Best Company Guarantee Americor Logo

Americor

star star star star star

9.6

Overall Score

cancel
info
check_circle

Review Source

star star star star star

Patryk Lyzbicki Burbank, IL

Currently, I am very satisfied with Americor's services. Thank you Americor for your great work. Nice, professional service and I recommend Americor to people who need professional help in freeing themselves from loans.

2 years ago Edited November 27, 2023

star star star star star

Terry Volney New York, NY

I like the fact that Americor agents are super friendly and answer all my questions in a professional manner. They keep me updated with all changes and give me positive feedback.

2 years ago

star star star star star

Rachel Brooklyn, NY

Just started the process and I’m truly excited about my debt. Jessica was extremely supportive and very knowledgeable. She made me feel comfortable about this new opportunity to finical freedom

2 years ago

check_circle

Review Source

star star star star_border star_border

Michael Woods Fort Worth, TX

I haven't been with you all long enough to have much of an opinion. I did do a stop payment for Upgrade, with whom I have three accounts, even paid a fee to my bank to do so. However, notwithstanding the stop payment, today I got charged $432. My bank said they changed their number or something. So, right now I am devastated, with additional transactions scheduled in the next week. Let's hope they don't go through.

2 years ago

Americor Logo

Reply from Americor

We're truly sorry to hear about the unexpected charge you received despite the stop payment you initiated with your bank. We understand how frustrating and concerning this situation can be.

It's essential to address this issue promptly to ensure that you don't incur additional charges or transactions. We recommend reaching out to both your bank and our customer support team to resolve this matter as soon as possible. Your bank should be able to provide you with guidance on the recent transaction, and our team can assist in ensuring that your accounts are properly managed within the scope of our service.

Your satisfaction and financial well-being are important to us, and we're committed to helping you navigate through this challenging situation. Please contact us at officeofthepresident@americor.com, and we will work diligently to provide you with the support and assistance you need to address this matter. Thank you for sharing your concerns, and we look forward to assisting you further.

Sincerely,
Americor

Nov. 1st, 2023

star star star star star

David Wimberley, TX

I feel like Americor has the “system” down pat and this gives me confidence to persevere with the process and rebuild my credit history. Each contact has been clear, helpful and informative….so far so good!

2 years ago

star star star star star

Lanie

I have only been with Americor for only a month . I am very pleased with the way the company handles my situation . So far I have no complaints. It looks like it is going to be an amazing journey.

2 years ago

check_circle

Review Source

star star star star_border star_border

Dennis Demers Sierra Vista, AZ

It is hard to review a company that seems very slow to help with my debt. It has been three months since I signed up and paid the agreed-upon amount each month. Americor was supposed to have settled with one of my credit card banks, but I continue to get demand notices from them. My credit has almost hit rock bottom, continue to get reminders that I am late with my payments. No indication that Americor has contacted them to settle.

2 years ago

Americor Logo

Reply from Americor

Greetings Dennis,

We are sorry to hear about your negative experience and appreciate you taking the time to share your feedback.

We take all customer complaints seriously and would like to assist you. Please reach out to us via email to schedule a callback to help clarify any questions or concerns you may have at officeofthepresident@americor.com.

Thank you for your honest feedback.

Best regards, Americor.

Aug. 16th, 2023

check_circle

Review Source

star star star star_border star_border

Lisa Vannostran Massillon, OH

I felt the sales person , Christian, that took all my info, cared only only about closing the deal. There was one company included in negotiations that should not of been (Lowe’s) and one not included in negotiations that should of been (PayPal). Christian never returned my calls until I texted . For me , it has been a scary and humbling experience. I have not made final judgement yet.

2 years ago

Americor Logo

Reply from Americor

Thank you for bringing your concerns to our attention. We sincerely apologize for any dissatisfaction you've experienced during your interaction with our company. We strive to provide exceptional service and regret if your experience fell short of your expectations.

Regarding your feedback about the sales process, we take these matters seriously and will address them internally to ensure that our representatives uphold the highest standards of professionalism and attentiveness to our clients' needs. Rest assured, we will investigate the inclusion of Lowe’s and the exclusion of PayPal in the negotiation process to rectify any errors and ensure the best possible outcome for your situation.

As for the communication issues you mentioned with Christian, we apologize for any inconvenience this may have caused. We will review our communication protocols to ensure that our clients receive timely responses and updates throughout the process.

Your feedback is invaluable to us, and we genuinely appreciate the opportunity to address your concerns and improve our services. Please reach out to us directly at Officeofthepresident@americor.com at your earliest convenience so we can discuss your situation in more detail and explore potential solutions together. Your satisfaction is our top priority, and we are committed to resolving any issues you may have.

Thank you for considering providing us with further insight into your experience. We value your feedback and the opportunity to make things right.

