do makes you feel like a human rather than another number they're dealing with. For updates I mostly look at the online dashboard but I always get notifications too. I always respond to their emails so they've never had to call me. it feels like we have a good relation, our communication is good.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Bernadette Carrero

May 4th, 2018 Pompano Beach, FL DETAILS arrow_drop_down
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I had a lot of bills that I needed to take care of. I saw something on television regarding them and decided to sign up. I get emails and phone calls from them to keep me up to date on things. I also have an account that I can check any time I want just to see where we're at. There's someone available all the time that will answer my questions ASAP. Lately I have been really busy and haven't been able to get back to them about some of my accounts, but I'll get on it as soon as possible. I feel very confident that soon I'll be finished and all my debt will be gone.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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M.H.

May 4th, 2018 Port Saint Lucie, FL DETAILS arrow_drop_down
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I went with them to help me do payments. I'm satisfied with it.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for leaving us an outstanding review! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Allan Clement

May 4th, 2018 Jackson, TN DETAILS arrow_drop_down
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I went with them because they seemed to be the most honest and straightforward company. There is an online website that I can look at any time I want to check on the progress of things. If there have been any major changes, they will contact me by email, text message, or calls. Usually they respond very well and quickly whenever we call, but I guess they're not always as quick as I'd like them to be. I mean, they do a great job, but it takes them a long amount of time to get things done. There's just an inherent amount of frustration that comes out of this kind of situation. We might just be a bit impatient though. I still think this was the best choice. I'm very happy with it.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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David Groves

May 4th, 2018 DETAILS arrow_drop_down
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I went with them because I felt as though they were the best choice available for what I needed. I'm more than pleased with the service. Things haven't moved as quickly as I would've liked them to but they are very communicative. That has helped me with some of my stress. They are very friendly and knowledgeable but they don't bog you down with a bunch of gobbledygook. They just give you the answers that you need and move on. I really appreciate that. The first time that they called I thought that it was a debt collector and almost didn't pick it up.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Margaret Jan Webster

May 4th, 2018 Fort Lauderdale, FL DETAILS arrow_drop_down
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I'm 73 years old and live on social security. I was overwhelmed with hospital bills, individual debts, and credit card debts. I just couldn't pay my bills so I called them. I got on the phone with a fellow named John from Freedom Debt Relief and he explained what they could do for me. They could cut my payments down to $250 a month so I would have money left over to live on. I thought it was wonderful so I went with it. Every question I've asked has been answered. One of my bills is totally settled and the other one is still in negotiation. All of that has been done within 6 months. For updates they email me and I can also look online on the dashboard anytime I want. The most important thing was that once Freedom started handling my debt, all my debtors quit calling me. All that stress was gone. I'm very happy with it.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Isela Torres

May 4th, 2018 Harlingen, TX DETAILS arrow_drop_down
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I have a disabled child that needs a lot of caring and I wasn't really able to keep up with the payments I needed to do. That's why I went to them. They have helped me tremendously. They don't charge me any interests and, if I'm not able to pay on time, they are really nice about it and work with me. It has given us a lot of freedom. Their customer service is excellent. They keep me updated on things by email. I can also go online to see if I need to add or do anything else. They have closed a lot of the accounts for us and are getting offers from the others. It has been really fast. I'm pretty happy with the settlements they have gotten.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Iris Vasquez

May 4th, 2018 The Bronx, NY DETAILS arrow_drop_down
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I was trying to check my credit and apply for a loan but I couldn't. I saw a number for Freedom Debt Relief somewhere so I decided to call them and try it. I don't think I would be able to break even without their help. I've been with them a year already and they have taken care of the company that I used to owe money to. They always send me information by email about what's going on with my accounts. I have had to go to court for one of my debts but they helped me deal with that. When I need them, they've been there. Without them, I'd still be in debt.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Greg Critchfield

May 4th, 2018 Kenton, OH DETAILS arrow_drop_down
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I went with them because it looked like a good, secure system that could alleviate all of the debt I had accumulated. They have exceeded my expectations. They are always there for me and can give me good answers that make me feel comfortable. For updates I had a dashboard and a phone number available to me. There were also email alerts when anything happened. They are very efficient and have worked in a very expeditors manner. They've been that way all the way through. I felt like this was a very good choice that has accomplished what we set out to do. We're just about done. It's going to be a big stress relief.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Edward Whaley

May 4th, 2018 Joplin, MO DETAILS arrow_drop_down
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I saw it on the internet so I went ahead and got it. They are easy to get a hold of and they always call me to update me on things. They've taken good care of my account. I feel very good about it all but I probably should've declared bankruptcy at some point.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for leaving us an outstanding review! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Melba A Trahan

