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Paypal Credit

Name: Paypal Credit
Rating: 4.3

Is This Your Business?

4.3

star star star star star_half

199 User Reviews

6.6

Overall Score

Compare

4.3

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199 User Reviews

6.6

Overall Score

Compare

LAST UPDATED: April 27th, 2024

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User Reviews

Star Rating

4.3

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199 Reviews

Review Breakdown

5 grade

63%

4 grade

20%

3 grade

2 grade

1 grade

Sentiment Criteria

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star star star star star

Pia

One of my best credit cards to send in my money to different countries and to my love ones. I love the payment ease with them.

1 week ago

star star star star star

Boy Coded

It's a pretty solid app overall, but sometimes it can be a bit frustrating. There have been instances where money gets held up or transactions don't go smoothly. It would be great if PayPal could work on fixing these issues to provide a smoother experience for its users. Despite these hiccups, PayPal is still widely used and trusted by many people for online transactions. If you encounter any specific problems, I suggest reaching out to PayPal's customer support for assistance. They should be able to help you out. Let me know if there's anything else I can do for you!

1 month ago

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Osotomilayo

the security features provided by PayPal Credit give me peace of mind when it comes to protecting my financial information. The advanced encryption technology and fraud protection measures ensure that my transactions are safe and secure, allowing me to shop online with confidence.

4 weeks ago

star star star star star

Funbi Atokose

One thing I love about PayPal credit card is the flexibility it offers. I use it to make purchases anywhere that accepts PayPal, both online and in-store. It's a convenient way to pay for my shopping without having to enter my card information every time. It's also quite convenient and easy to use.

1 month ago Edited April 2, 2024

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Nora Mosley

Paypal credit is great when you are in a pinch and someone needs help. I am able to save and send money when I need to and it is always a lifesaver. It gives me the satisfaction in knowing that I can always count on them when I need to use my account. It also provides the multiple verification so I always get a code to login. and it sends me emails when I try to login from another computer.

1 month ago

star star star star star

Kristian Perez Clavell

In my experience, what I like the most from paypal is the security that it provide in every transaction with any company. Once I have a bad experience with a vendor, but Im glad that I used Paypal for the transaction because they take in charge the task of investigate what happened an everything was good.

1 month ago

star star star star star

Stephanie Bloniarz

I've used PayPal for many years! I appreciate knowing that PP has my back when I make a purchase. I often use PP to shop on Temu, and Shein and feel confident I won't get hit with anything fradulent. It's very easy to use, and trustworthy!

1 month ago

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DocSue1 Hollywood, FL

What surprised me the most was the number of places that now accept this form of payment. With payment options to spread payments across 4 months, this is a convenient way to budget for items over time with a company that is transparent with its communications based on your preferences (email or text). There are also Rewards that give you actual cash towards purchases with select companies, and they can be quite significant. At any time, you are also able to see your purchasing power, manage your payments, and there are no penalties for paying earlier than scheduled. Overall, a positive experience with using Paypal Credit.

3 months ago

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Md Nurul Amin

I used and for payment and the service was really awesome. Thanks to Paypal for giving this type of facilities for doing online payment.

4 days ago

star star star star star

Stephanie M. Oceanside, CA

Very useful to have when you need to buy things but low on cash/funds. I use PayPal credit when I have large expenses, such as at Christmas time. I get my shopping done online and have a variety of options on how to pay the total off.

2 months ago Edited February 20, 2024

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Betty

I use PayPal regularly, I have dealt with them for many years. Any problems they have fixed immediately. I use their financing quit often.

4 weeks ago

star star star star star

Sinister Babe Kyle, TX

This was the best thing I ever applied for, it really helped me build my credit score. It’s easy and simple to use. Very convenient within the PayPal app. Able to use it with anyone who accepts PayPal.

3 months ago Edited January 15, 2024

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Liam steiner Cedar Knolls, NJ

I love it because it's fast, convenient and secure. I have never had worry about my credit card because PayPal has a secure system where I can set up two factor authentication codes. That security make me comfortable while making online purchases.