Kind regards,
Americor

Apr. 26th, 2024

star star star star star

Jim Paxton Newcastle, OK

I worked with Nash he did an exceptional job. He was very thorough and answered all my questions. I have just started with this company and I can see that you are going to help me very much. Thank you.

2 years ago

Americor Logo

Reply from Americor

It warms our hearts to know we've met your expectations! Our team at Americor is dedicated to helping you achieve financial success. We're here for you whenever you need us.

Best regards, Americor

Aug. 16th, 2023

check_circle

Review Source

star star star star star

Cordie Turner Columbus, OH

I like the customer service. I feel that you explained the program so i could understand, the pros and cons. That i was making the right choice for my financial health and well being.

2 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star_border star_border star_border

Kathleen Smith Clearwater, FL

The company reps were friendly, however, they are not totally honest with all options open to someone in heavy debt, barely employed, and elderly. I only found out from a totally disrelated company (after signing up that Americor) that Chapter 7 bankruptcy was actually the best option for by Americor as I was in the 3 day window where cancellations were allowed. Then I found out from another company that since I don't have any assets that aren't protected by bankruptcy law, that I probably don't even need to file bankruptcy as probably no company will sue me. So Americor did me a favor by telling me to stop paying on my debts, but I didn't need to pay Americor to negotiate debt for me, or even to file bankruptcy.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star_border

Tracy R Yakima, WA

For the most part I like the program. I am not sure how the accounts get chosen. My brain would do a different series to the payments and pay off the small first so interest doesn't build up to be more than the initial amount. The app could use some work.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Sharon Capac, MI

friendly, everything was fairly easy to understand. If I had questions, they were answered in a way I understood. Everyone I have been in contact with has been very helpful.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Thomasina Las Vegas, NV

Things are going perfectly fine. I was a little skrptical at first. But Ari qucikly got bw back on track by directing me to your BBB A+ Rating and reassured me this is the best choice possible.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star_border

David Conde San Antonio, TX

Been on the program for six months and so far only settlement. Employees are very professional and courtesy is of the utmost. What I don’t like is once you enroll in the program. Basically you are on your own to fan off the Lender's. Sure the Employees will guide on how to respond to the Lender's. But the calls do keep on coming.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Tony Allen WA

So far so good but it takes time, money and devotion. Tha people are great to work with. I still need to add some debt soon. But I'm making progress. Thanks Jessica your the best!

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star_border star_border star_border

Cassandra Anclam Saint Paul, MN

For now my rating is going to be low because none of my agreed upon debts have been paid at all. I've been making monthly payments for a few months now but I'm still getting harassing calls and letters in the mail demanding I make payments. I inquired about this over a month ago and was told to send in all written copies from creditors and debt collectors. Americor responded with something about how they've already made agreements with these companies but nothing else has happened. Still paying in, still getting calls and bills and I was recently notified that my credit score has dropped over 200 points. Starting to wonder if this is a scam.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star_border star_border star_border

Jennifer Fort Mill, SC

They will promise great things, and then spend the rest of your time with them saying no. If you live paycheck to paycheck don't be surprised if they message you asking for an additional 5k deposit next month. Lol. If i had 5k extra I wouldn't need their help. They promised a quick turnaround, its been 4 years and still counting for $30k in 5 accounts. They promised to try to get balances down to 50%, but it's been an average for me of 80%, meaning I paid more than I originally owed after their cut. And ps: some creditors never do 50%, so they won't bother trying for lower if it's within their typical range. They don't tell you what the percentages are, they won't bother starting negotiations until you have 80% of the money, and they require you to use their bank which charges big fees monthly and per payment. But allegedly they're not making any money off that. 🙄🙄 They handled the negotiations, but when I got sued they did nothing except send over a negotiation letter that the judge said wasn't adequate and dismissed in 10 seconds. Not that I had any assets to seize. Oh, and if you tell them to stop taking money out of your account they won't. When they get you a charge for an overdraft fee they won't fix it either. They'll offer to give you back your own money that you've already paid a fee to the./the bank to withdraw. And, if you call to change a payment better call 3 business days in advance because "it's already processing" is their favorite gabds-tiesld excuse.

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Viola Weber Bellefonte, PA

Customer service is top notch and is always giving good recommendations! My first settlement was done in a fast and easy way! I wished that I had known about this program years ago.

3 years ago Edited May 15, 2023

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Melissa Mendez McAllen, TX

I've been with Americor for a few months now and I'm excited because I've gotten a few settlement offers from my creditors thanks to Americor! I can't wait till the day I'm worry and debt free! Thank you again Americor!

