Name: Paypal Credit
Rating: 4.3

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Alex Rodriguez Rivera

I love the no interest for 6 month feature...

4 weeks ago

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Terrunder Columbus, GA

Paypal is where i do all my buying from companies & i use paypal to pay the vendor. Customers support is Awesome & if a purchase been made or you dont get your orders one thing about Paypal they are going to get you straight. I love the business they provides for me.

9 months ago

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Cynthia Henley Seaside, OR

wow i never thought that paypal could do any more than they already do for their customers especially those that don't have much money and work hard every day just to make their financial deadlines at home and with much help from companies like this one best ever thanks~

9 months ago

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Bunny Garlington Weatherford, TX

Paypal is a wonderful peer to peer platform. Having the Credit account allows me to make purchases and pay them over time if I so desire to. This can reduce the anxiety of having to spend the full price all at once. There are many buy now pay later schemes, but I prefer to stay with tried and true!

9 months ago

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Marla C St Louis, MO

I love using Paypal for my online purchases, but there are times when Paypal Credit is good for those large purchases that I want to make timely payments on. Paypal is a very well-known company and I use it exclusively when shopping online because I don't like putting my credit card info online.

10 months ago

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Kevin Ortiz

Are used to have my paypal credit card. I restructured my finances and eliminated this card because it did not contain a rewards program. Sad to say that there are better options out there in terms of bang for your buck in credit cards

10 months ago

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cindy g Victorville, CA

I’ve had a PayPal credit account for a few years now and I have never had any problems with them. I’ve ran into fake emails and I’ve reached out to them and they’ve made it very clear that they’re scams and any other issues that I have I can always go to them, and they reply quickly

10 months ago Edited May 24, 2023

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Cat Metzenbaum Ogden, UT

I am fairly new to PayPal credit, but I like what I see so far. PayPal credit allows me more shopping opportunities as it is widely accepted in the retail world. PayPal credit allows me to pay for merchandise with one easy and secure transaction. Their website makes it easy to see my balance and transactions so I can monitor my spending habits.

10 months ago Edited May 25, 2023

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Rafael Matthew Jamaica Plain, MA

I recently opened a Paypal Credit account and the entire process was unbelievably easy. Plus, the customer service reps were very helpful in answering all of my questions. The online application process was simple and straightforward, and within minutes I had my account set up and ready to go. I would highly recommend Paypal Credit for transferring money outside or inside the country!

1 year ago

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Amanda Jo Presque Isle, ME

I have had PayPal since 2014 I believe or so. Never had an issue with fraud. PayPal automatically puts a hold on my card if the purchase doesn't seem like my spending. To transfer money is the simplest with PayPal. You can design your own card with a picture and they take the $2.99 on the next month bill. And I enjoy never having to pay a overdraft fee. I am honestly so grateful for PayPal. You will be to. XoXO

1 year ago

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Edgar Hernandez Tampa, FL

Great never had a problem with them have been using PayPal for many years, have bought many things online with no problems. EXCELENT

5 months ago

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De C The Villages, FL

I’ve been with PayPal for 20. + years. If I’ve had any issues (attempted scam or fraud) it’s been resolve relatively easily.

5 months ago

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Sonkarlay Tappeh

Great customer service and great payment plan.

3 weeks ago

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Sherran Nutson Atlanta, GA

I am/have been a Paypal Credit user for 15 plus years. I purchase everything via Paypal Credit if I buy on Ebay. The provide insurance and protection coverage with each and every purchase.

9 months ago

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becci3359

I use my paypal credit card for small purchases. i do alot of surveys and when i can send my dollars i earn to my paypal credit card thats what i do. All the years i have had my card i have never had any problems.

10 months ago Edited June 8, 2023

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Alondra Gonzalez Streamwood, IL

I like that I can easily allow others to scan my QR code instead of having to give them full username. You can also easily see who sent you money and leave cute notes or stickers when sending money to others.

10 months ago

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Elaine Boston, MA

I used paypal method to buy in internet and is a secure way to do it. The warranty and money back policies are great. Paypal is an excellent method to do secure transactions in internet. I used every time to buy in etsy.

10 months ago Edited June 13, 2023

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Gracie Adorno Randolph, MA

I like doing business with PayPal. If there is a dispute with anything they are the ones to have on your side to fight for you. I have had a couple of issues and they have been solved with no problems.

10 months ago Edited May 25, 2023

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David Adrian Morales Weslaco, TX

Ive PayPal Credit and its ok. I like the security it provides for online purchases. The finance feature is ok to pay off purchases in payments. Interest rates could be lower but not extremely high. It doesnt really do much else.

10 months ago

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Alyssa Davis

PayPal credit is a great way to pay for items online with less worry of potential fraud, and without having to use external apps to pay over time. My preferred way to make online purchases by far.

11 months ago

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Nankya Joseph

Easy to Link to PayPal account and I use it for toping my account balance.

1 month ago

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Joe White Dallas, TX

I have had PayPal/PayPal Credit since my college days back in 2009 and still with them to this day. PayPal has also modernized the deferred payment program (almost like a BillMeLater program) which I highly recommend for larger purchases and paying off goods overtime without taking out credit. Really love having my PayPal account!

1 year ago

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Ilspbeth Bruce

i love paypal credit! i have been a member for 5 years with just a basic account so that i could send money for free to my kids. then i applied for their credit and had a $900 credit limit with poor credit! I was blown away everywhere else that i applied i was being denied or the apr was thru the roof. Paypal has been great. since then they have upped my credit limit 2 times atomatically which i love.

1 year ago Edited April 11, 2023

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Crystal

Love that there's no APR interest for 6 months on some orders. The website and app make it easy to see how much time you have left to pay on each purchase to avoid paying interest. Sometimes I wish there was a physical card I could use.