2 months ago

star star star star star

Hank Ricardo Winnipeg, MB

I use my Pay Pal alot. Now they have PayPay Credit. Its exactly like a credit card but linked to your Pay Pal account. This one time i didn't have enough money to buy an item, but PayPal credit helped me out .

2 months ago

star star star star star

Annette Branson, MO

There are many pay options with Paypal credit. most all are interest free anything 100 total or more if paid in a year, and more time for higher charges. They also have 4 payments no interest. Great way to keep customers coming back

3 months ago

star star star star star

atokoose taiwo boluwatiwi Lagos, LA

Effectively fast, efficiency, and error free, these 3 things are my main definition for PayPal credit based on my years of experience using them. I use it mostly in my online payments subscriptions because of its direct integration just with my email alone.

3 months ago

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martins timothy

Bad bad bad considering the customer service department had a problem with a merchant charge and was given the runaround. They did not care that I was scammed. I will not use this service again. Do yourself a favor and use a reputable credit card company.

1 month ago

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Francis Adesuyi

I noticed if I pay double or triple the minimum payment,they suddenly lower my credit line multiple times.they are unethical company,their customers service sucks they put you on hold for an hour their automated service is such a joke 😞

1 month ago

star star star star star

FAMUYIRO OLUWATIMILEYIN

PayPal Credit is very good,fast and reliable.it help to shop and i really enjoy using it to receive payment

4 weeks ago

star star star star star

Shi

I have been a member of paypal for a couple years now and I really like it. Good discounts and you can also get cash back on certain things

1 month ago

star star star star star

BWeller

Always happy. They are easy to use and work with. Linked right to your PayPal account for ease of paying monthly payments.

1 month ago

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DerinFasanmi

Superb product thought I'd have quite the trouble as I got with the app but it's not they reliable customer service and it's not too pricy it's a must have.

1 month ago

star star star star star

dana pace Universal City, TX

PayPal credit is amazing. I love being able to make purchases and paying on payday. I use it a lot and have never had any issues. Highly recommend

1 month ago

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johnny turner College Station, TX

Hey I am human and I make mistakes just like us all. Saying that I was sending money and sent it to the wrong person. I noticed it right away, I called PayPal at that time and they would not stop it. This even went through review and they turned it down too. So I will not use PayPal credit again. $600 is a lot for me but they don’t care. I was scammed on the thing I was trying to buy. PayPal gets an F from me.

1 month ago

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Amani Patel York, PA

I like this company, but sometimes feel wary of its services and feel I may be at more risk for scams compared to other credit card companies. That being said, this company is very communicative and has been there for me!

2 months ago

star star star star star

TC B Florissant, CO

Love using paypal credit! It is through Synchrony Bank and your limit increases over time. I like that if you pay any purchase over 100.00 within 6 months, there is no interest paid! Great incentive to use paypal credit!

4 months ago

star star star star star

Nieceyshark Beaumont, CA

Love being able to use Pay Pal Credit when online. Provides an extra line of credit security. Allows you to use credit with having to give your credit card information to people /companies you may not know. It is accepted by most companies online.

5 months ago

star star star star star

Cherie Cole Clifton Park, NY

I love PayPal! I use PayPal for everything I buy that offers it as a way to pay. I know if there is a problem or something needs to be returned for good reason that they will protect my purchase. For me, it is the safest way to purchase any service or products when offered. I highly recommend Paypal .

5 months ago

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Michelle Thomas Anaheim, CA

Well this Pay pal credit in the beginning was working well. I had been scamed on some Kane Brown tickets and they covered the loss. I was very pleased to not lose $2,800.00. After that I had something go wrong and it was during Covid. I couldn't access my account and I was unable to reach a customer service rep. I to this day cannot access my Paypal and it won't allow me to get any access. I will have to call and tell them to fix the issue. I have found Zelle is the best money transferring and receiving process because it is through my bank app. So PayPal I am really on the fence with how I feel about it.

5 months ago

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Cathryn Mecham

I was unclear as to the interest rate, but when I learned of it, I was a little surprised because is so high.

2 weeks ago

star star star star star

Lauren Brown

Have been using Paypal for the last few years. Never had an issue getting help, or use of service. Happy customer!