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star_border star_border

Melissa McHenry Staunton, VA

I cannot say whether i would recommend them at this point in time. I have gotten a garnishment on one of the bills enrolled with them but they have not contacted me or connected in anyway after i contacted them and i havent seen a reduction in my payment. The way i see it, they should either get garnishment taken away or wipe this debt off the amount that i owe to americor. Right now it looks like i will be paying this debt twice

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star_border

Allen Russ IL

Things went good took care of my debt problems then I tried adding new debit they read it but when I ask nobody noes anything about it they keep sending me to credit 9 who nothing to do with it been 5 months yous still can't figure it out I've resent it nothing I give up on that

3 years ago

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Bev Nelson Rockwall, TX

I like that Americor explains everything to me and responds quickly to all my inquiries. They've already started negotiations and settled with one company and I've only been using them since December 2022.

3 years ago

star star star star star

Jackie Eggers Santa Fe, NM

Americor is the greatest! They helped me get my bills under control and I’m back on track! If you’re looking for a great company to help you with your debt relief then Americor is the company to go with!

3 years ago

check_circle

Review Source

star star star_border star_border star_border

Tracy Wallingford, CT

Basically I don’t know if it is Americor or the person I originally dealt with but the information I was given at the start of the program was completely wrong. I was told I would receive letters to send to my creditors so I wouldn’t get calls at home, work, and my family bothered. This information was a complete lie. I was also told that I would only need to wait 6 months for the loan and it’s even in my emails yet I checked on this the other day because I’m at the 6 month mark and I was informed yet again my information is completely wrong and I need to wait a year. I really don’t understand how a company can conduct business like this, being transparent and honest is much better then feeding lies to get people to agree to use your company.

3 years ago

check_circle

Review Source

star star star star star

Kevin Minson Yorkville, IL

So far from what I’ve seen, this company is going to help ease our financial and debt stress freedom, and I thank you for everything so far. We can’t wait to complete the program!

3 years ago

star star star star star_border

Vernus Presswood Villa Park, IL

The staff that has talked with me have been friendly and supportive while being honest regarding the process. They were forthright about the impact on my credit score and what I would endure with the creditors during the settlement offer phase.

3 years ago

check_circle

Review Source

star star star star star_border

Kenny Labit Portland, OR

So far so one credit card down and I been with them a month so that's good. The bad thing is that the creditors keep calling. Also Leslie E. was the initial person I talked to and everytime I had a question I tried calling her line was disconnected. I really wish they would have a agent that was there for you the whole way.

3 years ago

check_circle

Review Source

star star star star star

Renee Calumet City, IL

I enjoyed learning from your representative on how Americor could assist me in becoming financially independent. It was simple and straightforward. The payments are being directly deducted from my bank account.

3 years ago

check_circle

Review Source

star star star star star

Jennifer Phillips Forked River, NJ

Of course the journey is scary and concerning but Americor is so amazing and truly guide you so positively through the process! It’s the staff that makes this company top notch and thank you for your financial support

3 years ago Edited January 10, 2024

check_circle

Review Source

star star star star star

Tonya Mariposa, CA

I have been extremely impressed and happy with the customer service I have received from Americor. They have made the process easy and the last thing I need right now is more stress.

3 years ago

star star star star_border star_border

Archie Lakewood, IL

I am a new customer and it is a little difficult to give a rating. I can say that the sign up process is a well thought out process. It takes a little while to get through it but you get a lot of information that is vital to the process of the program. When you are finished completing the sign-up process the intake people welcome your questions and will explain it over so you understand everything. The people are very nice and very well informed about the program.

3 years ago

check_circle

Review Source

star star star star star_border

Justten Roanoke, VA

Everyone I worked with was friendly. However in the end I'm really not sure how much money they actually saved me. I feel like everything they negotiated down they made up with all the fees. But it was nice to have someone do all that for me so I didn't have too. The prices you pay I guess.

3 years ago

check_circle

Review Source

star star star star_border star_border

Angela Columbus, OH

Most everything is going well for the moment. I’ve gotten more welcome calls from the attorneys office you are having me work with, which I appreciate. However, you didn’t complete my welcome call… you’d call leave me a message, I’d call you back only to be told wait times were long and I could continue waiting or I could leave my phone number. I work to try and pay off my bills. I don’t have time to stay on hold… and when Id leave my number, a rep never called me back like you said they would… so I really hope things are going ok.

3 years ago

star star star star star

Andrea WA

I was nervous to start this process, but Americor has been so helpful along the way and made me feel at ease about making this decision. I already feel like a weight has been lifted and I’m only on my first month!

3 years ago

star star star star star

Kaleeb Garner

Great conversation and help. I feel confident

2 months ago

Americor Logo

Reply from Americor

Kaleeb,
Thank you for your feedback! We’re glad to hear you had a great conversation and feel confident moving forward. Your trust means a lot to us!
-Americor

Apr. 3rd, 2026

check_circle

Review Source

star star star star star

Shamus Megraw

Very happy I found americor. Very good company

1 month ago

Americor Logo

Reply from Americor

Shamus,

Thank you for your kind feedback! We’re so glad to hear you’re happy you found Americor and that you’ve had a positive experience with our team. We truly appreciate you sharing this!