1 year ago

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C. McDaniel Atlanta, GA

I've had them for years and I love not having to give other companies my personal information, just go through PayPal, and if you ever have any problems with a company or individual you've bought something from through PayPal, they WILL get you a refund , they have for me numerous times !!

1 year ago

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gar greiner Colorado Springs, CO

I love PayPal.simple and easy to send or receive funds instantly. Also safe when online shopping.if there was ever a problem with a retailer PayPal will take care of it asap. I use PayPal credit when I want something but need a little more time as I'm on a fixed income .it's all good with PayPal .thanks,G B.Greiner. easy,secure,safe

1 year ago

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Robbin Nelson Castle Hayne, NC

I love paypal because it protects my purchases. Most of the time I get in on the no interest rate purchases, so the interest doesn't affect me. If you have the opportunity to purchase using PP, I would recommend it only because of the purchase protection.

1 year ago

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kelli s Las Vegas, NV

I’ve been a customer of both the regular card and business card for many years. I stay because of the great benefits and sense of security I have with them. The CS team is A1 in fraud detection and they have saved me on a few occasions.

1 year ago

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ave Pleasant Grove, UT

I use Paypal for most of my online shopping needs because it comes with a warranty and insurance that if something isn't right with your purchase they will make it right. They also have a great customer service which is quick to respond to inquires.

4 years ago

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nathan brewer Lehi, UT

Paypal has made life so easy! It is so nice to not have to have to carry my wallet as much because so many places accept paypal credit. I always carry my phone but don't always like carrying my wallet and this has made that possible.

5 years ago

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Otim Jordan Kampala, 102

PayPal credit card are easy to top up and transaction are monitored and protected.

3 months ago

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Verenice Rodríguez-Ruiz

Flexibility. It’s a great credit card alternative. It’s been a very good experience.

3 months ago

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scotty MN

Love the options Paypal Credit offers, you can use it anywhere online and also when youre at the shops. Buyer protection can get a little messy but they have your back

4 months ago

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Aaron Anderson

Seamless transactions made simple. Secure payments, wide acceptance. Online shopping made effortless.

5 months ago Edited November 20, 2023

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Peter Land O' Lakes, FL

I did not understand the process to get ramped up with this service after downloading the app. I decided to call a live person, and that took me two days to get one. I eventually got it, download it and established an account. It was quite cumbersome, and when I wanted to reverse fees that were charged to me by both PayPal and the vendor, they refused, and said I had to get the money from the vendor. Was not a good experience.

9 months ago

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Robert Horn II Pahrump, NV

Paypal Credit makes our purchasing of merchandise online very easy and safe. We also enjoy the rebate benefits the card provides.

7 months ago

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Moureen Meggers Ennis, TX

Love using this card, can't be used everywhere for purchases. They work with you for issues and do help with great customer service.

8 months ago

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Gina Donofrio Lafayette, TN

I have been very happy with my card. PayPal keeps me informed of every transaction. I don't have to worry about any fraudulent charges with their quick reaction times.

1 year ago

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Diane Tacoma, WA

We’ve used PayPal for years and have asked for help with issues 3 times. They never side with us, they side with the merchant. This last time we ordered something for 27 dollars. The merchant charged the 27 dollars PLUS 163.23. I contacted the resolution center and they did nothing to help us. We are out the 163.23. We’re finished with them but just want others to be aware.

4 years ago

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Dorothea Cassady

The give free protection and fight for reimbursement claims, offer extended time no interest payments, are always accessible, require no card numbers to avoid hacks.

6 years ago

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REBECCA Simi Valley, CA

This is very important to my lifestyle. Being on Social Security has it's limits, but this card stretches the budget. Love that things are guaranteed.

11 months ago Edited April 27, 2023

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Kalume Ibrahim Miami, FL

PayPal credit card isn't easy to purchase because one requires a PayPal account to qualify.

1 month ago

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S Kelly Grand Island, NY

I love PayPal I feel safe buying things online with them

3 months ago

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FriscoTXHomeowner Frisco, TX

PayPal is great and we use it all the time. It's nice that it syncs with bank accounts and credit cards. I feel it gives a layer of protection that we need in today's environment.

1 year ago

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nettie maureen tompkins Houston, TX

They are reliable sometime, sometimes not. They have failed me twice. I won't trust them again. I made a purchase from Wayfair calling it a closeout item. It proved to be a scam. Paypal won't do anything. About a year before that I ordered an item that proved to be inferior. Paypal refused to handle a return and the company disappeared and came on facebook under another name.

1 year ago

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Megum Povsha Bozeman, MT

Paypal is a great way to send money or pay online. It's very easy and fast. I like Paypal because it can transfer money internationally, so you don't have to worry about currency exchange rates. The transaction fee is also low compared with other payment methods, such as credit cards and bank transfers.

2 years ago

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Vy Ha Tallahassee, FL

I love Paypal because of the services it provides since I don't have to worry about security leaks with my transactions. I also don't have be responsible for an unauthorized transactions

2 years ago

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Myken Salt Lake City, UT

I love my Paypal Credit card. My favorite feature is the interest free for 6 months offer. I use it on my larger purchases and love that it gives me time to pay it off with no fees or interest.

4 years ago

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Jeremy Webb Dallas, TX

PayPal credit can be a little confusing. They offer a 6 month no interest plan when purchasing an item which needs to be watched. If you lose track of your purchases and end up forgetting about it, it can hurt you hard when that interest comes through from the 6 months. Very convenient though, a lot of online retailers have the option for PayPal credit. Just keep track of your purchases.

4 years ago

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Hallieford Orem, UT

PayPal is easy and convenient. They have treated me with respect, honesty, and great customer service. The shopping verification process that I use to purchase items online from other companies is great!

4 years ago