1 month ago

star star star star star

Vikky Blaq

This is the best banking app so far what I love most about it is the features allowing you to buy bitcoin on it and send this is top notch

3 months ago

star star star star star

MzMazzey

I trust PayPal! My info is safe…and any issues that come up…there are friendly knowledgeable people at PayPal to help solve them.

2 months ago

star star star star star

Hope Miami, FL

Paypal credit is good for me because it strong Data security and has fraud protection system. I use it with limitations because KYC documents are not required.

3 months ago

star star star star star

Janery Astacio-Marrero

The PayPal credit cards provide a flexible and secure financial solution, offering users a convenient way to make online and in-store purchases, coupled with valuable rewards and strong buyer protection.

4 months ago

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Andrea Luke (Andrea L) Montreal, QC

Pay pal have grown through the years and added all types of values to the customers. You have the option of paying in full or finance interest free. It is easy to decide if you want to pay interest savings balance or incur interest charges. I can now use it in stores as well. Many options for a customer.

5 months ago

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Armando Bolivar Austin, TX

So PayPal is a good company. accepted anywhere you will like to pay, online or by easy pay. the reason for the low grade is the financial institute they have for they credit. at this moment is Synchrony Bank. Just bad customer care. I just do not accept financial institute that do not help customer to answer their question or help with customers concerns, but punish them with late fees and other fees. but this is not review for them. at the end if you don't about your financial institute not having a hart, and you know you can handle your finances with out the help of them by all mean go for it you will not regret it.

8 months ago

star star star star star

Erika Lowry

reliable and always available to talk with customer service, very helpful

2 weeks ago

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Robert Lino

This card is through Synchrony Bank who is one of the biggest fraud. I am still waiting on them to deal with fraud and I will be waiting until I am blue in the face.

4 weeks ago

star star star star star

Amber Carmichael Beverly Hills, FL

Convenient A great option available on so many platforms. Happy with the option.

1 month ago

star star star star star

Nilsa Gonzalez Dallas, TX

I love being able to use PayPal to pay for items securely without having to use my credit cards.

1 month ago

star star star star star

Spydarmyke X Chicago, IL

One of the best ways to afford the things you need, when you are a little short. Use wisely.

1 month ago

star star star star star

Patty Joyce Turlock, CA

Great company altho interest rate was high. but cash back and customer service was always topnotch.

2 months ago

star star star star star

Christopher Semones

So easy to use. whenever I need to spread out payments this is the go to app. I love the visibility and ease of use

2 months ago

star star star star star

Miles Rogers Kansas City, MO

I use paypay card to withdraw money from bank and pay products. It's easy to me to use. I use PayPal card to save money

2 months ago

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Structure Advertising Agency Allentown, PA

Paypal is an absolute nuisance and terrible company that does not listen or care. My account has been hacked multiple times despite honorable protection efforts, and when I had a misunderstood error on their part they immediately banned me and shut my account down rather than listening and understanding the situation. Total sham company. Avoid.

2 months ago

star star star star star

Mavris odunayo

PayPal payment processing is best when it comes to by paying bills online their the best option I like using it a lot for purchasing goods online

3 months ago

star star star star star

Clar lau

As other credit cards, I use PayPal credit card to shop goods online and easy to set a dispute in case the purchased goods are not delivered.

3 months ago

star star star star star

Eddie Rios Ogden, UT

Coupled with Ebay, Paypal is unmatched. Separated from Ebay- Paypal is unmatched. I use it exclusively for all of my business purchasing and charging. It has never failed me. And all of the added services that Paypal provides makes this the most valuable card I own.

4 years ago

star star star star star_border

Lynnetta W. Monroe, LA

I like the convenience and wide available to purchase with PayPal on multiple platforms. I also like that it does have a 6 month interest free payments. I dislike that they don't have 12 or 18 months interest free. They should be like Home Depot or Lowe's & others. Anything $200 & above should have 12 months no interest. I dislike the interest rates, too. After I clear this balance, I am highly considering not using them for anything else.

9 months ago

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