May 4th, 2018 Orange, TX DETAILS arrow_drop_down
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I felt like they were the best company to go with. Customer support is always nice to talk to and they always go over everything you need to know. They send me text messages and sometimes emails with updates. The only problem that I've run into is that whatever settlement you get is charged on your income tax. I've got 3 settlements this year already that I've got to pay for but I guess it's not their fault. It's all Obama's fault for putting that ballot through congress. Still I feel like they're doing their job right and I'm glad I did it.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Raul Torres

May 4th, 2018 Oldsmar, FL DETAILS arrow_drop_down
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We knew of their expertise in helping customers out so we signed up with them. They take the time to respond to emails or calls in a fast manner. We also get updates via email or through the dashboard to make sure we know what's going on. They're just always there to help us expedite anything we receive from creditors. They've worked out great deals for us. I'm a very happy and content customer, I have no regrets.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Elaine Poindexter

May 4th, 2018 Kissimmee, FL DETAILS arrow_drop_down
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I had seen their advertisement and had read something about it. Since it seemed like what my husband and I were looking for, we went for it. I figured it would be a great system that would help us pay our credit cards in the long run. I have not had any problems with them as far as money is concerned. Whenever I called their office with a question they were very helpful and gave me the answers that I needed. For updates they had the dashboard that I can look at. They would also send me alerts through text messages when a settlement came up or something. We know that we have to keep our payments in order so they can take care of things.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Anonymous

May 4th, 2018 Brooklyn, NY DETAILS arrow_drop_down
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They were recommended to me by a friend that was in a similar situation. I contacted them and since they were very professional, I went with it. I'm very happy with them. They've put my mind at ease. They always answer my questions. When anything out of the ordinary comes up I can just call them and they'll help me out. They are very professional and that really puts me at ease. I don't have to worry about anything. They send me emails from time to time to let me know what's going on. I can also log into my dashboard to see any progress they've made. From time to time I still get people coming after me for my money, but Freedom has really been able to step in and deal with them. They've made it a little easier on me. I would recommend it to anyone going through similar issues.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Pat Jaques

May 4th, 2018 Oklahoma City, OK DETAILS arrow_drop_down
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I did some research online and felt like they were the best company to go with. They are extremely customer-oriented. If they get a good deal they want to tell you immediately and don't hesitate to call, text, or email you. To check on the progress they make you have to check on the portal that they have. You have access to it 24/7 so you can always see what payments are being made to your credit cards or debts. You always know upfront how many months or payments you have left to finish something off. If a settlement comes up, you can see exactly for how much it's for. From there you can also see how much money is taken out of your bank account and what is paid to each creditor. I had an extremely high non-collateral loan that they were able to negotiate down by a good percent, I was amazed. With other creditors that I had they were able to negotiate things down by half or 3/4 of what the debt was originally. They really work for the customer. I feel very good about it I'm extremely happy I did it.

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Reply from Freedom Debt Relief

Mar 26, 2018

Thank you for your review and thank you for choosing Freedom Debt Relief! We look forward to your success in the program! Please reach out to our client services department if you have any questions or comments regarding your account.

Verified Customer

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Stacey D Horan

May 4th, 2018 Spring Hill, FL DETAILS arrow_drop_down
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I've never had a problem with them. They are always very courteous and helpful. Everything has been very easy and they've done a very good and efficient job. It has been relief for me, I feel wonderful.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Anonymous

May 4th, 2018 Waldorf, MD DETAILS arrow_drop_down
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I saw it advertised somewhere and decided to call them and check it out. I think I made a good decision. Their customer service is great. They really seem to care and they always give you the information you need. I'll get updates via email and, if I don't check it, they will call me instead. They are always available whenever I have questions. This is a really good place to start if you're trying to get your credit back on track.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Maria Godoy

May 4th, 2018 South El Monte, CA DETAILS arrow_drop_down
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Somebody told me about them and I decided to go for it. I had a lot of problems with my money but thanks to them, everything has calmed down. They are very concerned about my problems. Whenever I have a question, they answer it as soon as possible. They updated me very often on how things are going through email or I can check things on my account too. I'll be done in two years and I already feel free.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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carol

May 4th, 2018 Saint Marys, PA DETAILS arrow_drop_down
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I was in too much debt, so I went to Freedom Debt. They have been nothing but honest and upfront with me. They are the place to go for anybody that needs help.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Mariann Martin

May 4th, 2018 Covington, IN DETAILS arrow_drop_down
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I was overwhelmed with credit card debt. I wasn't bringing in enough money each month to pay it so I had to do something. In the end, it was either going with Freedom Debt Relief or filing for bankruptcy, so I went with Freedom Debt relief. I'm an older person but they have made things very simple for me. They've been very helpful. Whenever I have any questions I can just call and they will answer. They keep me informed of what's going on with my debt through emails. If they get an offer or something they contact me and send me a form to sign before going for it.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Luis Bordones