Apr. 24th, 2026

check_circle

Review Source

star star star star star

Samuel

I have been a n Americor customer for almost five months. The company has helped and supported me every step of the way. I have such stress relief since starting this debt program and I am on track to be debt-free in months. Thanks to all the great advisors who has assisted thus far. Best wished.

2 years ago

check_circle

Review Source

star star star star star

Trish Strew Phoenix, AZ

Yes, I’m very happy with this company they help me pay off some loans. They help me pay off some credit cards and now I’m all set scores for my credits are going up fantastic you guys are amazing I have told some of my friends let’s see what happens again thank you so much for helping me get my life back on track is so much appreciated.

2 years ago

check_circle

Review Source

star star star star star

Mary Abbott Bluford, IL

I am so glad I chose AmeriCor and Credit9, I would never survived my debts if it hadn't been for these two very Professional Companies. The people who work there are so nice and helpful. Thank you all and God Bless. Mary Abbott

2 years ago

check_circle

Review Source

star star star star star

Carolyn L Benson Staunton, VA

I liked the fact that they were/are not judging me for needing to consolidate my bills. They are very helpful in every way and that means a lot to someone who through not fault of her own needed help and guidance in getting out of debt. I am truly grateful!

2 years ago

check_circle

Review Source

star star star star star_border

Arthurine Moore Sacramento, CA

This company has helped me tremendously. I was a little skeptical at first but my fears were quickly set at ease. The company is very knowledgeable about the business and helping the customer in every way to understand the plan. I do recommend doing business with them and becoming debt free is the goal. I haven’t reached it yet but well on my way. A very happy customer. A.M.

2 years ago

check_circle

Review Source

star star star star star

Corazon D Magsaysay San Francisco, CA

Elijah, who was giving me the overview of the whole process in this debt relief, was knowledgeable, patient , every good description I can describe about his performance. Result of the conversation with him, was very satisfactory.

2 years ago

check_circle

Review Source

star star star star star

Teresa Schaller

Teresa S. I joined the Americor family a few months ago and already have 2 settlements! I had a few guestions about my account so I called Americor and talked to Stephanie R and she was extremely helpful and had a great attitude! I can't wait to be out of debt!!

2 years ago

Americor Logo

Reply from Americor

Thank you so much for your review, Teresa. You can always count on us to assist you with your needs!

Best regards, Americor

Aug. 17th, 2023

check_circle

Review Source

star star star star star

Michelle Crane Phoenix, AZ

My favorite thing about americor is their debt calculator. In less than 10 minutes I can put the amount of money I owe into the calculator and then they calculate what they can do to help me with that exact debt. I like how specific that is and that I get exact numbers of how long it will take me to pay down that credit card debt

3 years ago

check_circle

Review Source

star star star star star_border

Rishard Krehe Orlando, FL

The representative I spoke to was extremely patient with me and explained everything I had questions on and even talked me through my options thoroughly. We planned a time for a follow up call so I can get all my documents ready and filled out. Any questions I had he answered readily and helped me understand how this worked! I am so very thankful for the time he took with me tonight!

3 years ago

check_circle

Review Source

star star star star star

Brenda Anderson Dallas, TX

I had a need for a debt relief company in 20012 and used American. They were very helpful with my case and it was nice having a company that took care of everything for me. I was having credit problems but after they were hired things quickly turned around. They were professional and I would recommend them.

3 years ago

check_circle

Review Source

star star star star star

Ana Alfaro

I really like the helpfulness and the eagerness to be of service.

2 months ago

Americor Logo

Reply from Americor

Thank you for your kind words! We’re so glad to hear that you appreciated the helpfulness and eagerness of our team. Providing supportive and attentive service is what we strive for every day, and it means a lot to know it made a difference in your experience 💙

Mar. 26th, 2026

star star star star star

Robert Ingria

A consummate professional. Excellent service and gave detailed explanations on all aspects of the Program

6 months ago

Americor Logo

Reply from Americor

Thank you for your kind words! We’re glad to hear you received excellent service and clear, detailed explanations throughout the program. Providing a professional and transparent experience is always our goal, and we truly appreciate you taking the time to share your feedback.

— Americor

Jan. 6th, 2026

check_circle

Review Source

star star star star star

Janet Freitas

Great experience. The service is expedient and with kindness. Would highly recommend this to others having this issue.

6 months ago

Americor Logo

Reply from Americor

Thank you for your feedback! We’re thrilled to hear you had a great experience and that our team provided prompt and kind service. Your recommendation means a lot to us!

— Americor

Jan. 6th, 2026