May 4th, 2018 Sarasota, FL DETAILS arrow_drop_down
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They did everything they promised to me. Every time I asked a question, they answered them. I never really heard much from them unless something was settled. They would let me know then so I could okay it. We're still getting going with things. I hope they explain more things and give me more updates about how they're dealing with my accounts. I feel comfortable and confident though.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Lauren Ashley Wells

May 4th, 2018 Houston, TX DETAILS arrow_drop_down
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I needed to rebuild my credit in order to purchase my home. I feel like this was a great decision. They have worked very efficiently and quickly to help me out with that. There is an urgency to getting things settled quickly. They update me on things through email and phone calls. I can also check the dashboard for that.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Jacqueline Wilson

May 4th, 2018 Naples, FL DETAILS arrow_drop_down
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I was trying to get out of debt and with them I saw a way to do that. They are really understanding of my situation. I mean, I am trying to pay my debts but I can't right now because I'm sick and I don't have a job. There's a lot of flexibility with them and they are very humane. They've allowed me to pay back whenever I'm able to instead of just quitting.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Julie Hogan

May 4th, 2018 Hamlin, NY DETAILS arrow_drop_down
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At the time I was with a different company, but they were moving as slow as molasses. I did some researching and Freedom Debt Relief seemed to be the ones that could get me the best results, so I switched. I'm very glad I went with them. When I need them they're always there for me. They answer my questions and just overall do a great job. I receive emails frequently from them updating me on things. They are handling my situation so I don't have to sit at home and worry anymore. They're doing an excellent job and have taken care of all my stress.

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Reply from Freedom Debt Relief

May 07, 2018

We appreciate the positive review! Thank you for taking time to leave positive feedback for us! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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John Taylor

May 4th, 2018 Raccoon, KY DETAILS arrow_drop_down
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It was either going with them or filing for bankruptcy, so I chose to pay off my creditors with Freedom Debt Relief. They said they would represent me and so far they have done a marvelous job. They've kept their word in every sense of the way. I get emails every time an account is settled and that also shows up on my dashboard. They have been very helpful in settling debts with my creditors.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for the helpful feedback regarding your debt relief program! We strive to provide excellence to all of our clients! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Zdravka Corluka

May 4th, 2018 Dobbs Ferry, NY DETAILS arrow_drop_down
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Since my husband died I couldn't get rid of my debts, so when I found them on the newspaper I reached out to them. I was at the end of my rope then but everybody has been very understanding. They have been a tremendous help in working through it all. They always told me what was going on through emails. I'm very happy and glad that I did it.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for leaving us an outstanding review! Please reach out to our client services department at (800) 655-6303 or if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Jacqueline H Curry

May 4th, 2018 Carson City, NV DETAILS arrow_drop_down
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I was too far in debt at the time and needed some help. The man that I talked to from Freedom Debt, Mark, was very nice and explained everything in detail to me. They basically saved me from bankruptcy. It has been wonderful. Any time I need to talk to someone about something, they are right there for me. They help me with anything I might need and that's it. I am never switched between representatives or anything of the sort. I constantly get emails from them with updates constantly. It's wonderful. They check with me on things to make sure that things are done right. They're just fast and honest. I trust them completely. You pay for everything that you get and it gives you a lot of assurance. I feel great about going with them, it's the best thing I've done.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your positive review! We look forward to your continued success with Freedom Debt Relief! Please reach out to our client services department at (800) 655-6303 or with any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Guillermo Gutierrez

May 4th, 2018 Peoria, AZ DETAILS arrow_drop_down
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I signed up with them maybe 3 years ago. I felt like I desperately needed some service like theirs to get my situation under control. They explained what the process was going to be like very easily and clearly. They even went over the little details. So far they've texted and emailed me to let me know what's going on. I think they're just awesome, they've really helped me with my stress.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you for your great review! We appreciate your comments and look forward to successfully assisting you through the remainder of your debt relief program! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Verified Customer

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T.J.T

May 4th, 2018 Ft. Pierce, FL DETAILS arrow_drop_down
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I had a quite large stack of bills and I couldn't go anywhere with it, so when I saw it on Facebook I decided to give them a call. It's going a bit slowly but it's going. My creditors are not bothering anymore and they are taking care of everything for me. They keep me updated as they make progress in my account and I get information every 2 or 3 weeks. I'm not bothered any further, which I'm actually happy about. Everything should be over within the next couple of years.

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Reply from Freedom Debt Relief

May 07, 2018

Thank you so much! We are thrilled to receive your 5-star review and we look forward to helping you reach your goals of financial freedom! Please reach out to our client services department at (800) 655-6303 or should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!